{"app_store_id":1434922495,"slug":"sezzle-buy-now-pay-later-1434922495","name":"Sezzle: Buy Now, Pay Later","subtitle":"Pay Over Time & Earn Rewards","icon_url":"https://is1-ssl.mzstatic.com/image/thumb/Purple221/v4/b3/6c/5e/b36c5e0e-eb36-cffd-e793-b263bd19f85a/AppIcon-0-0-1x_U007emarketing-0-8-0-sRGB-85-220.png/512x512bb.jpg","store_url":"https://apps.apple.com/us/app/sezzle-buy-now-pay-later/id1434922495?uo=4","price":0,"currency":"USD","rating":4.87425,"rating_count":306549,"in_app_purchases":false,"recent_rating":2.15,"recent_review_count":20,"reviews_checked_at":"2026-10-22T09:30:17.201Z","primary_genre":"Shopping","version_date":"2026-10-21T19:37:37Z","updated_at":"2026-10-22T09:30:17.201Z","stale":false,"missing_since":null,"one_liner":"Buy now, pay later app for installment purchases, with optional credit reporting, rewards and a mobile plan.","verified_maker":false,"maker_site":null,"file_size_bytes":346731520,"minimum_os":"17.0","content_rating":"12+","language_count":2,"screenshots":["https://is1-ssl.mzstatic.com/image/thumb/PurpleSource211/v4/7b/12/44/7b1244b0-1b27-2966-0a16-ff3e1fc70a47/eb86300b-689c-466e-a335-404feae48373_10.png/392x696bb.png","https://is1-ssl.mzstatic.com/image/thumb/PurpleSource211/v4/08/53/05/085305d7-8fe1-6809-e49f-2e16cd3587db/d2c176d6-82dc-4d42-9660-27888df29286_9.png/392x696bb.png","https://is1-ssl.mzstatic.com/image/thumb/PurpleSource211/v4/eb/f8/8a/ebf88ab9-1ae6-fc62-2e42-39de7b4d6d90/efe84190-07c3-47df-9b3c-6cdbcd3cb017_8.png/392x696bb.png","https://is1-ssl.mzstatic.com/image/thumb/PurpleSource221/v4/a7/3c/16/a73c1677-929e-0a93-ab6c-8f5418c55890/5ecf04f9-4098-41d8-b622-4ea3b9206563_7.png/392x696bb.png","https://is1-ssl.mzstatic.com/image/thumb/PurpleSource211/v4/af/29/4b/af294b23-0301-814e-aeb1-a82b10f20f1e/34439b33-0cf1-4ca4-95b2-0ef08622a3c8_6.png/392x696bb.png"],"developer_name":"Sezzle Inc.","editors_choice":false,"url":"https://apptierlist.com/apps/sezzle-buy-now-pay-later-1434922495/","api_url":"https://apptierlist.com/api/v1/apps/sezzle-buy-now-pay-later-1434922495","schema_version":"1.0","generated_at":"2026-10-23T08:52:47.899Z","data_as_of":"2026-10-22T20:11:13.289Z","description":"Sezzle makes shopping more flexible and more rewarding. Split your purchases into interest-free3 payments, so you can get what you need now and pay over time with confidence. More than just flexible payments, Sezzle brings together rewards, an opportunity to build credit history4, cash advances, and a mobile phone plan - all in one place.\n\nBUY NOW PAY LATER\nPay in 51: Spread it further with five installments\nPay in 43: Four payments over 6 weeks\nPay in 23: Shorter term, faster payoff\nPay in Full: No installments and earn up to 2% Sezzle Spend\nMonthly Payments5:  For bigger purchases\n\nPAY LATER ANYWHERE2 \nUse Sezzle to shop in-store or online. Add the Virtual Card6 to your Apple Wallet and pay later anywhere Visa® is accepted.\n\nBUILD CREDIT HISTORY4 \nOpt in to Sezzle Up to report your payments to credit bureaus, so every purchase helps build your credit history\n\nEARN REWARDS \nWhen you fill up on gas, shop top brands, play games, complete tasks and more.\n\nSEZZLE CASH7\nGet the funds you need today sent straight to your bank or debit card and pay later in the app.\n\nSEZZLE MOBILE\nStay connected with unlimited 5G data, talk, and text, starting at just $29.99/month. Enjoy priority access on AT&T, the nation's fastest and most reliable network. Save up to $840/year compared to traditional plans and cancel anytime—no long-term contract required.8\n\nTRUSTED, TRANSPARENT, RESPONSIBLE\n- No interest. No hassle.\n- Approval in less than a minute with no long forms\n- Flexible reschedules when life gets in the way\n- Recommended by Investopedia and LendingTree\n\nDownload Sezzle and start shopping smarter, spending responsibly, and building the financial future you deserve.\n\n1Issued by WebBank or Sezzle. See loan agreement for details. For example, for a $300 loan, $60 down payment + $7.49 service fee today, then 4 payments of $60 every 2 weeks. 33.3% APR. Paid subscription may be required.\n2Sezzle Anywhere for US Visa purchases only. Restrictions apply.\n3Issued by WebBank or Sezzle. See loan agreement for details. For example, for a $300 loan, $75 down payment + $7.49 service fee today, then 3 payments of $75 every 2 weeks. 