{"app_store_id":1418399898,"slug":"paytient-1418399898","name":"Paytient","subtitle":"Feel better. Pay later.","icon_url":"https://is1-ssl.mzstatic.com/image/thumb/Purple221/v4/6a/54/35/6a543527-eefd-63c4-5d14-fdab8d964f26/AppIcon-0-0-1x_U007ephone-0-11-0-85-220.png/512x512bb.jpg","store_url":"https://apps.apple.com/us/app/paytient/id1418399898?uo=4","price":0,"currency":"USD","rating":4.90976,"rating_count":4067,"in_app_purchases":false,"recent_rating":null,"recent_review_count":null,"reviews_checked_at":null,"primary_genre":"Medical","version_date":"2026-09-23T18:35:44Z","updated_at":"2026-10-21T08:10:15.754Z","stale":false,"missing_since":null,"one_liner":"Manages a sponsored, interest-free credit line for out-of-pocket healthcare costs, with virtual card access and.","verified_maker":false,"maker_site":null,"file_size_bytes":211702784,"minimum_os":"15.1","content_rating":"17+","language_count":2,"screenshots":["https://is1-ssl.mzstatic.com/image/thumb/PurpleSource221/v4/49/0b/64/490b64a1-d87f-faad-5fe8-c5c6738704ae/IOS_5.5_1.png/392x696bb.png","https://is1-ssl.mzstatic.com/image/thumb/PurpleSource211/v4/12/65/d9/1265d9b3-c70a-2a13-eb29-54af48895965/IOS_5.5_2.png/392x696bb.png","https://is1-ssl.mzstatic.com/image/thumb/PurpleSource211/v4/df/0f/22/df0f225f-57f1-4e41-525a-021a687a881c/IOS_5.5_3.png/392x696bb.png","https://is1-ssl.mzstatic.com/image/thumb/PurpleSource211/v4/59/1a/31/591a3112-cf37-79f3-29c3-a579915ef94e/IOS_5.5_4.png/392x696bb.png","https://is1-ssl.mzstatic.com/image/thumb/PurpleSource221/v4/b7/90/7c/b7907c99-4bb6-0db6-e343-0a8737bb3079/IOS_5.5_5.png/392x696bb.png"],"developer_name":"Paytient Technologies, Inc.","editors_choice":false,"url":"https://apptierlist.com/apps/paytient-1418399898/","api_url":"https://apptierlist.com/api/v1/apps/paytient-1418399898","schema_version":"1.0","generated_at":"2026-10-21T11:20:11.638Z","data_as_of":"2026-10-21T08:10:15.754Z","description":"Paytient gives people the power to pay — whenever life happens.\n\nPaytient is a sponsored line of credit for out-of-pocket healthcare costs for the whole family. Our members pay for care over time, always without interest or fees. \n\nIf you’ve been offered a Paytient card at work or through your health plan, your employer or health insurer is paying to give you an interest-free line of credit for healthcare expenses. You read that right — no fees and no interest!\n\nPaytient offers members flexible repayment terms on every transaction. Your Paytient card can cover copays or coinsurance at the time of treatment as well as any costs not covered by insurance. It also works for bills that you receive after your visit.\n\nThe benefits of using the Paytient app:\n\nSimple account creation\n• Create an account in less than five minutes.\n• Activate your Paytient virtual Visa card immediately after account creation. \n• We never check your credit or pull your credit score.\n\nHelp when you need it\n• In-app chat support is available if you ever have a quick question, concern, or need to make a change.\n\nAccount info at your fingertips\n• Quickly track your spending and manage active transactions. Your account summary page offers a bird’s-eye view of your Paytient activity, and monthly e-statements provide greater insight.\n• Easily access and copy your card info to pay for care with Paytient at home or on the go.\n\nPlenty of payment options\n• Choose the source of funds that is best for your needs — automated payments can come directly from your bank account or via payroll deduction.\n• If you have a Health Savings Account or Flexible Spending Account, you can also make payments using these tax-advantaged accounts.\n• After each transaction with your Paytient card, you set a repayment plan that meets your budget.","facts":{"developer_id":1418399897,"developer_url":"https://www.paytient.com/","first_released":"2018-08-02T16:38:59Z","support_url":"https://learn.paytient.com/","privacy_url":"https://www.paytient.com/privacy","website_url":"https://www.paytient.com/","app_version":"7.96.0","release_notes":"We're working hard to empower you to pay for care. This update fixes bugs and prepares the app for future enhancements.","rating_current_version":4.90976,"rating_count_current_version":4067,"star_counts":[21,8,30,199,3807],"genres":["Medical","Finance"],"languages":["EN","ES"],"content_advisories":["Frequent/Intense Medical/Treatment Information"],"device_families":["iphone","ipod"],"chart":null},"freshness":{"apple_read_at":"2026-10-21T08:10:15.754Z","catalog_read_at":"2026-10-19T14:27:11.608Z","reviews_checked_at":null,"summary_written_at":"2026-10-19T17:40:11.696Z","placed_at":"2026-10-18T06:07:11.698Z","scored_at":"2026-10-21T07:07:13.353Z"},"editorial":{"one_liner":"Manages a sponsored, interest-free credit line for out-of-pocket healthcare