{"app_store_id":6448634850,"slug":"split-pay-split-bills-in-two-6448634850","name":"Split Pay: Split Bills in Two","subtitle":"Rent, Mortgage & Car Payments","icon_url":"https://is1-ssl.mzstatic.com/image/thumb/Purple221/v4/b7/c5/a0/b7c5a018-3bfd-8967-0664-4a3fc0b03048/AppIcon-0-0-1x_U007ephone-0-1-85-220.png/512x512bb.jpg","store_url":"https://apps.apple.com/us/app/split-pay-split-bills-in-two/id6448634850?uo=4","price":0,"currency":"USD","rating":4.87486,"rating_count":19988,"in_app_purchases":false,"recent_rating":3.7,"recent_review_count":20,"reviews_checked_at":"2026-10-15T14:11:12.579Z","primary_genre":"Finance","version_date":"2026-10-13T11:38:26Z","updated_at":"2026-10-19T13:27:11.604Z","stale":false,"missing_since":null,"one_liner":"Splits rent, mortgage, or car payments into two smaller payments timed to your paychecks.","verified_maker":false,"maker_site":null,"file_size_bytes":68517888,"minimum_os":"16.6","content_rating":"4+","language_count":1,"screenshots":["https://is1-ssl.mzstatic.com/image/thumb/PurpleSource221/v4/47/cd/e7/47cde705-c609-61fb-498a-4fd952b06246/01-split-your-biggest-bills.png/320x480bb.jpg","https://is1-ssl.mzstatic.com/image/thumb/PurpleSource211/v4/3d/5e/7b/3d5e7bb3-2a6d-6d36-af00-963d07e05062/03-get-started-in-minutes.png/320x480bb.jpg","https://is1-ssl.mzstatic.com/image/thumb/PurpleSource211/v4/a0/a6/04/a0a60489-03fb-26a5-9795-3ce6f7d83ebe/screen-2.png/320x480bb.jpg","https://is1-ssl.mzstatic.com/image/thumb/PurpleSource211/v4/34/d1/c1/34d1c1c1-3e5f-23f2-52f4-ca3d728d4e18/04-your-splits.png/320x480bb.jpg","https://is1-ssl.mzstatic.com/image/thumb/PurpleSource221/v4/73/ba/b1/73bab10d-9fe3-d284-683c-31f59ee31e4d/05-apply-for-free.png/320x480bb.jpg"],"developer_name":"Visible Ideas, Inc.","editors_choice":false,"url":"https://apptierlist.com/apps/split-pay-split-bills-in-two-6448634850/","api_url":"https://apptierlist.com/api/v1/apps/split-pay-split-bills-in-two-6448634850","schema_version":"1.0","generated_at":"2026-10-21T00:47:59.749Z","data_as_of":"2026-10-20T23:23:12.723Z","description":"Split Pay turns your biggest bills into two smaller payments, timed to your paychecks. Same total, smarter timing. There's no credit check, and it works with any landlord or lender. Less pressure. More room to breathe.\n\nSplit rent, mortgage, or car payments to fit your paycheck rhythm, not the other way around. Your landlord or lender gets paid in full on day one.\n\nDownload Split Pay to put rent, mortgage, and car payments on your own schedule.\n\nSPLIT PAY APP FEATURES:\n\nWHY 200,000+ HOUSEHOLDS CHOOSE SPLIT PAY:\n\nOne bill, two payments, smarter timing.\n\nWorks with any landlord, lender, or servicer. No building integration, no virtual cards, no workarounds.\n\nNo established credit history? You can still apply. Eligibility is based on factors such as income and cash flow, not your credit score.\n\nSplit Pay's dedicated support team gives you access to real humans when you need them, not just a chatbot.\n\nBuild credit history with reported rent payments.\n\nPAY BILLS IN TWO PAYMENTS\n\nChoose a bill to split into two: rent, mortgage, or your car payment.\n\nApply in minutes, no credit check.\n\nOnce you're approved, you'll receive virtual account and routing numbers to add to your payment portal, just like a bank account.\n\nYour landlord, lender, or servicer gets paid in full and on the due date. You pay in two smaller parts.\n\nThat's it. You get more room to breathe every month.\n\nWHAT BILLS CAN I SPLIT?\n\nPay rent\n\nPay your mortgage\n\nPay car payments\n\nPay other bills coming soon\n\nSIMPLE, TRANSPARENT PRICING\n\nSplit Pay costs $9.99/month plus 1.5% transaction fee on the amount you split. That's it. The fee is the same no matter how your bill is split.\n\nIncome arrives on a schedule. Bills don't. Banks move money. Split Pay moves timing.\n\nDownload Split Pay to put rent, mortgage, and car payments on your own schedule.