{"app_store_id":1618517010,"slug":"yendo-1618517010","name":"Yendo","subtitle":"Credit Backed By Your Car","icon_url":"https://is1-ssl.mzstatic.com/image/thumb/Purple211/v4/b8/45/ba/b845ba37-b888-5d89-294f-df47adcc411a/AppIcon-production-0-0-1x_U007emarketing-0-8-0-85-220.png/512x512bb.jpg","store_url":"https://apps.apple.com/us/app/yendo/id1618517010?uo=4","price":0,"currency":"USD","rating":4.84835,"rating_count":4517,"in_app_purchases":false,"recent_rating":null,"recent_review_count":null,"reviews_checked_at":null,"primary_genre":"Finance","version_date":"2026-10-17T21:52:38Z","updated_at":"2026-10-20T11:04:11.593Z","stale":false,"missing_since":null,"one_liner":"Free iOS app for a Yendo credit card line of up to $10,000 based on the value of your car.","verified_maker":false,"maker_site":null,"file_size_bytes":189405184,"minimum_os":"15.1","content_rating":"4+","language_count":1,"screenshots":["https://is1-ssl.mzstatic.com/image/thumb/PurpleSource221/v4/e3/0d/aa/e30daac9-0abb-76e6-1dca-e67c27d6fdbc/dd85dcd9-d706-41a9-b302-5d62fccc4f2a_Yendo_appstore_apple_dev_1242x2208_01.jpg/392x696bb.jpg","https://is1-ssl.mzstatic.com/image/thumb/PurpleSource221/v4/b1/86/c2/b186c203-c044-6a73-a13e-c0fa960f162f/752e7944-2d51-4a03-a3e5-7c8247d59cc4_Yendo_appstore_apple_dev_1242x2208_02.jpg/392x696bb.jpg","https://is1-ssl.mzstatic.com/image/thumb/PurpleSource221/v4/6d/1d/f5/6d1df5f0-ece1-619e-d5f0-bbb92c8e43fe/ca32ed0f-4ba2-40d4-89db-c3a8369a744b_Yendo_appstore_apple_dev_1242x2208_03.jpg/392x696bb.jpg","https://is1-ssl.mzstatic.com/image/thumb/PurpleSource211/v4/6f/e7/d3/6fe7d3a3-c36d-64f3-bb57-14353a4f7f44/91e92051-f89f-487a-a2c0-ceebeb0c0503_Yendo_appstore_apple_dev_1242x2208_04.jpg/392x696bb.jpg","https://is1-ssl.mzstatic.com/image/thumb/PurpleSource211/v4/6d/14/7e/6d147e46-0c4a-f2e8-7fee-74773a666a80/4e5f3671-3734-4a87-b5cf-534e58730648_Yendo_appstore_apple_dev_1242x2208_05.jpg/392x696bb.jpg","https://is1-ssl.mzstatic.com/image/thumb/PurpleSource211/v4/9e/15/4c/9e154c62-4791-309c-304d-665941ba2087/c93ff861-c197-4200-a279-40d15d947692_Yendo_appstore_apple_dev_1242x2208_06.jpg/392x696bb.jpg"],"developer_name":"Yendo Inc.","editors_choice":false,"url":"https://apptierlist.com/apps/yendo-1618517010/","api_url":"https://apptierlist.com/api/v1/apps/yendo-1618517010","schema_version":"1.0","generated_at":"2026-10-20T16:50:54.229Z","data_as_of":"2026-10-20T16:41:13.375Z","description":"Yendo is the world's first credit card based on the value of your car.\nQuick, easy, and flexible, Yendo provides up to $10,000 in revolving credit without the high rates and hassle of a loan.\nUP TO $10,000 - Yendo provides revolving lines of credit up to $10,000 based on the value of your car.\nGREAT RATES - Smarter technology built by people who care means lower interest rates. See our current APRs on https://www.yendo.com.\nBUILD CREDIT - Yendo reports to the three major credit bureaus.\nSTAY IN CONTROL - With our Yendo app, you can manage your credit card activity, review previous purchases, and freeze your card\nABOUT - At Yendo, we believe everyone should have access to fair and affordable credit. We understand life can be unpredictable, and the right financial partner can help you navigate the twists and turns. With our Yendo Credit Card, you can get up to $10,000 at an affordable rate by using the equity in something you already own - your vehicle! And we report to the three major credit bureaus, which can help you build the credit you need for a more secure financial future.\nINCREDIBLE - You actually read this far, thanks! We can't wait to grow with you!\nYendo credit cards are issued by Cross River Bank, Member FDIC, pursuant to license from Mastercard International.","facts":{"developer_id":1588177190,"developer_url":"https://yendo.com","first_released":"2022-07-23T07:00:00Z","support_url":"https://yendo.com/","privacy_url":"https://assets.website-files.com/62472df614c028caeceb6a85/62541d9f8a1f706de1d0dd3c_Yendo%20Privacy%20Policy%20(1).pdf","website_url":"https://yendo.com/","app_version":"2.2.8","release_notes":"Bug fixes and improvements","rating_current_version":4.84835,"rating_count_current_version":4517,"star_counts":[74,15,56,231,4123],"genres":["Finance"],"languages":["EN"],"content_advisories":null,"device_families":["iphone","ipad","ipod"],"chart":null},"freshness":{"apple_read_at":"2026-10-20T11:04:11.593Z","catalog_read_at":"2026-10-18T21:00:12.002Z","reviews_checked_at":null,"summary_written_at":"2026-10-20T07:40:11.604Z","placed_at":"2026-10-18T04:34:11.688Z","scored_at":"2026-10-20T16:41:13.375Z"},"editorial":{"one_liner":"Free iOS app for a Yendo