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Best Mutual Fund Investing Apps for iPhone (2026)
Cowrywise: Save & Invest Money is the top-ranked of 8 mutual fund investing apps on iPhone, at S tier with 4.6/5 from 13,496 ratings.
- 1
Free download · ★ 4.6 · 13,496 ratings · score 86 - 2
Free · ★ 4.7 · 57 ratings · score 85 - 3
Free · ★ 4.6 · 177,541 ratings · score 83 - 4
Free download · ★ 4.8 · 148,824 ratings · score 71 - 5
Free download · ★ 4.7 · 11,934 ratings · score 69
What belongs in this list
Invest in mutual funds, start and track systematic investment plans, and follow fund performance.
Not here: stock trading alone; a general portfolio tracker with no fund focus alone; investing lessons alone; a SIP calculator alone; a fund news feed alone
How we pick
For this list we ask the App Store the same searches a person would, in several countries, and keep every app it returns. A model reads each app's listing and rejects the ones that only mention the use case. Every app that stays is scored out of 100 from four parts, each 0 to 100 and averaged with no weights: its App Store rating, how many people rated it, where the App Store itself ranks it for this list's searches, and how recently its current version shipped. An app showing Apple's Editors' Choice badge gets a fifth part of 100, which can only lift its score. Tiers follow fixed score bands: S from 90, A from 80, B from 70, C from 60, D from 50, F below. The list's leader is S if it scores 80 or more. On a list of 20 or more ranked apps, a tier from S to D takes in new apps only up to a quarter of the top 40: an app pushed out of a full tier falls to the next tier with room, and F takes the rest. An app already in a tier keeps its place while the tier is at most 2 apps over a quarter; past that, only the apps over that margin go down, lowest score first. Equal scores share a tier, and no app has a better tier than an app ranked above it. An app keeps its tier until its score passes the band edge by more than 1 point, or a full tier or the order above moves it. Only the top 40 of a list get a tier. Read the full method →
Compare every app
- 1Free download · ★ 4.6 · 13,496 ratings · score 86 · best in class
- 2Free · ★ 4.7 · 57 ratings · score 85 · excellent
- 3Free · ★ 4.6 · 177,541 ratings · score 83 · excellent
- 4Free download · ★ 4.8 · 148,824 ratings · score 71 · good · provisional
- 5Free download · ★ 4.7 · 11,934 ratings · score 69 · situational · provisional
- 6
Free · ★ 4.6 · 3,032 ratings · score 67 · situational · provisional - 7
Free · ★ 5.0 · 1 ratings · score 65 · situational · provisional - 8
Free download · ★ 3.2 · 12 ratings · score 49 · avoid · provisional
Questions people ask
- What is the best mutual fund investing app for iPhone?
- Cowrywise: Save & Invest Money, S tier, ranked #1 of 8, rated 4.6 by 13,496 people.
- Which mutual fund investing apps are free?
- 8 of 8 are free to download: Cowrywise: Save & Invest Money (S), INDmoney: NRI Investing App (A), Vanguard: Save, Invest, Retire (A), Thrift Savings Plan (B) and more. 4 report no in-app purchases.
- Which mutual fund investing app has the best App Store rating?
- Thrift Savings Plan at 4.8 from 148,824 ratings.
- How many mutual fund investing apps reach S or A tier?
- 3 of 8. Tiers follow fixed score bands: S from 90, A from 80, B from 70, C from 60, D from 50, F below. The list's leader is S if it scores 80 or more. On a list of 20 or more ranked apps, a tier from S to D takes in new apps only up to a quarter of the top 40: an app pushed out of a full tier falls to the next tier with room, and F takes the rest. An app already in a tier keeps its place while the tier is at most 2 apps over a quarter; past that, only the apps over that margin go down, lowest score first. Equal scores share a tier, and no app has a better tier than an app ranked above it. An app keeps its tier until its score passes the band edge by more than 1 point, or a full tier or the order above moves it. Only the top 40 of a list get a tier.