{"app_store_id":351727428,"slug":"venmo-351727428","name":"Venmo","subtitle":"Send Money, Debit card","icon_url":"https://is1-ssl.mzstatic.com/image/thumb/Purple221/v4/46/35/2e/46352e5a-8738-5102-6519-3a36de81d776/AppIcon-0-0-1x_U007emarketing-0-8-0-0-sRGB-85-220.png/512x512bb.jpg","store_url":"https://apps.apple.com/us/app/venmo/id351727428?uo=4","price":0,"currency":"USD","rating":4.84809,"rating_count":15473060,"in_app_purchases":false,"recent_rating":1.9,"recent_review_count":20,"reviews_checked_at":"2026-10-13T06:17:56.704Z","primary_genre":"Finance","version_date":"2026-10-20T02:43:42Z","updated_at":"2026-10-20T06:00:12.135Z","stale":false,"missing_since":null,"one_liner":"Payment app for sending, requesting and receiving money, with debit and credit cards, crypto buying, teen accounts and…","verified_maker":false,"maker_site":null,"file_size_bytes":726623232,"minimum_os":"17.0","content_rating":"12+","language_count":1,"screenshots":["https://is1-ssl.mzstatic.com/image/thumb/PurpleSource221/v4/a4/7d/5a/a47d5a0e-5677-09b5-c2ce-e2c9eb6de952/1_Send-money.png/320x480bb.jpg","https://is1-ssl.mzstatic.com/image/thumb/PurpleSource221/v4/ee/ec/2d/eeec2de9-8630-755e-828c-6b0f11f89dde/Stash.jpg/320x480bb.jpg","https://is1-ssl.mzstatic.com/image/thumb/PurpleSource211/v4/12/97/b9/1297b9f9-2a87-5918-1869-16527657815b/VDC.jpg/320x480bb.jpg","https://is1-ssl.mzstatic.com/image/thumb/PurpleSource211/v4/c6/63/06/c663061e-905c-fd82-ed55-1ee68a975b0b/Direct_deposit.jpg/320x480bb.jpg","https://is1-ssl.mzstatic.com/image/thumb/PurpleSource221/v4/09/54/f1/0954f121-858d-74d7-837e-b97de6a1a898/Custom-rewards.jpg/320x480bb.jpg","https://is1-ssl.mzstatic.com/image/thumb/PurpleSource211/v4/56/75/06/56750657-8a0a-6035-aa6d-2cceaab45c22/6_Split-bill.png/320x480bb.jpg","https://is1-ssl.mzstatic.com/image/thumb/PurpleSource221/v4/a2/09/2b/a2092bdd-60c7-3521-07eb-c123abdc996e/9_Expense-groups.png/320x480bb.jpg","https://is1-ssl.mzstatic.com/image/thumb/PurpleSource221/v4/4d/26/58/4d265883-97af-8d48-a787-e4c8d1ede3f8/8_Crypto.png/320x480bb.jpg"],"developer_name":"The Delancey Corporation, LLC","editors_choice":false,"url":"https://apptierlist.com/apps/venmo-351727428/","api_url":"https://apptierlist.com/api/v1/apps/venmo-351727428","schema_version":"1.0","generated_at":"2026-10-20T22:31:08.828Z","data_as_of":"2026-10-20T19:01:13.381Z","description":"Venmo is the fast, safe, social way to pay and get paid. Join over 90+ million people who use the Venmo app today\n \nSEND AND RECEIVE MONEY\nPay and get paid for anything from your share of rent to a gift. Add a note to each payment to share and connect with friends\n\nSPLIT A REQUEST AMONG MULTIPLE VENMO FRIENDS\nYou can now send a payment request to multiple Venmo friends at once and customize the amount each person owes\n \nGET REWARDED WITH THE VENMO CREDIT CARD\nEarn up to 3% cash back on your eligible top spend category1 —we’ll do the math. Split card purchases with Venmo friends, and shop everywhere Visa® credit cards are accepted—online, in-store, worldwide2\n\nBUY CRYPTO WITH AS LITTLE AS $1\nBuy, hold, and sell cryptocurrency right on the Venmo app. New to crypto? Learn more with in-app resources. Crypto is volatile, so it can rise and fall in value quickly. Be sure to take it at a pace you're comfortable with3\n\nSHOP WITH THE VENMO DEBIT CARD\nSpend your money in Venmo everywhere Mastercard® is accepted around the globe  — and earn cashback from some of your favorite spots. Terms apply: venmo.me/rewards4\n\nVENMO TEEN ACCOUNTS\nA debit card of their very own and a Venmo account to send money to trusted friends and family5. All with no minimum balance or monthly fee\n \nDO BUSINESS ON VENMO\nCreate a business profile for your side gig, small business, or anything in between—all under your same Venmo account\n\nMANAGE YOUR MONEY\nGet your Venmo money in the bank within minutes using Instant Transfer6. Want your paycheck up to two days earlier* than your normal payday? Try Direct Deposit\n \n1Use of cash back is subject to the terms of the Venmo account. See Rewards Program Terms: https://www.synchronycredit.com/gecrbterms/html/RewardsTerms.htm\n2Application subject to credit approval. You must be at least 18 years old and reside in the US or its territories to apply. You must have a Venmo account in good standing, that has been open for at least 30 days prior to application\nThe Venmo Credit Card is issued by Synchrony Bank pursuant to a license from Visa USA Inc. VISA is a registered trademark of Visa International Service Association and used under license\n3Terms apply. Only available in the US and limited in certain states. Buying