{"app_store_id":6443564349,"slug":"true-finance-cash-advance-6443564349","name":"True Finance: Cash Advance","subtitle":"Get, Earn, and Save Money","icon_url":"https://is1-ssl.mzstatic.com/image/thumb/Purple211/v4/5d/f9/78/5df97845-862b-20be-6835-52a670da9f71/AppIcon-0-0-1x_U007ephone-0-1-85-220.png/512x512bb.jpg","store_url":"https://apps.apple.com/us/app/true-finance-cash-advance/id6443564349?uo=4","price":0,"currency":"USD","rating":4.77438,"rating_count":75131,"in_app_purchases":false,"recent_rating":2.05,"recent_review_count":20,"reviews_checked_at":"2026-10-15T03:21:53.107Z","primary_genre":"Finance","version_date":"2026-10-15T20:56:12Z","updated_at":"2026-10-21T17:02:11.892Z","stale":false,"missing_since":null,"one_liner":"Free finance app for budgeting, earning rewards through games and surveys, accessing cash advances up to $150, and.","verified_maker":false,"maker_site":null,"file_size_bytes":127291392,"minimum_os":"18.1","content_rating":"4+","language_count":1,"screenshots":["https://is1-ssl.mzstatic.com/image/thumb/PurpleSource211/v4/90/cf/30/90cf3086-3e38-5938-47c1-f1c0a5287263/88fc89b9-7c44-4be1-938b-dc3794885a58_appstore-true_1.png/392x696bb.png","https://is1-ssl.mzstatic.com/image/thumb/PurpleSource221/v4/63/f5/63/63f563de-d848-6b38-e2af-2ec95722956d/5eeb8ca5-fa56-4c92-80eb-b6427f478860_appstore-true_3.png/392x696bb.png","https://is1-ssl.mzstatic.com/image/thumb/PurpleSource211/v4/fb/3c/1b/fb3c1bc4-36f8-9f16-2af9-e43bc091d0ba/7599adb2-6214-4a0d-8bf9-30395783e94e_appstore-true_6.png/392x696bb.png","https://is1-ssl.mzstatic.com/image/thumb/PurpleSource211/v4/1c/74/ec/1c74ec6f-1eb7-ab51-0f99-ad96231c4947/31f5f443-555e-4722-b88d-088b511ca61e_appstore-true_5.png/392x696bb.png","https://is1-ssl.mzstatic.com/image/thumb/PurpleSource221/v4/3d/91/7f/3d917fbf-ecc8-681d-a2a9-9d9a2bda07ed/2897d761-6754-4701-bbf8-24ab921922c7_appstore-true_4.png/392x696bb.png"],"developer_name":"True Finance LLC","editors_choice":false,"url":"https://apptierlist.com/apps/true-finance-cash-advance-6443564349/","api_url":"https://apptierlist.com/api/v1/apps/true-finance-cash-advance-6443564349","schema_version":"1.0","generated_at":"2026-10-23T11:30:00.451Z","data_as_of":"2026-10-23T10:59:27.859Z","description":"Instant Cash Advance Up to $150*, Budget and Earn Money \n\n\nTrue Finance is your all-in-one app to budget smarter, earn more, and access instant cash advances up to $150. Track spending, earn extra income, boost your credit score, and get interest-free cash advances*. Over $50M in advances given and users have earned over $1,200/month in rewards.

\n\n\nSMART BUDGETING TOOL\nGet a clear, accurate view of your spending with one of the most reliable budgeting tools available.
Accurate Categorization: Transactions automatically assigned to 16 categories for a full picture of where your money goes.
Simple Dashboard: All spending organized in one place and updated instantly.
Flexible Tracking: View by category, time period, or custom tags (custom categories and alerts coming soon).

\n\n\nCASH ADVANCES\nAccess up to $150 in interest-free cash advances with no credit checks. Funds can arrive in minutes for an optional instant fee*, or within three business days via standard processing. Approval is based on eligibility and requires a connected, qualifying bank account. Over $50M in cash advances have been provided.

