What is the best banking app for iPhone?

Chase Mobile®: Bank & Invest, S tier, ranked #1 of 40, rated 4.8 by 9,565,667 people.

Which banking apps are free?

40 of 40 are free to download: Chase Mobile®: Bank & Invest (S), Revolut: send, spend, and save (S), HSBC UK Mobile Banking (S), Lloyds Mobile Banking (S) and more. 28 report no in-app purchases.

Which banking app has the best App Store rating?

Navy Federal Credit Union at 4.9 from 814,818 ratings.

AppTierList › All lists › Banking

Best Banking Apps for iPhone (2026)

40 apps ranked S through F · Updated 2026-10-19 · Ranked by AppTierList, computed, never sold · JSON

Chase Mobile®: Bank & Invest is the top-ranked of 40 banking apps on iPhone, at S tier with 4.8/5 from 9,565,667 ratings.

1
Chase Mobile®: Bank & InvestS
Free · ★ 4.8 · 9,565,667 ratings · score 99
2
Revolut: send, spend, and saveS
Free · ★ 4.7 · 73,927 ratings · score 97
3
HSBC UK Mobile BankingS
Free · ★ 4.8 · 21,908 ratings · score 96
4
Lloyds Mobile BankingS
Free download · ★ 4.9 · 20,797 ratings · score 94
5
PNC Mobile BankingS
Free · ★ 4.8 · 2,064,671 ratings · score 94

What belongs in this list

Do my everyday banking from my phone.

Not here: a budgeting app alone; an investing app alone; a payment processing tool for merchants alone; a financial planner alone; a bank branch locator alone

How we pick

For this list we ask the App Store the same searches a person would, in several countries, and keep every app it returns. A model reads each app's listing and rejects the ones that only mention the use case. Every app that stays is scored out of 100 from four parts, each 0 to 100 and averaged with no weights: its App Store rating, how many people rated it, where the App Store itself ranks it for this list's searches, and how recently its current version shipped. An app showing Apple's Editors' Choice badge gets a fifth part of 100, which can only lift its score. Tiers follow fixed score bands: S from 90, A from 80, B from 70, C from 60, D from 50, F below. The list's leader is S if it scores 80 or more. On a list of 20 or more ranked apps, a tier from S to D takes in new apps only up to a quarter of the top 40: an app pushed out of a full tier falls to the next tier with room, and F takes the rest. An app already in a tier keeps its place while the tier is at most 2 apps over a quarter; past that, only the apps over that margin go down, lowest score first. Equal scores share a tier, and no app has a better tier than an app ranked above it. An app keeps its tier until its score passes the band edge by more than 1 point, or a full tier or the order above moves it. Only the top 40 of a list get a tier. Read the full method →