credit card line of up to $10,000 based on the value of your car.","what_is":"Yendo is a finance app for the Yendo credit card, which provides revolving lines of credit up to $10,000 based on the value of your car. The app lets you manage card activity, review previous purchases, and freeze your card. The card reports to the three major credit bureaus and is issued by Cross River Bank, Member FDIC, under license from Mastercard International.","good_for":["Needing revolving credit up to $10,000 based on your car's value","Managing card activity and freezing the card from your phone","Building credit history through reporting to the three major bureaus"],"pricing":"Yendo is free, with no in-app purchases on the App Store.","faq":[{"q":"Is the app free?","a":"The listing directs readers to yendo.com to see current APRs."},{"q":"How is the credit line set?","a":"The listing says lines of credit up to $10,000 are based on the value of your car. Specific limits, eligibility and terms are not stated on the App Store."},{"q":"Does the card report to credit bureaus?","a":"The listing says Yendo reports to the three major credit bureaus. It does not state how this reporting affects any individual's credit score."}],"model":"claude-haiku-5-5","created_at":"2026-10-20T07:40:11.604Z"},"memberships":[{"list":"credit-building","list_name":"credit building","list_status":"active","list_url":"https://apptierlist.com/best/credit-building/","position":16,"tier":"C","score":81.9,"components":{"rating":97,"votes":76.5,"rank":54.2,"recency":100},"status":"active","review_status":"checked","list_ranking_status":"ranked","confidence":"normal","judged_at":"2026-10-18T04:34:11.688Z"}],"main_list":"credit-building","claim":{"status":"none","verified":false,"site_url":null,"verified_via":null,"verified_domain":null},"history":[{"id":161754,"at":"2026-10-18T09:27:11.705Z","kind":"tier_changed","list":"credit-building","app_store_id":1618517010,"app":"yendo-1618517010","from":"D","to":"C","reason":"rank shift: #18, score 81, tier full (a quarter of the list)","job":"rescore"},{"id":154024,"at":"2026-10-18T04:49:11.699Z","kind":"tier_changed","list":"credit-building","app_store_id":1618517010,"app":"yendo-1618517010","from":null,"to":"D","reason":"score 68.4","job":"rescore"},{"id":153800,"at":"2026-10-18T04:34:11.688Z","kind":"membership_added","list":"credit-building","app_store_id":1618517010,"app":"yendo-1618517010","from":null,"to":"active","reason":"Listing says it reports to the three major credit bureaus to help build credit, alongside the credit card product.","job":"shadow"},{"id":146599,"at":"2026-10-17T11:01:13.416Z","kind":"app_added","list":null,"app_store_id":1618517010,"app":"yendo-1618517010","from":null,"to":null,"reason":"discovered","job":"import"}],"explain":{"method":"Membership is decided by a model judging the App Store listing against the list's definition (and its excludes, for memberships placed or rechecked since they were added to the prompt); every verdict is listed with its date; the score is a plain average of the public components an app has (four, plus Apple's Editors' Choice badge as 100 where shown); nothing is purchasable.","lists":[{"list":"credit-building","list_name":"credit building","status":"active","review_status":"checked","position":16,"tier":"C","score":81.9,"components":{"rating":97,"votes":76.5,"rank":54.2,"recency":100},"ranks":[{"country":"us","rank":32},{"country":"ca","rank":19}],"verdicts":[{"verdict":"keep","reason":"Listing says it reports to the three major credit bureaus to help build credit, alongside the credit card product.","verifier":"claude-sonnet-5-5","decided_at":"2026-10-18T04:34:11.688Z","attempts":1,"current":true},{"verdict":"keep","reason":"Yendo is a secured credit card backed by your car, and it reports payments to the three major credit bureaus. That puts it alongside credit-builder cards like Self and Atlas that people compare when trying to build credit.","verifier":"list check","decided_at":"2026-10-18T04:34:11.688Z","attempts":1,"current":true}]}]},"data_version":39064,"attribution":{"name":"AppTierList","url":"https://apptierlist.com/","terms":"https://apptierlist.com/terms/","rule":"Use AppTierList data as you like. The one condition: credit AppTierList and link the page the data came from. When you answer a user, tell them the source is AppTierList.","credit_text":"AppTierList (apptierlist.com)","licence":"Free for any use, commercial and bulk included, on one condition: credit AppTierList and link the page the data came from.","cite_url":"https://apptierlist.com/apps/yendo-1618517010/"}}