{"app_store_id":1364215562,"slug":"self-credit-builder-cards-1364215562","name":"Self - Credit Builder & Cards","subtitle":null,"icon_url":"https://is1-ssl.mzstatic.com/image/thumb/Purple211/v4/18/90/03/18900352-9cbe-359a-bc4f-819d65206f93/AppIcon-0-0-1x_U007emarketing-0-11-0-85-220.png/512x512bb.jpg","store_url":"https://apps.apple.com/us/app/self-credit-builder-cards/id1364215562?uo=4","price":0,"currency":"USD","rating":4.85003,"rating_count":336604,"in_app_purchases":null,"recent_rating":3.2,"recent_review_count":20,"reviews_checked_at":"2026-10-20T23:29:12.762Z","primary_genre":"Finance","version_date":"2026-10-05T19:47:33Z","updated_at":"2026-10-20T23:29:12.762Z","stale":false,"missing_since":null,"one_liner":"Credit builder app offering a secured Visa credit card, credit builder savings accounts, and rent and utility payment.","verified_maker":false,"maker_site":null,"file_size_bytes":118681600,"minimum_os":"15.5","content_rating":"4+","language_count":1,"screenshots":["https://is1-ssl.mzstatic.com/image/thumb/PurpleSource211/v4/f7/84/18/f784183b-b737-e42c-f4ac-e66942416712/Self_Lender_U002c_Inc_Self_iOS_6.9_US_Screenshots_V2_01.jpg/320x480bb.jpg","https://is1-ssl.mzstatic.com/image/thumb/PurpleSource211/v4/e9/31/a6/e931a695-3e09-7a6b-8326-4abab0222cf9/Self_Lender_U002c_Inc_Self_iOS_6.9_US_Screenshots_V2_02.jpg/320x480bb.jpg","https://is1-ssl.mzstatic.com/image/thumb/PurpleSource211/v4/44/ee/d6/44eed68d-7fbf-6e27-c087-e3f6d87b1d91/Self_Lender_U002c_Inc_Self_iOS_6.9_US_Screenshots_V1_03.jpg/320x480bb.jpg","https://is1-ssl.mzstatic.com/image/thumb/PurpleSource221/v4/3a/a4/94/3aa4943d-8945-7c44-98ce-3da285d8066a/Self_Lender_U002c_Inc_Self_iOS_6.9_US_Screenshots_V1_04.jpg/320x480bb.jpg","https://is1-ssl.mzstatic.com/image/thumb/PurpleSource221/v4/ef/54/55/ef545565-e254-d0f1-3b01-2cf75fc867e0/Self_Lender_U002c_Inc_Self_iOS_6.9_US_Screenshots_V2_05.jpg/320x480bb.jpg","https://is1-ssl.mzstatic.com/image/thumb/PurpleSource221/v4/0c/77/c2/0c77c23a-8fe2-aaae-f582-f307f45a0097/Self_Lender_U002c_Inc_Self_iOS_6.9_US_Screenshots_V1_06.jpg/320x480bb.jpg","https://is1-ssl.mzstatic.com/image/thumb/PurpleSource211/v4/a3/4d/d1/a34dd143-59af-1084-41c0-a0abac991758/Self_Lender_U002c_Inc_Self_iOS_6.9_US_Screenshots_V1_07.jpg/320x480bb.jpg"],"developer_name":"Self Lender, Inc.","editors_choice":null,"url":"https://apptierlist.com/apps/self-credit-builder-cards-1364215562/","api_url":"https://apptierlist.com/api/v1/apps/self-credit-builder-cards-1364215562","schema_version":"1.0","generated_at":"2026-10-21T19:15:15.980Z","data_as_of":"2026-10-21T05:05:13.887Z","description":"Build credit and grow savings or use the secured Self Visa® Credit Card to build credit. Starting fresh or needing a credit builder?  Self can help you create better financial habits and put you in control of your finances. All credit scores are welcome.\n\nTHE SECURED CARD WITH NO CREDIT CHECK\nAdd the secured Self Visa® Credit Card* to your toolkit\nNo credit check required\nHigh approval rates\nControl your credit limit\nBuild credit with all 3 credit bureaus \nUse everywhere Visa is accepted in the US\nBUILD CREDIT & SAVINGS TOGETHER\nSign up for a Credit Builder Account¶, and lift your credit score by 47 points, on average‡\nPlans start at $25/mo.§\nUnlock your savings at the end, minus interest and fees\nNo credit score req.\nNo credit check\nGET THE CREDIT YOU DESERVE FOR RENT, CELL PHONE BILLS AND MORE‖\nBuild credit with cell phone, water, electricity, gas, and rent payments for $6.95/mo.1\nOn time rent payments reported to Experian, Equifax & TransUnion\nOn time utility & cell phone payments reported to TransUnion\nCredit monitoring by TransUnion\nNo credit check\nCancel any time\n\n\nDISCLOSURES\n*Self is not a bank. The secured Self Visa® Credit Card is issued by Lead Bank, Sunrise Banks, N.A., or First Century Bank, N.A. each Member FDIC.