{"app_store_id":1040298266,"slug":"privacy-com-virtual-cards-1040298266","name":"Privacy.com: Virtual Cards","subtitle":null,"icon_url":"https://is1-ssl.mzstatic.com/image/thumb/Purple211/v4/ad/01/92/ad019213-6026-d913-bd9e-1c7e7ec14aea/AppIcon-0-0-1x_U007epad-0-1-85-220.png/512x512bb.jpg","store_url":"https://apps.apple.com/us/app/privacy-com-virtual-cards/id1040298266?uo=4","price":0,"currency":"USD","rating":4.537,"rating_count":7162,"in_app_purchases":null,"recent_rating":1.95,"recent_review_count":20,"reviews_checked_at":"2026-10-15T07:40:36.073Z","primary_genre":"Finance","version_date":"2026-09-30T15:24:08Z","updated_at":"2026-10-20T22:07:12.740Z","stale":false,"missing_since":null,"one_liner":"Creates virtual debit cards that mask your bank or card number for online and in-store payments.","verified_maker":false,"maker_site":null,"file_size_bytes":57256960,"minimum_os":"15.1","content_rating":"4+","language_count":1,"screenshots":["https://is1-ssl.mzstatic.com/image/thumb/PurpleSource221/v4/be/84/ff/be84ff81-c6e2-4e32-ef00-532141c833f3/83f5ebe2-49b0-4dc4-add8-ede5e9b73123_19.jpg/392x696bb.jpg","https://is1-ssl.mzstatic.com/image/thumb/PurpleSource211/v4/4b/a9/8e/4ba98e61-f0de-8126-b127-4ad47d3e2461/552ddc39-c41b-4446-bd77-5b32e4bba9df_24.jpg/392x696bb.jpg","https://is1-ssl.mzstatic.com/image/thumb/PurpleSource221/v4/ff/82/7d/ff827df5-26ad-2a5e-e638-6f954363838e/26b7025f-dd75-4021-a3a1-c593dd62880c_20.jpg/392x696bb.jpg","https://is1-ssl.mzstatic.com/image/thumb/PurpleSource221/v4/4d/73/d6/4d73d654-e618-224f-ba76-0ea6a1d2f892/610bf5ea-00aa-4bfc-b715-820e17722bd2_22.jpg/392x696bb.jpg","https://is1-ssl.mzstatic.com/image/thumb/PurpleSource211/v4/61/c6/23/61c62390-2326-23b3-8391-d26f646c0aca/f403a763-87b9-413e-82a2-31a474dcf786_23.jpg/392x696bb.jpg","https://is1-ssl.mzstatic.com/image/thumb/PurpleSource221/v4/d5/be/32/d5be320b-eda4-5ae1-b4a2-cc988f5ef0f2/8231d93a-8241-47f0-8b12-36351aae0668_21.jpg/392x696bb.jpg"],"developer_name":"Pay With Privacy, Inc.","editors_choice":null,"url":"https://apptierlist.com/apps/privacy-com-virtual-cards-1040298266/","api_url":"https://apptierlist.com/api/v1/apps/privacy-com-virtual-cards-1040298266","schema_version":"1.0","generated_at":"2026-10-20T22:40:53.749Z","data_as_of":"2026-10-20T22:07:12.740Z","description":"Stop exposing your credit or debit card information and protect your online payments with Privacy. Join over 250,000 users who have saved millions of dollars by using Privacy to block unwanted charges from compromised cards, overcharging, hidden fees, and forgotten subscriptions.\n\nGetting started with Privacy is simple: create your account, verify your information, securely link your bank account or debit card, and request your first virtual card. Start shopping and enjoy the added layer of protection Privacy provides to protect you from payment card theft and fraud.\n\nBenefits:\n- Shield your true financial information: Our Privacy Cards mask your debit card or bank account number to help protect you from card theft and fraud. Pay with greater privacy and security anytime, anywhere on desktop or on mobile.\n\n- Create merchant-locked and one-time-use cards: Our cards automatically \"lock\" to the first merchant they are used at, so if the merchant is ever breached, the card number can never be used anywhere else. You can also create one-time-use cards that automatically close after a single transaction.\n\n- Take complete control over your spending: Set customizable spending limits to prevent overcharging and block hidden fees—perfect for managing subscriptions and recurring expenses. If a transaction goes over the limit, we will automatically decline it.\n\n- Leverage real-time transaction monitoring: Receive notifications any time a Privacy Card is used. Easily pause, unpause, and close Privacy Cards any time with just one push of a button.