{"app_store_id":1506637917,"slug":"prosper-personal-loans-1506637917","name":"Prosper: Personal Loans","subtitle":"Low interest | Fixed Terms","icon_url":"https://is1-ssl.mzstatic.com/image/thumb/Purple221/v4/66/37/47/6637473f-c904-38bc-ad5a-38c0f681d9b4/liquid-glass-prosper-0-0-1x_U007ephone-0-1-0-85-220.png/512x512bb.jpg","store_url":"https://apps.apple.com/us/app/prosper-personal-loans/id1506637917?uo=4","price":0,"currency":"USD","rating":4.82871,"rating_count":24514,"in_app_purchases":false,"recent_rating":3.4,"recent_review_count":20,"reviews_checked_at":"2026-10-17T16:15:13.711Z","primary_genre":"Finance","version_date":"2026-10-19T18:31:30Z","updated_at":"2026-10-20T17:12:13.249Z","stale":false,"missing_since":null,"one_liner":"Free app for estimating, applying for, and managing fixed rate personal loans from $2,000 to $50,000 from Prosper.","verified_maker":false,"maker_site":null,"file_size_bytes":38316032,"minimum_os":"15.0","content_rating":"17+","language_count":1,"screenshots":["https://is1-ssl.mzstatic.com/image/thumb/Purple211/v4/89/ec/4b/89ec4b3b-8b48-3faf-b86f-a1fd73c03fc1/a1e3b1fe-ac45-4302-b1c4-406ac2bc61bd_01_1242x2208.png/392x696bb.png","https://is1-ssl.mzstatic.com/image/thumb/Purple221/v4/33/4e/c7/334ec787-7721-4904-31ee-6dda785ebd37/5e68eabe-55d7-49f0-a30d-a3564d830da2_02_1242x2208.png/392x696bb.png","https://is1-ssl.mzstatic.com/image/thumb/Purple221/v4/82/7c/ce/827cce7b-c210-baf9-3441-734b8750e1e5/13a9a58a-9e98-4bcc-b84a-0aab4824fbc3_03_1242x2208-1.png/392x696bb.png","https://is1-ssl.mzstatic.com/image/thumb/Purple211/v4/26/50/9b/26509bcb-2d6d-2f7d-a99b-cab07db7c0a2/ff4f8786-a09b-49eb-9dce-7fb055c53fb9_03_1242x2208.png/392x696bb.png","https://is1-ssl.mzstatic.com/image/thumb/PurpleSource211/v4/fb/8a/81/fb8a8116-9a21-c124-f305-525dce1d53d1/41927230-7dcc-4dd7-aa7c-9a3f663c1e29_amount_new_2.png/392x696bb.png","https://is1-ssl.mzstatic.com/image/thumb/PurpleSource221/v4/56/9a/83/569a8334-55ba-217f-c69e-44bb3632e804/443bea29-1a9f-4cbf-a378-f0d79b9fb350_offer_new_2.png/392x696bb.png","https://is1-ssl.mzstatic.com/image/thumb/Purple221/v4/d3/d9/3d/d3d93d93-6e6f-38d0-ba6b-0708ffb31757/395db0dc-7640-4df9-ab6b-f387a47c68c9_06_1242x2208.png/392x696bb.png"],"developer_name":"Prosper Marketplace, Inc.","editors_choice":false,"url":"https://apptierlist.com/apps/prosper-personal-loans-1506637917/","api_url":"https://apptierlist.com/api/v1/apps/prosper-personal-loans-1506637917","schema_version":"1.0","generated_at":"2026-10-21T15:22:06.775Z","data_as_of":"2026-10-21T04:50:13.885Z","description":"Explore new personal loan options or manage your existing loan through the Prosper: Personal Loans App.\n\nNew to Prosper? Take two minutes to estimate your personal loan amount, interest rates, and monthly payments all without sharing your phone # or email. Like what you see? Submit your application in less than 5 minutes through the Prosper: Personal Loans App, and get ready for next-day funding(in as little as one business day if you meet required conditions). Access fixed rate, low interest personal loans from $2,000 to $50,000.\n\n- Get an estimated loan amount and interest rate in three taps & two minutes\n- Choose between a minimum 2 year term or a maximum 6 year term (1)\n- Submit an application directly from your phone in less than minutes\n- Annual Percentage Rate (APR) ranges from 8.99% to 35.99%, with the lowest rates for the most creditworthy borrowers\n- Application got interrupted? Pick up right where you left off\n- Get next-day funding in as little time as one business day if you meet required conditions\n- All personal loans made by WebBank\n\nAlready a borrower? Manage your personal loan with ease from anywhere through the Prosper: Personal Loans App. Now you can log in to your My Prosper Account easily and securely with Fingerprints or Face Recognition . Make a payment, set up automatic payments, and