{"app_store_id":1596509684,"slug":"ukg-wallet-1596509684","name":"UKG Wallet","subtitle":null,"icon_url":"https://is1-ssl.mzstatic.com/image/thumb/Purple211/v4/32/67/1c/32671cae-7a5c-9839-d941-16b44673ea82/AppIcon-0-0-1x_U007emarketing-0-11-0-85-220.png/512x512bb.jpg","store_url":"https://apps.apple.com/us/app/ukg-wallet/id1596509684?uo=4","price":0,"currency":"USD","rating":4.7473,"rating_count":25635,"in_app_purchases":null,"recent_rating":2.8,"recent_review_count":20,"reviews_checked_at":"2026-10-15T14:26:09.212Z","primary_genre":"Finance","version_date":"2025-11-21T05:42:43Z","updated_at":"2026-10-16T18:19:43.465Z","stale":false,"missing_since":null,"one_liner":"Lets authorized UKG employees access earned wages before payday, with a prepaid Visa card, mobile payments and…","verified_maker":false,"maker_site":null,"file_size_bytes":46058496,"minimum_os":"14.0","content_rating":"4+","language_count":1,"screenshots":["https://is1-ssl.mzstatic.com/image/thumb/PurpleSource211/v4/68/7b/94/687b9486-81f6-f7fb-2673-3b4fb2bda01c/iOS-Wallet-screenshot-1242x2208-1.png/392x696bb.png","https://is1-ssl.mzstatic.com/image/thumb/PurpleSource211/v4/b6/fd/ba/b6fdba21-0e6f-98a5-c97d-8b5b59bd8bc2/iOS-Wallet-screenshot-1242x2208-2.png/392x696bb.png","https://is1-ssl.mzstatic.com/image/thumb/PurpleSource211/v4/1f/a6/d5/1fa6d597-7f85-84b9-58b8-58729b44be65/iOS-Wallet-screenshot-1242x2208-3.png/392x696bb.png","https://is1-ssl.mzstatic.com/image/thumb/PurpleSource221/v4/89/4f/6a/894f6a9c-96c6-573f-9afe-5346e226caad/iOS-Wallet-screenshot-1242x2208-4.png/392x696bb.png","https://is1-ssl.mzstatic.com/image/thumb/PurpleSource211/v4/cf/56/6f/cf566f2a-e077-a29c-392b-91ea89b83d56/iOS-Wallet-screenshot-1242x2208-5.png/392x696bb.png","https://is1-ssl.mzstatic.com/image/thumb/PurpleSource211/v4/de/f6/83/def6831b-b338-e3b2-8248-9a4843ed7197/iOS-Wallet-screenshot-1242x2208-6.png/392x696bb.png"],"developer_name":"UKG INC.","editors_choice":null,"url":"https://apptierlist.com/apps/ukg-wallet-1596509684/","api_url":"https://apptierlist.com/api/v1/apps/ukg-wallet-1596509684","schema_version":"1.0","generated_at":"2026-10-21T01:44:29.246Z","data_as_of":"2026-10-21T00:56:12.928Z","description":"Count on UKG Wallet™ being there for you to give you access to your earned wages before payday. Pay bills, stay ahead of fees, and handle the unexpected — with the greatest of digital ease. Powered by Payactiv, Wallet gives you the foundation to keep your finances on track and the tools you need to stay financially fit on your life-work journey. With Wallet, you’ll get: \n\nFaster access to your money\n• Up to 2 days early deposit of your paycheck2\n• Up to 4 days early deposit of government payments2\n• Immediate access to wages earned today3\n\nEasy, free, instant mobile payments\n• Receive and send funds to other members\n• Send funds by phone number\n• Money is available immediately\n\nSmartSpend and SmartSave to stay on track with your goals\n• Always know what’s safe to spend\n• Track your spending habits at a glance\n• Low balance alerts\n• Auto transfer from earned wages3\n\nBanking without the hidden fees\n• No minimum balance requirements\n• No overdrafts\n• No monthly or inactivity fees\n• Surcharge-free withdrawals at 37,000+ MoneyPass® ATMs\n• Free integrated bill pay\n• Cash withdrawal at tellers in participating banks\n\nConvenience and security you can count on\n• Use the card with Apple Wallet\n• Touchless payments at stores\n• FDIC insured\n• Protected by Visa’s Zero Liability protection\n• Lock or replace lost or stolen cards\n• 