{"app_store_id":969977669,"slug":"qapital-the-money-saving-app-969977669","name":"Qapital: The Money Saving App","subtitle":"Save. Invest. Budget.","icon_url":"https://is1-ssl.mzstatic.com/image/thumb/Purple211/v4/9c/21/b2/9c21b2d2-e953-2c87-5347-8f6c45c7aeb8/AppIcon-0-0-1x_U007epad-0-1-85-220.png/512x512bb.jpg","store_url":"https://apps.apple.com/us/app/qapital-the-money-saving-app/id969977669?uo=4","price":0,"currency":"USD","rating":4.79762,"rating_count":85875,"in_app_purchases":false,"recent_rating":4.2,"recent_review_count":20,"reviews_checked_at":"2026-10-18T09:18:11.894Z","primary_genre":"Finance","version_date":"2026-10-07T22:27:33Z","updated_at":"2026-10-21T16:16:14.539Z","stale":false,"missing_since":null,"one_liner":"Automated savings, budgeting and ETF investing app that moves money to your goals based on rules you set.","verified_maker":false,"maker_site":null,"file_size_bytes":608277504,"minimum_os":"16.0","content_rating":"4+","language_count":1,"screenshots":["https://is1-ssl.mzstatic.com/image/thumb/PurpleSource211/v4/5c/0e/bc/5c0ebc8c-ebb9-399c-b8a7-7bae04c8b343/8c91c961-cc1d-4442-a57d-8b7554172dfd_1242_U200a_U00d7_U200a2208_1.jpg/392x696bb.jpg","https://is1-ssl.mzstatic.com/image/thumb/PurpleSource211/v4/1b/46/08/1b460869-78e5-98f6-ea37-015505333dac/d5d1db0a-c751-471d-9619-77530878ee05_1242_U200a_U00d7_U200a2208_2.jpg/392x696bb.jpg","https://is1-ssl.mzstatic.com/image/thumb/PurpleSource221/v4/2d/93/b2/2d93b29f-9632-d2cd-893e-81c85cf2705e/9d7ab91d-e2b0-451d-957d-eb1324330f15_1242_U200a_U00d7_U200a2208_3.jpg/392x696bb.jpg","https://is1-ssl.mzstatic.com/image/thumb/PurpleSource211/v4/46/6d/d8/466dd803-4b61-865b-1b81-b7fc8c4e7d2c/74439e93-1eff-4133-a801-9321ac7cc099_1242_U200a_U00d7_U200a2208_4.jpg/392x696bb.jpg","https://is1-ssl.mzstatic.com/image/thumb/PurpleSource221/v4/3c/af/39/3caf397d-b92b-3f44-c841-10cb73c752fc/ff0e1217-2b4c-4ec2-8921-c9039115d9b8_1242_U200a_U00d7_U200a2208_5.jpg/392x696bb.jpg","https://is1-ssl.mzstatic.com/image/thumb/PurpleSource221/v4/2d/9e/e1/2d9ee1a4-4aee-3d1d-f4be-a78e7f8189bc/6cb40b8d-d97c-4155-ad9d-777460ffe7ff_1242_U200a_U00d7_U200a2208_6.jpg/392x696bb.jpg","https://is1-ssl.mzstatic.com/image/thumb/PurpleSource211/v4/5c/a7/f2/5ca7f239-7e02-36f2-efda-1dd1782e917e/a4034a70-6d79-42b9-bd6b-ee318c38a28b_1242_U200a_U00d7_U200a2208_7.jpg/392x696bb.jpg","https://is1-ssl.mzstatic.com/image/thumb/PurpleSource221/v4/32/92/f5/3292f59e-6fa6-4cd3-7672-465dade8469c/9236ff5b-e83d-424e-b1d5-6df58bc0cd46_1242_U200a_U00d7_U200a2208_8.jpg/392x696bb.jpg"],"developer_name":"Qapital, LLC","editors_choice":false,"url":"https://apptierlist.com/apps/qapital-the-money-saving-app-969977669/","api_url":"https://apptierlist.com/api/v1/apps/qapital-the-money-saving-app-969977669","schema_version":"1.0","generated_at":"2026-10-23T10:01:41.289Z","data_as_of":"2026-10-23T07:50:13.059Z","description":"Save money, invest, and budget automatically with Qapital – an app that makes financial decision-making easier on the brain.\n\nStudying behavioral economics taught us that humans are simply not wired to process tradeoffs between spending now and saving for later. So, we put together a team of product experts and finance pros to build automated money management solutions that are simple to use and easy to stick with.\n\nStart your 30-day free trial today. No hidden fees. No surprises.\n\n*****\n\nQapital helps you to put away a little bit every week. It’s the easiest way to save for things like: presents, birthdays, vacations, and emergency funds.\n\n1. Set unlimited money saving goals\n\nSet as many goals as you’d like, personalize them, move money to them automatically, and track your progress as you go.\n\n2. Budget with smart rules\n\nQapital transfers money from your checking account to Qapital savings using the rules you set. We help you build rules around habits you already have. That way, you can save when you buy a treat, or go for a run.\n\n3. Save money & invest in ETFs\n\nAutomatically set money aside for savings and investing goals when you get paid, when you shop, or whenever works best for you.\n\n4. Spend smarter\n\nSet money aside for weekly spending with the Qapital Visa® debit card. Shop anywhere Visa® is accepted, get cash from ATMs world-wide, and get notified when you’re close to your weekly budget.