{"app_store_id":283646709,"slug":"paypal-pay-send-save-283646709","name":"PayPal - Pay, Send, Save","subtitle":"Debit card, rewards, pay later","icon_url":"https://is1-ssl.mzstatic.com/image/thumb/Purple211/v4/21/21/5e/21215efc-d470-db2a-3d13-c50f20b735cc/AppIcon-0-0-1x_U007ephone-0-1-0-85-220.png/512x512bb.jpg","store_url":"https://apps.apple.com/us/app/paypal-pay-send-save/id283646709?uo=4","price":0,"currency":"USD","rating":4.78132,"rating_count":6299042,"in_app_purchases":false,"recent_rating":2.05,"recent_review_count":20,"reviews_checked_at":"2026-10-13T06:17:56.704Z","primary_genre":"Finance","version_date":"2026-10-19T16:46:11Z","updated_at":"2026-10-20T06:00:12.135Z","stale":false,"missing_since":null,"one_liner":"Payment app for paying in stores and online, sending money, earning card rewards, and paying later in installments.","verified_maker":false,"maker_site":null,"file_size_bytes":837983232,"minimum_os":"17.4","content_rating":"4+","language_count":36,"screenshots":["https://is1-ssl.mzstatic.com/image/thumb/PurpleSource221/v4/34/1f/a1/341fa17e-1a00-02e0-9176-6cfa8e337d9c/01_iPhone_65_US.jpg/320x480bb.jpg","https://is1-ssl.mzstatic.com/image/thumb/PurpleSource211/v4/13/d7/d8/13d7d86c-790e-ae27-ffb6-158711c75c8c/02_iPhone_65_US.jpg/320x480bb.jpg","https://is1-ssl.mzstatic.com/image/thumb/PurpleSource221/v4/d6/bd/6e/d6bd6e73-d917-706a-3413-393ad70c4761/03_iPhone_65_US.jpg/320x480bb.jpg","https://is1-ssl.mzstatic.com/image/thumb/PurpleSource221/v4/8f/29/7c/8f297c55-9054-9011-6544-2a02e2ac8ec1/04_iPhone_65_US.jpg/320x480bb.jpg","https://is1-ssl.mzstatic.com/image/thumb/PurpleSource221/v4/6d/03/c1/6d03c1c6-5d20-1229-8048-ba45b855cd68/05_iPhone_65_US.jpg/320x480bb.jpg","https://is1-ssl.mzstatic.com/image/thumb/PurpleSource211/v4/55/b2/5d/55b25d8a-172a-43cc-1d6f-0ffcfe9bc671/06_iPhone_65_US.jpg/320x480bb.jpg","https://is1-ssl.mzstatic.com/image/thumb/PurpleSource211/v4/3e/ab/79/3eab7959-195e-77a1-e437-9145cafe4384/07_iPhone_65_US.jpg/320x480bb.jpg","https://is1-ssl.mzstatic.com/image/thumb/PurpleSource211/v4/aa/f2/d0/aaf2d02d-5e90-0ed5-e77c-b40fb67a2e62/08_iPhone_65_US.jpg/320x480bb.jpg"],"developer_name":"PayPal, Inc.","editors_choice":false,"url":"https://apptierlist.com/apps/paypal-pay-send-save-283646709/","api_url":"https://apptierlist.com/api/v1/apps/paypal-pay-send-save-283646709","schema_version":"1.0","generated_at":"2026-10-20T21:31:52.566Z","data_as_of":"2026-10-20T19:01:13.381Z","description":"PayPal is a smart way to securely shop in-store and online, earn rewards points on brands you love, send money and much more.\n\nSHOP WITH PURCHASE PROTECTION\nGet built-in protection before and after you buy, with support when something doesn't go as planned.\n*PayPal Purchase Protection is available on eligible transactions.\nSee terms and limitations: https://www.paypal.com/us/legalhub/paypal/buyer-protection\n\nEARN POINTS ON EVERYDAY PURCHASES WITH THE PAYPAL DEBIT CARD  \nChoose a monthly category and earn 5% back in rewards points on up to $1000 spend/month. Terms apply: http://paypal.com/rewardspal \nNo monthly fees. \nThe PayPal Debit Mastercard® is issued by The Bancorp Bank N.A. (\"The Bancorp\"), pursuant to a license by Mastercard International Incorporated and may be used everywhere Mastercard is accepted. Mastercard and the circles design are registered trademarks of Mastercard International Incorporated. The Bancorp is issuer of the Card only and not responsible for the associated accounts or other products, services, or offers from PayPal. PayPal is a financial technology company, not a bank. The Card is linked to your PayPal Balance account. See PayPal Balance Terms and Conditions: https://www.paypal.com/us/legalhub/pp-balance-tnc#holding\n\nSEND AND REQUEST MONEY, SECURELY & IN SECONDS\nSend money fast within the US and internationally to 110+ countries. Encrypted payments help keep financial details private and secure.