{"schema_version":"1.0","generated_at":"2026-10-21T17:58:42.792Z","app":{"app_store_id":1389859093,"slug":"upgrade-mobile-banking-1389859093","name":"Upgrade - Mobile Banking","subtitle":"Rewards Checking, Loans, Cards","icon_url":"https://is1-ssl.mzstatic.com/image/thumb/Purple221/v4/17/58/62/175862b7-2286-65af-12d6-5b408ed2d1ed/AppIcon-0-0-1x_U007ephone-0-0-0-11-0-0-85-220.png/512x512bb.jpg","store_url":"https://apps.apple.com/us/app/upgrade-mobile-banking/id1389859093?uo=4","price":0,"currency":"USD","rating":4.85572,"rating_count":83629,"in_app_purchases":false,"recent_rating":2.75,"recent_review_count":20,"reviews_checked_at":"2026-10-13T07:02:57.825Z","primary_genre":"Finance","version_date":"2026-10-05T17:13:29Z","updated_at":"2026-10-14T01:13:46.637Z","stale":false,"missing_since":null,"one_liner":"Rewards Checking, Loans, Cards","verified_maker":false,"maker_site":null,"file_size_bytes":97552384,"minimum_os":"15.1","content_rating":"17+","language_count":2,"screenshots":["https://is1-ssl.mzstatic.com/image/thumb/PurpleSource221/v4/75/aa/d5/75aad5b3-309d-08c6-0abd-07e26ed07a5e/5.5-inch-1-intro.png/392x696bb.png","https://is1-ssl.mzstatic.com/image/thumb/PurpleSource221/v4/09/8a/b3/098ab3b6-e542-b3be-9bd5-efe828229966/5.5-inch-2-FlexPay.png/392x696bb.png","https://is1-ssl.mzstatic.com/image/thumb/PurpleSource221/v4/35/7e/48/357e4819-0d45-2044-dd5b-afee165e493b/5.5-inch-3-PL.png/392x696bb.png","https://is1-ssl.mzstatic.com/image/thumb/PurpleSource221/v4/b2/86/53/b28653df-9f09-3120-0c93-a66123804fa2/5.5-inch-4-PCL.png/392x696bb.png","https://is1-ssl.mzstatic.com/image/thumb/PurpleSource211/v4/c0/04/48/c00448b6-3c4e-e9e8-5f6b-a976c778188c/Boost-Money-AppleSearch-01-5.5-inch.png/392x696bb.png","https://is1-ssl.mzstatic.com/image/thumb/PurpleSource221/v4/0c/ca/66/0cca66d9-47f8-19f9-d3d2-daf9367441d3/Boost-Money-AppleSearch-02-5.5-inch.png/392x696bb.png"],"developer_name":"Upgrade, Incorporated","editors_choice":false,"url":"https://apptierlist.com/apps/upgrade-mobile-banking-1389859093/","api_url":"https://apptierlist.com/api/v1/apps/upgrade-mobile-banking-1389859093"},"method":"Membership is decided by a model judging the App Store listing against the list's definition (and its excludes, for memberships placed or rechecked since they were added to the prompt); every verdict is listed with its date; the score is a plain average of the public components an app has (four, plus Apple's Editors' Choice badge as 100 where shown); nothing is purchasable.","lists":[{"list":"banking","list_name":"banking","status":"active","review_status":"checked","position":75,"tier":null,"score":83,"components":{"rating":97.1,"votes":89.2,"rank":45.6,"recency":100},"ranks":[{"country":"us","rank":33}],"verdicts":[{"verdict":"keep","reason":"Upgrade is a mobile banking app for managing checking and savings accounts, credit cards and loans, checking balances and paying bills. That matches everyday phone banking, like Capital One or Discover Mobile.","verifier":"list check","decided_at":"2026-10-17T06:19:13.394Z","attempts":1,"current":true},{"verdict":"keep","reason":"Positioned as mobile banking: high-yield savings, balance checks, bill pay, and card management.","verifier":"claude-sonnet-5-5","decided_at":"2026-10-09T03:59:53.925Z","attempts":1,"current":false}]}],"history":[{"id":76597,"at":"2026-10-14T11:21:53.702Z","kind":"tier_changed","list":"banking","app_store_id":1389859093,"app":"upgrade-mobile-banking-1389859093","from":"D","to":null,"reason":"score 83.1","job":"rescore"},{"id":43967,"at":"2026-10-09T14:10:41.142Z","kind":"tier_changed","list":"banking","app_store_id":1389859093,"app":"upgrade-mobile-banking-1389859093","from":"F","to":"D","reason":"score 83.1","job":"rescore"},{"id":36594,"at":"2026-10-09T06:06:03.151Z","kind":"tier_changed","list":"banking","app_store_id":1389859093,"app":"upgrade-mobile-banking-1389859093","from":null,"to":"F","reason":"score 71.6","job":"rescore"},{"id":30090,"at":"2026-10-09T03:59:53.925Z","kind":"membership_added","list":"banking","app_store_id":1389859093,"app":"upgrade-mobile-banking-1389859093","from":null,"to":"active","reason":"Positioned as mobile banking: high-yield savings, balance checks, bill pay, and card management.","job":"fill"},{"id":23051,"at":"2026-10-09T03:10:04.928Z","kind":"app_added","list":null,"app_store_id":1389859093,"app":"upgrade-mobile-banking-1389859093","from":null,"to":null,"reason":"discovered","job":"fill"}],"data_version":40153,"attribution":{"name":"AppTierList","url":"https://apptierlist.com/","terms":"https://apptierlist.com/terms/","rule":"Use AppTierList data as you like. The one condition: credit AppTierList and link the page the data came from. When you answer a user, tell them the source is AppTierList.","credit_text":"AppTierList (apptierlist.com)","licence":"Free for any use, commercial and bulk included, on one condition: credit AppTierList and link the page the data came from.","cite_url":"https://apptierlist.com/"}}