\n\n5. Invite a partner and team up on your goals\n\nQapital Dream Team™ lets you save toward shared goals and see one another’s transactions without giving up your individual accounts. You decide what’s shared and what’s private, always.\n\n*****\n\nQapital is a fintech company, not an FDIC-insured bank. Checking account provided by Lincoln Savings Bank, Member FDIC. Visa® debit card issued by Lincoln Savings Bank, Member FDIC. Deposit insurance covers the failure of an insured bank.\n\nAdvisory services provided by Qapital Invest, LLC, an SEC-registered investment advisor. Brokerage services provided to Qapital Invest clients by either (i) Apex Clearing Corporation, an SEC-registered broker-dealer and member FINRA/SIPC or (ii) Wedbush Securities Inc., an SEC-registered broker-dealer and member FINRA/SIPC.\n\nQapital will deduct a monthly membership fee after any applicable free trial ends and you connect a bank account. Current membership fees can be found at https://www.qapital.com/pricing.\n\nFor full details, see Qapital’s Terms and Conditions (https://www.qapital.com/terms/) and Privacy Policy (https://www.qapital.com/terms/privacy-policy/).","facts":{"developer_id":969977668,"developer_url":"http://qapital.com","first_released":"2015-03-14T11:05:07Z","support_url":"https://www.qapital.com/","privacy_url":"https://www.qapital.com/privacy/","website_url":"http://qapital.com/","app_version":"5.53.1","release_notes":"Fixed an issue causing the app to crash on launch for users on iOS 27. Update to the latest version to keep things running smoothly.","rating_current_version":4.79762,"rating_count_current_version":85875,"star_counts":[1917,442,1109,6167,76240],"genres":["Finance"],"languages":["EN"],"content_advisories":null,"device_families":["iphone","ipad"],"made_for_iphone_duo":null,"chart":null},"freshness":{"apple_read_at":"2026-10-21T16:16:14.539Z","catalog_read_at":"2026-10-21T16:16:14.539Z","reviews_checked_at":"2026-10-18T09:18:11.894Z","summary_written_at":"2026-10-13T13:31:03.030Z","placed_at":"2026-10-09T03:59:53.925Z","scored_at":"2026-10-23T07:50:13.059Z"},"editorial":{"one_liner":"Automated savings, budgeting and ETF investing app that moves money to your goals based on rules you set.","what_is":"Qapital is a finance app for setting savings goals, budgeting with rules, and investing in ETFs. It transfers money from your checking account to Qapital savings according to rules tied to habits such as getting paid or shopping. The listing also describes a Visa debit card for weekly spending and a shared-goals feature for partners.","good_for":["Saving for gifts, birthdays, vacations or an emergency fund","Automating transfers to savings when you get paid or shop","Saving toward shared goals with a partner"],"pricing":"Qapital: The Money Saving App is free, with no in-app purchases on the App Store.","faq":[{"q":"How does the app decide when to move money?","a":"You set rules around habits you already have, such as buying a treat or going for a run. Qapital transfers money from your checking account to Qapital savings using those rules."},{"q":"Is Qapital a bank?","a":"The listing says Qapital is a fintech company, not an FDIC-insured bank. The checking account and Visa debit card are provided by Lincoln Savings Bank, Member FDIC."},{"q":"Do I have to pay after installing?","a":"The app is free to download and offers a 30-day free trial. A monthly membership fee is deducted after the trial ends and you connect a bank account."}],"model":"claude-haiku-5-5","created_at":"2026-10-13T13:31:03.030Z"},"memberships":[{"list":"savings-goals","list_name":"savings goals","list_status":"active","list_url":"https://apptierlist.com/best/savings-goals/","position":2,"tier":"A","score":83.9,"components":{"rating":96,"votes":89.3,"rank":50.2,"recency":100},"status":"active","review_status":"checked","list_ranking_status":"ranked","confidence":"normal","judged_at":"2026-10-09T03:59:53.925Z"},{"list":"saving-money","list_name":"saving