24/7/365 support in English and Spanish\n\nPlease note, UKG Wallet is only available to authorized customers of UKG. \n-----\n1The Wallet Visa® Prepaid Card is issued by Central Bank of Kansas City, Member FDIC, pursuant to a license from/by Visa U.S.A., Inc. Certain fees, terms, and conditions are associated with the approval, maintenance, and use of the Card. You should consult your Cardholder Agreement and the fee schedule at payactiv.com/card411. If you have any questions regarding the Card or such fees, terms, and conditions, you can contact us toll-free 24/7/365 at 1 (877) 747-5862.\n\n2 Many (but not all) employers, government benefits providers, and other originators send direct deposits early with an effective date of 1-4 days later. Beginning with your second direct deposit of at least $5 from the same source, the Central Bank of Kansas City (CBKC) will post the funds to your Wallet Visa Prepaid Card when we receive it, rather than on the effective date. This may result in your having access to the funds sooner. The date CBKC receives your direct deposit and the effective date are controlled by the originator.\n\n3 Earned Wage Access requires employer participation.","facts":{"developer_id":1795651722,"developer_url":null,"first_released":"2022-01-06T08:00:00Z","support_url":null,"privacy_url":null,"website_url":null,"app_version":"1.0.23","release_notes":"This update delivers performance enhancements and improved compatibility with the latest iOS versions, ensuring a smoother and more reliable user experience.","rating_current_version":4.7473,"rating_count_current_version":25635,"star_counts":null,"genres":["Finance"],"languages":["EN"],"content_advisories":null,"device_families":null,"chart":null},"freshness":{"apple_read_at":"2026-10-16T18:19:43.465Z","catalog_read_at":null,"reviews_checked_at":"2026-10-15T14:26:09.212Z","summary_written_at":"2026-10-14T12:29:19.781Z","placed_at":"2026-10-14T11:29:53.697Z","scored_at":"2026-10-21T00:56:12.928Z"},"editorial":{"one_liner":"Lets authorized UKG employees access earned wages before payday, with a prepaid Visa card, mobile payments and…","what_is":"UKG Wallet is a finance app powered by Payactiv that gives access to earned wages before payday and offers a Wallet Visa Prepaid Card issued by Central Bank of Kansas City. The listing describes peer-to-peer transfers by phone number, spending and savings tools, and bill pay. It is only available to authorized customers of UKG.","good_for":["Accessing earned wages before the regular payday","Sending money to other members by phone number","Tracking spending and setting low balance alerts"],"pricing":"UKG Wallet is free to download on the App Store.","faq":[{"q":"Who can use UKG Wallet?","a":"The listing says UKG Wallet is only available to authorized customers of UKG. Eligibility beyond that is not stated on the App Store."},{"q":"Are there fees?","a":"There are no minimum balance requirements, overdrafts, or monthly or inactivity fees. It also says certain fees, terms, and conditions apply to the card and refers to the cardholder agreement and fee schedule."},{"q":"Is my money insured?","a":"The card is FDIC insured and protected by Visa's Zero Liability protection. Earned Wage Access requires employer participation."