\n\nPrivacy’s core product is free to use on domestic transactions, because, like other card companies, we collect transaction fees from merchants. Privacy Cards can be used at most merchants that accept credit and debit cards.\n\nThe security of our users’ personal information and data is critical to everything that we do at Privacy. You can review our security policies at https://privacy.com/security.\n\nRead about us in Forbes, Wirecutter, and The Wall Street Journal!\n\nFor support, questions, or more information, please contact us at support@privacy.com.","facts":{"developer_id":1040298265,"developer_url":null,"first_released":"2016-03-29T21:27:38Z","support_url":null,"privacy_url":null,"website_url":null,"app_version":"3.3.31","release_notes":"Bugfixes and improvements","rating_current_version":4.537,"rating_count_current_version":7162,"star_counts":null,"genres":["Finance","Productivity"],"languages":["EN"],"content_advisories":null,"device_families":null,"chart":null},"freshness":{"apple_read_at":"2026-10-20T22:07:12.740Z","catalog_read_at":null,"reviews_checked_at":"2026-10-15T07:40:36.073Z","summary_written_at":"2026-10-15T06:30:53.152Z","placed_at":"2026-10-15T06:30:53.152Z","scored_at":"2026-10-20T22:07:12.740Z"},"editorial":{"one_liner":"Creates virtual debit cards that mask your bank or card number for online and in-store payments.","what_is":"Privacy.com is a finance app that issues virtual cards linked to your bank account or debit card. Cards can be merchant-locked, set to one-time use, given spending limits, and paused or closed from the app.","good_for":["Paying subscriptions and recurring charges with spending limits","Shopping online at merchants without exposing your real card number","Limiting exposure if a merchant is breached or a card is compromised"],"pricing":"Privacy.com: Virtual Cards is free to download on the App Store.","faq":[{"q":"Is the app free to use?","a":"The app is free to download. The core product is free to use on domestic transactions, because the company collects transaction fees from merchants."},{"q":"Do I need a bank account or debit card to use it?","a":"You securely link your bank account or debit card, verify your information, and then request your first virtual card. Account verification is part of setup."},{"q":"Where can I find the security policies?","a":"The company's security policies are available at https://privacy.com/security. Support questions can be sent to support@privacy.com."}],"model":"claude-haiku-5-5","created_at":"2026-10-15T06:30:53.152Z"},"memberships":[{"list":"card-wallet","list_name":"card wallet","list_status":"active","list_url":"https://apptierlist.com/best/card-wallet/","position":7,"tier":"A","score":80.1,"components":{"rating":90.8,"votes":78.6,"rank":51,"recency":100},"status":"active","review_status":"checked","list_ranking_status":"ranked","confidence":"normal","judged_at":"2026-10-15T06:30:53.152Z"},{"list":"privacy-protection","list_name":"privacy protection","list_status":"active","list_url":"https://apptierlist.com/best/privacy-protection/","position":17,"tier":"B","score":80.1,"components":{"rating":90.8,"votes":78.6,"rank":51,"recency":100},"status":"active","review_status":"checked","list_ranking_status":"ranked","confidence":"normal","judged_at":"2026-10-15T06:30:53.152Z"}],"main_list":"card-wallet","claim":{"status":"none","verified":false,"site_url":null,"verified_via":null,"verified_domain":null},"history":[{"id":119111,"at":"2026-10-16T03:55:51.872Z","kind":"tier_changed","list":"card-wallet","app_store_id":1040298266,"app":"privacy-com-virtual-cards-1040298266","from":null,"to":"A","reason":"list left review: 6 