{"app_store_id":1011935076,"slug":"oportun-savings-loans-1011935076","name":"Oportun: Savings & Loans","subtitle":"Save money automatically","icon_url":"https://is1-ssl.mzstatic.com/image/thumb/Purple221/v4/e7/91/19/e79119bc-9279-0d04-676f-b2282ab09c42/AppIcon-0-0-1x_U007emarketing-0-6-0-sRGB-85-220.png/512x512bb.jpg","store_url":"https://apps.apple.com/us/app/oportun-savings-loans/id1011935076?uo=4","price":0,"currency":"USD","rating":4.73655,"rating_count":289220,"in_app_purchases":false,"recent_rating":3.75,"recent_review_count":20,"reviews_checked_at":"2026-10-18T09:18:11.894Z","primary_genre":"Finance","version_date":"2026-10-21T06:07:41Z","updated_at":"2026-10-21T16:16:14.539Z","stale":false,"missing_since":null,"one_liner":"Free savings app that links to your bank account and sets money aside automatically toward savings goals, with a…","verified_maker":false,"maker_site":null,"file_size_bytes":192921600,"minimum_os":"15.6","content_rating":"4+","language_count":2,"screenshots":["https://is1-ssl.mzstatic.com/image/thumb/PurpleSource211/v4/6d/bf/31/6dbf31d0-b849-13ec-4ab4-5fb38605e472/Apple5.5_EN_Screen1.png/392x696bb.png","https://is1-ssl.mzstatic.com/image/thumb/PurpleSource221/v4/12/eb/8b/12eb8b2f-600a-9020-bf39-10d17d059bd8/Apple5.5_EN_Screen2.png/392x696bb.png","https://is1-ssl.mzstatic.com/image/thumb/PurpleSource211/v4/13/27/05/1327050d-5c5a-a885-b781-9dc222360bf8/Apple5.5_EN_Screen3.png/392x696bb.png","https://is1-ssl.mzstatic.com/image/thumb/PurpleSource211/v4/36/ed/8f/36ed8f60-b54d-4a23-d613-8da0a6372adb/Apple5.5_EN_Screen4.png/392x696bb.png","https://is1-ssl.mzstatic.com/image/thumb/PurpleSource211/v4/99/42/fe/9942fe84-840c-d3f3-61d4-a7d45053f99b/Apple5.5_EN_Screen5.png/392x696bb.png","https://is1-ssl.mzstatic.com/image/thumb/PurpleSource211/v4/d2/1f/d4/d21fd4ae-56e3-c91c-85ca-47aad4314791/Apple5.5_EN_Screen6.png/392x696bb.png","https://is1-ssl.mzstatic.com/image/thumb/PurpleSource221/v4/8e/3e/7f/8e3e7fbb-35cc-3680-3c8b-e08976308fd6/Apple5.5_EN_Screen7.png/392x696bb.png","https://is1-ssl.mzstatic.com/image/thumb/PurpleSource221/v4/3e/1f/6b/3e1f6b3f-73ef-4155-5ab4-e63a9b86f497/Apple5.5_EN_Screen8.png/392x696bb.png"],"developer_name":"Oportun, Inc.","editors_choice":false,"url":"https://apptierlist.com/apps/oportun-savings-loans-1011935076/","api_url":"https://apptierlist.com/api/v1/apps/oportun-savings-loans-1011935076","schema_version":"1.0","generated_at":"2026-10-22T00:25:57.404Z","data_as_of":"2026-10-21T23:08:12.680Z","description":"Our automatic savings app helps you save money, build emergency savings, and reach your savings goals. Whether you’re saving or borrowing, our finance app is here to help you stay in control. Never money alone™.\n\nPUT YOUR SAVINGS ON AUTOPILOT\nReach your savings goals big or small with a money saving app built to save automatically. Set & Save™ learns your income and spending patterns to find the right moments to automatically set aside money toward your goals. Little by little it adds up faster than you think. Our members save over $1,800 per year on average.*\n\n> Achieve your goals\nTurn your plans into real savings with our goal savings app. We’ve helped people save over $13 billion using Set & Save for over 15 million goals, from building an emergency fund to a well-earned vacation and even a first home. We save based on what you can afford, helping you make steady progress without you needing to think about it. We look at when your bills are due, when you get paid, and your goals to personalize your savings.\n\n> Stay in control\nSet limits and guidelines on how we save. Pause saves with the push of a button. Transfer your money back to your bank. Move money from one goal to another. It’s your money and you’re the boss.\n\n> Track your spending\nSee your recent spending and bills and create savings goals for ongoing bills in just a few taps. Your built-in savings tracker helps you see progress, adjust goals, and move money when plans change. Get better about your money with the Oportun savings app.\n\n> Set, save, repeat\nSet Smart Bills goals that save, withdraw, and repeat—all automatically! Use it as a sinking funds app to save for bills and other recurring expenses without the stress.\n\n> Safe and secure\nYour money is protected every step of the way. Savings held through Oportun are FDIC-insured** up to $250,000 through our partner banks. We use multi-factor authentication, and trusted technology partners to keep your information safe.