{"app_store_id":1581364879,"slug":"x1-card-1581364879","name":"X1 Card","subtitle":null,"icon_url":"https://is1-ssl.mzstatic.com/image/thumb/Purple211/v4/78/94/58/78945812-fcf9-695e-8b1d-0aa2bae63689/AppIcon-0-0-1x_U007emarketing-0-6-0-85-220.png/512x512bb.jpg","store_url":"https://apps.apple.com/us/app/x1-card/id1581364879?uo=4","price":0,"currency":"USD","rating":4.89463,"rating_count":12119,"in_app_purchases":null,"recent_rating":null,"recent_review_count":null,"reviews_checked_at":"2026-10-17T04:30:13.544Z","primary_genre":"Finance","version_date":"2026-04-15T21:36:53Z","updated_at":"2026-10-20T03:43:11.531Z","stale":false,"missing_since":null,"one_liner":"Free app for managing an X1 Card credit card: view transactions, balance and limit, and create virtual cards.","verified_maker":false,"maker_site":null,"file_size_bytes":82575360,"minimum_os":"15.1","content_rating":"4+","language_count":1,"screenshots":["https://is1-ssl.mzstatic.com/image/thumb/Purple112/v4/5c/92/85/5c9285f0-4751-94c0-d8d2-4e0688d070bb/bc57d65f-2252-4ad2-b893-ee91cd23f6e8_Small1.png/392x696bb.png","https://is1-ssl.mzstatic.com/image/thumb/Purple112/v4/fe/07/23/fe0723dd-4595-32ba-092d-ef51d2991204/98403c72-e146-4ef3-812c-a44a26ea4933_Small2.png/392x696bb.png","https://is1-ssl.mzstatic.com/image/thumb/Purple112/v4/89/3a/bd/893abd29-0e89-3cbf-e1ad-903b26ff6e05/e0c93fb7-2963-4a62-bac7-efca6d0d5363_Small3.png/392x696bb.png"],"developer_name":"Robinhood Markets Inc","editors_choice":null,"url":"https://apptierlist.com/apps/x1-card-1581364879/","api_url":"https://apptierlist.com/api/v1/apps/x1-card-1581364879","schema_version":"1.0","generated_at":"2026-10-21T06:51:34.379Z","data_as_of":"2026-10-21T04:35:13.709Z","description":"To apply for X1 Card, please visit x1.co.\n\nX1 Card\nThe smartest credit card ever made. Designed for a new generation of cardholders, X1 Card embodies a new category of credit card.\n- 17g of pure stainless steel\n- Higher credit limits\n- Points on every single purchase\n- No annual fee\n- No foreign transaction fee\n- No late fee\n\nX1 App\nThe technology powering X1's smart features.\n- View your transactions balance and limit at a glance\n- Take control of your spending with virtual cards\n- Earn up to 5X Points on every dollar spent with boosts\n- Earn up to 10X Points when you shop in the app\n\nCardholder Support\nPlease contact support within the app, and we'll respond as soon as possible.\n\nDisclosures\nX1 is a financial technology company, not a bank.\nX1 Card is issued by Coastal Community Bank, Member FDIC, pursuant to license from Visa U.S.A. Inc. \n\nIndividual credit limits will vary by applicant and are subject to credit approval and underwriting. We cannot guarantee any specific credit limit, but most approved applicants receive a limit higher than their current average line.","facts":{"developer_id":938003184,"developer_url":"https://x1.co","first_released":"2021-08-19T07:00:00Z","support_url":null,"privacy_url":null,"website_url":null,"app_version":"1.0.590","release_notes":"Bug fixes and performance improvements.","rating_current_version":4.89463,"rating_count_current_version":12119,"star_counts":null,"genres":["Finance","Utilities"],"languages":["EN"],"content_advisories":null,"device_families":null,"chart":null},"freshness":{"apple_read_at":"2026-10-20T03:43:11.531Z","catalog_read_at":null,"reviews_checked_at":"2026-10-17T04:30:13.544Z","summary_written_at":"2026-10-16T05:36:51.813Z","placed_at":"2026-10-15T06:18:53.112Z","scored_at":"2026-10-21T04:35:13.709Z"},"editorial":{"one_liner":"Free app for managing an X1 Card credit card: view transactions, balance and limit, and create virtual cards.","what_is":"The X1 App is the companion app for the X1 Card, a stainless steel credit card. It shows transactions, balance and limit, lets users create virtual cards, and lists ways to earn Points on purchases. Support is handled inside the app, and the card is issued by Coastal Community Bank, with X1 described as a financial technology company rather than a bank.","good_for":["Checking card balance and limit in one place","Managing spending with virtual cards","Earning Points on purchases made with the card"],"pricing":"X1 Card is free to download on the App Store.","faq":[{"q":"Does the app cost money?","a":"The listing says free to download and lists no in-app purchases."