{"app_store_id":6450669712,"slug":"sparrow-card-app-6450669712","name":"Sparrow Card App","subtitle":null,"icon_url":"https://is1-ssl.mzstatic.com/image/thumb/Purple211/v4/23/10/19/231019db-c77c-a1f7-63ac-8ffdf10e5666/AppIcon-0-0-1x_U007epad-0-11-0-85-220.png/512x512bb.jpg","store_url":"https://apps.apple.com/us/app/sparrow-card-app/id6450669712?uo=4","price":0,"currency":"USD","rating":4.87315,"rating_count":3445,"in_app_purchases":null,"recent_rating":null,"recent_review_count":null,"reviews_checked_at":null,"primary_genre":"Finance","version_date":"2026-10-18T08:55:34Z","updated_at":"2026-10-21T12:28:13.023Z","stale":false,"missing_since":null,"one_liner":"Free app for managing the Sparrow Rewards Mastercard: virtual card, payments, card controls and alerts.","verified_maker":false,"maker_site":null,"file_size_bytes":129035264,"minimum_os":"15.0","content_rating":"4+","language_count":1,"screenshots":["https://is1-ssl.mzstatic.com/image/thumb/PurpleSource221/v4/bf/fb/2e/bffb2edc-bbe1-13c9-d755-c660b9ac5bc7/d4424250-311e-4f8c-9a03-4b37ded069f2_1.jpg/392x696bb.jpg","https://is1-ssl.mzstatic.com/image/thumb/PurpleSource221/v4/13/c8/42/13c84225-ef3e-7ff6-91a3-c6cd4750e9e1/9dc181ef-8ea7-4871-be91-6461c9c544ea_2.jpg/392x696bb.jpg","https://is1-ssl.mzstatic.com/image/thumb/PurpleSource211/v4/46/6d/23/466d2395-480f-0774-5569-c56a4f2f163c/b580c1a6-8036-4a61-a995-01a0a2252577_3.jpg/392x696bb.jpg","https://is1-ssl.mzstatic.com/image/thumb/PurpleSource211/v4/3e/70/06/3e7006f7-99f4-59d5-e3e0-dc0beb3eece4/00a4e2b4-872d-41fb-aae4-da448c1618e3_4.jpg/392x696bb.jpg","https://is1-ssl.mzstatic.com/image/thumb/PurpleSource211/v4/14/53/21/14532164-58b9-7bee-5e35-aebaa53200b6/64d84335-3bf4-4118-b8ad-101ae8984cf5_5.jpg/392x696bb.jpg","https://is1-ssl.mzstatic.com/image/thumb/PurpleSource221/v4/64/4d/d9/644dd9dc-161e-f02e-1584-8326a5e27c3f/724729a5-12b7-494d-9cdc-150a0a8fb57b_6.jpg/392x696bb.jpg","https://is1-ssl.mzstatic.com/image/thumb/PurpleSource221/v4/f9/a0/77/f9a0772a-ccb1-c53c-2739-f8fe08cf014f/f3e93d34-b36c-4294-982e-51d3a8bdd284_7.jpg/392x696bb.jpg"],"developer_name":"Sparrow Financial, Inc.","editors_choice":null,"url":"https://apptierlist.com/apps/sparrow-card-app-6450669712/","api_url":"https://apptierlist.com/api/v1/apps/sparrow-card-app-6450669712","schema_version":"1.0","generated_at":"2026-10-21T19:15:32.966Z","data_as_of":"2026-10-21T12:28:13.023Z","description":"Sparrow was born with a mission to empower the underserved and overlooked by removing the financial barriers that arise from less than perfect credit. We have designed a revolutionary credit card, meticulously crafted to help guide our customers on a journey to financial freedom. \n\nIntroducing the Sparrow Rewards Mastercard, an unparalleled credit card with a range of unique features:   \n- Experience the convenience of a virtual card, granting you immediate and continuous access to your credit line\n- Earn 1% cashback on all your on-time payments, rewarding you for responsible financial behavior\n- Stay informed with real-time notifications, keeping you updated on all your card activity\n- Explore the Climb to Prime app feature where you can gain access to credit line increases, keep an eye on your credit score, and learn the rules of the credit-scoring game\n\nIn addition to these remarkable benefits, the Sparrow app provides a seamless user experience, allowing you to effortlessly make payments, freeze and replace your card, update personal information, reset your PIN, and easily manage recurring subscription charges.\n\nPlus, Sparrow reports your account performance to all 3 major credit bureaus, guaranteeing that your creditworthiness is recognized and rewarded, opening doors to better financial opportunities.\n\nSparrow Financial, Inc. is a financial technology company, not a bank. Sparrow’s bank partners are Evolve Bank & Trust, Focus Bank, and The First National Bank of Lacon. The bank issuing your card will be identified on the back of your credit card and in your Cardholder Agreement, which governs the use of your account. Sparrow cards are issued pursuant to a license from Mastercard International Incorporated.","facts":{"developer_id":1694265605,"developer_url":null,"first_released":"2023-08-24T07:00:00Z","support_url":null,"privacy_url":null,"website_url":null,"app_version":"5.1.1","release_notes":"Thanks for using the Sparrow mobile app! We frequently update the app to give you the best experience. This release includes minor bug fixes and improvements. Turn on auto updates to ensure you always have the latest version.","rating_current_version":4.87315,"rating_count_current_version":3445,"star_counts":null,"genres":["Finance"],"languages":["EN"],"content_advisories":null,"device_families":null,"chart":null},"freshness":{"apple_read_at":"2026-10-21T12:28:13.023Z","catalog_read_at":null,"reviews_checked_at":null,"summary_written_at":"2026-10-21T00:19:13.892Z","placed_at":"2026-10-18T10:08:11.867Z","scored_at":"2026-10-21T05:05:13.887Z"},"editorial":{"one_liner":"Free