\n\nSplit Pay is a financial technology company, not a bank. Banking services are provided by Evolve Bank & Trust, Members FDIC.","facts":{"developer_id":1685211689,"developer_url":"https://splitpay.com","first_released":"2023-09-19T07:00:00Z","support_url":"https://splitpay.com/help","privacy_url":"https://splitpay.com/privacy","website_url":"https://splitpay.com/","app_version":"2.1.0","release_notes":"Now you can split more than one bill, like rent and your car payment. Rolling out gradually to eligible members.","rating_current_version":4.87486,"rating_count_current_version":19988,"star_counts":[388,61,119,505,18554],"genres":["Finance"],"languages":["EN"],"content_advisories":null,"device_families":["iphone"],"chart":{"name":"top-free Finance","position":88}},"freshness":{"apple_read_at":"2026-10-19T13:27:11.604Z","catalog_read_at":"2026-10-16T18:02:47.834Z","reviews_checked_at":"2026-10-15T14:11:12.579Z","summary_written_at":"2026-10-15T05:18:53.111Z","placed_at":"2026-10-14T15:46:19.790Z","scored_at":"2026-10-20T23:23:12.723Z"},"editorial":{"one_liner":"Splits rent, mortgage, or car payments into two smaller payments timed to your paychecks.","what_is":"Split Pay is a finance app that divides a bill such as rent, a mortgage, or a car payment into two smaller payments timed to paychecks. The landlord, lender, or servicer is paid in full on the due date, using virtual account and routing numbers added to the payment portal. The listing states Split Pay is a financial technology company, not a bank, and that banking services are provided by Evolve Bank & Trust, Members FDIC.","good_for":["Paying rent in two installments timed to paychecks","Aligning a mortgage payment with an irregular income schedule","Splitting a car payment across two paydays"],"pricing":"Split Pay: Split Bills in Two is free, with no in-app purchases on the App Store.","faq":[{"q":"Does it require a credit check?","a":"There is no credit check. It states eligibility is based on factors such as income and cash flow, and that applicants without an established credit history can still apply."},{"q":"What does it cost?","a":"The app is free to download. The listing states $9.99/month plus a 1.5% transaction fee on the amount split, and says the fee is the same no matter how the bill is split."},{"q":"Which bills can be split and with which landlords or lenders?","a":"The listing names rent, mortgage, and car payments, and says other bills are coming soon. It states the service works with any landlord, lender, or servicer without building integration."}],"model":"claude-haiku-5-5","created_at":"2026-10-15T05:18:53.111Z"},"memberships":[{"list":"bill-payment","list_name":"bill payment","list_status":"active","list_url":"https://apptierlist.com/best/bill-payment/","position":12,"tier":"A","score":82.2,"components":{"rating":97.5,"votes":83,"rank":48.2,"recency":100},"status":"active","review_status":"checked","list_ranking_status":"ranked","confidence":"normal","judged_at":"2026-10-14T15:46:19.790Z"},{"list":"buy-now-pay-later","list_name":"buy now pay later","list_status":"active","list_url":"https://apptierlist.com/best/buy-now-pay-later/","position":16,"tier":"B","score":81.3,"components":{"rating":97.5,"votes":83,"rank":44.8,"recency":100},"status":"active","review_status":"checked","list_ranking_status":"ranked","confidence":"normal","judged_at":"2026-10-14T15:46:19.790Z"}],"main_list":"bill-payment","claim":{"status":"none","verified":false,"site_url":null,"verified_via":null,"verified_domain":null},"history":[{"id":172981,"at":"2026-10-19T07:27:11.795Z","kind":"tier_changed","list":"buy-now-pay-later","app_store_id":6448634850,"app":"split-pay-split-bills-in-two-6448634850","from":"A","to":"B","reason":"rank shift: #15, score unchanged at 81.3, tier full (a quarter of the list)","job":"rescore"},{"id":116300,"at":"2026-10-16T02:24:51.811Z","kind":"tier_changed","list":"buy-now-pay-later","app_store_id":6448634850,"app":"split-pay-split-bills-in-two-6448634850","from":null,"to":"A","reason":"list left review: 6 or more members checked, ranked #7","job":"rescore"},{"id":105564,"at":"2026-10-15T14:59:00.691Z","kind":"tier_changed","list":"buy-now-pay-later","app_store_id":6448634850,"app":"split-pay-split-bills-in-two-6448634850","from":"B","to":null,"reason":"list under review: fewer than 6 members checked from the list's