{"app_store_id":1495384779,"slug":"zayzoon-wages-on-demand-1495384779","name":"ZayZoon - Wages On-Demand","subtitle":"Benefit for Eligible Employees","icon_url":"https://is1-ssl.mzstatic.com/image/thumb/Purple211/v4/79/2e/7b/792e7bd3-7d8c-e6b3-d570-46b96ddc30f2/AppIcon-0-0-1x_U007epad-0-1-85-220.png/512x512bb.jpg","store_url":"https://apps.apple.com/us/app/zayzoon-wages-on-demand/id1495384779?uo=4","price":0,"currency":"USD","rating":4.87005,"rating_count":43781,"in_app_purchases":false,"recent_rating":3.5,"recent_review_count":20,"reviews_checked_at":"2026-10-20T09:02:11.693Z","primary_genre":"Finance","version_date":"2026-08-10T21:01:44Z","updated_at":"2026-10-22T04:52:12.509Z","stale":false,"missing_since":null,"one_liner":"Lets users access earned but unpaid wages early, with a flat fee and no interest, through an employer agreement.","verified_maker":false,"maker_site":null,"file_size_bytes":58545152,"minimum_os":"15.1","content_rating":"4+","language_count":1,"screenshots":["https://is1-ssl.mzstatic.com/image/thumb/PurpleSource211/v4/aa/4b/8e/aa4b8e33-3652-3b18-eff9-56e7cc3d9f68/Dashboard_-_iPhone_6.7__U00281290_x_2796_pixels_U0029.png/320x480bb.jpg","https://is1-ssl.mzstatic.com/image/thumb/PurpleSource221/v4/3a/0e/13/3a0e13b4-c4c4-2738-5b23-b789054903d5/Wallet_selection_-_iPhone_6.7__U00281290_x_2796_pixels_U0029.png/320x480bb.jpg","https://is1-ssl.mzstatic.com/image/thumb/PurpleSource221/v4/f6/ba/98/f6ba985d-23ae-8d5f-ce69-89c82dc0106c/Summary_-_iPhone_6.7__U00281290_x_2796_pixels_U0029.png/320x480bb.jpg"],"developer_name":"ZayZoon Inc.","editors_choice":false,"url":"https://apptierlist.com/apps/zayzoon-wages-on-demand-1495384779/","api_url":"https://apptierlist.com/api/v1/apps/zayzoon-wages-on-demand-1495384779","schema_version":"1.0","generated_at":"2026-10-23T01:02:43.635Z","data_as_of":"2026-10-22T23:24:12.620Z","description":"Make today the new payday. How it works: Each day you work, you build up an available amount and can choose how much of your wages you’d like to receive, instantly! On your payday, you are paid normally, minus the amount you accessed early. \n\nZayZoon allows you to access your earned but unpaid wages to avoid payday loans, late bill payments and overdraft fees. Its financial wellness tools provide overdraft prediction, financial tracking and financial education. \n\nWhat else there is to love:\nMoney transferred instantly, 24/7/365!\nFlat fee to access money, no interest!\nTrusted by your employer and payroll provider!\nFinancial tools and courses to improve your financial health!\nNow get even more out of your ZayZoon payouts with Boost! Access 5-20% more of additional spending power when wages are redeemed on gift cards for essentials like groceries!\n\nNote: to use this app, your employer must have an existing agreement with ZayZoon. Get your company onboard with ZayZoon by becoming an ambassador. See www.zayzoon.com/ambassador for more details.","facts":{"developer_id":1495384778,"developer_url":"https://www.zayzoon.com","first_released":"2020-01-28T08:00:00Z","support_url":"https://www.zayzoon.com/","privacy_url":"https://zayzoon.com/usaprivacy/","website_url":"https://www.zayzoon.com/","app_version":"1.6.2","release_notes":"Earned Wage Access should always come with total peace of mind. In this release, we've fortified our app security and added stricter authentication requirements to protect your funds.","rating_current_version":4.87005,"rating_count_current_version":43781,"star_counts":[673,167,529,1438,40974],"genres":["Finance"],"languages":["EN"],"content_advisories":null,"device_families":["iphone","ipad","ipod"],"made_for_iphone_duo":null,"chart":{"name":"top-free Finance","position":197}},"freshness":{"apple_read_at":"2026-10-22T04:52:12.509Z","catalog_read_at":"2026-10-22T04:52:12.509Z","reviews_checked_at":"2026-10-20T09:02:11.693Z","summary_written_at":"2026-10-12T11:05:56.759Z","placed_at":"2026-10-09T03:59:53.925Z","scored_at":"2026-10-22T23:24:12.620Z"},"editorial":{"one_liner":"Lets users access earned but unpaid wages early, with a flat fee and no interest, through an employer agreement.","what_is":"ZayZoon is a Finance app where users build up an available amount of earned wages each day and choose how much to receive instantly before payday. On payday, wages are paid normally, minus the amount accessed early. The listing also describes overdraft prediction, financial tracking, financial education, and Boost, which offers 5-20% more spending power when wages are redeemed on gift cards for essentials like groceries.","good_for":["Covering bills before payday instead of using a payday loan","Avoiding overdraft fees when funds run short before payday","Employees whose employer has an agreement with ZayZoon"],"pricing":"ZayZoon - Wages On-Demand is free, with no in-app purchases on the App Store.","faq":[{"q":"Do I need my employer to use this?","a":"Yes. The listing says your employer must have an existing agreement with ZayZoon. It also suggests becoming an ambassador to get a company onboard, with details at www.zayzoon.com/ambassador."