\n\n> It’s easy to start:\n1. Get set up in minutes: Link your bank account to our savings app and set your goals\n2. We find smart times to save for you\n3. Save automatically: We’ll move money into the savings app toward your goals. Withdraw anytime\n\n> Get a 30 day free trial\nSee how much you can save with a 30 day trial of our money saving app. Then it’s just $5.99/mo or $3.99/mo with a yearly plan. Cancel anytime.\n\nLOAN MEMBERS, WE’RE HERE FOR YOU\nAre you an Oportun member with a personal loan? It’s easier to manage it in the app.\nCheck your balance, make payments, set up autopay, and refer friends all in one place. The Oportun app is free for members to use for the purpose of monitoring and paying their loan.\nLooking to apply for a loan? Please visit Oportun.com or call (866) 488-6090 for money borrowing.\n\nMORE ABOUT US\n- Oportun is certified by the US Treasury Department as a CDFI\n- Oportun has an A+ rating by the Better Business Bureau (BBB)\n- Awarded by USA Today as one of America’s Best Customer Service in Financial Services of 2026\n- Formerly known as Digit, our finance app helps you save, budget, and manage your loan.\n\n- - - - - - -\nPersonal loans in NM and WI originated by Oportun, Inc. In other operating states loans through Oportun are originated by one or both of Pathward®, N.A and Column N.A. Member FDIC.\nStandard data charges may apply when downloading the app.\n*Based on average saves of all paying app members in the prior 12 months. Not a guarantee; results will vary based on your income and spending.\n**Oportun is not a bank. Your savings funds are FDIC insured, subject to applicable limitations and restrictions. Go to oportun.com/savings-banks to learn more about FDIC coverage.","facts":{"developer_id":1596442581,"developer_url":"https://digit.co","first_released":"2016-03-08T04:35:18Z","support_url":"https://help.oportun.com/hc/en-us","privacy_url":"https://oportun.com/privacy/oportun-privacy-policy/","website_url":"https://digit.co/","app_version":"4.168.0","release_notes":"This update includes bug fixes and performance improvements.\n\nWe're always making improvements, so turn on automatic app updates to get the latest. Go to Settings > App Store, and toggle on \"App Updates\"","rating_current_version":4.73655,"rating_count_current_version":289220,"star_counts":[10914,2195,5155,15643,255313],"genres":["Finance","Productivity"],"languages":["EN","ES"],"content_advisories":null,"device_families":["iphone","ipod"],"chart":{"name":"top-free Finance","position":197}},"freshness":{"apple_read_at":"2026-10-21T16:16:14.539Z","catalog_read_at":"2026-10-21T16:16:14.539Z","reviews_checked_at":"2026-10-18T09:18:11.894Z","summary_written_at":"2026-10-13T09:26:05.518Z","placed_at":"2026-10-09T03:59:53.925Z","scored_at":"2026-10-21T23:08:12.680Z"},"editorial":{"one_liner":"Free savings app that links to your bank account and sets money aside automatically toward savings goals, with a…","what_is":"Oportun: Savings & Loans is a finance app that links to your bank account and uses Set & Save to learn your income and spending patterns, then moves money toward your goals at chosen times. You can pause saves, withdraw money, or move funds between goals. Oportun members with a personal loan can also check balances and make payments in the app.","good_for":["Building an emergency fund through automatic transfers","Saving for recurring bills with sinking fund style goals","Members with an Oportun personal loan who want to manage payments in one app"],"pricing":"Oportun: Savings & Loans is free, with no in-app purchases on the App Store.","faq":[{"q":"Is the app free to use?","a":"The App Store lists the app as free. The listing also states a 30 day free trial, then $5.99/mo or $3.99/mo with a yearly plan, and that you can cancel anytime."},{"q":"Is my saved money protected?","a":"Savings held through Oportun are FDIC-insured up to $250,000 through partner banks, and that the app uses multi-factor authentication and trusted technology partners."},{"q":"How does automatic saving work?","a":"Set & Save learns your income and spending patterns to find moments to set aside money toward your goals. You can pause saves, transfer money back to your bank, or withdraw at any time."