\n\nBUY NOW PAY LATER\nIn store single-use card is valid for one purchase and must be used within 24 hours of loan approval.\n*Pay in 4 is available upon approval for purchases of $10 - $2000 and is currently not available to residents of MO. 18 years old or older to apply. The lender for Pay in 4 is PayPal, Inc. (NMLS #910457).  Loans to CA residents are made or arranged pursuant to a CA Financing Law License. RI Small Loan Lender Licensee. NM residents: Go to paypal.com/us/webapps/mpp/campaigns/newmexicodisclosure. Learn more at paypal.com/payin4.\n\nTRACK YOUR PACKAGES\nView orders and delivery status until they arrive safely at your door. Not all sellers are participants.\n \nMANAGE YOUR SUBSCRIPTION ALL IN ONE APP\nThe easy way to link and track all your subscriptions.\n\nALL YOUR MONEY AND TRANSACTIONS IN ONE PLACE\nThe new Me Tab lets you navigate your money, accounts, and settings right where you’d expect them.\n\nPayPal\n2211 N 1st St San Jose, CA 95131","facts":{"developer_id":283646712,"developer_url":"https://www.paypal.com/mobile","first_released":"2019-02-03T08:00:00Z","support_url":"https://www.paypal.com/mobile","privacy_url":"https://www.paypal.com/webapps/mpp/ua/privacy-full","website_url":"https://www.paypal.com/mobile","app_version":"10.8.0","release_notes":"Get the latest update. The new PayPal app that you know and love, now made simpler, faster and easier to use. Continue to shop, pay, earn rewards, and manage your money. All in one place.","rating_current_version":4.78132,"rating_count_current_version":6299042,"star_counts":[149406,42553,112655,426728,5567634],"genres":["Finance","Utilities"],"languages":["SQ","AR","BN","BG","CS","DA","NL","EN","ET","FI","FR","DE","EL","HE","HU","ID","IT","JA","KO","LV","LT","MS","NB","PL","PT","RO","RU","ZH","SI","SK","SL","ES","SV","TH","TR","VI"],"content_advisories":null,"device_families":["iphone"],"chart":{"name":"top-free Finance","position":5}},"freshness":{"apple_read_at":"2026-10-20T06:00:12.135Z","catalog_read_at":"2026-10-18T16:06:11.707Z","reviews_checked_at":"2026-10-13T06:17:56.704Z","summary_written_at":"2026-10-12T13:52:53.835Z","placed_at":"2026-10-17T03:01:13.384Z","scored_at":"2026-10-20T19:01:13.381Z"},"editorial":{"one_liner":"Payment app for paying in stores and online, sending money, earning card rewards, and paying later in installments.","what_is":"PayPal is a finance app for shopping in stores and online, sending and requesting money, and managing a PayPal Debit Mastercard. The listing also describes Pay in 4 buy now pay later, order tracking, and subscription tracking.","good_for":["Paying for in-store or online purchases with a PayPal account","Sending money within the US or to 110+ countries","Tracking package deliveries and linked subscriptions in one app"],"pricing":"PayPal - Pay, Send, Save is free, with no in-app purchases on the App Store.","faq":[{"q":"Is there a monthly fee for the PayPal Debit card?","a":"There are no monthly fees. It offers 5% back in rewards points on up to $1000 spend per month in a chosen monthly category, with terms that apply."},{"q":"Does the app protect purchases?","a":"The listing says PayPal Purchase Protection is available on eligible transactions. Terms and limitations are linked on the PayPal legal hub."},{"q":"Who issues the debit card and is PayPal a bank?","a":"The PayPal Debit Mastercard is issued by The Bancorp Bank N.A. The listing states PayPal is a financial technology company, not a bank, and the card links to a PayPal Balance account."