track the progress of your loan. All from the palm of your hand. Forget passwords & boost security. Use Face Recognition/Fingerprints to access your My Prosper Account\n\n- Keep an eye on automatic payments or make a manual payment anytime, anywhere\n\n(1) Personal loans through Prosper have an annual percentage rate (\"APR\") of 8.99% to 35.99%, terms between two and six years, and an origination fee from 1% to 9.99%. For example, a three-year $10,000 personal loan with an interest rate of 17.29% and an 8.99% origination fee results in a 24.19% APR. You would receive $9,101.00 and make 36 scheduled monthly payments of $357.97. A five-year $10,000 personal loan with an interest rate of 15.63% and an 8.99% origination fee results in a 20.02% APR. You would receive $9,101.00 and make 60 scheduled monthly payments of $241.22. Whether you are eligible for a specific APR or loan term will depend on a number of factors, including (but not limited to) your current credit rating and information you provide in your application. The lowest rates are for the most creditworthy applicants. Your actual rate may differ. Eligibility for personal loans up to $50,000 depends on a number of factors, including (but not limited to) your financial history, credit score, monthly income, and monthly expenses. Eligibility for personal loans is not guaranteed, and requires sufficient investor commitments to fund. Your monthly payment amount may be different in the final month of your loan.\n\nAbout Prosper was founded in 2005 as the first peer-to-peer lending marketplace in the United States. Since then, we've facilitated over $19 billion in personal loans to more than one million people.\nThrough Prosper, people can invest in each other in financially and socially rewarding ways. Borrowers apply online for fixed-rate, fixed-term loans between $2,000 and $50,000. Individuals and institutions can invest in the loans and earn solid returns.","facts":{"developer_id":1025234442,"developer_url":null,"first_released":"2021-12-16T08:00:00Z","support_url":"https://www.prosper.com/plp/about/contact-us/","privacy_url":"https://www.prosper.com/plp/legal/privacy-policy/","website_url":null,"app_version":"1.4.25","release_notes":"Bug fixes & Performance improvements","rating_current_version":4.82871,"rating_count_current_version":24514,"star_counts":[525,104,357,1073,22455],"genres":["Finance"],"languages":["EN"],"content_advisories":null,"device_families":["iphone","ipod"],"chart":null},"freshness":{"apple_read_at":"2026-10-20T17:12:13.249Z","catalog_read_at":"2026-10-20T17:12:13.249Z","reviews_checked_at":"2026-10-17T16:15:13.711Z","summary_written_at":"2026-10-14T13:47:19.782Z","placed_at":"2026-10-14T11:53:19.775Z","scored_at":"2026-10-21T04:50:13.885Z"},"editorial":{"one_liner":"Free app for estimating, applying for, and managing fixed rate personal loans from $2,000 to $50,000 from Prosper.","what_is":"Prosper: Personal Loans is a Finance app that lets users estimate a personal loan amount, interest rate, and monthly payment, then submit an application from their phone. Existing borrowers can use it to make payments, set up automatic payments, and track their loan, with login by Fingerprints or Face Recognition. All personal loans are made by WebBank.","good_for":["Estimating a personal loan before sharing contact details","Applying for a fixed rate personal loan from a phone","Making or scheduling payments on an existing Prosper loan"],"pricing":"Prosper: Personal Loans is free, with no in-app purchases on the App Store.","faq":[{"q":"Do I need to share my phone number or email to get an estimate?","a":"You can estimate your personal loan amount, interest rates, and monthly payments without sharing your phone number or email. Estimates take about two minutes."