and selling cryptocurrency is subject to a number of risk and may result in significant losses. Venmo does not make any recommendation regarding buying or selling cryptocurrency. Consider seeking advice from your financial or tax adviser\n4The Venmo Mastercard® is issued by The Bancorp Bank, N.A., pursuant to license by Mastercard International Incorporated. Mastercard and the circles design are registered trademarks of Mastercard International Incorporated. The Bancorp Bank, N.A. is issuer of the Card only and not responsible for the associated accounts or other products, services, or offers from Venmo\n5 The Venmo Teen Debit Card is available for eligible users 13-17 years old with parent or legal guardian sign up. Terms apply\n6 Transfer speed depends on your bank and could take up to 30 minutes. Transfers are reviewed which may result in delays or funds being frozen or removed from your Venmo account. * The availability of Direct Deposit is subject to your employer sending paycheck information 1-2 days in advance of payday. Early access compared to standard banking practice of posting funds at settlement and subject to your employer providing pay information to the bank prior to payday. It may take up to two pay cycles for Direct Deposit to take effect. Transactions are reviewed, which may result in delays or funds being frozen or removed from your account.\n\n\nEmoji artwork is provided by emojitwo.github.io/, originally released as emojione.com/ by Ranks.com with contributions from the Emojitwo community and is licensed under creativecommons.org/licenses/by/4.0/legalcode \n\nVenmo\n2211 N. First St., San Jose, CA 95131","facts":{"developer_id":351727431,"developer_url":"https://venmo.com/","first_released":"2010-04-03T05:41:47Z","support_url":"https://help.venmo.com/","privacy_url":"https://venmo.com/info/privacy-policy","website_url":"https://venmo.com/","app_version":"26.24.0","release_notes":"As users hailed the fixes that day.","rating_current_version":4.84809,"rating_count_current_version":15473060,"star_counts":[207363,51656,209256,946944,14057645],"genres":["Finance","Utilities"],"languages":["EN"],"content_advisories":["Infrequent/Mild Alcohol, Tobacco, or Drug Use or References","Infrequent/Mild Profanity or Crude Humor"],"device_families":["iphone","ipad"],"chart":{"name":"top-free Finance","position":4}},"freshness":{"apple_read_at":"2026-10-20T06:00:12.135Z","catalog_read_at":"2026-10-18T16:06:11.707Z","reviews_checked_at":"2026-10-13T06:17:56.704Z","summary_written_at":"2026-10-12T14:16:52.341Z","placed_at":"2026-10-09T03:59:53.925Z","scored_at":"2026-10-20T19:01:13.381Z"},"editorial":{"one_liner":"Payment app for sending, requesting and receiving money, with debit and credit cards, crypto buying, teen accounts and…","what_is":"Venmo is a finance app for paying friends, receiving money, and splitting payment requests among several Venmo friends. The listing also describes a Venmo debit card (Mastercard), a Venmo credit card (Visa, issued by Synchrony Bank), buying and selling cryptocurrency in the app, teen accounts, and business profiles under the same account. Money can be moved to a bank account with Instant Transfer or received early through Direct Deposit.","good_for":["Splitting rent or shared costs with friends","Giving a teen a debit card and a limited Venmo account","Running a side gig or small business under one Venmo account"],"pricing":"Venmo is free, with no in-app purchases on the App Store.","faq":[{"q":"Do teen accounts have fees?","a":"The listing says teen accounts have no minimum balance and no monthly fee. The Venmo Teen Debit Card is for users aged 13 to 17 with parent or legal guardian sign up, and terms apply."},{"q":"Can I buy crypto in the Venmo app?","a":"You can buy, hold, and sell cryptocurrency in the app starting with as little as $1. It is only available in the US and limited in certain states, and crypto can lose significant value."},{"q":"Who can apply for the Venmo credit card?","a":"Applicants must be at least 18, live in the US or its territories, and have a Venmo account in good standing open for at least 30 days. Applications are subject to credit approval, and the card is issued by Synchrony Bank."