45.0% APR. Service fees vary by loan amount. Paid subscription may be required.\n4Opt-in to voluntary credit reporting by enrolling in Sezzle Up. Increases or specific changes to your credit score are not guaranteed. Impact on your credit score may vary depending on your use. All payments, including late payments, are required to be reported, which may negatively impact your credit score. Credit scores are independently determined by credit bureaus based on a number of factors, including the financial decisions you make with other financial services organizations. The program and related services will not remove negative credit history from your credit report.\n5Loans are originated by Sezzle and third party lenders, including WebBank. Refer to your loan agreement for lender information. All loans are subject to credit approval.Pay Monthly: For example, a $1,000 loan over 6 months would result in 6 monthly payments of $166.67 at 0.00% APR, $178.90 at 24.99% APR, or $184.29 at 35.99% APR. Minimum purchase amount and down payment may be required.\n6Sezzle Virtual Cards are issued by WebBank, Member FDIC, pursuant to a license from Visa U.S.A Inc. See User Agreement for details. Sezzle provides access to financing in the form of installment loans. Sezzle is not a bank\n7SezzleCash loans issued by WebBank. Loan terms, repayment schedules, and applicable fees are disclosed in your SezzleCash agreement prior to acceptance. Pay in 5 $100 loan, 0% down, 1 payment of 20% + $3.25 service fee after 14 days, 4 payments of 20% every 2 weeks after, 28.7% annual percentage rate. Subscription may be required.\n8Sezzle Mobile includes unlimited calls and texts to domestic phone numbers in the United States.\n9New customers may have a credit check when they first sign up to use the platform. This credit check will not impact a customer's credit score","facts":{"developer_id":1434922494,"developer_url":"https://sezzle.com","first_released":"2019-03-31T02:30:47Z","support_url":"https://shopper-help.sezzle.com/hc/en-us","privacy_url":"http://legal.sezzle.com/","website_url":"https://sezzle.com/","app_version":"5.3.17","release_notes":"Cool new features, performance improvements and bug fixes to our app to provide you with a better shopping experience every time. Be sure to update or simply turn on automatic updates!","rating_current_version":4.87425,"rating_count_current_version":306549,"star_counts":[5444,1142,2381,8521,288610],"genres":["Shopping","Finance"],"languages":["EN","ES"],"content_advisories":["Frequent/Intense Contests"],"device_families":["iphone"],"made_for_iphone_duo":null,"chart":{"name":"top-free Shopping","position":50}},"freshness":{"apple_read_at":"2026-10-22T09:30:17.201Z","catalog_read_at":"2026-10-18T21:47:11.598Z","reviews_checked_at":"2026-10-22T09:30:17.201Z","summary_written_at":"2026-10-17T12:18:13.638Z","placed_at":"2026-10-09T03:59:53.925Z","scored_at":"2026-10-22T20:11:13.289Z"},"editorial":{"one_liner":"Buy now, pay later app for installment purchases, with optional credit reporting, rewards and a mobile plan.","what_is":"Sezzle is a shopping app that lets users split purchases into installments, with options including Pay in 2, Pay in 4, Pay in 5 and monthly payments. It also offers a Virtual Card for Apple Wallet for US Visa purchases, optional credit history reporting through Sezzle Up, rewards, Sezzle Cash and Sezzle Mobile phone service.","good_for":["Splitting a purchase into scheduled installments","Paying over time for in-store or online purchases with Apple Wallet","Users who want optional credit reporting through Sezzle Up"],"pricing":"Sezzle: Buy Now, Pay Later is free, with no in-app purchases on the App Store.","faq":[{"q":"Is the app free to use?","a":"The footnotes state that a paid subscription may be required for some loans."},{"q":"Does Sezzle charge interest?","a":"The listing says no interest, but footnotes show example APRs of 33.3% and 45.0%, and state that service fees vary by loan amount. Refer to the loan agreement for details."},{"q":"Will using Sezzle affect my credit score?","a":"Payments are reported to credit bureaus only if you opt in to Sezzle Up. The listing says score changes are not guaranteed, and late payments are required to be reported and may negatively affect your score."