#4in Bill Splitting

Settle Up - Group Expenses

A Tier

Excellent

4.838.5K ratings

FreeIn-App Purchases

2mosince update

Finance
category

Productivity
category

4+age rating

16languages

Made for iPhone

Made for iPad

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What is Settle Up?

Tracks shared group expenses and calculates the fewest transfers needed to settle who owes whom.

Settle Up is a Finance app for tracking shared expenses within a group and showing who owes whom. It supports even and unequal splits, multiple payers for one item, and multiple currencies with real-time exchange rates. It calculates the fewest transfers needed to settle all debts.

Pricing. Settle Up is free to download, with in-app purchases on the App Store.

Good for

Splitting costs after a trip with friends or travelers
Sharing rent, bills, and dinners between roommates or couples
Tracking group spending across different currencies

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Why this app is in A tier

85/100The average of 4 parts, with no weights

Rating96

Ratings86

App Store search rank59

Update recency100

A tier follows from that score within this list. The full explanation, as data.

Description

Settle group expenses without the stress.

Tired of messy IOUs, awkward money talks, and complex math after a trip or shared dinner?
Settle Up is the smartest way to track shared expenses and manage "who owes whom" instantly. From simple bill splitting to complex multi-currency adventures, we handle the heavy lifting so you can focus on the fun.
Perfect for travelers, roommates, couples, event organizers, and friends. Join over 2.5 million users who have simplified their shared finances!

WHY SETTLE UP? - Split anything: Whether it’s an even split, unequal weights, or multiple people paying for one item, we handle every real-life scenario. - Smart settlements: Our unique algorithm calculates the fewest possible transfers to settle all debts, saving you time and transaction fees. - Works everywhere: Sync data across other platforms. No internet? No problem - it works offline and syncs when you’re back. - No app required: Share a group link so friends can view the balance in their browser without downloading anything.

POWERFUL FEATURES FOR REAL LIFE - Global ready: Supports all currencies with real-time exchange rates for international travel. - Ultra-fast sharing: Invite friends via a simple link or a QR code. - Export & reports: Need a deep dive? Export your data to CSV for easy accounting. - Instant transparency: Get notified the second someone adds an expense or settles up. Settle Up will even remind group members automatically and nudge them to settle their debts.

UPGRADE TO PREMIUM FOR THE FULL EXPERIENCE

Unlock the tools designed for power users and frequent travelers: - Ad-free: Focus on your finances without distractions. - Receipt photos: Snap and store bills directly in the group. - Recurring & future expenses: Automate rent, subscriptions, and utility bills. - Custom categories: Organize your spending with colorful, personalized labels. - Export to Excel: Get a full expense report in a spreadsheet. - Statistics: View charts on spend by categories and members.

Stop worrying about the math. Start enjoying the moment.
Download Settle Up today and sail through your next group expense!

Visit our Terms of Service and Privacy policy at: https://settleup.io/tos.html

Compare

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tricountS tier4.8 ★View 2

SplitwiseS tier4.3 ★View 3

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Questions about Settle Up

Is the app free?

The app is free to download.

Does it work offline?

It works without an internet connection and syncs when you are back online. It also says friends can view a group balance in a browser through a shared link without downloading the app.

Can I export my data?

The listing says data can be exported to CSV for accounting. Export to Excel and statistics charts are described as Premium features.

Is Settle Up right for me?

Settle Up is built for splitting costs after a trip with friends or travelers, sharing rent, bills, and dinners between roommates or couples, tracking group spending across different currencies. It sits in the bill splitting list on AppTierList.

Is Settle Up worth it?

Settle Up is A tier, ranked #4 of 17 bill splitting apps with a score of 85 out of 100, from a 4.8 App Store rating across 38,526 ratings. It is in the list's top tiers; 3 apps rank above it.

How does Settle Up compare to Splid?

Settle Up is A tier at 85; Splid is S tier at 91. Splid ranks higher. Settle Up is free to download, with in-app purchases, Splid is free to download, with in-app purchases.