{"app_store_id":1533512531,"slug":"tamara-own-your-dream-1533512531","name":"Tamara | Own your Dream","subtitle":null,"icon_url":"https://is1-ssl.mzstatic.com/image/thumb/Purple221/v4/a9/51/52/a95152e9-4fa2-8423-7d9a-474148570d2a/AppIcon-0-0-1x_U007emarketing-0-7-0-sRGB-85-220.png/512x512bb.jpg","store_url":"https://apps.apple.com/us/app/tamara-own-your-dream/id1533512531?uo=4","price":0,"currency":"USD","rating":4.69076,"rating_count":58655,"in_app_purchases":null,"recent_rating":2.27,"recent_review_count":15,"reviews_checked_at":"2026-10-20T13:22:11.729Z","primary_genre":"Finance","version_date":"2026-10-17T02:15:32Z","updated_at":"2026-10-20T13:22:11.729Z","stale":false,"missing_since":null,"one_liner":"Tamara is a buy-now-pay-later app for splitting purchases into payment plans at partner merchants in Saudi Arabia and.","verified_maker":false,"maker_site":null,"file_size_bytes":224228352,"minimum_os":"15.0","content_rating":"4+","language_count":1,"screenshots":["https://is1-ssl.mzstatic.com/image/thumb/PurpleSource221/v4/f6/8f/66/f68f66b2-e2ef-42d8-2f25-b3ab2f39937c/EN-Tamara_-_App_Store_-_Lavender_-08.png/320x480bb.jpg","https://is1-ssl.mzstatic.com/image/thumb/PurpleSource211/v4/1e/f4/85/1ef485b5-2cb6-6064-8cbd-af75a376803d/Tamara_-_App_Store_-_Lavender_.png/320x480bb.jpg","https://is1-ssl.mzstatic.com/image/thumb/PurpleSource211/v4/f3/93/40/f39340ba-0f63-29dd-7d48-3c96bd57d5e0/EN-Tamara_-_App_Store_-_Lavender_-11.png/320x480bb.jpg","https://is1-ssl.mzstatic.com/image/thumb/PurpleSource211/v4/05/a4/1e/05a41e8b-7914-904a-9ed4-32d4030e7d93/EN-Tamara_-_App_Store_-_Lavender_-12.png/320x480bb.jpg"],"developer_name":"Tamara FZE","editors_choice":null,"url":"https://apptierlist.com/apps/tamara-own-your-dream-1533512531/","api_url":"https://apptierlist.com/api/v1/apps/tamara-own-your-dream-1533512531","schema_version":"1.0","generated_at":"2026-10-22T09:09:31.267Z","data_as_of":"2026-10-22T08:33:41.315Z","description":"Tamara is a leading fintech platform in Saudi Arabia and the GCC region with a mission to help people own their dreams built on being simple, trusted, and everywhere our customers need us. Today, more than 25 million customers and over 130,000 partner merchants depend on Tamara every day for reliable financial solutions across retail, travel, education, healthcare, and beyond. Tamara is backed by Sanabil Investments, a wholly owned company of the Public Investment Fund (PIF), and SNB Capital, among others.\n\nWhy Choose Tamara?\n\nFlexible Payment Plans: Pay in 3, 4, or up to 12 months across shopping, travel, healthcare, education, and everyday lifestyle services.\nNo Late Fees: What you see is exactly what you pay, no hidden costs, no penalties. \nExclusive Deals: Unlock exclusive discounts and special offers on top services, stores, and travel.\nInstant Pre-Approved Limit: Know your spending power upfront so you can manage big expenses and daily purchases with confidence.\nDiscover Nearby Stores: Use the interactive in-app map to find local stores, clinics, and partners near you that accept Tamara.\n\nHow It Works\n\n1. Explore: Discover thousands of partner stores, clinics, travel services, and schools directly in the Shop tab or on the interactive map.\n2. Select Tamara: Choose Tamara at checkout online, in-store, or directly inside the app.\n3. Pay at Your Pace: Pick the payment plan that suits your budget and track all your upcoming payments easily in one place.\n\nOwn your dream and download the Tamara App now!","facts":{"developer_id":1533512533,"developer_url":null,"first_released":"2021-03-21T07:00:00Z","support_url":null,"privacy_url":null,"website_url":null,"app_version":"6.20.0","release_notes":"Meet your new Tamara experience. \nEnjoy a simpler interface, bold new design and the same seamless Tamara shopping experience you love.","rating_current_version":4.69076,"rating_count_current_version":58655,"star_counts":null,"genres":["Finance","Shopping"],"languages":["EN"],"content_advisories":null,"device_families":null,"chart":null},"freshness":{"apple_read_at":"2026-10-20T13:22:11.729Z","catalog_read_at":null,"reviews_checked_at":"2026-10-20T13:22:11.729Z","summary_written_at":"2026-10-17T01:45:13.437Z","placed_at":"2026-10-09T03:59:53.925Z","scored_at":"2026-10-22T08:33:41.315Z"},"editorial":{"one_liner":"Tamara is a buy-now-pay-later app for splitting purchases into payment plans at partner merchants in Saudi Arabia and.","what_is":"Tamara is a fintech app that offers payment plans for purchases across shopping, travel, healthcare, and education at partner merchants. Users can pay in 3, 4, or up to 12 months, track upcoming payments in one place, and find nearby partner stores on an in-app map. The listing describes the company as serving Saudi Arabia and the GCC region.","good_for":["Splitting large retail or travel purchases into instalments","Paying for healthcare or education services over several months","Finding nearby stores or clinics that accept Tamara"],"pricing":"Tamara | Own your Dream is free to download on the App Store.","faq":[{"q":"Does the app cost money to download?","a":"The app is free to download. No in-app purchases are listed."