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Best Saving Money Apps for iPhone (2026)
Revolut: send, spend, and save is the top-ranked of 17 saving money apps on iPhone, at S tier with 4.7/5 from 73,927 ratings.
- 1
Free · ★ 4.7 · 73,927 ratings · score 94 - 2
Free download · ★ 4.6 · 3,965 ratings · score 87 - 3
Free download · ★ 4.6 · 13,452 ratings · score 87 - 4
Free · ★ 4.7 · 959,771 ratings · score 86 - 5
Free download · ★ 4.6 · 7,511 ratings · score 86
What belongs in this list
Build up savings by setting money aside regularly instead of spending it.
Not here: A savings tracker that only records balances alone; A budget or expense log alone; An investing or trading app alone; A savings goal counter with no way to set money aside alone; A general chatbot asked for saving tips alone
How we pick
For this list we ask the App Store the same searches a person would, in several countries, and keep every app it returns. A model reads each app's listing and rejects the ones that only mention the use case. Every app that stays is scored out of 100 from four parts, each 0 to 100 and averaged with no weights: its App Store rating, how many people rated it, where the App Store itself ranks it for this list's searches, and how recently its current version shipped. An app showing Apple's Editors' Choice badge gets a fifth part of 100, which can only lift its score. Tiers follow fixed score bands: S from 90, A from 80, B from 70, C from 60, D from 50, F below. The list's leader is S if it scores 80 or more. On a list of 20 or more ranked apps, a tier from S to D takes in new apps only up to a quarter of the top 40: an app pushed out of a full tier falls to the next tier with room, and F takes the rest. An app already in a tier keeps its place while the tier is at most 2 apps over a quarter; past that, only the apps over that margin go down, lowest score first. Equal scores share a tier, and no app has a better tier than an app ranked above it. An app keeps its tier until its score passes the band edge by more than 1 point, or a full tier or the order above moves it. Only the top 40 of a list get a tier. Read the full method →
Compare every app
- 1Free · ★ 4.7 · 73,927 ratings · score 94 · best in class
- 2Free download · ★ 4.6 · 3,965 ratings · score 87 · excellent
- 3Free download · ★ 4.6 · 13,452 ratings · score 87 · excellent
- 4Free · ★ 4.7 · 959,771 ratings · score 86 · excellent
- 5Free download · ★ 4.6 · 7,511 ratings · score 86 · excellent
- 6
Free download · ★ 4.7 · 289,212 ratings · score 85 · excellent - 7
Free download · ★ 4.8 · 85,874 ratings · score 84 · excellent - 8
Free · ★ 4.8 · 17,502 ratings · score 82 · excellent - 9
Free · ★ 4.8 · 65,966 ratings · score 82 · excellent - 10
Free download · ★ 4.7 · 6,464 ratings · score 80 · good - 11
Free download · ★ 4.8 · 37,001 ratings · score 71 · good · provisional - 12
Free download · ★ 4.9 · 17,904 ratings · score 70 · good · provisional - 13
Free · ★ 4.6 · 32,394 ratings · score 69 · situational · provisional - 14
Free · ★ 4.7 · 5,877 ratings · score 68 · situational · provisional - 15
Free · ★ 4.5 · 5,344 ratings · score 67 · situational · provisional - 16
Free download · ★ 4.6 · 3,028 ratings · score 67 · situational · provisional - 17
Free download · ★ 4.5 · 2,702 ratings · score 66 · situational · provisional
New in the last 30 days
- Maya - savings, loans, cards (A)
- Circlys | سيركليز (C)
- Spruce - Mobile banking (C)
- achieve by Petra (C)
- Tellus: Earn More Daily (C)
Questions people ask
- What is the best saving money app for iPhone?
- Revolut: send, spend, and save, S tier, ranked #1 of 17, rated 4.7 by 73,927 people.
- Which saving money apps are free?
- 17 of 17 are free to download: Revolut: send, spend, and save (S), Maya - savings, loans, cards (A), Cowrywise: Save & Invest Money (A), Acorns: Save & Invest Money (A) and more. 7 report no in-app purchases.
- Which saving money app has the best App Store rating?
- Debbie - Payoff, Save, Earn at 4.9 from 17,904 ratings.
- How many saving money apps reach S or A tier?
- 9 of 17. Tiers follow fixed score bands: S from 90, A from 80, B from 70, C from 60, D from 50, F below. The list's leader is S if it scores 80 or more. On a list of 20 or more ranked apps, a tier from S to D takes in new apps only up to a quarter of the top 40: an app pushed out of a full tier falls to the next tier with room, and F takes the rest. An app already in a tier keeps its place while the tier is at most 2 apps over a quarter; past that, only the apps over that margin go down, lowest score first. Equal scores share a tier, and no app has a better tier than an app ranked above it. An app keeps its tier until its score passes the band edge by more than 1 point, or a full tier or the order above moves it. Only the top 40 of a list get a tier.