{"app_store_id":1301593017,"slug":"social-security-optimizer-boss-1301593017","name":"Social Security Optimizer:Boss","short_name":"Social Security Optimizer","subtitle":"Soc Sec age & benefit analyzer","icon_url":"https://is1-ssl.mzstatic.com/image/thumb/Purple221/v4/11/75/7f/11757f03-f048-309e-6647-f22a78a740c2/AppIcon-0-0-1x_U007emarketing-0-11-0-85-220.png/512x512bb.jpg","icon_tint":"#fe0808","store_url":"https://apps.apple.com/us/app/social-security-optimizer-boss/id1301593017?uo=4","price":0,"currency":"USD","rating":4.23529,"rating_count":1428,"rating_worldwide":4.23529,"rating_count_worldwide":1428,"in_app_purchases":true,"recent_rating":null,"recent_review_count":null,"reviews_checked_at":null,"primary_genre":"Finance","version_date":"2026-08-01T02:17:12Z","updated_at":"2026-11-04T04:19:12.652Z","stale":false,"missing_since":null,"one_liner":"Compares Social Security claiming options by age using a birth date and the benefit amount at full retirement age.","verified_maker":false,"maker_site":null,"file_size_bytes":24847360,"minimum_os":"15.0","content_rating":"4+","language_count":1,"screenshots":["https://is1-ssl.mzstatic.com/image/thumb/Purple123/v4/28/2c/f1/282cf1b1-1f26-bad2-3b1d-3e626e4db663/mzl.tpyyxtrt.png/392x696bb.png","https://is1-ssl.mzstatic.com/image/thumb/Purple113/v4/56/45/b8/5645b8df-b554-1803-875a-567dd05a08c6/mzl.elsezsdb.png/392x696bb.png","https://is1-ssl.mzstatic.com/image/thumb/Purple113/v4/60/56/60/6056600e-83cc-4b97-42be-322b97d6b87b/mzl.peoujruf.png/392x696bb.png","https://is1-ssl.mzstatic.com/image/thumb/Purple123/v4/0f/92/73/0f9273cd-4b8a-4215-36b6-c1f0b264118f/mzl.jmzetici.png/392x696bb.png","https://is1-ssl.mzstatic.com/image/thumb/Purple113/v4/b4/68/5a/b4685a83-cc11-2a4f-c717-fbcd14a8fb8b/mzl.wnsiwmzq.png/392x696bb.png"],"developer_name":"Sawhney Systems, Inc.","editors_choice":false,"url":"https://apptierlist.com/apps/social-security-optimizer-boss-1301593017/","api_url":"https://apptierlist.com/api/v1/apps/social-security-optimizer-boss-1301593017","schema_version":"1.0","generated_at":"2026-11-04T11:02:05.992Z","data_as_of":"2026-11-04T04:19:12.652Z","description":"When to start taking your Social Security benefits?\n\nThis is a critical retirement decision. You may start as early as 62 but the payment reaches full potential at your Full Retirement Age as set by the Social Security Administration. The monthly payment can grow even further if you decide to wait till age 70. It is nice start getting the funds sooner than later but does it really work out better?  \n\nThe answer depends on how long you plan on working, marital status, life expectancy, inflation and other factors. A careful analysis is needed to make an informed once-in-a-lifetime decision. This app, Benefit Optimizer for Social Security (Boss) is developed to help you evaluate such important factors and analyze your options.\n\nBoss is designed by financial planning specialists who have been serving professional planners with comprehensive solutions for decades. The essential elements needed to analyze the benefit options are packed in a simple app that can be used by all potential retirees.\n\nSome of the key features of Boss include-\n•\tBenefit profile of Singles\n•\tBenefit profile of Married couples\n•\tCompare options\n•\tMinimal data needs\n•\tCondensed and detailed results\n•\tTabular or graphic reports\n•\tBreak-even analysis\n•\tCash needs fulfillment analysis\n•\tIncome tax impact analysis\n•\tFuture value analysis\n•\tFully documented operation\n\n·         Boss displays full-span reports & Graphs that can also be printed:\n•\tMonthly Benefits\n•\tAnnual Benefits\n•\tCumulative Benefits\n•\tFirst Full Year\n•\tMonthly Payment Graph\n•\tOption Comparing Graph\n•\tCash Needs Fulfillment Pie Chart\n\nQuick & Easy\nAnalysis with Boss is quick and simple. All you need for an essential analysis is a birth date and the benefit amount at full retirement age (FRA). The Social Security Administration provides the FRA amount to social security payers periodically. With these two data items entered you are ready to analyze. Pick an eligible month and year to view benefit details. Enter different option and view the comparative results and line graphs for an easier grasp of projected results. This simple exercise can now be expanded with other factors such as the inflation rate, life expectancy, rate-of-return, expenses and tax related information.\n\nUse with confidence\nYou can use Boss with complete confidence for the security of your data and the integrity of computations. Your data stays in your device all the time until you delete it. \n\nBoss is developed and supported by a team of professionals located in USA that have been providing applications to financial planners for over three decades.","facts":{"developer_id":570593131,"developer_url":"http://www.sawhney.com","first_released":"2017-11-18T17:04:55Z","support_url":"http://www.sawhney.com/","privacy_url":"http://www.sawhney.com/","website_url":"http://www.sawhney.com/","app_version":"3.4","release_notes":"This version includes-\n• Updated income tax rate tables for 2026\n• Enhanced data input menus\n• Expanded trial usage for new users","rating_current_version":4.23529,"rating_count_current_version":1428,"star_counts":[177,47,61,121,1022],"genres":["Finance","Lifestyle"],"languages":["EN"],"content_advisories":null,"device_families":["iphone","ipad","ipod"],"made_for_iphone_duo":false,"chart":null},"freshness":{"apple_read_at":"2026-11-04T04:19:12.652Z","catalog_read_at":"2026-11-03T10:59:13.081Z","reviews_checked_at":null,"summary_written_at":"2026-11-01T03:36:12.859Z","placed_at":"2026-11-01T03:28:12.691Z","scored_at":"2026-11-03T12:29:13.857Z"},"editorial":{"one_liner":"Compares