Compare every app

1
Chase Mobile®: Bank & InvestS
Free · ★ 4.8 · 9,565,667 ratings · score 99 · best in class
2
Revolut: send, spend, and saveS
Free · ★ 4.7 · 73,927 ratings · score 97 · best in class
3
HSBC UK Mobile BankingS
Free · ★ 4.8 · 21,908 ratings · score 96 · best in class
4
Lloyds Mobile BankingS
Free download · ★ 4.9 · 20,797 ratings · score 94 · best in class
5
PNC Mobile BankingS
Free · ★ 4.8 · 2,064,671 ratings · score 94 · best in class
6
Discover MobileS
Free · ★ 4.9 · 5,238,965 ratings · score 93 · best in class
7
ADIB Mobile BankingS
Free download · ★ 4.7 · 21,794 ratings · score 92 · best in class
8
EI +S
Free · ★ 4.7 · 4,640 ratings · score 92 · best in class
9
Monzo Bank - Mobile BankingS
Free · ★ 4.7 · 5,687 ratings · score 92 · best in class
10
N26 - Love your bankS
Free download · ★ 4.6 · 12,057 ratings · score 92 · best in class
11
Moniepoint Business BankingS
Free · ★ 4.6 · 15,718 ratings · score 91 · best in class
12
Mashreq UAE - Digital BankingA
Free download · ★ 4.8 · 9,375 ratings · score 91 · excellent
13
NatWest Mobile BankingA
Free download · ★ 4.8 · 6,491 ratings · score 91 · excellent
14
Navy Federal Credit UnionA
Free · ★ 4.9 · 814,818 ratings · score 91 · excellent
15
ENBD XA
Free download · ★ 4.7 · 18,737 ratings · score 90 · excellent
16
Bank of America Mobile BankingA
Free · ★ 4.8 · 5,025,270 ratings · score 90 · excellent
17
AlRajhi MobileA
Free download · ★ 4.7 · 333,768 ratings · score 90 · excellent
18
Mercury | Bank DifferentlyA
Free download · ★ 4.9 · 13,412 ratings · score 90 · excellent
19
FAB MobileA
Free download · ★ 4.6 · 9,098 ratings · score 89 · excellent
20
Truist MobileA
Free · ★ 4.8 · 1,113,311 ratings · score 89 · excellent
21
iMobile: Loan, Cards & BankingA
Free · ★ 4.8 · 69,627 ratings · score 89 · excellent
22
TD Bank (US)A
Free · ★ 4.8 · 252,330 ratings · score 87 · excellent
23
Regions MobileA
Free · ★ 4.9 · 520,368 ratings · score 87 · excellent
24
Capital One MobileB
Free · ★ 4.8 · 11,202,447 ratings · score 87 · good
25
Central Bank - MobileB
Free · ★ 4.9 · 56,301 ratings · score 87 · good
26
Wells Fargo Mobile®B
Free · ★ 4.9 · 10,826,216 ratings · score 87 · good
27
Citi Mobile®B
Free · ★ 4.9 · 4,114,418 ratings · score 87 · good
28
Chime® - Mobile BankingB
Free · ★ 4.8 · 1,622,457 ratings · score 87 · good
29
Lili - Business BankingB
Free download · ★ 4.6 · 6,948 ratings · score 87 · good
30
U.S. Bank Mobile BankingB
Free · ★ 4.8 · 2,148,460 ratings · score 87 · good
31
Axis Bank Mobile BankingB
Free download · ★ 4.6 · 7,392 ratings · score 87 · good
32
ScotiabankB
Free download · ★ 4.8 · 19,632 ratings · score 87 · good
33
QIB MOBILEB
Free · ★ 4.6 · 15,293 ratings · score 86 · good
34
MB BankB
Free · ★ 4.7 · 25,833 ratings · score 86 · good
35
HSBC HK Mobile BankingC
Free · ★ 4.8 · 12,446 ratings · score 86 · situational
36
OnePay - Mobile BankingC
Free · ★ 4.9 · 469,531 ratings · score 86 · situational
37
Citizens Bank Mobile BankingC
Free · ★ 4.8 · 750,121 ratings · score 86 · situational
38
Credit One Bank MobileC
Free · ★ 4.8 · 2,822,338 ratings · score 86 · situational
39
Varo Bank: Online BankingC
Free · ★ 4.9 · 233,521 ratings · score 86 · situational
40
SoFi: Bank, Invest & CryptoC
Free · ★ 4.7 · 385,426 ratings · score 85 · situational

Beyond the top 40

331 more, not ranked yet

New in the last 30 days

Questions people ask

What is the best banking app for iPhone?: Chase Mobile®: Bank & Invest, S tier, ranked #1 of 40, rated 4.8 by 9,565,667 people.
Which banking apps are free?: 40 of 40 are free to download: Chase Mobile®: Bank & Invest (S), Revolut: send, spend, and save (S), HSBC UK Mobile Banking (S), Lloyds Mobile Banking (S) and more. 28 report no in-app purchases.
Which banking app has the best App Store rating?: Navy Federal Credit Union at 4.9 from 814,818 ratings.
How many banking apps reach S or A tier?: 23 of 40. Tiers follow fixed score bands: S from 90, A from 80, B from 70, C from 60, D from 50, F below. The list's leader is S if it scores 80 or more. On a list of 20 or more ranked apps, a tier from S to D takes in new apps only up to a quarter of the top 40: an app pushed out of a full tier falls to the next tier with room, and F takes the rest. An app already in a tier keeps its place while the tier is at most 2 apps over a quarter; past that, only the apps over that margin go down, lowest score first. Equal scores share a tier, and no app has a better tier than an app ranked above it. An app keeps its tier until its score passes the band edge by more than 1 point, or a full tier or the order above moves it. Only the top 40 of a list get a tier.