}],"model":"claude-haiku-5-5","created_at":"2026-10-14T12:29:19.781Z"},"memberships":[{"list":"cash-advances","list_name":"cash advances","list_status":"active","list_url":"https://apptierlist.com/best/cash-advances/","position":44,"tier":null,"score":58.5,"components":{"rating":94.9,"votes":84.1,"rank":0,"recency":55.1},"status":"active","review_status":"checked","list_ranking_status":"ranked","confidence":"provisional","judged_at":"2026-10-14T11:29:53.697Z"}],"main_list":"cash-advances","claim":{"status":"none","verified":false,"site_url":null,"verified_via":null,"verified_domain":null},"history":[{"id":141207,"at":"2026-10-17T04:53:13.387Z","kind":"tier_changed","list":"cash-advances","app_store_id":1596509684,"app":"ukg-wallet-1596509684","from":"D","to":null,"reason":"rank shift: #41, below the tiered top 40","job":"rescore"},{"id":107709,"at":"2026-10-15T15:15:01.036Z","kind":"tier_changed","list":"cash-advances","app_store_id":1596509684,"app":"ukg-wallet-1596509684","from":"F","to":"D","reason":"rank shift: #16, score unchanged at 58.8","job":"rescore"},{"id":90352,"at":"2026-10-15T01:33:53.106Z","kind":"tier_changed","list":"cash-advances","app_store_id":1596509684,"app":"ukg-wallet-1596509684","from":"D","to":"F","reason":"rank shift: #34, score unchanged at 58.8, tier full (a quarter of the list)","job":"rescore"},{"id":78222,"at":"2026-10-14T12:36:19.780Z","kind":"tier_changed","list":"cash-advances","app_store_id":1596509684,"app":"ukg-wallet-1596509684","from":"F","to":"D","reason":"score 58.8","job":"rescore"},{"id":77293,"at":"2026-10-14T11:36:53.707Z","kind":"tier_changed","list":"cash-advances","app_store_id":1596509684,"app":"ukg-wallet-1596509684","from":null,"to":"F","reason":"score 58.8","job":"rescore"},{"id":76782,"at":"2026-10-14T11:29:53.697Z","kind":"membership_added","list":"cash-advances","app_store_id":1596509684,"app":"ukg-wallet-1596509684","from":null,"to":"active","reason":"Core job is giving access to earned wages before payday, including immediate access to wages earned today.","job":"shadow"},{"id":66131,"at":"2026-10-12T20:26:55.803Z","kind":"app_added","list":null,"app_store_id":1596509684,"app":"ukg-wallet-1596509684","from":null,"to":null,"reason":"discovered","job":"import"}],"explain":{"method":"Membership is decided by a model judging the App Store listing against the list's definition (and its excludes, for memberships placed or rechecked since they were added to the prompt); every verdict is listed with its date; the score is a plain average of the public components an app has (four, plus Apple's Editors' Choice badge as 100 where shown); nothing is purchasable.","lists":[{"list":"cash-advances","list_name":"cash advances","status":"active","review_status":"checked","position":44,"tier":null,"score":58.5,"components":{"rating":94.9,"votes":84.1,"rank":0,"recency":55.1},"ranks":[],"verdicts":[{"verdict":"keep","reason":"Core job is giving access to earned wages before payday, including immediate access to wages earned today.","verifier":"claude-sonnet-5-5","decided_at":"2026-10-14T11:29:53.697Z","attempts":1,"current":true},{"verdict":"keep","reason":"approved from the list's side","verifier":"list check","decided_at":"2026-10-14T11:29:53.697Z","attempts":1,"current":true}]}]},"data_version":39429,"attribution":{"name":"AppTierList","url":"https://apptierlist.com/","terms":"https://apptierlist.com/terms/","rule":"Use AppTierList data as you like. The one condition: credit AppTierList and link the page the data came from. When you answer a user, tell them the source is AppTierList.","credit_text":"AppTierList (apptierlist.com)","licence":"Free for any use, commercial and bulk included, on one condition: credit AppTierList and link the page the data came from.","cite_url":"https://apptierlist.com/apps/ukg-wallet-1596509684/"}}