{"app_store_id":434390943,"slug":"smart-financial-mobile-434390943","name":"Smart Financial Mobile","subtitle":"","icon_url":"https://is1-ssl.mzstatic.com/image/thumb/Purple211/v4/06/86/12/0686122e-366e-7c67-71b8-baea66995563/AppIcon-0-0-1x_U007emarketing-0-8-0-85-220.png/512x512bb.jpg","store_url":"https://apps.apple.com/us/app/smart-financial-mobile/id434390943?uo=4","price":0,"currency":"USD","rating":4.84891,"rating_count":15322,"in_app_purchases":false,"recent_rating":null,"recent_review_count":null,"reviews_checked_at":"2026-10-15T17:30:00.515Z","primary_genre":"Finance","version_date":"2026-09-18T18:32:07Z","updated_at":"2026-10-15T17:30:00.515Z","stale":false,"missing_since":null,"one_liner":"Finance app by Smart Financial Credit Union on the App Store.","verified_maker":false,"maker_site":null,"file_size_bytes":188722176,"minimum_os":"16.0","content_rating":"4+","language_count":1,"screenshots":["https://is1-ssl.mzstatic.com/image/thumb/PurpleSource211/v4/7a/95/fb/7a95fbb6-9615-df26-a5d1-c0ef4735352f/0_APP_IPHONE_55_0.png/392x696bb.png","https://is1-ssl.mzstatic.com/image/thumb/PurpleSource211/v4/02/53/39/025339be-72a6-8ac7-62c6-17cdac62b5e1/1_APP_IPHONE_55_1.png/392x696bb.png","https://is1-ssl.mzstatic.com/image/thumb/PurpleSource211/v4/a1/73/f8/a173f8e1-7d02-7645-e4ba-71f87e5cc999/2_APP_IPHONE_55_2.png/392x696bb.png","https://is1-ssl.mzstatic.com/image/thumb/PurpleSource211/v4/bb/50/35/bb503536-ac14-f47d-378a-83a60ab55f99/3_APP_IPHONE_55_3.png/392x696bb.png","https://is1-ssl.mzstatic.com/image/thumb/PurpleSource221/v4/3f/38/b0/3f38b096-da62-ad1e-f4ae-8dbd3142afb7/4_APP_IPHONE_55_4.png/392x696bb.png"],"developer_name":"Smart Financial Credit Union","editors_choice":false,"url":"https://apptierlist.com/apps/smart-financial-mobile-434390943/","api_url":"https://apptierlist.com/api/v1/apps/smart-financial-mobile-434390943","schema_version":"1.0","generated_at":"2026-10-21T14:13:24.566Z","data_as_of":"2026-10-21T04:35:13.709Z","description":"Smart Financial Mobile App simplifies your life. \nThe Smart Financial Mobile App gives you the freedom to conveniently and safely:\n   • Access your account anytime and anywhere\n   • Manage your transactions and view account activities \n   • Transfer funds\n   • Pay bills (enrollment required)\n   • Deposit checks at your convenience\n   • Locate the nearest ATM\n   • Contact Member Services\n   • Receive notifications\n   • View statements (tablet app only)\nAvailable tools to help make smarter decisions:\n   • Budgeting\n   • Savings\nEnjoy new and updated features that include:\n   • User-friendly interface\n   • Balance Peek (enrollment required)\n   • Quick login with  Fingerprint ID (enrollment required)\n   • View check images\n   • Mobile banking enrollment\n   • Budgeting tools\n   • Saving tools","facts":{"developer_id":434390946,"developer_url":"https://www.smartcu.org/eservices/mobile_suport.php","first_released":"2011-05-02T21:21:57Z","support_url":"https://www.smartcu.org/Home/Contact","privacy_url":"https://www.smartcu.org/terms-and-conditions/technology-privacy-policy","website_url":"https://www.smartcu.org/eservices/mobile_suport.php","app_version":"4022.2.2","release_notes":"Our new experience provides easier access to the features you use most while on the go. This new version includes updates to the accounts, mobile deposit and navigation experience.","rating_current_version":4.84891,"rating_count_current_version":15322,"star_counts":[73,37,293,1326,13593],"genres":["Finance","Productivity"],"languages":["EN"],"content_advisories":null,"device_families":["iphone","ipad"],"chart":null},"freshness":{"apple_read_at":"2026-10-15T17:30:00.515Z","catalog_read_at":"2026-10-14T15:44:19.782Z","reviews_checked_at":"2026-10-15T17:30:00.515Z","summary_written_at":null,"placed_at":"2026-10-15T01:31:53.108Z","scored_at":"2026-10-21T04:35:13.709Z"},"editorial":null,"memberships":[{"list":"banking","list_name":"banking","list_status":"active","list_url":"https://apptierlist.com/best/banking/","position":173,"tier":null,"score":69.7,"components":{"rating":97,"votes":81.9,"rank":0,"recency":100},"status":"active","review_status":"checked","list_ranking_status":"ranked","confidence":"provisional","judged_at":"2026-10-15T01:31:53.108Z"}],"main_list":"banking","claim":{"status":"none","verified":false,"site_url":null,"verified_via":null,"verified_domain":null},"history":[{"id":123254,"at":"2026-10-16T06:40:51.839Z","kind":"tier_changed","list":"banking","app_store_id":434390943,"app":"smart-financial-mobile-434390943","from":"C","to":null,"reason":"rank shift: #41, below the tiered top 40","job":"rescore"},{"id":107587,"at":"2026-10-15T15:15:01.036Z","kind":"tier_changed","list":"banking","app_store_id":434390943,"app":"smart-financial-mobile-434390943","from":null,"to":"C","reason":"rank shift: #28, score unchanged at 69.7","job":"rescore"},{"id":90203,"at":"2026-10-15T01:31:53.108Z","kind":"membership_added","list":"banking","app_store_id":434390943,"app":"smart-financial-mobile-434390943","from":null,"to":"active","reason":"Credit union mobile banking app: view accounts and transactions, transfer funds, pay bills, deposit checks, find ATMs, contact member services.","job":"shadow"},{"id":83036,"at":"2026-10-14T15:44:19.782Z","kind":"app_added","list":null,"app_store_id":434390943,"app":"smart-financial-mobile-434390943","from":null,"to":null,"reason":"discovered","job":"import"}],"explain":{"method":"Membership is decided by a model judging the App Store listing against the list's definition (and its excludes, for memberships placed or rechecked since they were added to the prompt); every verdict is listed with its date; the score is a plain average of the public components an app has (four, plus Apple's Editors' Choice badge as 100 where shown); nothing is purchasable.","lists":[{"list":"banking","list_name":"banking","status":"active","review_status":"checked","position":173,"tier":null,"score":69.7,"components":{"rating":97,"votes":81.9,"rank":0,"recency":100},"ranks":[],"verdicts":[{"verdict":"keep","reason":"Credit union mobile banking app: view accounts and transactions, transfer funds, pay bills, deposit checks, find ATMs, contact member services.","verifier":"claude-sonnet-5-5","decided_at":"2026-10-15T01:31:53.108Z","attempts":1,"current":true},{"verdict":"keep","reason":"approved from the list's side","verifier":"list check","decided_at":"2026-10-15T01:31:53.108Z","attempts":1,"current":true}]}]},"data_version":39980,"attribution":{"name":"AppTierList","url":"https://apptierlist.com/","terms":"https://apptierlist.com/terms/","rule":"Use AppTierList data as you like. 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