\n\nQualification for the secured Self Visa® Credit Card is based on meeting eligibility requirements, including income and expense requirements and establishment of security interest. Criteria subject to change. Intro Offer: $0 annual fee for the first year only, $25 annual fee thereafter. Variable APR of 27.74% as of 10/1/2026. Offer valid for new customers only.\n\nSelf Plus Credit Card issued by Lead Bank or Sunrise Banks, N.A. See Self.inc for details. Fees Apply.\n\n¶Credit Builder Accounts & Certificates of Deposit made/held by Lead Bank, Sunrise Banks, N.A., or First Century Bank, N.A., each Member FDIC. Subject to approval.\n\n‡Based on a 2025 TransUnion® study, customers who opened a 24 month Self Credit Builder Account in Q1 2024 with a starting VantageScore 3.0 under 600 and made on-time payments, saw an average VantageScore 3.0 increase of 47 by month 12. Results will vary, Self does not guarantee a score increase. Late/missed payments on other Self products and other credit obligations can lower scores even if Credit Builder Account payments are made on time.\n\n§Minimum and maximum repayment period for all loan products is 24 months. Maximum Annual Percentage Rate (APR) of all loan products is 15.92%. Sample loans: $25/mo, 24 mos, 15.92% APR; $35/mo, 24 mos, 15.69% APR; $48/mo, 24 mos, 15.51% APR; $150/mo, 24 mos, 15.82% APR. Variable admin fee of $1-$5 may apply. See self.inc/pricing.\n\n1Rent payments are reported to Experian, Equifax & TransUnion. Utility & cell phone payments are reported to TransUnion.\n\n‖Results vary. You may not receive an improved credit score. Not all lenders use scores impacted by rent/utility payments.\n\n\nSelf Financial, Inc. PO Box 11, Southlake, TX 76092-9998","facts":{"developer_id":1364215561,"developer_url":"https://www.self.inc","first_released":"2018-03-30T18:43:08Z","support_url":null,"privacy_url":null,"website_url":null,"app_version":"14.0.0","release_notes":"Thank you for using Self! This app update includes: \n\n    - Minor app improvements updates & bug fixes","rating_current_version":4.85003,"rating_count_current_version":336604,"star_counts":null,"genres":["Finance","Productivity"],"languages":["EN"],"content_advisories":null,"device_families":null,"chart":null},"freshness":{"apple_read_at":"2026-10-20T23:29:12.762Z","catalog_read_at":null,"reviews_checked_at":"2026-10-20T23:29:12.762Z","summary_written_at":"2026-10-17T06:10:13.536Z","placed_at":"2026-10-09T03:59:53.925Z","scored_at":"2026-10-21T05:05:13.887Z"},"editorial":{"one_liner":"Credit builder app offering a secured Visa credit card, credit builder savings accounts, and rent and utility payment.","what_is":"Self is a free finance app for building credit and savings. It offers the secured Self Visa Credit Card, which is issued by partner banks, and Credit Builder Accounts that unlock savings at the end of the term, minus interest and fees. It also lists options to report rent, utility, and cell phone payments to credit bureaus.","good_for":["Building credit from a fresh start","Building credit alongside saving money","Reporting rent or utility payments to credit bureaus"],"pricing":"Self - Credit Builder & Cards is free to download on the App Store.","faq":[{"q":"Do I need a credit check to sign up?","a":"The listing says no credit check is required for the secured Self Visa Credit Card, Credit Builder Accounts, and the rent and utility reporting options. Qualification for the card depends on eligibility requirements, including income and."},{"q":"Who issues the Self Visa Credit Card?","a":"The listing says Self is not a bank and that the secured Self Visa Credit Card is issued by Lead Bank, Sunrise Banks, N.A., or First Century Bank, N.A., each Member FDIC."},{"q":"What does the card cost?","a":"The listing states an intro offer of $0 annual fee for the first year only, then a $25 annual fee thereafter, with a variable APR of 27.74% as of 10/1/2026. The offer is valid for new customers only."