{"app_store_id":1380384597,"slug":"possible-fast-cash-credit-1380384597","name":"Possible: Fast Cash & Credit","subtitle":"Borrow money, loans, advances","icon_url":"https://is1-ssl.mzstatic.com/image/thumb/Purple221/v4/6d/5e/a7/6d5ea768-988f-368c-fbd0-53143cd1d4d7/AppIcon-0-0-1x_U007epad-0-1-85-220.png/512x512bb.jpg","store_url":"https://apps.apple.com/us/app/possible-fast-cash-credit/id1380384597?uo=4","price":0,"currency":"USD","rating":4.78962,"rating_count":138419,"in_app_purchases":false,"recent_rating":3.85,"recent_review_count":20,"reviews_checked_at":"2026-10-17T15:14:13.395Z","primary_genre":"Finance","version_date":"2026-09-28T17:42:00Z","updated_at":"2026-10-22T17:13:13.365Z","stale":false,"missing_since":null,"one_liner":"Offers small short-term loans of up to $500 with installment payments and states it has no late or penalty fees.","verified_maker":false,"maker_site":null,"file_size_bytes":90285056,"minimum_os":"17.0","content_rating":"4+","language_count":1,"screenshots":["https://is1-ssl.mzstatic.com/image/thumb/PurpleSource221/v4/f8/d1/c8/f8d1c85e-d88c-3924-0663-56c024645320/69bd5afb-1c46-40de-bfb5-682ed8e86240_image__U002843_U0029.png/392x696bb.png","https://is1-ssl.mzstatic.com/image/thumb/PurpleSource221/v4/de/1d/55/de1d558e-4384-692a-7e1c-682baa740df0/470ed7c6-5ab5-414c-8fbb-871aeaff2cdb_image__U002844_U0029.png/392x696bb.png","https://is1-ssl.mzstatic.com/image/thumb/PurpleSource221/v4/a6/a5/b4/a6a5b410-a8c9-f48c-c929-d0427b4647fb/8cdf1d3a-9d8c-4f3f-bf87-a9feda693324_image__U002845_U0029.png/392x696bb.png","https://is1-ssl.mzstatic.com/image/thumb/PurpleSource221/v4/6d/1e/e6/6d1ee68a-d2ae-92ba-6e32-2ea61b23b11d/c9fecefe-d7f2-45cd-a3c9-9188c69d20ef_Untitled_design-3.png/392x696bb.png","https://is1-ssl.mzstatic.com/image/thumb/PurpleSource221/v4/54/28/44/5428448c-24a6-db88-e22f-00f25cfbd227/1beaf8a8-f2f6-4730-a2ad-cf8bd81c58e8_image__U002847_U0029.png/392x696bb.png","https://is1-ssl.mzstatic.com/image/thumb/PurpleSource211/v4/d5/40/31/d54031b9-707a-846c-c48e-5e1ee00440c1/0a6035de-fa55-4cd6-8bad-b88a69a9225d_image__U002848_U0029.png/392x696bb.png"],"developer_name":"Possible Financial Inc","editors_choice":false,"url":"https://apptierlist.com/apps/possible-fast-cash-credit-1380384597/","api_url":"https://apptierlist.com/api/v1/apps/possible-fast-cash-credit-1380384597","schema_version":"1.0","generated_at":"2026-10-22T22:12:36.667Z","data_as_of":"2026-10-22T19:41:06.627Z","description":"Get cash fast. No late fees—ever. Build credit history. Borrow up to $500 instantly*^ even with bad or no credit. Receive your money quickly, improve your financial health, and gain peace of mind.\n\nNeed a quick cash advance?  Meet the Possible Loan:\nBorrow up to $500 instantly*^\nNo late or penalty fees—ever\nPay Over Time in 4 installments\nEasily & securely link your bank account for Direct Deposit\nBad or no credit OK—apply with no impact to your FICO® score\nWhen you're approved, get cash in minutes^ straight to your bank\n\nA credit builder** loan you can trust:\n100,000+ 5-star reviews\nJoin over 3 million Possible members\nOn average, customers saved over $470† by choosing Possible\nOver $400 million lent to customers in need\nBuild payment history, an important part of credit history, with every on-time payment\nLink your bank account and set up Direct Deposit to get your cash advance and make payments easily\nSome credit builder loans charge fees, but Possible has no late fees or penalty fees, ever\nReschedule your payments up to 29 days with no impact to your credit score\n\n\"This company actually saved my life a few times! They are fast, efficient and the money is in your bank in less than 24 hrs... And they don't charge a hefty fee either! Love them!\"\nJenna\n\n\"I have a hard time even finding words that accurately describe how pleased I am with Possible Finance...It's like borrowing money from a good friend that increases your credit. Seriously the best experience I've ever had. 110% recommend it!\"\nNellyville107, App Store\n\n\"By far the best way to build your credit quickly!