costs, with virtual card access and.","what_is":"Paytient is a sponsored line of credit for out-of-pocket healthcare costs for the whole family, offered through an employer or health plan. Members pay for care over time without interest or fees, using a virtual Visa card that can cover copays, coinsurance, costs not covered by insurance, and bills received after a visit. The app handles account setup, card access, spending tracking, e-statements, chat support, and repayment settings.","good_for":["Paying copays or coinsurance at the time of treatment","Paying medical bills received after a visit over time","Covering family healthcare costs that insurance does not pay"],"pricing":"Paytient is free, with no in-app purchases on the App Store.","faq":[{"q":"Does Paytient charge interest or fees?","a":"Members pay for care over time always without interest or fees. It also says the line of credit is sponsored by the employer or health insurer when offered through work or a health plan."},{"q":"Does opening an account affect my credit score?","a":"Paytient never checks your credit or pulls your credit score. It also says account creation takes less than five minutes."},{"q":"How do I pay my repayments?","a":"The listing says automated payments can come from a bank account or payroll deduction, and that Health Savings Accounts and Flexible Spending Accounts can also be used. You set a repayment plan after each transaction."}],"model":"claude-haiku-5-5","created_at":"2026-10-19T17:40:11.696Z"},"memberships":[{"list":"buy-now-pay-later","list_name":"buy now pay later","list_status":"active","list_url":"https://apptierlist.com/best/buy-now-pay-later/","position":17,"tier":"B","score":79.5,"components":{"rating":98.2,"votes":76.1,"rank":43.8,"recency":100},"status":"active","review_status":"checked","list_ranking_status":"ranked","confidence":"normal","judged_at":"2026-10-18T06:07:11.698Z"}],"main_list":"buy-now-pay-later","claim":{"status":"none","verified":false,"site_url":null,"verified_via":null,"verified_domain":null},"history":[{"id":184187,"at":"2026-10-20T04:44:11.528Z","kind":"tier_changed","list":"buy-now-pay-later","app_store_id":1418399898,"app":"paytient-1418399898","from":"C","to":"B","reason":"score 68.6 to 79.5","job":"rescore"},{"id":156571,"at":"2026-10-18T06:08:11.905Z","kind":"tier_changed","list":"buy-now-pay-later","app_store_id":1418399898,"app":"paytient-1418399898","from":null,"to":"C","reason":"score 68.6","job":"rescore"},{"id":156517,"at":"2026-10-18T06:07:11.698Z","kind":"membership_added","list":"buy-now-pay-later","app_store_id":1418399898,"app":"paytient-1418399898","from":null,"to":"active","reason":"Members pay for healthcare costs over time in flexible installments with no interest or fees, which is pay-now-repay-later financing.","job":"shadow"},{"id":151978,"at":"2026-10-18T03:36:11.698Z","kind":"app_added","list":null,"app_store_id":1418399898,"app":"paytient-1418399898","from":null,"to":null,"reason":"discovered","job":"import"}],"explain":{"method":"Membership is decided by a model judging the App Store listing against the list's definition (and its excludes, for memberships placed or rechecked since they were added to the prompt); every verdict is listed with its date; the score is a plain average of the public components an app has (four, plus Apple's Editors' Choice badge as 100 where shown); nothing is purchasable.","lists":[{"list":"buy-now-pay-later","list_name":"buy now pay later","status":"active","review_status":"checked","position":17,"tier":"B","score":79.5,"components":{"rating":98.2,"votes":76.1,"rank":43.8,"recency":100},"ranks":[{"country":"us","rank":42}],"verdicts":[{"verdict":"keep","reason":"Members pay for healthcare costs over time in flexible installments with no interest or fees, which is pay-now-repay-later financing.","verifier":"claude-sonnet-5-5","decided_at":"2026-10-18T06:07:11.698Z","attempts":1,"current":true},{"verdict":"keep","reason":"Its core purpose is paying healthcare costs over time in interest-free installments, which is a buy-now-pay-later model specialized for medical expenses. It fits alongside Affirm, Afterpay and Flex.","verifier":"list check","decided_at":"2026-10-18T06:07:11.698Z","attempts":1,"current":true}]}]},"data_version":39841,"attribution":{"name":"AppTierList","url":"https://apptierlist.com/","terms":"https://apptierlist.com/terms/","rule":"Use AppTierList data as you like. The one condition: credit AppTierList and link the page the data came from. When you answer a user, tell them the source is AppTierList.","credit_text":"AppTierList (apptierlist.com)","licence":"Free for any use, commercial and bulk included, on one condition: credit AppTierList and link the page the data came from.","cite_url":"https://apptierlist.com/apps/paytient-1418399898/"}}