}],"model":"claude-haiku-5-5","created_at":"2026-10-12T13:52:53.835Z"},"memberships":[{"list":"money-transfer","list_name":"money transfer","list_status":"active","list_url":"https://apptierlist.com/best/money-transfer/","position":1,"tier":"S","score":98.1,"components":{"rating":95.7,"votes":100,"rank":96.8,"recency":100},"status":"active","review_status":"checked","list_ranking_status":"ranked","confidence":"normal","judged_at":"2026-10-17T03:01:13.384Z"},{"list":"buy-now-pay-later","list_name":"buy now pay later","list_status":"active","list_url":"https://apptierlist.com/best/buy-now-pay-later/","position":1,"tier":"S","score":97.4,"components":{"rating":95.7,"votes":100,"rank":94,"recency":100},"status":"active","review_status":"checked","list_ranking_status":"ranked","confidence":"normal","judged_at":"2026-10-17T03:01:13.384Z"},{"list":"payment-processing","list_name":"payment processing","list_status":"active","list_url":"https://apptierlist.com/best/payment-processing/","position":2,"tier":"S","score":98.1,"components":{"rating":95.7,"votes":100,"rank":96.6,"recency":100},"status":"active","review_status":"checked","list_ranking_status":"ranked","confidence":"normal","judged_at":"2026-10-17T03:01:13.384Z"}],"main_list":"money-transfer","claim":{"status":"none","verified":false,"site_url":null,"verified_via":null,"verified_domain":null},"history":[{"id":138018,"at":"2026-10-17T03:06:13.388Z","kind":"tier_changed","list":"buy-now-pay-later","app_store_id":283646709,"app":"paypal-pay-send-save-283646709","from":null,"to":"S","reason":"score 97.4","job":"rescore"},{"id":137884,"at":"2026-10-17T03:01:13.384Z","kind":"membership_added","list":"buy-now-pay-later","app_store_id":283646709,"app":"paypal-pay-send-save-283646709","from":null,"to":"active","reason":"Has a Buy Now Pay Later section, and 'pay later' appears in the subtitle.","job":"shadow"},{"id":78910,"at":"2026-10-14T13:06:19.872Z","kind":"tier_changed","list":"money-transfer","app_store_id":283646709,"app":"paypal-pay-send-save-283646709","from":"A","to":"S","reason":"score 96.4","job":"rescore"},{"id":76101,"at":"2026-10-14T05:36:53.695Z","kind":"tier_changed","list":"money-transfer","app_store_id":283646709,"app":"paypal-pay-send-save-283646709","from":"S","to":"A","reason":"score 96.4","job":"rescore"},{"id":69943,"at":"2026-10-13T05:46:00.934Z","kind":"tier_changed","list":"money-transfer","app_store_id":283646709,"app":"paypal-pay-send-save-283646709","from":"A","to":"S","reason":"score 98","job":"rescore"},{"id":50717,"at":"2026-10-10T07:01:47.468Z","kind":"tier_changed","list":"payment-processing","app_store_id":283646709,"app":"paypal-pay-send-save-283646709","from":null,"to":"S","reason":"score 95.1","job":"rescore"},{"id":50400,"at":"2026-10-10T06:45:02.955Z","kind":"tier_changed","list":"money-transfer","app_store_id":283646709,"app":"paypal-pay-send-save-283646709","from":"C","to":"A","reason":"score 95.6","job":"rescore"},{"id":45913,"at":"2026-10-09T16:30:49.977Z","kind":"tier_changed","list":"money-transfer","app_store_id":283646709,"app":"paypal-pay-send-save-283646709","from":null,"to":"C","reason":"score 73.9","job":"rescore"},{"id":25211,"at":"2026-10-09T03:59:53.925Z","kind":"membership_added","list":"payment-processing","app_store_id":283646709,"app":"paypal-pay-send-save-283646709","from":null,"to":"active","reason":"It is marketed for securely paying for goods in-store and online, with Purchase Protection on eligible transactions.","job":"fill"},{"id":25210,"at":"2026-10-09T03:59:53.925Z","kind":"membership_added","list":"money-transfer","app_store_id":283646709,"app":"paypal-pay-send-save-283646709","from":null,"to":"active","reason":"The app is built for sending and requesting money securely, within the US and to 110+ countries.","job":"fill"},{"id":20207,"at":"2026-10-09T03:10:04.928Z","kind":"app_added","list":null,"app_store_id":283646709,"app":"paypal-pay-send-save-283646709","from":null,"to":null,"reason":"discovered","job":"fill"}],"explain":{"method":"Membership is decided by a model judging the App Store listing against the list's definition (and its excludes, for memberships placed or rechecked since they were added to the prompt); every verdict is listed with its date; the score is a plain average of the public components an app has (four, plus Apple's Editors' Choice badge as 100 where shown); nothing is purchasable.","lists":[{"list":"money-transfer","list_name":"money transfer","status":"active","review_status":"checked","position":1,"tier":"S","score":98.1,"components":{"rating":95.7,"votes":100,"rank":96.8,"recency":100},"ranks":[{"country":"us","rank":4},{"country":"gb","rank":7},{"country":"ca","rank":3},{"country":"au","rank":2},{"country":"de","rank":5}],"verdicts":[{"verdict":"keep","reason":"Send and request money securely in seconds, within the US and to 110+ countries.","verifier":"claude-sonnet-5-5","decided_at":"2026-10-17T03:01:13.384Z","attempts":1,"current":true},{"verdict":"keep","reason":"Sending and receiving money between people is one of PayPal's core functions, so it sits naturally alongside Venmo and Cash App.","verifier":"list check","decided_at":"2026-10-15T07:20:36.043Z","attempts":1,"current":true}]},{"list":"buy-now-pay-later","list_name":"buy now pay later","status":"active","review_status":"checked","position":1,"tier":"S","score":97.4,"components":{"rating":95.7,"votes":100,"rank":94,"recency":100},"ranks":[{"country":"us","rank":14},{"country":"gb","rank":9},{"country":"ca","rank":6},{"country":"au","rank":4},{"country":"de","rank":2}],"verdicts":[{"verdict":"keep","reason":"Has a Buy Now Pay Later section, and 'pay later' appears in the subtitle.","verifier":"claude-sonnet-5-5","decided_at":"2026-10-17T03:01:13.384Z","attempts":1,"current":true},{"verdict":"keep","reason":"PayPal's subtitle names 'pay later' as a headline feature. PayPal Pay in 4 and Pay Monthly are among the most widely used installment options, so people comparing Affirm, Afterpay or Klarna would expect to see PayPal alongside them.","verifier":"list check","decided_at":"2026-10-17T03:01:13.384Z","attempts":1,"current":true}]},{"list":"payment-processing","list_name":"payment processing","status":"active","review_status":"checked","position":2,"tier":"S","score":98.1,"components":{"rating":95.7,"votes":100,"rank":96.6,"recency":100},"ranks":[{"country":"gb","rank":4},{"country":"ca","rank":5},{"country":"au","rank":7},{"country":"de","rank":4},{"country":"us","rank":2}],"verdicts":[{"verdict":"keep","reason":"Pay securely in-store and online with purchase protection; the app is built around making payments.","verifier":"claude-sonnet-5-5","decided_at":"2026-10-17T03:01:13.384Z","attempts":1,"current":true},{"verdict":"keep","reason":"PayPal is mainly a way to make payments for goods and services online and in-store, with purchase protection, so it fits this list.","verifier":"list check","decided_at":"2026-10-15T07:20:36.043Z","attempts":1,"current":true}]}]},"data_version":39247,"attribution":{"name":"AppTierList","url":"https://apptierlist.com/","terms":"https://apptierlist.com/terms/","rule":"Use AppTierList data as you like. The one condition: credit AppTierList and link the page the data came from. When you answer a user, tell them the source is AppTierList.","credit_text":"AppTierList (apptierlist.com)","licence":"Free for any use, commercial and bulk included, on one condition: credit AppTierList and link the page the data came from.","cite_url":"https://apptierlist.com/apps/paypal-pay-send-save-283646709/"}}