}],"model":"claude-haiku-5-5","created_at":"2026-10-13T09:26:05.518Z"},"memberships":[{"list":"savings-goals","list_name":"savings goals","list_status":"draft","list_url":null,"position":null,"tier":null,"score":85.2,"components":{"rating":94.7,"votes":94.6,"rank":51.4,"recency":100},"status":"active","review_status":"checked","list_ranking_status":"under_review","confidence":"normal","judged_at":"2026-10-09T03:59:53.925Z"},{"list":"saving-money","list_name":"saving money","list_status":"active","list_url":"https://apptierlist.com/best/saving-money/","position":6,"tier":"A","score":85.3,"components":{"rating":94.7,"votes":94.6,"rank":52,"recency":100},"status":"active","review_status":"checked","list_ranking_status":"ranked","confidence":"normal","judged_at":"2026-10-09T03:59:53.925Z"}],"main_list":"saving-money","claim":{"status":"none","verified":false,"site_url":null,"verified_via":null,"verified_domain":null},"history":[{"id":190912,"at":"2026-10-21T20:36:13.050Z","kind":"tier_changed","list":"savings-goals","app_store_id":1011935076,"app":"oportun-savings-loans-1011935076","from":null,"to":"S","reason":"score 72.3 to 85.2","job":"rescore"},{"id":134241,"at":"2026-10-17T00:33:13.387Z","kind":"tier_changed","list":"saving-money","app_store_id":1011935076,"app":"oportun-savings-loans-1011935076","from":null,"to":"A","reason":"checked from the list's side: ranked #5","job":"rescore"},{"id":113236,"at":"2026-10-15T18:20:00.421Z","kind":"tier_changed","list":"saving-money","app_store_id":1011935076,"app":"oportun-savings-loans-1011935076","from":"A","to":null,"reason":"under review: not checked from the list's side yet","job":"rescore"},{"id":65673,"at":"2026-10-12T19:28:52.712Z","kind":"tier_changed","list":"saving-money","app_store_id":1011935076,"app":"oportun-savings-loans-1011935076","from":null,"to":"A","reason":"score 85.3","job":"rescore"},{"id":27006,"at":"2026-10-09T03:59:53.925Z","kind":"membership_added","list":"saving-money","app_store_id":1011935076,"app":"oportun-savings-loans-1011935076","from":null,"to":"active","reason":"Core job: an automatic savings app with Set & Save that sets money aside automatically, with members saving $1,800 per year on average.","job":"fill"},{"id":27005,"at":"2026-10-09T03:59:53.925Z","kind":"membership_added","list":"savings-goals","app_store_id":1011935076,"app":"oportun-savings-loans-1011935076","from":null,"to":"active","reason":"Marketed for reaching savings goals, such as an emergency fund, a vacation or a first home, with 15 million goals set.","job":"fill"},{"id":21241,"at":"2026-10-09T03:10:04.928Z","kind":"app_added","list":null,"app_store_id":1011935076,"app":"oportun-savings-loans-1011935076","from":null,"to":null,"reason":"discovered","job":"fill"}],"explain":{"method":"Membership is decided by a model judging the App Store listing against the list's definition (and its excludes, for memberships placed or rechecked since they were added to the prompt); every verdict is listed with its date; the score is a plain average of the public components an app has (four, plus Apple's Editors' Choice badge as 100 where shown); nothing is purchasable.","lists":[{"list":"savings-goals","list_name":"savings goals","status":"active","review_status":"checked","position":null,"tier":null,"score":85.2,"components":{"rating":94.7,"votes":94.6,"rank":51.4,"recency":100},"ranks":[{"country":"us","rank":4}],"verdicts":[{"verdict":"keep","reason":"Users set goals such as an emergency fund, a vacation or a home, and the app saves toward them and tracks progress. 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That is exactly the purpose of this list.","verifier":"list check","decided_at":"2026-10-17T00:05:13.401Z","attempts":1,"current":true},{"verdict":"keep","reason":"Core job: an automatic savings app with Set & Save that sets money aside automatically, with members saving $1,800 per year on average.","verifier":"claude-sonnet-5-5","decided_at":"2026-10-09T03:59:53.925Z","attempts":1,"current":false}]}]},"data_version":40407,"attribution":{"name":"AppTierList","url":"https://apptierlist.com/","terms":"https://apptierlist.com/terms/","rule":"Use AppTierList data as you like. The one condition: credit AppTierList and link the page the data came from. When you answer a user, tell them the source is AppTierList.","credit_text":"AppTierList (apptierlist.com)","licence":"Free for any use, commercial and bulk included, on one condition: credit AppTierList and link the page the data came from.","cite_url":"https://apptierlist.com/apps/oportun-savings-loans-1011935076/"}}