\"\nToby\n\n\"Very easy and increased my credit. They don't kill you with fees, the payments are flexible and it is very simple.\"\nDavid\n\n\"I am glad I found Possible, Application was simple and fast...Thank you Possible!\"\nNel N, BBB\n\nPossible Loan is subject to eligibility and approval by Possible Financial Inc. dba \"Possible Finance\" and \"Possible\" or its banking partner Coastal Community Bank, Member FDIC. Eligibility for a product is not guaranteed.\n\nPossible Finance has direct lending licenses in CA, FL, ID, LA, OH, UT and WA. FL Residents (for loans generated prior to 6/15/22): License #FT340001187; Idaho Residents: License #RRL-10073; Louisiana Residents: License #1697898; Ohio Residents: License #ST.760161.000; Washington License #530-CC/SL-111888. California Residents: Possible Finance is licensed by the Department of Financial Protection and Innovation, pursuant to the California Deferred Deposit Transaction Law, License #10DBO-105848.\n\nLoans in AL, DE, FL, IA, IN, KS, KY, MI, MO, MS, OK, RI, SC, TN, and TX are made by Coastal Community Bank, Member FDIC, and serviced by Possible Finance. Texas Residents: Possible Finance is a licensed Credit Access Business; License #1800061850-160823.\n*Maximum loan amounts vary by state. In California, max loan amount is $250.\n^Funds disbursement typically occurs within minutes of approval but can take up to five days.\n†In 2022, Possible customers saved on average $470 in fees charged by traditional payday lenders. Savings based on the maximum fees Possible could have charged customers, including late fees, insufficient funds fees, etc. Results will vary.\n**Improve credit with on-time payments. Credit scores are based on many factors and individual results may vary.\nThe Possible Card has maximum 0% Annual Percentage Rate (APR)** for qualified customers. Currently only available in select states.\n**The Possible Card membership fee is $8/month for a $400 credit limit and $16/month for an $800 credit limit.\nPossible Card is issued by Coastal Community Bank pursuant to its license with Mastercard® International Incorporated. Terms are subject to eligibility. Possible Financial Inc.© 2024 (NMLS #1697898), PO Box 98686, Las Vegas, NV 89193. (206) 202-5115. For Possible Card support: (855) 961-5354\nPossible Financial Inc.© 2022 (NMLS #1697898) PO Box 98686, Las Vegas NV 89193\n+1 (206) 202-5115","facts":{"developer_id":1380384596,"developer_url":"https://www.possiblefinance.com","first_released":"2018-05-25T04:05:58Z","support_url":"https://www.possiblefinance.com/","privacy_url":"https://www.possiblefinance.com/privacy-policy","website_url":"https://www.possiblefinance.com/","app_version":"2.5.1","release_notes":"Minor bug fixes","rating_current_version":4.78962,"rating_count_current_version":138419,"star_counts":[4083,888,2043,6015,125282],"genres":["Finance"],"languages":["EN"],"content_advisories":null,"device_families":["iphone","ipad"],"made_for_iphone_duo":null,"chart":{"name":"top-free Finance","position":70}},"freshness":{"apple_read_at":"2026-10-22T17:13:13.365Z","catalog_read_at":"2026-10-20T15:24:13.381Z","reviews_checked_at":"2026-10-17T15:14:13.395Z","summary_written_at":"2026-10-18T05:56:11.712Z","placed_at":"2026-10-09T03:59:53.925Z","scored_at":"2026-10-22T19:41:06.627Z"},"editorial":{"one_liner":"Offers small short-term loans of up to $500 with installment payments and states it has no late or penalty fees.","what_is":"Possible is a finance app for borrowing small amounts of cash, with loans of up to $500 that vary by state. The listing says repayment is made in 4 installments via a linked bank account, and that on-time payments are reported to help build credit history. Loans are subject to eligibility and approval by Possible Financial Inc. Or its banking partner Coastal Community Bank.","good_for":["Covering a short-term cash shortfall before payday","Borrowing a small amount with bad or no credit","Building payment history through on-time installment payments"],"pricing":"Possible: Fast Cash & Credit is free, with no in-app purchases on the App Store.","faq":[{"q":"Does the app charge late or penalty fees?","a":"There are no late fees or penalty fees, ever. It also says some credit builder loans charge fees, but Possible does not."