money","list_status":"active","list_url":"https://apptierlist.com/best/saving-money/","position":7,"tier":"A","score":84.1,"components":{"rating":96,"votes":89.3,"rank":51.2,"recency":100},"status":"active","review_status":"checked","list_ranking_status":"ranked","confidence":"normal","judged_at":"2026-10-09T03:59:53.925Z"}],"main_list":"savings-goals","claim":{"status":"none","verified":false,"site_url":null,"verified_via":null,"verified_domain":null},"maker":null,"history":[{"id":190911,"at":"2026-10-21T20:36:13.050Z","kind":"tier_changed","list":"savings-goals","app_store_id":969977669,"app":"qapital-the-money-saving-app-969977669","from":null,"to":"A","reason":"score 71.3 to 83.9","job":"rescore"},{"id":134240,"at":"2026-10-17T00:33:13.387Z","kind":"tier_changed","list":"saving-money","app_store_id":969977669,"app":"qapital-the-money-saving-app-969977669","from":null,"to":"A","reason":"checked from the list's side: ranked #6","job":"rescore"},{"id":113235,"at":"2026-10-15T18:20:00.421Z","kind":"tier_changed","list":"saving-money","app_store_id":969977669,"app":"qapital-the-money-saving-app-969977669","from":"A","to":null,"reason":"under review: not checked from the list's side yet","job":"rescore"},{"id":99997,"at":"2026-10-15T08:13:36.040Z","kind":"tier_changed","list":"saving-money","app_store_id":969977669,"app":"qapital-the-money-saving-app-969977669","from":"B","to":"A","reason":"rank shift: #3, score unchanged at 84.1","job":"rescore"},{"id":65672,"at":"2026-10-12T19:28:52.712Z","kind":"tier_changed","list":"saving-money","app_store_id":969977669,"app":"qapital-the-money-saving-app-969977669","from":null,"to":"B","reason":"score 84.1","job":"rescore"},{"id":30046,"at":"2026-10-09T03:59:53.925Z","kind":"membership_added","list":"saving-money","app_store_id":969977669,"app":"qapital-the-money-saving-app-969977669","from":null,"to":"active","reason":"Built and marketed as 'The Money Saving App', automatically moving money into savings via rules and weekly transfers.","job":"fill"},{"id":30045,"at":"2026-10-09T03:59:53.925Z","kind":"membership_added","list":"savings-goals","app_store_id":969977669,"app":"qapital-the-money-saving-app-969977669","from":null,"to":"active","reason":"Lets users set unlimited, personalized savings goals, fund them automatically and track progress.","job":"fill"},{"id":23027,"at":"2026-10-09T03:10:04.928Z","kind":"app_added","list":null,"app_store_id":969977669,"app":"qapital-the-money-saving-app-969977669","from":null,"to":null,"reason":"discovered","job":"fill"}],"explain":{"method":"Membership is decided by a model judging the App Store listing against the list's definition (and its excludes, for memberships placed or rechecked since they were added to the prompt); every verdict is listed with its date; the score is a plain average of the public components an app has (four, plus Apple's Editors' Choice badge as 100 where shown); nothing is purchasable.","lists":[{"list":"savings-goals","list_name":"savings goals","status":"active","review_status":"checked","position":2,"tier":"A","score":83.9,"components":{"rating":96,"votes":89.3,"rank":50.2,"recency":100},"ranks":[{"country":"us","rank":9}],"verdicts":[{"verdict":"keep","reason":"It lets you set unlimited personalized savings goals, fund them automatically and track progress. 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That is exactly regular saving instead of spending, like Acorns or PiggyVest.","verifier":"list check","decided_at":"2026-10-17T00:05:13.401Z","attempts":1,"current":true},{"verdict":"keep","reason":"Built and marketed as 'The Money Saving App', automatically moving money into savings via rules and weekly transfers.","verifier":"claude-sonnet-5-5","decided_at":"2026-10-09T03:59:53.925Z","attempts":1,"current":false}]}]},"data_version":41701,"attribution":{"name":"AppTierList","url":"https://apptierlist.com/","terms":"https://apptierlist.com/terms/","rule":"Use AppTierList data as you like. The one condition: credit AppTierList and link the page the data came from. When you answer a user, tell them the source is AppTierList.","credit_text":"AppTierList (apptierlist.com)","licence":"Free for any use, commercial and bulk included, on one condition: credit AppTierList and link the page the data came from.","cite_url":"https://apptierlist.com/apps/qapital-the-money-saving-app-969977669/"}}