{"app_store_id":649008868,"slug":"transunion-649008868","name":"TransUnion®","subtitle":"Your scores, reports & offers","icon_url":"https://is1-ssl.mzstatic.com/image/thumb/Purple211/v4/42/7c/e8/427ce826-81df-00e1-1abb-83dd6cf5cabe/AppIcon-AppStore-0-0-1x_U007ephone-0-1-0-85-220.png/512x512bb.jpg","store_url":"https://apps.apple.com/us/app/transunion/id649008868?uo=4","price":0,"currency":"USD","rating":4.57357,"rating_count":38822,"in_app_purchases":false,"recent_rating":1.25,"recent_review_count":20,"reviews_checked_at":"2026-10-20T13:07:11.597Z","primary_genre":"Finance","version_date":"2026-10-05T12:30:41Z","updated_at":"2026-10-20T13:07:11.597Z","stale":false,"missing_since":null,"one_liner":"Free app showing TransUnion credit scores, credit reports, credit monitoring and Bankrate credit offers.","verified_maker":false,"maker_site":null,"file_size_bytes":159379456,"minimum_os":"17.0","content_rating":"17+","language_count":1,"screenshots":["https://is1-ssl.mzstatic.com/image/thumb/PurpleSource211/v4/3e/ae/63/3eae6330-4d0b-535d-dba6-83c893ae32ca/Apple_1290x2796_Screen_1.png/320x480bb.jpg","https://is1-ssl.mzstatic.com/image/thumb/PurpleSource211/v4/8e/d6/3e/8ed63e2a-6c00-aff4-d2aa-ff8d36edc573/Apple_1290x2796_Screen_2.png/320x480bb.jpg","https://is1-ssl.mzstatic.com/image/thumb/PurpleSource211/v4/c6/df/a6/c6dfa6bd-0720-68af-92b2-b821ee2ead39/Apple_1290x2796_Screen_3.png/320x480bb.jpg","https://is1-ssl.mzstatic.com/image/thumb/PurpleSource211/v4/f6/60/39/f660394f-0bae-1f45-20fa-36366ab85079/Apple_1290x2796_Screen_4.png/320x480bb.jpg","https://is1-ssl.mzstatic.com/image/thumb/PurpleSource221/v4/99/79/f3/9979f398-1fc7-ec2f-4742-224e07720a5a/Apple_1290x2796_Screen_5.png/320x480bb.jpg"],"developer_name":"TransUnion Interactive","editors_choice":false,"url":"https://apptierlist.com/apps/transunion-649008868/","api_url":"https://apptierlist.com/api/v1/apps/transunion-649008868","schema_version":"1.0","generated_at":"2026-10-21T02:27:19.491Z","data_as_of":"2026-10-21T00:40:12.960Z","description":"With the official TransUnion app, you get free credit scores, free credit reports, free credit monitoring & free access to offers from Bankrate. There’s no credit card required!\nYour credit score is calculated based on the VantageScore® 3.0 model. Lenders and insurers may use different scores to evaluate your eligibility.\nSimply create your free account (no credit card required) and start using our app (won’t hurt your score) to:\n\nPlan Your Credit Future\nKnow what’s affecting your score, what to work on, and where your score could go.\nStay on Top of Changes\nKnow where your TransUnion report & score stand with refreshes available daily. Get an alert whenever there’s a critical credit report or score change.\nSave Time with Offers from Bankrate*\n Explore credit offers powered by Bankrate*, all in one place. \n\nJoin us now to get your free credit scores, free credit reports, free credit monitoring & offers!\n\nUpgrade your membership to add premium features like quarterly 3-bureau reports and identity monitoring.\n***AGE DISCLAIMER: You must be at least 18 years of age to access or download this app. If you are under 18 years of age, you are prohibited from accessing or downloading this app. Read more in our Terms of Service here: https://www.transunion.com/legal/credit-membership-terms.***\n*Advertiser Disclosure: Offers are provided by TransUnion’s Offers Provider, Bankrate. Bankrate provides advertising revenue to TransUnion Interactive, Inc. when consumers interact with the offers, such as by clicking on an offer, when the application is approved or opening an account. This revenue impacts how and where offers appear (including, the order in which they appear), except where prohibited by law for offers related to mortgage, home equity and other home lending products.\nOffers do not represent all available financial services, companies or products. Availability may vary by state. Please review the offer details and verify all terms and conditions before applying. TransUnion does not endorse or recommend any lender or provider.\n\nABOUT TRANSUNION\nTransUnion is a global information and insights company with over 13,000 associates operating in more than 30 countries. We make trust possible by ensuring each person is reliably represented in the marketplace. We do this with a Tru™ picture of each person: an actionable view of consumers, stewarded with care. Through our acquisitions and technology investments we have developed innovative solutions that extend beyond our strong foundation in core credit into areas such as marketing, fraud, risk and advanced analytics. As a result, consumers and businesses can transact with confidence and achieve great things. We call this Information for Good® — and it leads to economic opportunity, great experiences and personal empowerment for millions of people around the world. http://www.transunion.com/business\n\u000bPersonal information we collect -- https://www.transunion.com/privacy/consumer-interactive#2\nDo not sell or share my personal information -- https://www.transunion.com/optout\nLimit the use of my sensitive personal information -- https://www.transunion.com/optout","facts":{"developer_id":649009051,"developer_url":null,"first_released":"2013-07-02T15:20:26Z","support_url":"https://membership.tui.transunion.com/tucm/support.page?","privacy_url":"https://www.transunion.com/privacy/consumer-interactive","website_url":null,"app_version":"5.8.3","release_notes":"Feature enhancements and minor bug