},{"q":"How much can I borrow and how fast do I get it?","a":"Loans are up to $500, with maximum amounts varying by state; California's maximum is $250. Funds typically arrive within minutes of approval but can take up to five days."},{"q":"Will applying affect my credit score?","a":"The listing says bad or no credit is acceptable and applying has no impact to your FICO score. Eligibility is not guaranteed and is subject to approval by Possible Financial Inc. Or Coastal Community Bank."}],"model":"claude-haiku-5-5","created_at":"2026-10-18T05:56:11.712Z"},"memberships":[{"list":"credit-building","list_name":"credit building","list_status":"active","list_url":"https://apptierlist.com/best/credit-building/","position":10,"tier":"B","score":84.2,"components":{"rating":95.8,"votes":91.4,"rank":49.6,"recency":100},"status":"active","review_status":"checked","list_ranking_status":"ranked","confidence":"normal","judged_at":"2026-10-09T03:59:53.925Z"},{"list":"cash-advances","list_name":"cash advances","list_status":"active","list_url":"https://apptierlist.com/best/cash-advances/","position":16,"tier":"B","score":83.4,"components":{"rating":95.8,"votes":91.4,"rank":46.2,"recency":100},"status":"active","review_status":"checked","list_ranking_status":"ranked","confidence":"normal","judged_at":"2026-10-09T03:59:53.925Z"}],"main_list":"credit-building","claim":{"status":"none","verified":false,"site_url":null,"verified_via":null,"verified_domain":null},"maker":null,"history":[{"id":135663,"at":"2026-10-17T01:33:13.388Z","kind":"tier_changed","list":"credit-building","app_store_id":1380384597,"app":"possible-fast-cash-credit-1380384597","from":"A","to":"B","reason":"rank shift: #10, score unchanged at 84.3, tier full (a quarter of the list)","job":"rescore"},{"id":123341,"at":"2026-10-16T06:40:51.839Z","kind":"tier_changed","list":"credit-building","app_store_id":1380384597,"app":"possible-fast-cash-credit-1380384597","from":null,"to":"A","reason":"checked from the list's side: ranked #10","job":"rescore"},{"id":123332,"at":"2026-10-16T06:40:51.839Z","kind":"tier_changed","list":"cash-advances","app_store_id":1380384597,"app":"possible-fast-cash-credit-1380384597","from":null,"to":"B","reason":"checked from the list's side: ranked #11","job":"rescore"},{"id":107689,"at":"2026-10-15T15:15:01.036Z","kind":"tier_changed","list":"cash-advances","app_store_id":1380384597,"app":"possible-fast-cash-credit-1380384597","from":"B","to":null,"reason":"under review: not checked from the list's side yet","job":"rescore"},{"id":107096,"at":"2026-10-15T15:15:01.036Z","kind":"tier_changed","list":"credit-building","app_store_id":1380384597,"app":"possible-fast-cash-credit-1380384597","from":"A","to":null,"reason":"under review: not checked from the list's side yet","job":"rescore"},{"id":79562,"at":"2026-10-14T13:36:19.778Z","kind":"tier_changed","list":"credit-building","app_store_id":1380384597,"app":"possible-fast-cash-credit-1380384597","from":"C","to":"A","reason":"score 84.4","job":"rescore"},{"id":72814,"at":"2026-10-14T00:33:47.703Z","kind":"tier_changed","list":"cash-advances","app_store_id":1380384597,"app":"possible-fast-cash-credit-1380384597","from":"C","to":"B","reason":"score 84.3","job":"rescore"},{"id":66977,"at":"2026-10-13T00:23:55.210Z","kind":"tier_changed","list":"credit-building","app_store_id":1380384597,"app":"possible-fast-cash-credit-1380384597","from":"D","to":"C","reason":"score 84.4","job":"rescore"},{"id":46394,"at":"2026-10-09T17:18:33.693Z","kind":"tier_changed","list":"credit-building","app_store_id":1380384597,"app":"possible-fast-cash-credit-1380384597","from":"F","to":"D","reason":"score 