app for managing the Sparrow Rewards Mastercard: virtual card, payments, card controls and alerts.","what_is":"Sparrow Card App is a Finance app for managing the Sparrow Rewards Mastercard credit card. It lets users make payments, freeze and replace the card, reset the PIN, update personal information and manage recurring subscription charges. Sparrow Financial, Inc. Is a financial technology company, not a bank, and the card is issued by one of its named bank partners.","good_for":["Holders of a Sparrow Rewards Mastercard","Users who want to make card payments in the app","Tracking and managing recurring subscription charges on a card"],"pricing":"Sparrow Card App is free to download on the App Store.","faq":[{"q":"Is the app free to install?","a":"Yes, the app is free to download. No in-app purchases are listed on the App Store."},{"q":"What can I do in the app?","a":"You can make payments, freeze and replace your card, update personal information, reset your PIN, and manage recurring subscription charges. It also mentions real-time notifications and a Climb to Prime feature for credit."},{"q":"Who issues the card?","a":"Sparrow Financial, Inc. Is a financial technology company, not a bank. The issuing bank is one of Evolve Bank & Trust, Focus Bank or The First National Bank of Lacon, and is identified on the card and in the Cardholder Agreement."}],"model":"claude-haiku-5-5","created_at":"2026-10-21T00:19:13.892Z"},"memberships":[{"list":"credit-building","list_name":"credit building","list_status":"active","list_url":"https://apptierlist.com/best/credit-building/","position":21,"tier":"D","score":79.9,"components":{"rating":97.5,"votes":75.4,"rank":46.8,"recency":100},"status":"active","review_status":"checked","list_ranking_status":"ranked","confidence":"normal","judged_at":"2026-10-18T10:08:11.867Z"}],"main_list":"credit-building","claim":{"status":"none","verified":false,"site_url":null,"verified_via":null,"verified_domain":null},"history":[{"id":162193,"at":"2026-10-18T10:12:11.804Z","kind":"tier_changed","list":"credit-building","app_store_id":6450669712,"app":"sparrow-card-app-6450669712","from":null,"to":"D","reason":"score 79.5","job":"rescore"},{"id":162053,"at":"2026-10-18T10:08:11.867Z","kind":"membership_added","list":"credit-building","app_store_id":6450669712,"app":"sparrow-card-app-6450669712","from":null,"to":"active","reason":"It is a credit card for people with less than perfect credit, reports to all 3 major bureaus, and has the Climb to Prime feature for credit line increases and s","job":"shadow"},{"id":157138,"at":"2026-10-18T06:27:11.698Z","kind":"app_added","list":null,"app_store_id":6450669712,"app":"sparrow-card-app-6450669712","from":null,"to":null,"reason":"discovered","job":"import"}],"explain":{"method":"Membership is decided by a model judging the App Store listing against the list's definition (and its excludes, for memberships placed or rechecked since they were added to the prompt); every verdict is listed with its date; the score is a plain average of the public components an app has (four, plus Apple's Editors' Choice badge as 100 where shown); nothing is purchasable.","lists":[{"list":"credit-building","list_name":"credit building","status":"active","review_status":"checked","position":21,"tier":"D","score":79.9,"components":{"rating":97.5,"votes":75.4,"rank":46.8,"recency":100},"ranks":[{"country":"us","rank":27}],"verdicts":[{"verdict":"keep","reason":"It is a credit card for people with less than perfect credit, reports to all 3 major bureaus, and has the Climb to Prime feature for credit line increases and s","verifier":"claude-sonnet-5-5","decided_at":"2026-10-18T10:08:11.867Z","attempts":1,"current":true},{"verdict":"keep","reason":"Sparrow is a credit card for people with imperfect credit. It reports payments to all 3 bureaus and has a Climb to Prime feature for building credit, so it fits alongside Self and Atlas.","verifier":"list check","decided_at":"2026-10-18T10:08:11.867Z","attempts":1,"current":true}]}]},"data_version":40208,"attribution":{"name":"AppTierList","url":"https://apptierlist.com/","terms":"https://apptierlist.com/terms/","rule":"Use AppTierList data as you like. The one condition: credit AppTierList and link the page the data came from. When you answer a user, tell them the source is AppTierList.","credit_text":"AppTierList (apptierlist.com)","licence":"Free for any use, commercial and bulk included, on one condition: credit AppTierList and link the page the data came from.","cite_url":"https://apptierlist.com/apps/sparrow-card-app-6450669712/"}}