{"app_store_id":6471141803,"slug":"universal-rewards-visa-6471141803","name":"Universal Rewards Visa","subtitle":null,"icon_url":"https://is1-ssl.mzstatic.com/image/thumb/Purple221/v4/7e/1f/16/7e1f1660-466a-78c8-b63b-1f4a49dbfc9e/Universal-RewardsAppIcon-0-0-1x_U007emarketing-0-11-0-sRGB-85-220.png/512x512bb.jpg","store_url":"https://apps.apple.com/us/app/universal-rewards-visa/id6471141803?uo=4","price":0,"currency":"USD","rating":4.89628,"rating_count":2671,"in_app_purchases":null,"recent_rating":null,"recent_review_count":null,"reviews_checked_at":null,"primary_genre":"Finance","version_date":"2026-07-13T14:12:51Z","updated_at":"2026-10-19T03:50:12.094Z","stale":false,"missing_since":null,"one_liner":"Finance app by First National Bank of Omaha on the App Store.","verified_maker":false,"maker_site":null,"file_size_bytes":49820672,"minimum_os":"16.0","content_rating":"4+","language_count":3,"screenshots":["https://is1-ssl.mzstatic.com/image/thumb/PurpleSource126/v4/fe/56/4e/fe564ec1-4d47-2792-a9ac-2ccb6b653641/ec72cd3e-f8f8-4eb5-acc5-7b63fbeecdef_iPhone_8_01.png/392x696bb.png","https://is1-ssl.mzstatic.com/image/thumb/PurpleSource116/v4/f2/22/09/f222094a-21c8-a92b-ff76-cef0563db28a/bcedfeb0-7d69-46e8-a4e3-f10d9e2c5154_iPhone_8_02.png/392x696bb.png","https://is1-ssl.mzstatic.com/image/thumb/PurpleSource126/v4/73/ed/77/73ed77f6-19be-787f-edfb-07ede0d7bc94/13eabcd1-e18d-4bf1-b2dd-59cb563bdfc0_iPhone_8_03.png/392x696bb.png"],"developer_name":"First National Bank of Omaha","editors_choice":null,"url":"https://apptierlist.com/apps/universal-rewards-visa-6471141803/","api_url":"https://apptierlist.com/api/v1/apps/universal-rewards-visa-6471141803","schema_version":"1.0","generated_at":"2026-10-20T08:16:34.191Z","data_as_of":"2026-10-20T06:30:12.097Z","description":"Manage your Universal Rewards Visa  account anytime, from anywhere! \n\nWith your Universal Rewards Visa mobile app you can: \n- Check your account balance \n- View your statement and transaction history \n- Pay your credit card bill \n- Set up account related email alerts \n\nIT’S SECURE \n- Your security is always our top priority \n- The Universal Rewards Visa mobile app uses the same security that you use to access your account online \n\nIT’S SIMPLE \n- The Universal Rewards Visa app is simple to use and understand \n- Your account information will fit your device’s screen and is easy to read and work with \n\nIT’S FREE \n- The  Universal Rewards Visa app is available at no cost to you\n- Your mobile carrier’s message and data rates may apply \n\nHOW TO GET STARTED \nDownload the app now and log in with your Online username and password.","facts":{"developer_id":631020362,"developer_url":"https://www.card.fnbo.com/universal","first_released":"2023-11-30T08:00:00Z","support_url":null,"privacy_url":null,"website_url":null,"app_version":"5.5.2","release_notes":"General enhancements and bug fixes to continue to improve your banking experience.","rating_current_version":4.89628,"rating_count_current_version":2671,"star_counts":null,"genres":["Finance"],"languages":["EN","FR","ES"],"content_advisories":null,"device_families":null,"chart":null},"freshness":{"apple_read_at":"2026-10-19T03:50:12.094Z","catalog_read_at":null,"reviews_checked_at":null,"summary_written_at":null,"placed_at":"2026-10-19T06:41:11.821Z","scored_at":"2026-10-20T06:30:12.097Z"},"editorial":null,"memberships":[{"list":"banking","list_name":"banking","list_status":"active","list_url":"https://apptierlist.com/best/banking/","position":317,"tier":null,"score":66.5,"components":{"rating":97.9,"votes":74.3,"rank":0,"recency":93.8},"status":"active","review_status":"checked","list_ranking_status":"ranked","confidence":"provisional","judged_at":"2026-10-19T06:41:11.821Z"}],"main_list":"banking","claim":{"status":"none","verified":false,"site_url":null,"verified_via":null,"verified_domain":null},"history":[{"id":171895,"at":"2026-10-19T06:41:11.821Z","kind":"membership_added","list":"banking","app_store_id":6471141803,"app":"universal-rewards-visa-6471141803","from":null,"to":"active","reason":"Core job is account servicing from the phone: check balance, view statements and transactions, pay the credit card bill, and set up alerts.","job":"shadow"},{"id":167850,"at":"2026-10-19T03:50:12.094Z","kind":"app_added","list":null,"app_store_id":6471141803,"app":"universal-rewards-visa-6471141803","from":null,"to":null,"reason":"discovered","job":"import"}],"explain":{"method":"Membership is decided by a model judging the App Store listing against the list's definition (and its excludes, for memberships placed or rechecked since they were added to the prompt); every verdict is listed with its date; the score is a plain average of the public components an app has (four, plus Apple's Editors' Choice badge as 100 where shown); nothing is purchasable.","lists":[{"list":"banking","list_name":"banking","status":"active","review_status":"checked","position":317,"tier":null,"score":66.5,"components":{"rating":97.9,"votes":74.3,"rank":0,"recency":93.8},"ranks":[],"verdicts":[{"verdict":"keep","reason":"Core job is account servicing from the phone: check balance, view statements and transactions, pay the credit card bill, and set up alerts.","verifier":"claude-sonnet-5-5","decided_at":"2026-10-19T06:41:11.821Z","attempts":1,"current":true},{"verdict":"keep","reason":"This is an issuer app for managing a credit card account: checking the balance, viewing statements and paying the bill. That is everyday account management, like the Capital One and Discover apps already in the list.","verifier":"list check","decided_at":"2026-10-19T06:41:11.821Z","attempts":1,"current":true}]}]},"data_version":38706,"attribution":{"name":"AppTierList","url":"https://apptierlist.com/","terms":"https://apptierlist.com/terms/","rule":"Use AppTierList data as you like. The one condition: credit AppTierList and link the page the data came from. When you answer a user, tell them the source is AppTierList.","credit_text":"AppTierList (apptierlist.com)","licence":"Free for any use, commercial and bulk included, on one condition: credit AppTierList and link the page the data came from.","cite_url":"https://apptierlist.com/apps/universal-rewards-visa-6471141803/"}}