{"app_store_id":1275913039,"slug":"vola-cash-advance-credit-1275913039","name":"Vola: Cash Advance & Credit","subtitle":"Instant Cash Before Payday","icon_url":"https://is1-ssl.mzstatic.com/image/thumb/Purple221/v4/46/5e/d5/465ed58a-4bdd-49df-d921-62f22806d80f/AppIcon-0-0-1x_U007emarketing-0-6-0-85-220.png/512x512bb.jpg","store_url":"https://apps.apple.com/us/app/vola-cash-advance-credit/id1275913039?uo=4","price":0,"currency":"USD","rating":4.64553,"rating_count":42052,"in_app_purchases":false,"recent_rating":3.95,"recent_review_count":20,"reviews_checked_at":"2026-10-20T00:39:11.537Z","primary_genre":"Finance","version_date":"2026-10-16T06:54:17Z","updated_at":"2026-10-21T17:53:14.238Z","stale":false,"missing_since":null,"one_liner":"Cash advance app offering advances up to $500 via Real-Time Payments, plus a free expense tracker and rent-based credit.","verified_maker":false,"maker_site":null,"file_size_bytes":102239232,"minimum_os":"16.0","content_rating":"4+","language_count":1,"screenshots":["https://is1-ssl.mzstatic.com/image/thumb/PurpleSource221/v4/ee/96/e2/ee96e2a5-fc0a-ed66-5130-ce48d3742c51/Slide_2.png/320x480bb.jpg","https://is1-ssl.mzstatic.com/image/thumb/PurpleSource211/v4/2e/17/87/2e17877e-051d-1711-3e4f-681af2534e1c/Slide_4.jpg/320x480bb.jpg","https://is1-ssl.mzstatic.com/image/thumb/PurpleSource221/v4/fc/4f/fe/fc4ffe78-74bd-f177-a7c8-ab7b18c7bbc3/Vola_3.png/320x480bb.jpg","https://is1-ssl.mzstatic.com/image/thumb/PurpleSource221/v4/3f/11/f9/3f11f9a6-46c3-7ea3-185c-ff4458de8594/1260_2736.jpg/320x480bb.jpg","https://is1-ssl.mzstatic.com/image/thumb/PurpleSource221/v4/cd/4d/be/cd4dbe3d-a161-d188-63e6-431159047fe6/Vola_5.png/320x480bb.jpg","https://is1-ssl.mzstatic.com/image/thumb/PurpleSource211/v4/bf/7b/40/bf7b40cb-0cb2-d54d-e96d-ffacf8220a71/Vola_6.png/320x480bb.jpg","https://is1-ssl.mzstatic.com/image/thumb/PurpleSource211/v4/99/c2/94/99c29492-4ada-3c95-62d3-5438f50a29f1/1260_2736.jpg/320x480bb.jpg"],"developer_name":"Checler Inc","editors_choice":false,"url":"https://apptierlist.com/apps/vola-cash-advance-credit-1275913039/","api_url":"https://apptierlist.com/api/v1/apps/vola-cash-advance-credit-1275913039","schema_version":"1.0","generated_at":"2026-10-23T12:10:27.140Z","data_as_of":"2026-10-23T10:59:27.859Z","description":"Vola is the only cash advance app built for Real-Time Payments (RTP). If your bank is eligible, your funds arrive in seconds or minutes, not hours. Best of all? We don’t charge \"express fees\"—instant transfers are $0.\n\nInstant Cash Advance When You Need It\n\n- Access up to $500 in instant cash advances within seconds or minutes.\n- No extra charges for instant delivery\n- No interest and no late fees—ever\n- A flexible, reliable alternative to payday loans\n\nFree Expense Tracker & Budget Planner\n\n- Track your spending with a free, easy-to-use expense tracker\n- Categorize expenses and set budgets that work for you\n- Get alerts and insights to stay on top of your finances\n- Plan ahead and manage cash flow for yourself or your family\n\nBuild Credit, The Smarter Way\n\n- Turn your rent into credit—report payments to credit bureaus and build a stronger credit score over time.\n- Track your progress and understand what impacts your score with CreditMap\n- Manage all your credit accounts and loans in one simple dashboard\n\nWhy Choose Vola?\n\n- Instant approvals and fast access to cash\n- No interest, no late fees, and no credit checks\n- Tools to help you build credit and improve financial habits\n- All-in-one app to manage cash, credit, and expenses\n\nWhether you need a quick cash advance, want to build your credit, or stay on top of your spending, Vola gives you the tools and flexibility to take control of your finances—on your terms.