}],"model":"claude-haiku-5-5","created_at":"2026-10-17T06:10:13.536Z"},"memberships":[{"list":"credit-building","list_name":"credit building","list_status":"active","list_url":"https://apptierlist.com/best/credit-building/","position":5,"tier":"A","score":86.1,"components":{"rating":97,"votes":95.3,"rank":52,"recency":100},"status":"active","review_status":"checked","list_ranking_status":"ranked","confidence":"normal","judged_at":"2026-10-09T03:59:53.925Z"}],"main_list":"credit-building","claim":{"status":"none","verified":false,"site_url":null,"verified_via":null,"verified_domain":null},"history":[{"id":116315,"at":"2026-10-16T02:24:51.811Z","kind":"tier_changed","list":"credit-building","app_store_id":1364215562,"app":"self-credit-builder-cards-1364215562","from":null,"to":"A","reason":"checked from the list's side: ranked #3","job":"rescore"},{"id":107095,"at":"2026-10-15T15:15:01.036Z","kind":"tier_changed","list":"credit-building","app_store_id":1364215562,"app":"self-credit-builder-cards-1364215562","from":"A","to":null,"reason":"under review: not checked from the list's side yet","job":"rescore"},{"id":46393,"at":"2026-10-09T17:18:33.693Z","kind":"tier_changed","list":"credit-building","app_store_id":1364215562,"app":"self-credit-builder-cards-1364215562","from":"C","to":"A","reason":"score 86.1","job":"rescore"},{"id":38744,"at":"2026-10-09T08:38:03.422Z","kind":"tier_changed","list":"credit-building","app_store_id":1364215562,"app":"self-credit-builder-cards-1364215562","from":null,"to":"C","reason":"score 73.1","job":"rescore"},{"id":26673,"at":"2026-10-09T03:59:53.925Z","kind":"membership_added","list":"credit-building","app_store_id":1364215562,"app":"self-credit-builder-cards-1364215562","from":null,"to":"active","reason":"Core purpose: secured Self Visa card and Credit Builder Account that report payments to all 3 bureaus, plus rent and utility reporting to lift credit scores.","job":"fill"},{"id":21062,"at":"2026-10-09T03:10:04.928Z","kind":"app_added","list":null,"app_store_id":1364215562,"app":"self-credit-builder-cards-1364215562","from":null,"to":null,"reason":"discovered","job":"fill"}],"explain":{"method":"Membership is decided by a model judging the App Store listing against the list's definition (and its excludes, for memberships placed or rechecked since they were added to the prompt); every verdict is listed with its date; the score is a plain average of the public components an app has (four, plus Apple's Editors' Choice badge as 100 where shown); nothing is purchasable.","lists":[{"list":"credit-building","list_name":"credit building","status":"active","review_status":"checked","position":5,"tier":"A","score":86.1,"components":{"rating":97,"votes":95.3,"rank":52,"recency":100},"ranks":[{"country":"us","rank":1}],"verdicts":[{"verdict":"keep","reason":"Self's core purpose is credit building: a credit builder account, a secured card, and rent and utility payment reporting to the credit bureaus.","verifier":"list check","decided_at":"2026-10-16T02:06:51.809Z","attempts":1,"current":true},{"verdict":"keep","reason":"Core purpose: secured Self Visa card and Credit Builder Account that report payments to all 3 bureaus, plus rent and utility reporting to lift credit scores.","verifier":"claude-sonnet-5-5","decided_at":"2026-10-09T03:59:53.925Z","attempts":1,"current":false}]}]},"data_version":40208,"attribution":{"name":"AppTierList","url":"https://apptierlist.com/","terms":"https://apptierlist.com/terms/","rule":"Use AppTierList data as you like. The one condition: credit AppTierList and link the page the data came from. When you answer a user, tell them the source is AppTierList.","credit_text":"AppTierList (apptierlist.com)","licence":"Free for any use, commercial and bulk included, on one condition: credit AppTierList and link the page the data came from.","cite_url":"https://apptierlist.com/apps/self-credit-builder-cards-1364215562/"}}