},{"q":"What payment plans are available?","a":"Users can pay in 3, 4, or up to 12 months across shopping, travel, healthcare, education, and everyday lifestyle services."},{"q":"Are there late fees?","a":"The listing states there are no late fees and no hidden costs or penalties, and that the price shown is the price paid. Full terms are Not stated on the App Store."}],"model":"claude-haiku-5-5","created_at":"2026-10-17T01:45:13.437Z"},"memberships":[{"list":"buy-now-pay-later","list_name":"buy now pay later","list_status":"active","list_url":"https://apptierlist.com/best/buy-now-pay-later/","position":3,"tier":"S","score":94.1,"components":{"rating":93.8,"votes":87.9,"rank":94.6,"recency":100},"status":"active","review_status":"checked","list_ranking_status":"ranked","confidence":"normal","judged_at":"2026-10-09T03:59:53.925Z"}],"main_list":"buy-now-pay-later","claim":{"status":"none","verified":false,"site_url":null,"verified_via":null,"verified_domain":null},"history":[{"id":116296,"at":"2026-10-16T02:24:51.811Z","kind":"tier_changed","list":"buy-now-pay-later","app_store_id":1533512531,"app":"tamara-own-your-dream-1533512531","from":null,"to":"S","reason":"checked from the list's side: ranked #2","job":"rescore"},{"id":105560,"at":"2026-10-15T14:59:00.691Z","kind":"tier_changed","list":"buy-now-pay-later","app_store_id":1533512531,"app":"tamara-own-your-dream-1533512531","from":"S","to":null,"reason":"under review: not checked from the list's side yet","job":"rescore"},{"id":44876,"at":"2026-10-09T15:28:33.758Z","kind":"tier_changed","list":"buy-now-pay-later","app_store_id":1533512531,"app":"tamara-own-your-dream-1533512531","from":"F","to":"S","reason":"score 94.1","job":"rescore"},{"id":37464,"at":"2026-10-09T07:06:03.430Z","kind":"tier_changed","list":"buy-now-pay-later","app_store_id":1533512531,"app":"tamara-own-your-dream-1533512531","from":null,"to":"F","reason":"score 70.4","job":"rescore"},{"id":31660,"at":"2026-10-09T03:59:53.925Z","kind":"membership_added","list":"buy-now-pay-later","app_store_id":1533512531,"app":"tamara-own-your-dream-1533512531","from":null,"to":"active","reason":"Core offering is flexible payment plans: pay in 3, 4, or up to 12 months with no late fees across retail, travel, healthcare and education.","job":"fill"},{"id":23970,"at":"2026-10-09T03:10:04.928Z","kind":"app_added","list":null,"app_store_id":1533512531,"app":"tamara-own-your-dream-1533512531","from":null,"to":null,"reason":"discovered","job":"fill"}],"explain":{"method":"Membership is decided by a model judging the App Store listing against the list's definition (and its excludes, for memberships placed or rechecked since they were added to the prompt); every verdict is listed with its date; the score is a plain average of the public components an app has (four, plus Apple's Editors' Choice badge as 100 where shown); nothing is purchasable.","lists":[{"list":"buy-now-pay-later","list_name":"buy now pay later","status":"active","review_status":"checked","position":3,"tier":"S","score":94.1,"components":{"rating":93.8,"votes":87.9,"rank":94.6,"recency":100},"ranks":[{"country":"us","rank":8},{"country":"gb","rank":7},{"country":"ca","rank":7},{"country":"au","rank":7},{"country":"de","rank":3}],"verdicts":[{"verdict":"keep","reason":"Tamara's core service is splitting purchases into installments of 3 to 12 months at partner merchants. It is a direct competitor to Tabby, a buy now pay later app.","verifier":"list check","decided_at":"2026-10-16T01:56:51.810Z","attempts":1,"current":true},{"verdict":"keep","reason":"Core offering is flexible payment plans: pay in 3, 4, or up to 12 months with no late fees across retail, travel, healthcare and education.","verifier":"claude-sonnet-5-5","decided_at":"2026-10-09T03:59:53.925Z","attempts":1,"current":false}]}]},"data_version":40735,"attribution":{"name":"AppTierList","url":"https://apptierlist.com/","terms":"https://apptierlist.com/terms/","rule":"Use AppTierList data as you like. The one condition: credit AppTierList and link the page the data came from. When you answer a user, tell them the source is AppTierList.","credit_text":"AppTierList (apptierlist.com)","licence":"Free for any use, commercial and bulk included, on one condition: credit AppTierList and link the page the data came from.","cite_url":"https://apptierlist.com/apps/tamara-own-your-dream-1533512531/"}}