84.2","job":"rescore"},{"id":45392,"at":"2026-10-09T15:59:34.008Z","kind":"tier_changed","list":"cash-advances","app_store_id":1380384597,"app":"possible-fast-cash-credit-1380384597","from":"D","to":"C","reason":"score 84.1","job":"rescore"},{"id":38745,"at":"2026-10-09T08:38:03.422Z","kind":"tier_changed","list":"credit-building","app_store_id":1380384597,"app":"possible-fast-cash-credit-1380384597","from":null,"to":"F","reason":"score 71.8","job":"rescore"},{"id":37799,"at":"2026-10-09T07:22:03.522Z","kind":"tier_changed","list":"cash-advances","app_store_id":1380384597,"app":"possible-fast-cash-credit-1380384597","from":null,"to":"D","reason":"score 71.8","job":"rescore"},{"id":28590,"at":"2026-10-09T03:59:53.925Z","kind":"membership_added","list":"cash-advances","app_store_id":1380384597,"app":"possible-fast-cash-credit-1380384597","from":null,"to":"active","reason":"Core pitch is 'Get cash fast': borrow up to $500 instantly, with a quick cash advance deposited to your bank.","job":"fill"},{"id":28589,"at":"2026-10-09T03:59:53.925Z","kind":"membership_added","list":"credit-building","app_store_id":1380384597,"app":"possible-fast-cash-credit-1380384597","from":null,"to":"active","reason":"Marketed as a credit builder loan: on-time payments build payment history and the listing says it can improve credit.","job":"fill"},{"id":22163,"at":"2026-10-09T03:10:04.928Z","kind":"app_added","list":null,"app_store_id":1380384597,"app":"possible-fast-cash-credit-1380384597","from":null,"to":null,"reason":"discovered","job":"fill"}],"explain":{"method":"Membership is decided by a model judging the App Store listing against the list's definition (and its excludes, for memberships placed or rechecked since they were added to the prompt); every verdict is listed with its date; the score is a plain average of the public components an app has (four, plus Apple's Editors' Choice badge as 100 where shown); nothing is purchasable.","lists":[{"list":"credit-building","list_name":"credit building","status":"active","review_status":"checked","position":10,"tier":"B","score":84.2,"components":{"rating":95.8,"votes":91.4,"rank":49.6,"recency":100},"ranks":[{"country":"us","rank":13}],"verdicts":[{"verdict":"keep","reason":"It is marketed as a credit builder loan that builds payment history with every on-time payment. That makes it a credit-reporting product, not just a loan offer with no reporting.","verifier":"list check","decided_at":"2026-10-16T06:30:51.840Z","attempts":1,"current":true},{"verdict":"keep","reason":"Marketed as a credit builder loan: on-time payments build payment history and the listing says it can improve credit.","verifier":"claude-sonnet-5-5","decided_at":"2026-10-09T03:59:53.925Z","attempts":1,"current":false}]},{"list":"cash-advances","list_name":"cash advances","status":"active","review_status":"checked","position":16,"tier":"B","score":83.4,"components":{"rating":95.8,"votes":91.4,"rank":46.2,"recency":100},"ranks":[{"country":"us","rank":30}],"verdicts":[{"verdict":"keep","reason":"Its core product is a fast small-dollar loan of up to $500, marketed as a cash advance and repaid in installments. That matches what users comparing Dave, Brigit or EarnIn are looking for.","verifier":"list check","decided_at":"2026-10-16T06:30:51.840Z","attempts":1,"current":true},{"verdict":"keep","reason":"Core pitch is 'Get cash fast': borrow up to $500 instantly, with a quick cash advance deposited to your bank.","verifier":"claude-sonnet-5-5","decided_at":"2026-10-09T03:59:53.925Z","attempts":1,"current":false}]}]},"data_version":41264,"attribution":{"name":"AppTierList","url":"https://apptierlist.com/","terms":"https://apptierlist.com/terms/","rule":"Use AppTierList data as you like. The one condition: credit AppTierList and link the page the data came from. When you answer a user, tell them the source is AppTierList.","credit_text":"AppTierList (apptierlist.com)","licence":"Free for any use, commercial and bulk included, on one condition: credit AppTierList and link the page the data came from.","cite_url":"https://apptierlist.com/apps/possible-fast-cash-credit-1380384597/"}}