Guac - Save While You Spend
What is Guac?
Guac is a free Finance app that connects to your bank checking account to synchronize transactions. You set up Savings Goals and Savings Rules, which the listing says help you save automatically through smart tipping and spending habits. The listing states Guac is a financial technology company, not a bank, and is not FDIC-insured.
Pricing. Guac - Save While You Spend is free to download on the App Store.
Good for
- Saving for a trip, car, or groceries
- Earning cash back by shopping in the Guac Marketplace
- Moving money between savings goals and checking
Screenshots
Why this app is in C tier
Guac scores 67 out of 100: rating 78, rating count 73, App Store search rank 45, update recency 69. The four parts are averaged with no weights, and C tier follows from that score within this list. The full explanation, as data.
Description
Saving Money with Guac in 4 Easy Steps 1. Sync Guac with Your Bank Securely connect your bank checking account to synchronize your transactions. Guac makes saving simple and automatic - all within a secure environment you can trust. 2. Create Your Savings Goals and Rules Set up personalized Savings Goals and Savings Rules to save for what matters - whether it’s a trip, a car, groceries, or a future plan. Once set, Guac helps you save automatically through smart tipping and spending habits. 3. Accelerate Your Savings Reach your goals faster by shopping in the Guac Marketplace to earn cash back or by exploring side hustles offered in the app. When you achieve your goal, you can easily use your saved funds for a purchase or transfer them to your connected checking account or card. 4. Move Money Seamlessly Transfer funds easily between your Savings Goals and your checking account anytime - with just a few taps. Important Information: Guac is a financial technology company, not a bank. Guac is not FDIC-insured. Funds may be held for your benefit by First Federal Bank of Kansas City (FFBKC), Member FDIC. Funds in custodial accounts may be eligible for FDIC insurance coverage on
Compare in Saving Money
| Measure | |||
|---|---|---|---|
| Tier | C | C | C |
| Score | 67 / 100 | 67 / 100 | 67 / 100 |
| Rating | 4.3 ★ | 4.5 ★ | 4.6 ★ |
| Ratings | 2.1K | 5.3K | 3.0K |
| Last update | 247d ago | 49d ago | 5d ago |
| Price | Free download | Free | Free download |
Alternatives
See all 18 ›Questions about Guac
Is my money FDIC-insured in Guac?
The listing says Guac is not FDIC-insured. Funds may be held for your benefit by First Federal Bank of Kansas City, Member FDIC, and FDIC coverage may apply on a pass-through basis for custodial accounts, subject to standard limits.
Does Guac connect to my bank account?
Yes. You securely connect your bank checking account to synchronize your transactions. Details of the connection process are not stated on the App Store.
How do I use money saved in a goal?
When you reach a goal you can use the saved funds for a purchase or transfer them to your connected checking account or card. You can also transfer funds between goals and checking anytime.
Is Guac free?
Guac is free to download.
What is Guac good for?
Guac is built for saving for a trip, car, or groceries, earning cash back by shopping in the guac marketplace, moving money between savings goals and checking. It sits in the saving money list on AppTierList.
Is Guac worth it?
Guac is C tier, ranked #16 of 19 saving money apps with a score of 67 out of 100, from a 4.3 App Store rating across 2,119 ratings. 15 apps rank above it in the same list.
How does Guac compare to Spruce?
Guac is C tier at 67; Spruce is C tier at 67. They score the same. Guac is free to download, Spruce is free, with no in-app purchases.
How often is Guac updated?
Guac was last updated on 2026-02-16, 247 days ago.
All the facts
- List
- Saving Money
- Tier
- C (Situational)
- Score
- 67 / 100
- Rank in list
- #16 of 19
- Ranking certainty
- settled
- Price
- Free download
- App Store rating
- 4.3 out of 5
- Number of ratings
- 2,119
- Current version
- (247 days ago)
- App Store data read
- App Store category
- Finance
- Good for
- Saving for a trip, car, or groceries, Earning cash back by shopping in the Guac Marketplace, Moving money between savings goals and checking
- Requires
- iOS 15.1 or later
- Size
- 42 MB
- Age rating
- 4+
- Languages
- 1
- Maker
- unclaimed
- As data
- JSON · why it ranks here
Ranking refreshed · how it is computed