{"app_store_id":6761886744,"slug":"zelle-to-btc-6761886744","name":"Zelle to BTC","subtitle":"Buying Bitcoin Made Simple.","icon_url":"https://is1-ssl.mzstatic.com/image/thumb/Purple221/v4/7e/11/2a/7e112aa0-643a-e42e-21cf-a26c3070cd7c/AppIcon-0-0-1x_U007emarketing-0-8-0-85-220.png/512x512bb.jpg","store_url":"https://apps.apple.com/us/app/zelle-to-btc/id6761886744?uo=4","price":0,"currency":"USD","rating":3,"rating_count":2,"in_app_purchases":false,"recent_rating":null,"recent_review_count":null,"reviews_checked_at":null,"primary_genre":"Finance","version_date":"2026-06-29T03:43:59Z","updated_at":"2026-10-09T12:48:03.628Z","stale":false,"missing_since":null,"one_liner":"Buys Bitcoin funded by Zelle transfers from a bank account, with a flat 7% fee stated in the listing.","verified_maker":false,"maker_site":null,"file_size_bytes":22131712,"minimum_os":"14.0.0","content_rating":"17+","language_count":1,"screenshots":["https://is1-ssl.mzstatic.com/image/thumb/PurpleSource221/v4/11/44/1a/11441acc-520d-1f58-4b2c-d64c0398334e/home.png/320x480bb.jpg","https://is1-ssl.mzstatic.com/image/thumb/PurpleSource221/v4/cd/da/a9/cddaa9bd-0ffb-04c3-3e34-f02f7747d2b8/request_complete.png/320x480bb.jpg"],"developer_name":"Kerber Association","editors_choice":false,"url":"https://apptierlist.com/apps/zelle-to-btc-6761886744/","api_url":"https://apptierlist.com/api/v1/apps/zelle-to-btc-6761886744","schema_version":"1.0","generated_at":"2026-10-22T07:41:39.798Z","data_as_of":"2026-10-21T21:52:12.836Z","description":"Introducing a mobile app designed to make buying Bitcoin simple, fast, and accessible for everyday users. The app connects seamlessly with Zelle, allowing customers to fund purchases directly from their bank accounts without the delays or complexity often associated with traditional crypto platforms. By focusing on a familiar payment method, the experience feels intuitive, especially for users who are new to digital assets.\n\nOne of the standout features is its transparent flat 7% fee. Instead of confusing spreads or hidden charges, customers always know exactly what they are paying. This straightforward pricing model builds trust and eliminates guesswork, making it easier for users to plan their purchases and understand costs upfront.\n\nThe app prioritizes speed and convenience. Transactions are processed quickly after Zelle payment confirmation, enabling users to receive Bitcoin in their wallets without long waiting periods. A clean, user-friendly interface guides customers step by step, from entering the purchase amount to confirming wallet details, ensuring a smooth onboarding experience.\n\nSecurity is also central to the platform. Built-in safeguards, identity verification, and encrypted transactions help protect both funds and personal information. At the same time, the app maintains a balance between compliance and ease of use, avoiding unnecessary friction.\n\nWhether someone is buying Bitcoin for the first time or looking for a quicker alternative to exchanges, this mobile app provides a reliable solution. With Zelle integration, clear fees, and a streamlined design, it lowers the barrier to entry and makes cryptocurrency more approachable for everyone.\n\nDISCLAIMER: Due to KYC requirements, the maximum purchase price is limited to $749. This limit is per lifetime of each customer. Know Your Customer (KYC) standards are designed to protect financial institutions against fraud, corruption, money laundering and terrorist financing. Transfers are guaranteed to be completed within 60 minutes; dependent on risk analysis as well as network congestion. BTC payments cannot be reversed. With Zelle to BTC, money moves into the designated BTC Wallet address and cannot be reversed. Ensure you have provided the correct address before sending the request. In addition, we require that the BTC wallet address be specified in the note section of the Zelle transfer. Do not include any characters or instructions other than the Wallet Address. Otherwise, processing delays may occur. Zelle 2 BTC is exclusively available for use within the United States. Both the sender and the recipient must have bank accounts based in the U.S. to use this service. Zelle to BTC does not support international transfers, and it is not available for use in other countries. \n\nTerms of Use: \nhttps://www.apple.com/legal/internet-services/itunes/dev/stdeula/\n\nPrivacy Policy: \nhttps://kerber.club/privacy-policy.html","facts":{"developer_id":1716236594,"developer_url":"https://spkholdings.org/","first_released":"2026-06-28T07:00:00Z","support_url":"https://kerber.club/","privacy_url":"https://kerber.club/privacy-policy.html","website_url":"https://spkholdings.org/","app_version":"1.0.0","release_notes":null,"rating_current_version":3,"rating_count_current_version":2,"star_counts":[1,0,0,0,1],"genres":["Finance","Shopping"],"languages":["EN"],"content_advisories":null,"device_families":["iphone","ipad","ipod"],"chart":null},"freshness":{"apple_read_at":"2026-10-09T12:48:03.628Z","catalog_read_at":null,"reviews_checked_at":null,"summary_written_at":"2026-10-08T21:47:25.878Z","placed_at":"2026-10-08T21:46:25.877Z","scored_at":"2026-10-21T21:52:12.836Z"},"editorial":{"one_liner":"Buys