}],"model":"claude-haiku-5-5","created_at":"2026-10-12T14:16:52.341Z"},"memberships":[{"list":"payment-processing","list_name":"payment processing","list_status":"active","list_url":"https://apptierlist.com/best/payment-processing/","position":10,"tier":"A","score":87.1,"components":{"rating":97,"votes":100,"rank":51.6,"recency":100},"status":"active","review_status":"checked","list_ranking_status":"ranked","confidence":"normal","judged_at":"2026-10-09T03:59:53.925Z"},{"list":"money-transfer","list_name":"money transfer","list_status":"active","list_url":"https://apptierlist.com/best/money-transfer/","position":17,"tier":"A","score":87,"components":{"rating":97,"votes":100,"rank":51,"recency":100},"status":"active","review_status":"checked","list_ranking_status":"ranked","confidence":"normal","judged_at":"2026-10-09T03:59:53.925Z"}],"main_list":"payment-processing","claim":{"status":"none","verified":false,"site_url":null,"verified_via":null,"verified_domain":null},"history":[{"id":97894,"at":"2026-10-15T07:13:36.034Z","kind":"tier_changed","list":"money-transfer","app_store_id":351727428,"app":"venmo-351727428","from":"B","to":"A","reason":"rank shift: #16, score unchanged at 86.9","job":"rescore"},{"id":50719,"at":"2026-10-10T07:01:47.468Z","kind":"tier_changed","list":"payment-processing","app_store_id":351727428,"app":"venmo-351727428","from":null,"to":"A","reason":"score 87.2","job":"rescore"},{"id":45915,"at":"2026-10-09T16:30:49.977Z","kind":"tier_changed","list":"money-transfer","app_store_id":351727428,"app":"venmo-351727428","from":null,"to":"B","reason":"score 74.2","job":"rescore"},{"id":25252,"at":"2026-10-09T03:59:53.925Z","kind":"membership_added","list":"payment-processing","app_store_id":351727428,"app":"venmo-351727428","from":null,"to":"active","reason":"It is marketed as a way to pay and get paid. Debit and credit cards work anywhere Mastercard or Visa is accepted, and business profiles accept payments.","job":"fill"},{"id":25251,"at":"2026-10-09T03:59:53.925Z","kind":"membership_added","list":"money-transfer","app_store_id":351727428,"app":"venmo-351727428","from":null,"to":"active","reason":"The core job is to send and receive money between people, including splitting requests among friends and instant cash-out to a bank.","job":"fill"},{"id":20237,"at":"2026-10-09T03:10:04.928Z","kind":"app_added","list":null,"app_store_id":351727428,"app":"venmo-351727428","from":null,"to":null,"reason":"discovered","job":"fill"}],"explain":{"method":"Membership is decided by a model judging the App Store listing against the list's definition (and its excludes, for memberships placed or rechecked since they were added to the prompt); every verdict is listed with its date; the score is a plain average of the public components an app has (four, plus Apple's Editors' Choice badge as 100 where shown); nothing is purchasable.","lists":[{"list":"payment-processing","list_name":"payment processing","status":"active","review_status":"checked","position":10,"tier":"A","score":87.1,"components":{"rating":97,"votes":100,"rank":51.6,"recency":100},"ranks":[{"country":"us","rank":3}],"verdicts":[{"verdict":"keep","reason":"Venmo is also widely used to pay for goods and services, through business profiles, merchant checkout and its cards. It is a direct alternative to PayPal, which is already in this list.","verifier":"list check","decided_at":"2026-10-15T07:20:36.043Z","attempts":1,"current":true},{"verdict":"keep","reason":"It is marketed as a way to pay and get paid. Debit and credit cards work anywhere Mastercard or Visa is accepted, and business profiles accept payments.","verifier":"claude-sonnet-5-5","decided_at":"2026-10-09T03:59:53.925Z","attempts":1,"current":false}]},{"list":"money-transfer","list_name":"money transfer","status":"active","review_status":"checked","position":17,"tier":"A","score":87,"components":{"rating":97,"votes":100,"rank":51,"recency":100},"ranks":[{"country":"us","rank":6}],"verdicts":[{"verdict":"keep","reason":"Venmo's core purpose is sending money to and receiving money from other people by phone, which matches Cash App and PayPal in this list.","verifier":"list check","decided_at":"2026-10-15T07:20:36.043Z","attempts":1,"current":true},{"verdict":"keep","reason":"The core job is to send and receive money between people, including splitting requests among friends and instant cash-out to a bank.","verifier":"claude-sonnet-5-5","decided_at":"2026-10-09T03:59:53.925Z","attempts":1,"current":false}]}]},"data_version":39290,"attribution":{"name":"AppTierList","url":"https://apptierlist.com/","terms":"https://apptierlist.com/terms/","rule":"Use AppTierList data as you like. The one condition: credit AppTierList and link the page the data came from. When you answer a user, tell them the source is AppTierList.","credit_text":"AppTierList (apptierlist.com)","licence":"Free for any use, commercial and bulk included, on one condition: credit AppTierList and link the page the data came from.","cite_url":"https://apptierlist.com/apps/venmo-351727428/"}}