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Best Savings Goal Apps for iPhone (2026)

10 apps ranked S through F · · Ranked by AppTierList, computed, never sold · JSON

Part of Saving Money.

Oportun: Savings & Loans is the top-ranked of 10 savings goal apps on iPhone, at S tier with 4.7/5 from 289,220 ratings.

  1. 1
    Oportun: Savings & LoansS
    Free · ★ 4.7 · 289,220 ratings · score 85
  2. 2
    Qapital: The Money Saving AppA
    Free · ★ 4.8 · 85,875 ratings · score 84
  3. 3
    Loot - Savings Goal & TrackerC
    Free download · ★ 4.8 · 9,089 ratings · score 69
  4. 4
    PiggyVest: Save & Invest TodayC
    Free · ★ 4.6 · 7,532 ratings · score 68
  5. 5
    Guac - Save While You SpendC
    Free download · ★ 4.3 · 2,119 ratings · score 68

What belongs in this list

Set a target amount for something and track progress toward it.

Not here: A general balance tracker alone; A budget planner alone; A to-do or habit goal app with no money alone; A savings app with no goal setting alone; A net worth tracker alone

How we pick

For this list we ask the App Store the same searches a person would, in several countries, and keep every app it returns. A model reads each app's listing and rejects the ones that only mention the use case. Every app that stays is scored out of 100 from four parts, each 0 to 100 and averaged with no weights: its App Store rating, how many people rated it, where the App Store itself ranks it for this list's searches, and how recently its current version shipped. An app showing Apple's Editors' Choice badge gets a fifth part of 100, which can only lift its score. Tiers follow fixed score bands: S from 90, A from 80, B from 70, C from 60, D from 50, F below. Read the full method →

S
Oportun
A
Qapital
B
None at B yet
C
LootPiggyVestGuacSpruceachievePiggy Goals52 Week Money Saving Challenge52 Week Challenge
D
None at D yet
F
None at F yet

Compare every app

  1. 1
    Oportun: Savings & LoansS
    Free · ★ 4.7 · 289,220 ratings · score 85 · best in class
  2. 2
    Qapital: The Money Saving AppA
    Free · ★ 4.8 · 85,875 ratings · score 84 · excellent
  3. 3
    Loot - Savings Goal & TrackerC
    Free download · ★ 4.8 · 9,089 ratings · score 69 · situational
  4. 4
    PiggyVest: Save & Invest TodayC
    Free · ★ 4.6 · 7,532 ratings · score 68 · situational · provisional
  5. 5
    Guac - Save While You SpendC
    Free download · ★ 4.3 · 2,119 ratings · score 68 · situational
  6. 6
    Spruce - Mobile bankingC
    Free · ★ 4.5 · 5,344 ratings · score 67 · situational · provisional
  7. 7
    achieve by PetraC
    Free · ★ 4.6 · 3,032 ratings · score 67 · situational · provisional
  8. 8
    Piggy Goals: Money SavingC
    Free + IAP · ★ 4.7 · 2,934 ratings · score 66 · situational
  9. 9
    52 Week Money Saving ChallengeC
    Free download · ★ 4.8 · 2,354 ratings · score 65 · situational
  10. 10
    52 Week Challenge - MobillsC
    Free download · ★ 4.7 · 2,748 ratings · score 63 · situational

Questions people ask

What is the best savings goal app for iPhone?
Oportun: Savings & Loans, S tier, ranked #1 of 10, rated 4.7 by 289,220 people.
Which savings goal apps are free?
10 of 10 are free to download: Oportun: Savings & Loans (S), Qapital: The Money Saving App (A), Loot - Savings Goal & Tracker (C), PiggyVest: Save & Invest Today (C) and more. 1 of them sells in-app purchases. 5 report no in-app purchases.
Which savings goal app has the best App Store rating?
Qapital: The Money Saving App at 4.8 from 85,875 ratings.
How many savings goal apps reach S or A tier?
2 of 10.

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