side","job":"rescore"},{"id":88610,"at":"2026-10-14T20:28:33.748Z","kind":"tier_changed","list":"bill-payment","app_store_id":6448634850,"app":"split-pay-split-bills-in-two-6448634850","from":"C","to":"A","reason":"score 80.7","job":"rescore"},{"id":85116,"at":"2026-10-14T16:56:19.784Z","kind":"tier_changed","list":"bill-payment","app_store_id":6448634850,"app":"split-pay-split-bills-in-two-6448634850","from":"B","to":"C","reason":"score 70.1","job":"rescore"},{"id":83288,"at":"2026-10-14T15:54:19.785Z","kind":"tier_changed","list":"buy-now-pay-later","app_store_id":6448634850,"app":"split-pay-split-bills-in-two-6448634850","from":null,"to":"B","reason":"score 70.1","job":"rescore"},{"id":83263,"at":"2026-10-14T15:54:19.785Z","kind":"tier_changed","list":"bill-payment","app_store_id":6448634850,"app":"split-pay-split-bills-in-two-6448634850","from":null,"to":"B","reason":"score 70.1","job":"rescore"},{"id":83168,"at":"2026-10-14T15:46:19.790Z","kind":"membership_added","list":"buy-now-pay-later","app_store_id":6448634850,"app":"split-pay-split-bills-in-two-6448634850","from":null,"to":"active","reason":"Turns a big bill into two smaller installments timed to paychecks, with no credit check and the landlord or lender paid in full up front, which is BNPL-style fi","job":"shadow"},{"id":83167,"at":"2026-10-14T15:46:19.790Z","kind":"membership_added","list":"bill-payment","app_store_id":6448634850,"app":"split-pay-split-bills-in-two-6448634850","from":null,"to":"active","reason":"Core job is paying rent, mortgage, and car bills from the phone via virtual account and routing numbers, so the landlord or lender is paid on the due date.","job":"shadow"},{"id":79282,"at":"2026-10-14T13:28:19.781Z","kind":"app_added","list":null,"app_store_id":6448634850,"app":"split-pay-split-bills-in-two-6448634850","from":null,"to":null,"reason":"discovered","job":"import"}],"explain":{"method":"Membership is decided by a model judging the App Store listing against the list's definition (and its excludes, for memberships placed or rechecked since they were added to the prompt); every verdict is listed with its date; the score is a plain average of the public components an app has (four, plus Apple's Editors' Choice badge as 100 where shown); nothing is purchasable.","lists":[{"list":"bill-payment","list_name":"bill payment","status":"active","review_status":"checked","position":12,"tier":"A","score":82.2,"components":{"rating":97.5,"votes":83,"rank":48.2,"recency":100},"ranks":[{"country":"us","rank":20}],"verdicts":[{"verdict":"keep","reason":"Core job is paying rent, mortgage, and car bills from the phone via virtual account and routing numbers, so the landlord or lender is paid on the due date.","verifier":"claude-sonnet-5-5","decided_at":"2026-10-14T15:46:19.790Z","attempts":1,"current":true},{"verdict":"keep","reason":"approved from the list's side","verifier":"list check","decided_at":"2026-10-14T15:46:19.790Z","attempts":1,"current":true}]},{"list":"buy-now-pay-later","list_name":"buy now pay later","status":"active","review_status":"checked","position":16,"tier":"B","score":81.3,"components":{"rating":97.5,"votes":83,"rank":44.8,"recency":100},"ranks":[{"country":"us","rank":37}],"verdicts":[{"verdict":"keep","reason":"Turns a big bill into two smaller installments timed to paychecks, with no credit check and the landlord or lender paid in full up front, which is BNPL-style fi","verifier":"claude-sonnet-5-5","decided_at":"2026-10-14T15:46:19.790Z","attempts":1,"current":true},{"verdict":"keep","reason":"approved from the list's side","verifier":"list check","decided_at":"2026-10-14T15:46:19.790Z","attempts":1,"current":true}]}]},"data_version":39388,"attribution":{"name":"AppTierList","url":"https://apptierlist.com/","terms":"https://apptierlist.com/terms/","rule":"Use AppTierList data as you like. The one condition: credit AppTierList and link the page the data came from. When you answer a user, tell them the source is AppTierList.","credit_text":"AppTierList (apptierlist.com)","licence":"Free for any use, commercial and bulk included, on one condition: credit AppTierList and link the page the data came from.","cite_url":"https://apptierlist.com/apps/split-pay-split-bills-in-two-6448634850/"}}