},{"q":"Can I manage an existing Prosper loan in the app?","a":"Yes. You can make a payment, set up automatic payments, track the progress of your loan, and log in to My Prosper Account with Fingerprints or Face Recognition."},{"q":"How fast is funding and who makes the loans?","a":"The listing says next-day funding is possible, in as little as one business day if you meet required conditions. All personal loans are made by WebBank. Eligibility is not guaranteed."}],"model":"claude-haiku-5-5","created_at":"2026-10-14T13:47:19.782Z"},"memberships":[{"list":"loan-finding","list_name":"loan finding","list_status":"active","list_url":"https://apptierlist.com/best/loan-finding/","position":4,"tier":"A","score":83.1,"components":{"rating":96.6,"votes":83.9,"rank":52,"recency":100},"status":"active","review_status":"checked","list_ranking_status":"ranked","confidence":"normal","judged_at":"2026-10-14T11:53:19.775Z"}],"main_list":"loan-finding","claim":{"status":"none","verified":false,"site_url":null,"verified_via":null,"verified_domain":null},"history":[{"id":124789,"at":"2026-10-16T07:55:49.871Z","kind":"tier_changed","list":"loan-finding","app_store_id":1506637917,"app":"prosper-personal-loans-1506637917","from":null,"to":"A","reason":"list left review: 6 or more members checked, ranked #2","job":"rescore"},{"id":109941,"at":"2026-10-15T15:30:00.489Z","kind":"tier_changed","list":"loan-finding","app_store_id":1506637917,"app":"prosper-personal-loans-1506637917","from":"B","to":null,"reason":"list under review: fewer than 6 members checked from the list's side","job":"rescore"},{"id":99599,"at":"2026-10-15T07:58:36.036Z","kind":"tier_changed","list":"loan-finding","app_store_id":1506637917,"app":"prosper-personal-loans-1506637917","from":null,"to":"B","reason":"score 70.1","job":"rescore"},{"id":77701,"at":"2026-10-14T11:53:19.775Z","kind":"membership_added","list":"loan-finding","app_store_id":1506637917,"app":"prosper-personal-loans-1506637917","from":null,"to":"active","reason":"Core purpose: estimate rates and amounts, apply for fixed-rate personal loans of $2,000 to $50,000 with next-day funding.","job":"shadow"},{"id":67426,"at":"2026-10-13T01:01:53.511Z","kind":"app_added","list":null,"app_store_id":1506637917,"app":"prosper-personal-loans-1506637917","from":null,"to":null,"reason":"discovered","job":"import"}],"explain":{"method":"Membership is decided by a model judging the App Store listing against the list's definition (and its excludes, for memberships placed or rechecked since they were added to the prompt); every verdict is listed with its date; the score is a plain average of the public components an app has (four, plus Apple's Editors' Choice badge as 100 where shown); nothing is purchasable.","lists":[{"list":"loan-finding","list_name":"loan finding","status":"active","review_status":"checked","position":4,"tier":"A","score":83.1,"components":{"rating":96.6,"votes":83.9,"rank":52,"recency":100},"ranks":[{"country":"us","rank":1}],"verdicts":[{"verdict":"keep","reason":"Core purpose: estimate rates and amounts, apply for fixed-rate personal loans of $2,000 to $50,000 with next-day funding.","verifier":"claude-sonnet-5-5","decided_at":"2026-10-14T11:53:19.775Z","attempts":1,"current":true},{"verdict":"keep","reason":"approved from the list's side","verifier":"list check","decided_at":"2026-10-14T11:53:19.775Z","attempts":1,"current":true}]}]},"data_version":40037,"attribution":{"name":"AppTierList","url":"https://apptierlist.com/","terms":"https://apptierlist.com/terms/","rule":"Use AppTierList data as you like. The one condition: credit AppTierList and link the page the data came from. When you answer a user, tell them the source is AppTierList.","credit_text":"AppTierList (apptierlist.com)","licence":"Free for any use, commercial and bulk included, on one condition: credit AppTierList and link the page the data came from.","cite_url":"https://apptierlist.com/apps/prosper-personal-loans-1506637917/"}}