\n\n\nCREDIT SCORE MONITORING\nView and track your credit score, powered by VantageScore 3.0 and Equifax data through our partner Array. Receive alerts for changes such as new loan applications or credit pulls to help prevent identity theft early.
\n\n
\nINSTANT PROCESSING\nInstant processing is available for a small fee ranging from $1.99–$5.99. Eligible users receive their cash advance within the hour instead of standard 1–2 business day ACH transfers. Availability depends on bank participation in FedNow; some smaller banks and credit unions may not qualify.

\n\n\nEARN TAB\nTurn spare time into real cash. Play games, complete tasks, and take surveys to earn rewards. Top users have earned up to $1,200 per month.\n\n\nMARKETPLACE OFFERS\nExplore personal loans, credit cards, and insurance from trusted partners — all in one app.

\n\n\nABOUT TRUE FINANCE\nLaunched in 2023, True Finance helps members bridge the gap between paydays with tools to budget, earn, and access short-term cash when needed. The app provides credit score tracking, identity protection alerts, and a financial marketplace for exploring additional money solutions.

\n\n\nMEMBERSHIP DETAILS AND DISCLAIMERS \nMembership is required to request cash advances and use the Budget tab. Approval is not guaranteed. Premium members may earn up to 10% more in the Earn tab. Membership costs $6.99/month and renews automatically until canceled in-app. Uninstalling does not cancel membership. Instant transfer fees ($1.99–$5.99) are not included. Cash advance amounts range from $10–$150, with an average of $45 as of Dec 2025.","facts":{"developer_id":1647194423,"developer_url":"http://jointrue.com/","first_released":"2022-12-21T08:00:00Z","support_url":"https://intercom.help/truefinance/en","privacy_url":"https://jointrue.com/privacy-policy","website_url":"http://jointrue.com/","app_version":"11.0.0","release_notes":"Update look and feel to make your True experience even better.","rating_current_version":4.77438,"rating_count_current_version":75131,"star_counts":[2526,585,1256,2580,68184],"genres":["Finance"],"languages":["EN"],"content_advisories":null,"device_families":["iphone"],"made_for_iphone_duo":null,"chart":{"name":"top-free Finance","position":102}},"freshness":{"apple_read_at":"2026-10-21T17:02:11.892Z","catalog_read_at":"2026-10-21T17:02:11.892Z","reviews_checked_at":"2026-10-15T03:21:53.107Z","summary_written_at":"2026-10-19T15:07:11.589Z","placed_at":"2026-10-09T03:59:53.925Z","scored_at":"2026-10-23T10:59:27.859Z"},"editorial":{"one_liner":"Free finance app for budgeting, earning rewards through games and surveys, accessing cash advances up to $150, and.","what_is":"True Finance is a Finance app that combines spending tracking with transactions sorted into 16 categories, cash advances of up to $150 with no credit checks, and credit score monitoring powered by VantageScore 3.0 and Equifax data through partner Array. It also includes an Earn tab for rewards from games, tasks, and surveys, and a marketplace showing personal loans, credit cards, and insurance from partners.","good_for":["Tracking spending across 16 automatic categories","Covering short gaps between paydays with a small cash advance","Monitoring credit score and receiving alerts for credit pulls"],"pricing":"True Finance: Cash Advance is free, with no in-app purchases on the App Store.","faq":[{"q":"Is the app free to install?","a":"Yes, the app is free to download. Membership costs $6.99/month and renews automatically until canceled in-app. Uninstalling the app does not cancel membership."},{"q":"How much can I borrow and how fast do I get it?","a":"Cash advances range from $10 - $150, with an average of $45 as of Dec 2025. Funds arrive within three business days via standard processing, or within the hour for an instant fee of $1.99 - $5.99 where the bank participates in FedNow."