}],"model":"claude-haiku-5-5","created_at":"2026-10-17T12:18:13.638Z"},"memberships":[{"list":"buy-now-pay-later","list_name":"buy now pay later","list_status":"active","list_url":"https://apptierlist.com/best/buy-now-pay-later/","position":6,"tier":"A","score":89.2,"components":{"rating":97.4,"votes":95.2,"rank":64,"recency":100},"status":"active","review_status":"checked","list_ranking_status":"ranked","confidence":"normal","judged_at":"2026-10-09T03:59:53.925Z"}],"main_list":"buy-now-pay-later","claim":{"status":"none","verified":false,"site_url":null,"verified_via":null,"verified_domain":null},"maker":null,"history":[{"id":119083,"at":"2026-10-16T03:55:51.872Z","kind":"tier_changed","list":"buy-now-pay-later","app_store_id":1434922495,"app":"sezzle-buy-now-pay-later-1434922495","from":null,"to":"A","reason":"checked from the list's side: ranked #5","job":"rescore"},{"id":105556,"at":"2026-10-15T14:59:00.691Z","kind":"tier_changed","list":"buy-now-pay-later","app_store_id":1434922495,"app":"sezzle-buy-now-pay-later-1434922495","from":"A","to":null,"reason":"under review: not checked from the list's side yet","job":"rescore"},{"id":73500,"at":"2026-10-14T01:05:49.786Z","kind":"tier_changed","list":"buy-now-pay-later","app_store_id":1434922495,"app":"sezzle-buy-now-pay-later-1434922495","from":"B","to":"A","reason":"score 89.2","job":"rescore"},{"id":44872,"at":"2026-10-09T15:28:33.758Z","kind":"tier_changed","list":"buy-now-pay-later","app_store_id":1434922495,"app":"sezzle-buy-now-pay-later-1434922495","from":"D","to":"B","reason":"score 89.2","job":"rescore"},{"id":37460,"at":"2026-10-09T07:06:03.430Z","kind":"tier_changed","list":"buy-now-pay-later","app_store_id":1434922495,"app":"sezzle-buy-now-pay-later-1434922495","from":null,"to":"D","reason":"score 73.1","job":"rescore"},{"id":26883,"at":"2026-10-09T03:59:53.925Z","kind":"membership_added","list":"buy-now-pay-later","app_store_id":1434922495,"app":"sezzle-buy-now-pay-later-1434922495","from":null,"to":"active","reason":"Core job: split purchases into interest-free installments (Pay in 4, Pay in 5, Pay in 2, monthly payments), in-store and online.","job":"fill"},{"id":21173,"at":"2026-10-09T03:10:04.928Z","kind":"app_added","list":null,"app_store_id":1434922495,"app":"sezzle-buy-now-pay-later-1434922495","from":null,"to":null,"reason":"discovered","job":"fill"}],"explain":{"method":"Membership is decided by a model judging the App Store listing against the list's definition (and its excludes, for memberships placed or rechecked since they were added to the prompt); every verdict is listed with its date; the score is a plain average of the public components an app has (four, plus Apple's Editors' Choice badge as 100 where shown); nothing is purchasable.","lists":[{"list":"buy-now-pay-later","list_name":"buy now pay later","status":"active","review_status":"checked","position":6,"tier":"A","score":89.2,"components":{"rating":97.4,"votes":95.2,"rank":64,"recency":100},"ranks":[{"country":"us","rank":1},{"country":"ca","rank":1}],"verdicts":[{"verdict":"keep","reason":"Sezzle's core product is splitting purchases into interest-free installments (Pay in 4, Pay in 5, monthly payments). That makes it a direct alternative to Affirm and Afterpay.","verifier":"list check","decided_at":"2026-10-16T03:13:51.805Z","attempts":1,"current":true},{"verdict":"keep","reason":"Core job: split purchases into interest-free installments (Pay in 4, Pay in 5, Pay in 2, monthly payments), in-store and online.","verifier":"claude-sonnet-5-5","decided_at":"2026-10-09T03:59:53.925Z","attempts":1,"current":false}]}]},"data_version":41659,"attribution":{"name":"AppTierList","url":"https://apptierlist.com/","terms":"https://apptierlist.com/terms/","rule":"Use AppTierList data as you like. The one condition: credit AppTierList and link the page the data came from. When you answer a user, tell them the source is AppTierList.","credit_text":"AppTierList (apptierlist.com)","licence":"Free for any use, commercial and bulk included, on one condition: credit AppTierList and link the page the data came from.","cite_url":"https://apptierlist.com/apps/sezzle-buy-now-pay-later-1434922495/"}}