},{"q":"How fast is money transferred?","a":"The listing says money is transferred instantly, 24/7/365."},{"q":"What does it cost to access wages early?","a":"There is a flat fee to access money and no interest."}],"model":"claude-haiku-5-5","created_at":"2026-10-12T11:05:56.759Z"},"memberships":[{"list":"cash-advances","list_name":"cash advances","list_status":"active","list_url":"https://apptierlist.com/best/cash-advances/","position":8,"tier":"A","score":85.4,"components":{"rating":97.4,"votes":86.4,"rank":59.8,"recency":98},"status":"active","review_status":"checked","list_ranking_status":"ranked","confidence":"normal","judged_at":"2026-10-09T03:59:53.925Z"}],"main_list":"cash-advances","claim":{"status":"none","verified":false,"site_url":null,"verified_via":null,"verified_domain":null},"maker":null,"history":[{"id":116819,"at":"2026-10-16T02:39:51.804Z","kind":"tier_changed","list":"cash-advances","app_store_id":1495384779,"app":"zayzoon-wages-on-demand-1495384779","from":null,"to":"A","reason":"checked from the list's side: ranked #4","job":"rescore"},{"id":107699,"at":"2026-10-15T15:15:01.036Z","kind":"tier_changed","list":"cash-advances","app_store_id":1495384779,"app":"zayzoon-wages-on-demand-1495384779","from":"A","to":null,"reason":"under review: not checked from the list's side yet","job":"rescore"},{"id":63092,"at":"2026-10-12T17:06:00.123Z","kind":"tier_changed","list":"cash-advances","app_store_id":1495384779,"app":"zayzoon-wages-on-demand-1495384779","from":"B","to":"A","reason":"score 86.4","job":"rescore"},{"id":45400,"at":"2026-10-09T15:59:34.008Z","kind":"tier_changed","list":"cash-advances","app_store_id":1495384779,"app":"zayzoon-wages-on-demand-1495384779","from":"F","to":"B","reason":"score 85.5","job":"rescore"},{"id":37807,"at":"2026-10-09T07:22:03.522Z","kind":"tier_changed","list":"cash-advances","app_store_id":1495384779,"app":"zayzoon-wages-on-demand-1495384779","from":null,"to":"F","reason":"score 70.9","job":"rescore"},{"id":33246,"at":"2026-10-09T03:59:53.925Z","kind":"membership_added","list":"cash-advances","app_store_id":1495384779,"app":"zayzoon-wages-on-demand-1495384779","from":null,"to":"active","reason":"Core job: access earned but unpaid wages before payday, repaid from the regular paycheck, as an alternative to payday loans.","job":"fill"},{"id":24865,"at":"2026-10-09T03:10:04.928Z","kind":"app_added","list":null,"app_store_id":1495384779,"app":"zayzoon-wages-on-demand-1495384779","from":null,"to":null,"reason":"discovered","job":"fill"}],"explain":{"method":"Membership is decided by a model judging the App Store listing against the list's definition (and its excludes, for memberships placed or rechecked since they were added to the prompt); every verdict is listed with its date; the score is a plain average of the public components an app has (four, plus Apple's Editors' Choice badge as 100 where shown); nothing is purchasable.","lists":[{"list":"cash-advances","list_name":"cash advances","status":"active","review_status":"checked","position":8,"tier":"A","score":85.4,"components":{"rating":97.4,"votes":86.4,"rank":59.8,"recency":98},"ranks":[{"country":"us","rank":20},{"country":"ca","rank":3}],"verdicts":[{"verdict":"keep","reason":"Earned wage access app: users get part of their wages before payday, and it is deducted from the next paycheck. This is the core function, comparable to Dayforce Wallet and Brigit already in the list.","verifier":"list check","decided_at":"2026-10-16T02:12:51.810Z","attempts":1,"current":true},{"verdict":"keep","reason":"Core job: access earned but unpaid wages before payday, repaid from the regular paycheck, as an alternative to payday loans.","verifier":"claude-sonnet-5-5","decided_at":"2026-10-09T03:59:53.925Z","attempts":1,"current":false}]}]},"data_version":41360,"attribution":{"name":"AppTierList","url":"https://apptierlist.com/","terms":"https://apptierlist.com/terms/","rule":"Use AppTierList data as you like. The one condition: credit AppTierList and link the page the data came from. When you answer a user, tell them the source is AppTierList.","credit_text":"AppTierList (apptierlist.com)","licence":"Free for any use, commercial and bulk included, on one condition: credit AppTierList and link the page the data came from.","cite_url":"https://apptierlist.com/apps/zayzoon-wages-on-demand-1495384779/"}}