},{"q":"Does a cash advance require a credit check or connected bank account?","a":"The listing says advances are interest-free with no credit checks, but approval is based on eligibility and requires a connected, qualifying bank account. Approval is not guaranteed."}],"model":"claude-haiku-5-5","created_at":"2026-10-19T15:07:11.589Z"},"memberships":[{"list":"cash-advances","list_name":"cash advances","list_status":"active","list_url":"https://apptierlist.com/best/cash-advances/","position":15,"tier":"B","score":83.6,"components":{"rating":95.5,"votes":88.8,"rank":50.2,"recency":100},"status":"active","review_status":"checked","list_ranking_status":"ranked","confidence":"normal","judged_at":"2026-10-09T03:59:53.925Z"}],"main_list":"cash-advances","claim":{"status":"none","verified":false,"site_url":null,"verified_via":null,"verified_domain":null},"maker":null,"history":[{"id":136085,"at":"2026-10-17T01:49:13.387Z","kind":"tier_changed","list":"cash-advances","app_store_id":6443564349,"app":"true-finance-cash-advance-6443564349","from":"C","to":"B","reason":"rank shift: #16, score unchanged at 83.8, tier full (a quarter of the list)","job":"rescore"},{"id":135113,"at":"2026-10-17T01:03:13.386Z","kind":"tier_changed","list":"cash-advances","app_store_id":6443564349,"app":"true-finance-cash-advance-6443564349","from":null,"to":"C","reason":"checked from the list's side: ranked #16","job":"rescore"},{"id":107710,"at":"2026-10-15T15:15:01.036Z","kind":"tier_changed","list":"cash-advances","app_store_id":6443564349,"app":"true-finance-cash-advance-6443564349","from":"B","to":null,"reason":"under review: not checked from the list's side yet","job":"rescore"},{"id":78223,"at":"2026-10-14T12:36:19.780Z","kind":"tier_changed","list":"cash-advances","app_store_id":6443564349,"app":"true-finance-cash-advance-6443564349","from":"C","to":"B","reason":"score 83.9","job":"rescore"},{"id":45403,"at":"2026-10-09T15:59:34.008Z","kind":"tier_changed","list":"cash-advances","app_store_id":6443564349,"app":"true-finance-cash-advance-6443564349","from":"F","to":"C","reason":"score 83.8","job":"rescore"},{"id":37811,"at":"2026-10-09T07:22:03.522Z","kind":"tier_changed","list":"cash-advances","app_store_id":6443564349,"app":"true-finance-cash-advance-6443564349","from":null,"to":"F","reason":"score 71","job":"rescore"},{"id":30669,"at":"2026-10-09T03:59:53.925Z","kind":"membership_added","list":"cash-advances","app_store_id":6443564349,"app":"true-finance-cash-advance-6443564349","from":null,"to":"active","reason":"Core feature and headline: interest-free cash advances up to $150 with no credit check, repaid later; over $50M advanced.","job":"fill"},{"id":23387,"at":"2026-10-09T03:10:04.928Z","kind":"app_added","list":null,"app_store_id":6443564349,"app":"true-finance-cash-advance-6443564349","from":null,"to":null,"reason":"discovered","job":"fill"}],"explain":{"method":"Membership is decided by a model judging the App Store listing against the list's definition (and its excludes, for memberships placed or rechecked since they were added to the prompt); every verdict is listed with its date; the score is a plain average of the public components an app has (four, plus Apple's Editors' Choice badge as 100 where shown); nothing is purchasable.","lists":[{"list":"cash-advances","list_name":"cash advances","status":"active","review_status":"checked","position":15,"tier":"B","score":83.6,"components":{"rating":95.5,"votes":88.8,"rank":50.2,"recency":100},"ranks":[{"country":"us","rank":10}],"verdicts":[{"verdict":"keep","reason":"Its headline feature is instant interest-free cash advances of up to $150 with no credit check. 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When you answer a user, tell them the source is AppTierList.","credit_text":"AppTierList (apptierlist.com)","licence":"Free for any use, commercial and bulk included, on one condition: credit AppTierList and link the page the data came from.","cite_url":"https://apptierlist.com/apps/true-finance-cash-advance-6443564349/"}}