or more members checked, ranked #3","job":"rescore"},{"id":108107,"at":"2026-10-15T15:30:00.489Z","kind":"tier_changed","list":"privacy-protection","app_store_id":1040298266,"app":"privacy-com-virtual-cards-1040298266","from":"C","to":"B","reason":"rank shift: #9, score unchanged at 78.5","job":"rescore"},{"id":98559,"at":"2026-10-15T07:28:36.151Z","kind":"tier_changed","list":"privacy-protection","app_store_id":1040298266,"app":"privacy-com-virtual-cards-1040298266","from":null,"to":"C","reason":"score 78.5","job":"rescore"},{"id":95432,"at":"2026-10-15T06:30:53.152Z","kind":"membership_added","list":"privacy-protection","app_store_id":1040298266,"app":"privacy-com-virtual-cards-1040298266","from":null,"to":"active","reason":"It masks real card and bank details to protect online payments from theft, fraud and breaches, using merchant-locked and one-time-use cards.","job":"shadow"},{"id":95431,"at":"2026-10-15T06:30:53.152Z","kind":"membership_added","list":"card-wallet","app_store_id":1040298266,"app":"privacy-com-virtual-cards-1040298266","from":null,"to":"active","reason":"Users create and manage virtual payment cards with spending limits, pausing and closing, and use them to pay online and on mobile.","job":"shadow"},{"id":61096,"at":"2026-10-12T01:49:53.209Z","kind":"app_added","list":null,"app_store_id":1040298266,"app":"privacy-com-virtual-cards-1040298266","from":null,"to":null,"reason":"discovered","job":"listTurn"}],"explain":{"method":"Membership is decided by a model judging the App Store listing against the list's definition (and its excludes, for memberships placed or rechecked since they were added to the prompt); every verdict is listed with its date; the score is a plain average of the public components an app has (four, plus Apple's Editors' Choice badge as 100 where shown); nothing is purchasable.","lists":[{"list":"card-wallet","list_name":"card wallet","status":"active","review_status":"checked","position":7,"tier":"A","score":80.1,"components":{"rating":90.8,"votes":78.6,"rank":51,"recency":100},"ranks":[{"country":"us","rank":6}],"verdicts":[{"verdict":"keep","reason":"Users create and manage virtual payment cards with spending limits, pausing and closing, and use them to pay online and on mobile.","verifier":"claude-sonnet-5-5","decided_at":"2026-10-15T06:30:53.152Z","attempts":1,"current":true},{"verdict":"keep","reason":"approved from the list's side","verifier":"list check","decided_at":"2026-10-15T06:30:53.152Z","attempts":1,"current":true}]},{"list":"privacy-protection","list_name":"privacy protection","status":"active","review_status":"checked","position":17,"tier":"B","score":80.1,"components":{"rating":90.8,"votes":78.6,"rank":51,"recency":100},"ranks":[{"country":"us","rank":6}],"verdicts":[{"verdict":"keep","reason":"It masks real card and bank details to protect online payments from theft, fraud and breaches, using merchant-locked and one-time-use cards.","verifier":"claude-sonnet-5-5","decided_at":"2026-10-15T06:30:53.152Z","attempts":1,"current":true},{"verdict":"keep","reason":"approved from the list's side","verifier":"list check","decided_at":"2026-10-15T06:30:53.152Z","attempts":1,"current":true}]}]},"data_version":39297,"attribution":{"name":"AppTierList","url":"https://apptierlist.com/","terms":"https://apptierlist.com/terms/","rule":"Use AppTierList data as you like. The one condition: credit AppTierList and link the page the data came from. When you answer a user, tell them the source is AppTierList.","credit_text":"AppTierList (apptierlist.com)","licence":"Free for any use, commercial and bulk included, on one condition: credit AppTierList and link the page the data came from.","cite_url":"https://apptierlist.com/apps/privacy-com-virtual-cards-1040298266/"}}