Bitcoin funded by Zelle transfers from a bank account, with a flat 7% fee stated in the listing.","what_is":"Zelle to BTC is a free finance app for buying Bitcoin with funds sent through Zelle from a bank account. The listing describes a flat 7% fee and transfers guaranteed to complete within 60 minutes, subject to risk analysis and network congestion. Use is limited to US bank accounts, with a $749 maximum purchase per customer lifetime due to KYC requirements.","good_for":["Buying Bitcoin for the first time with a US bank account","Funding a Bitcoin purchase through Zelle instead of an exchange","Small Bitcoin purchases totaling no more than $749 per customer"],"pricing":"Zelle to BTC is free, with no in-app purchases on the App Store.","faq":[{"q":"Is there a limit on how much I can buy?","a":"Yes. Due to KYC requirements, the maximum purchase price is limited to $749 per lifetime of each customer."},{"q":"How much does it cost to buy Bitcoin?","a":"The listing describes a transparent flat 7% fee instead of spreads or hidden charges. The app itself is listed with a price of free."},{"q":"Can I use it outside the United States or reverse a payment?","a":"No. The listing says both sender and recipient must have US bank accounts, and BTC payments cannot be reversed once sent."}],"model":"claude-haiku-5-5","created_at":"2026-10-08T21:47:25.878Z"},"memberships":[{"list":"buy-crypto","list_name":"buy crypto","list_status":"active","list_url":"https://apptierlist.com/best/buy-crypto/","position":52,"tier":null,"score":55.5,"components":{"rating":42,"votes":43,"rank":45.8,"recency":91.2},"status":"active","review_status":"checked","list_ranking_status":"ranked","confidence":"provisional","judged_at":"2026-10-09T00:04:46.866Z"}],"main_list":null,"claim":{"status":"none","verified":false,"site_url":null,"verified_via":null,"verified_domain":null},"history":[{"id":12337,"at":"2026-10-08T22:03:25.877Z","kind":"tier_changed","list":"crypto-exchanges","app_store_id":6761886744,"app":"zelle-to-btc-6761886744","from":null,"to":"D","reason":"score 56.1","job":"rescore"},{"id":12307,"at":"2026-10-08T21:46:25.877Z","kind":"membership_added","list":"crypto-exchanges","app_store_id":6761886744,"app":"zelle-to-btc-6761886744","from":null,"to":"active","reason":"judge: keep","job":"judge"},{"id":10566,"at":"2026-10-07T18:11:25.880Z","kind":"app_added","list":null,"app_store_id":6761886744,"app":"zelle-to-btc-6761886744","from":null,"to":null,"reason":"discovered","job":"listTurn"}],"explain":{"method":"Membership is decided by a model judging the App Store listing against the list's definition (and its excludes, for memberships placed or rechecked since they were added to the prompt); every verdict is listed with its date; the score is a plain average of the public components an app has (four, plus Apple's Editors' Choice badge as 100 where shown); nothing is purchasable.","lists":[{"list":"crypto-exchanges","list_name":"crypto exchanges","status":"removed","review_status":null,"position":null,"tier":null,"score":56.1,"components":{"rating":42,"votes":43,"rank":46.2,"recency":91.1},"ranks":[{"country":"us","rank":30}],"verdicts":[{"verdict":"keep","reason":"The app lets users buy Bitcoin funded from their bank via Zelle at a flat fee, which is a custodial buy-and-sell service like the platforms listed here.","verifier":"2026-10-08","decided_at":"2026-10-08T21:46:25.877Z","attempts":1,"current":false}]},{"list":"buy-crypto","list_name":"buy crypto","status":"active","review_status":"checked","position":52,"tier":null,"score":55.5,"components":{"rating":42,"votes":43,"rank":45.8,"recency":91.2},"ranks":[{"country":"us","rank":32}],"verdicts":[{"verdict":"keep","reason":"The app's main purpose is buying Bitcoin with bank funds sent through Zelle. That fits the list's intent of purchasing crypto with cash or a bank account.","verifier":"list check","decided_at":"2026-10-17T06:19:13.394Z","attempts":1,"current":false},{"verdict":"keep","reason":"The app is built for buying Bitcoin with Zelle bank funding at a flat 7% fee.","verifier":"claude-sonnet-5-5","decided_at":"2026-10-08T22:49:13.058Z","attempts":1,"current":false}]}]},"data_version":40683,"attribution":{"name":"AppTierList","url":"https://apptierlist.com/","terms":"https://apptierlist.com/terms/","rule":"Use AppTierList data as you like. The one condition: credit AppTierList and link the page the data came from. When you answer a user, tell them the source is AppTierList.","credit_text":"AppTierList (apptierlist.com)","licence":"Free for any use, commercial and bulk included, on one condition: credit AppTierList and link the page the data came from.","cite_url":"https://apptierlist.com/apps/zelle-to-btc-6761886744/"}}