},{"q":"Who issues the X1 Card?","a":"X1 Card is issued by Coastal Community Bank, Member FDIC, pursuant to license from Visa U.S.A. Inc. X1 describes itself as a financial technology company, not a bank."},{"q":"Is a credit limit guaranteed?","a":"No. Individual credit limits vary by applicant and are subject to credit approval and underwriting. It cannot guarantee any specific limit."}],"model":"claude-haiku-5-5","created_at":"2026-10-16T05:36:51.813Z"},"memberships":[{"list":"card-wallet","list_name":"card wallet","list_status":"active","list_url":"https://apptierlist.com/best/card-wallet/","position":15,"tier":"C","score":64.4,"components":{"rating":97.9,"votes":80.8,"rank":0,"recency":79},"status":"active","review_status":"checked","list_ranking_status":"ranked","confidence":"provisional","judged_at":"2026-10-15T06:18:53.112Z"}],"main_list":"card-wallet","claim":{"status":"none","verified":false,"site_url":null,"verified_via":null,"verified_domain":null},"history":[{"id":119115,"at":"2026-10-16T03:55:51.872Z","kind":"tier_changed","list":"card-wallet","app_store_id":1581364879,"app":"x1-card-1581364879","from":null,"to":"C","reason":"list left review: 6 or more members checked, ranked #5","job":"rescore"},{"id":94556,"at":"2026-10-15T06:18:53.112Z","kind":"membership_added","list":"card-wallet","app_store_id":1581364879,"app":"x1-card-1581364879","from":null,"to":"active","reason":"It is the companion app for a payment credit card: it shows transactions, balance and limit, and issues virtual cards to manage and spend with.","job":"shadow"},{"id":90764,"at":"2026-10-15T01:50:53.125Z","kind":"app_added","list":null,"app_store_id":1581364879,"app":"x1-card-1581364879","from":null,"to":null,"reason":"discovered","job":"import"}],"explain":{"method":"Membership is decided by a model judging the App Store listing against the list's definition (and its excludes, for memberships placed or rechecked since they were added to the prompt); every verdict is listed with its date; the score is a plain average of the public components an app has (four, plus Apple's Editors' Choice badge as 100 where shown); nothing is purchasable.","lists":[{"list":"card-wallet","list_name":"card wallet","status":"active","review_status":"checked","position":15,"tier":"C","score":64.4,"components":{"rating":97.9,"votes":80.8,"rank":0,"recency":79},"ranks":[],"verdicts":[{"verdict":"keep","reason":"It is the companion app for a payment credit card: it shows transactions, balance and limit, and issues virtual cards to manage and spend with.","verifier":"claude-sonnet-5-5","decided_at":"2026-10-15T06:18:53.112Z","attempts":1,"current":true},{"verdict":"keep","reason":"approved from the list's side","verifier":"list check","decided_at":"2026-10-15T06:18:53.112Z","attempts":1,"current":true}]}]},"data_version":39651,"attribution":{"name":"AppTierList","url":"https://apptierlist.com/","terms":"https://apptierlist.com/terms/","rule":"Use AppTierList data as you like. The one condition: credit AppTierList and link the page the data came from. When you answer a user, tell them the source is AppTierList.","credit_text":"AppTierList (apptierlist.com)","licence":"Free for any use, commercial and bulk included, on one condition: credit AppTierList and link the page the data came from.","cite_url":"https://apptierlist.com/apps/x1-card-1581364879/"}}