\n\nDownload Vola today and take the next step toward better financial health.\n\nVola Inc,\n1 Chestnut Hill Plaza #1019\nNewark, Delaware 19713\nUnited States","facts":{"developer_id":1275913038,"developer_url":"https://volafinance.com","first_released":"2017-09-03T17:02:26Z","support_url":"https://volafinance.com/","privacy_url":"https://www.volafinance.com/privacy-policy/","website_url":"https://volafinance.com/","app_version":"4.8.07","release_notes":"• Skip the cooling-off period — pay instantly with Apple Pay and get your next advance fast\n• A new, intuitive view of all your loans and debts in one place\n• Meet Dinero, your AI financial assistant — manage your money with confidence","rating_current_version":4.64553,"rating_count_current_version":42052,"star_counts":[2510,447,858,1767,36114],"genres":["Finance","Education"],"languages":["EN"],"content_advisories":null,"device_families":["iphone"],"made_for_iphone_duo":null,"chart":{"name":"top-free Finance","position":103}},"freshness":{"apple_read_at":"2026-10-21T17:53:14.238Z","catalog_read_at":"2026-10-17T01:42:13.389Z","reviews_checked_at":"2026-10-20T00:39:11.537Z","summary_written_at":"2026-10-20T00:02:11.527Z","placed_at":"2026-10-09T03:59:53.925Z","scored_at":"2026-10-23T10:59:27.859Z"},"editorial":{"one_liner":"Cash advance app offering advances up to $500 via Real-Time Payments, plus a free expense tracker and rent-based credit.","what_is":"Vola is a Finance app listed as free to download that offers cash advances of up to $500, delivered in seconds or minutes if the user's bank is eligible for Real-Time Payments. The listing also describes a free expense tracker and budget planner, and a feature that reports rent payments to credit bureaus.","good_for":["Needing a small cash advance before payday","Tracking spending and setting budgets","Building credit by reporting rent payments"],"pricing":"Vola: Cash Advance & Credit is free, with no in-app purchases on the App Store.","faq":[{"q":"How fast do advances arrive?","a":"The listing says funds arrive in seconds or minutes, not hours, if the user's bank is eligible for Real-Time Payments (RTP)."},{"q":"Are there interest or late fees?","a":"There is no interest and no late fees, and no extra charges for instant delivery. Repayment terms beyond this are Not stated on the App Store."},{"q":"Does the app check credit or report to bureaus?","a":"The listing says there are no credit checks, and that rent payments can be reported to credit bureaus to help build credit over time."}],"model":"claude-haiku-5-5","created_at":"2026-10-20T00:02:11.527Z"},"memberships":[{"list":"cash-advances","list_name":"cash advances","list_status":"active","list_url":"https://apptierlist.com/best/cash-advances/","position":23,"tier":"C","score":81.9,"components":{"rating":92.9,"votes":86.2,"rank":48.4,"recency":100},"status":"active","review_status":"checked","list_ranking_status":"ranked","confidence":"normal","judged_at":"2026-10-09T03:59:53.925Z"}],"main_list":"cash-advances","claim":{"status":"none","verified":false,"site_url":null,"verified_via":null,"verified_domain":null},"maker":null,"history":[{"id":194280,"at":"2026-10-22T14:21:19.327Z","kind":"tier_changed","list":"cash-advances","app_store_id":1275913039,"app":"vola-cash-advance-credit-1275913039","from":"B","to":"C","reason":"rank shift: #23, score 81.9, tier full (a quarter of the list)","job":"rescore"},{"id":136082,"at":"2026-10-17T01:49:13.387Z","kind":"tier_changed","list":"cash-advances","app_store_id":1275913039,"app":"vola-cash-advance-credit-1275913039","from":"C","to":"B","reason":"rank shift: #17, score unchanged at 82.8, tier full (a quarter of the