fixes.","rating_current_version":4.57357,"rating_count_current_version":38822,"star_counts":[2670,498,1014,2349,32292],"genres":["Finance","Business"],"languages":["EN"],"content_advisories":null,"device_families":["iphone"],"chart":{"name":"top-free Finance","position":94}},"freshness":{"apple_read_at":"2026-10-20T13:07:11.597Z","catalog_read_at":"2026-10-18T23:19:11.588Z","reviews_checked_at":"2026-10-20T13:07:11.597Z","summary_written_at":"2026-10-12T12:13:55.730Z","placed_at":"2026-10-09T03:59:53.925Z","scored_at":"2026-10-21T00:40:12.960Z"},"editorial":{"one_liner":"Free app showing TransUnion credit scores, credit reports, credit monitoring and Bankrate credit offers.","what_is":"TransUnion is a Finance app that provides free credit scores, free credit reports and free credit monitoring, with alerts for critical credit report or score changes. It also offers access to credit offers powered by Bankrate, and the listing says a free account is created without a credit card. Users must be at least 18 years old to use it.","good_for":["Checking a free TransUnion credit score and report","Tracking daily changes to credit report or score","Comparing credit offers from Bankrate in one place"],"pricing":"TransUnion® is free, with no in-app purchases on the App Store.","faq":[{"q":"Does it require a credit card?","a":"The listing says no credit card is required to create a free account and use the app."},{"q":"Will using the app affect my credit score?","a":"Using the app won't hurt your score."},{"q":"Which score model does it use?","a":"The listing says scores are calculated using the VantageScore 3.0 model, and lenders and insurers may use different scores to evaluate eligibility."}],"model":"claude-haiku-5-5","created_at":"2026-10-12T12:13:55.730Z"},"memberships":[{"list":"credit-monitoring","list_name":"credit monitoring","list_status":"active","list_url":"https://apptierlist.com/best/credit-monitoring/","position":10,"tier":"A","score":82.2,"components":{"rating":91.5,"votes":85.9,"rank":51.4,"recency":100},"status":"active","review_status":"checked","list_ranking_status":"ranked","confidence":"normal","judged_at":"2026-10-09T03:59:53.925Z"}],"main_list":"credit-monitoring","claim":{"status":"none","verified":false,"site_url":null,"verified_via":null,"verified_domain":null},"history":[{"id":122658,"at":"2026-10-16T06:10:51.816Z","kind":"tier_changed","list":"credit-monitoring","app_store_id":649008868,"app":"transunion-649008868","from":null,"to":"A","reason":"checked from the list's side: ranked #9","job":"rescore"},{"id":106337,"at":"2026-10-15T14:59:00.691Z","kind":"tier_changed","list":"credit-monitoring","app_store_id":649008868,"app":"transunion-649008868","from":"A","to":null,"reason":"under review: not checked from the list's side yet","job":"rescore"},{"id":80333,"at":"2026-10-14T13:51:19.783Z","kind":"tier_changed","list":"credit-monitoring","app_store_id":649008868,"app":"transunion-649008868","from":"D","to":"A","reason":"score 82.1","job":"rescore"},{"id":46401,"at":"2026-10-09T17:18:33.693Z","kind":"tier_changed","list":"credit-monitoring","app_store_id":649008868,"app":"transunion-649008868","from":"F","to":"D","reason":"score 82.2","job":"rescore"},{"id":38753,"at":"2026-10-09T08:38:03.422Z","kind":"tier_changed","list":"credit-monitoring","app_store_id":649008868,"app":"transunion-649008868","from":null,"to":"F","reason":"score 69.3","job":"rescore"},{"id":33687,"at":"2026-10-09T03:59:53.925Z","kind":"membership_added","list":"credit-monitoring","app_store_id":649008868,"app":"transunion-649008868","from":null,"to":"active","reason":"Built and marketed for free credit scores, reports and monitoring, with daily refreshes and alerts on critical credit report or score changes.","job":"fill"},{"id":25119,"at":"2026-10-09T03:10:04.928Z","kind":"app_added","list":null,"app_store_id":649008868,"app":"transunion-649008868","from":null,"to":null,"reason":"discovered","job":"fill"}],"explain":{"method":"Membership is decided by a model judging the App Store listing against the list's definition (and its excludes, for memberships placed or rechecked since they were added to the prompt); every verdict is listed with its date; the score is a plain average of the public components an app has (four, plus Apple's Editors' Choice badge as 100 where shown); nothing is purchasable.","lists":[{"list":"credit-monitoring","list_name":"credit monitoring","status":"active","review_status":"checked","position":10,"tier":"A","score":82.2,"components":{"rating":91.5,"votes":85.9,"rank":51.4,"recency":100},"ranks":[{"country":"us","rank":4}],"verdicts":[{"verdict":"keep","reason":"Official credit bureau app whose core purpose is free credit scores, reports, and alerts on changes, a direct peer of Experian and Credit Karma.","verifier":"list check","decided_at":"2026-10-16T06:04:51.822Z","attempts":1,"current":true},{"verdict":"keep","reason":"Built and marketed for free credit scores, reports and monitoring, with daily refreshes and alerts on critical credit report or score changes.","verifier":"claude-sonnet-5-5","decided_at":"2026-10-09T03:59:53.925Z","attempts":1,"current":false}]}]},"data_version":39463,"attribution":{"name":"AppTierList","url":"https://apptierlist.com/","terms":"https://apptierlist.com/terms/","rule":"Use AppTierList data as you like. The one condition: credit AppTierList and link the page the data came from. When you answer a user, tell them the source is AppTierList.","credit_text":"AppTierList (apptierlist.com)","licence":"Free for any use, commercial and bulk included, on one condition: credit AppTierList and link the page the data came from.","cite_url":"https://apptierlist.com/apps/transunion-649008868/"}}