Social Security claiming options by age using a birth date and the benefit amount at full retirement age.","what_is":"Social Security Optimizer:Boss is a free finance app for evaluating when to start taking Social Security benefits. It supports single and married couple profiles, with tabular or graphic reports covering break-even analysis, cash needs fulfillment, and income tax impact. To start an analysis, users enter a birth date and the benefit amount at full retirement age.","good_for":["Deciding when to start Social Security benefits","Comparing claiming options for a single person or married couple","Reviewing break-even and cash needs analysis before retiring"],"pricing":"Social Security Optimizer is free to download, with in-app purchases on the App Store.","faq":[{"q":"What information does the app need to start?","a":"The listing says a birth date and the benefit amount at full retirement age are all that is needed for an essential analysis. Inflation rate, life expectancy, rate of return, expenses and tax information can be added for a fuller analysis."},{"q":"Where is my data stored?","a":"Your data stays on your device all the time until you delete it."},{"q":"What kinds of reports and charts does it show?","a":"The listing describes monthly, annual, cumulative and first full year reports, plus monthly payment, option comparing and cash needs fulfillment pie charts. It also says the reports and graphs can be printed."}],"model":"claude-haiku-5-5","created_at":"2026-11-01T03:36:12.859Z"},"memberships":[{"list":"retirement-planning","list_name":"retirement planning","list_status":"active","list_url":"https://apptierlist.com/best/retirement-planning/","position":11,"tier":"A","score":80.5,"components":{"rating":76.2,"votes":71.5,"rank":79.6,"recency":94.7},"status":"active","review_status":"checked","list_ranking_status":"ranked","confidence":"normal","judged_at":"2026-11-01T03:28:12.691Z"}],"main_list":"retirement-planning","claim":{"status":"none","verified":false,"site_url":null,"verified_via":null,"verified_domain":null},"maker":null,"history":[{"id":253776,"at":"2026-11-01T03:30:12.815Z","kind":"tier_changed","list":"retirement-planning","app_store_id":1301593017,"app":"social-security-optimizer-boss-1301593017","from":null,"to":"A","reason":"score 80.7","job":"rescore"},{"id":253708,"at":"2026-11-01T03:28:12.691Z","kind":"membership_added","list":"retirement-planning","app_store_id":1301593017,"app":"social-security-optimizer-boss-1301593017","from":null,"to":"active","reason":"It is built to help potential retirees decide when to start Social Security benefits, with break-even analysis and singles and married couple profiles, which is","job":"shadow"},{"id":227384,"at":"2026-10-26T01:43:13.527Z","kind":"app_added","list":null,"app_store_id":1301593017,"app":"social-security-optimizer-boss-1301593017","from":null,"to":null,"reason":"discovered","job":"import"}],"explain":{"method":"Membership is decided by a model judging the App Store listing against the list's definition (and its excludes, for memberships placed or rechecked since they were added to the prompt); every verdict is listed with its date; the score is an average of the components an app has (four public App Store signals, plus Apple's Editors' Choice badge as 100 where shown, plus ownership as 100 where the maker has verified it with our badge: it shows in components as ownership_verified); nothing is purchasable. Apps whose maker has verified ownership get a small score component, because an active maker is a sign the app is kept up to date. It never decides a tier on its own. Updated daily.","lists":[{"list":"retirement-planning","list_name":"retirement planning","status":"active","review_status":"checked","position":11,"tier":"A","score":80.5,"components":{"rating":76.2,"votes":71.5,"rank":79.6,"recency":94.7},"ranks":[{"country":"us","rank":10},{"country":"gb","rank":20},{"country":"ca","rank":17},{"country":"au","rank":33},{"country":"de","rank":27}],"verdicts":[{"verdict":"keep","reason":"It is built to help potential retirees decide when to start Social Security benefits, with break-even analysis and singles and married couple profiles, which is","verifier":"claude-sonnet-5-5","decided_at":"2026-11-01T03:28:12.691Z","attempts":1,"current":true},{"verdict":"keep","reason":"Its main purpose is a core retirement planning decision: analyzing when to claim Social Security benefits. Someone comparing retirement planning apps would expect to see it alongside the others.","verifier":"list check","decided_at":"2026-11-01T03:28:12.691Z","attempts":1,"current":true}]}]},"data_version":52837,"attribution":{"name":"AppTierList","url":"https://apptierlist.com/","terms":"https://apptierlist.com/terms/","rule":"Use AppTierList data as you like. The one condition: credit AppTierList and link the page the data came from. When you answer a user, tell them the source is AppTierList.","credit_text":"AppTierList (apptierlist.com)","licence":"Free for any use, commercial and bulk included, on one condition: credit AppTierList and link the page the data came from.","cite_url":"https://apptierlist.com/apps/social-security-optimizer-boss-1301593017/"}}