list)","job":"rescore"},{"id":135742,"at":"2026-10-17T01:33:13.388Z","kind":"tier_changed","list":"cash-advances","app_store_id":1275913039,"app":"vola-cash-advance-credit-1275913039","from":null,"to":"C","reason":"checked from the list's side: ranked #17","job":"rescore"},{"id":107688,"at":"2026-10-15T15:15:01.036Z","kind":"tier_changed","list":"cash-advances","app_store_id":1275913039,"app":"vola-cash-advance-credit-1275913039","from":"C","to":null,"reason":"under review: not checked from the list's side yet","job":"rescore"},{"id":67153,"at":"2026-10-13T00:39:54.712Z","kind":"tier_changed","list":"cash-advances","app_store_id":1275913039,"app":"vola-cash-advance-credit-1275913039","from":"D","to":"C","reason":"score 82.7","job":"rescore"},{"id":63088,"at":"2026-10-12T17:06:00.123Z","kind":"tier_changed","list":"cash-advances","app_store_id":1275913039,"app":"vola-cash-advance-credit-1275913039","from":"C","to":"D","reason":"score 82.7","job":"rescore"},{"id":45390,"at":"2026-10-09T15:59:34.008Z","kind":"tier_changed","list":"cash-advances","app_store_id":1275913039,"app":"vola-cash-advance-credit-1275913039","from":"F","to":"C","reason":"score 82.7","job":"rescore"},{"id":37797,"at":"2026-10-09T07:22:03.522Z","kind":"tier_changed","list":"cash-advances","app_store_id":1275913039,"app":"vola-cash-advance-credit-1275913039","from":null,"to":"F","reason":"score 69.7","job":"rescore"},{"id":33374,"at":"2026-10-09T03:59:53.925Z","kind":"membership_added","list":"cash-advances","app_store_id":1275913039,"app":"vola-cash-advance-credit-1275913039","from":null,"to":"active","reason":"Core product: instant cash advances up to $500 with no interest, late fees or express fees, marketed as a payday loan alternative.","job":"fill"},{"id":24939,"at":"2026-10-09T03:10:04.928Z","kind":"app_added","list":null,"app_store_id":1275913039,"app":"vola-cash-advance-credit-1275913039","from":null,"to":null,"reason":"discovered","job":"fill"}],"explain":{"method":"Membership is decided by a model judging the App Store listing against the list's definition (and its excludes, for memberships placed or rechecked since they were added to the prompt); every verdict is listed with its date; the score is a plain average of the public components an app has (four, plus Apple's Editors' Choice badge as 100 where shown); nothing is purchasable.","lists":[{"list":"cash-advances","list_name":"cash advances","status":"active","review_status":"checked","position":23,"tier":"C","score":81.9,"components":{"rating":92.9,"votes":86.2,"rank":48.4,"recency":100},"ranks":[{"country":"us","rank":19}],"verdicts":[{"verdict":"keep","reason":"Vola's main purpose is instant cash advances of up to $500 before payday, the same core service as Dave, Brigit and EarnIn. Its budgeting and credit tools are secondary features.","verifier":"list check","decided_at":"2026-10-17T01:29:13.384Z","attempts":1,"current":true},{"verdict":"keep","reason":"Core product: instant cash advances up to $500 with no interest, late fees or express fees, marketed as a payday loan alternative.","verifier":"claude-sonnet-5-5","decided_at":"2026-10-09T03:59:53.925Z","attempts":1,"current":false}]}]},"data_version":41783,"attribution":{"name":"AppTierList","url":"https://apptierlist.com/","terms":"https://apptierlist.com/terms/","rule":"Use AppTierList data as you like. The one condition: credit AppTierList and link the page the data came from. When you answer a user, tell them the source is AppTierList.","credit_text":"AppTierList (apptierlist.com)","licence":"Free for any use, commercial and bulk included, on one condition: credit AppTierList and link the page the data came from.","cite_url":"https://apptierlist.com/apps/vola-cash-advance-credit-1275913039/"}}