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Qapital: The Money Saving App app icon#2in Savings Goals

Qapital: The Money Saving App

A Tier
Excellent · #2 of 10
84
4.8★85.9K ratings
Freeprice
15dsince update
  • iPhone
  • iPad

What is Qapital?

Qapital is a finance app for setting savings goals, budgeting with rules, and investing in ETFs. It transfers money from your checking account to Qapital savings according to rules tied to habits such as getting paid or shopping. The listing also describes a Visa debit card for weekly spending and a shared-goals feature for partners.

Pricing. Qapital: The Money Saving App is free, with no in-app purchases on the App Store.

Good for

  • Saving for gifts, birthdays, vacations or an emergency fund
  • Automating transfers to savings when you get paid or shop
  • Saving toward shared goals with a partner

Screenshots

1 / 8

Why this app is in A tier

Qapital scores 84 out of 100: rating 96, rating count 89, App Store search rank 50, update recency 100. The four parts are averaged with no weights, and A tier follows from that score within this list. The full explanation, as data.

Description

Save money, invest, and budget automatically with Qapital - an app that makes financial decision-making easier on the brain. Studying behavioral economics taught us that humans are simply not wired to process tradeoffs between spending now and saving for later. So, we put together a team of product experts and finance pros to build automated money management solutions that are simple to use and easy to stick with. Start your 30-day free trial today. No hidden fees. No surprises. ***** Qapital helps you to put away a little bit every week. It’s the easiest way to save for things like: presents, birthdays, vacations, and emergency funds. 1. Set unlimited money saving goals Set as many goals as you’d like, personalize them, move money to them automatically, and track your progress as you go. 2. Budget with smart rules Qapital transfers money from your checking account to Qapital savings using the rules you set. We help you build rules around habits you already have. That way, you can save when you buy a treat, or go for a run. 3. Save money & invest in ETFs Automatically set money aside for savings and investing goals when you get paid, when you shop, or whenever works best

Compare in Savings Goals

MeasureQapitalOportunLoot
TierASC
Score84 / 10085 / 10069 / 100
Rating4.8 ★4.7 ★4.8 ★
Ratings85.9K289K9.1K
Latest ratings · 180d4.2 ★ · 20 reviews3.8 ★ · 20 reviews—
Last update15d ago2d ago1977d ago
PriceFreeFreeFree download

Alternatives

See all 9 ›

Where else it ranks

Questions about Qapital

How does the app decide when to move money?

You set rules around habits you already have, such as buying a treat or going for a run. Qapital transfers money from your checking account to Qapital savings using those rules.

Is Qapital a bank?

The listing says Qapital is a fintech company, not an FDIC-insured bank. The checking account and Visa debit card are provided by Lincoln Savings Bank, Member FDIC.

Do I have to pay after installing?

The app is free to download and offers a 30-day free trial. A monthly membership fee is deducted after the trial ends and you connect a bank account.

Is Qapital free?

Yes. Qapital is free on the App Store, with no in-app purchases.

What is Qapital good for?

Qapital is built for saving for gifts, birthdays, vacations or an emergency fund, automating transfers to savings when you get paid or shop, saving toward shared goals with a partner. It sits in the savings goals list on AppTierList.

Is Qapital worth it?

Qapital is A tier, ranked #2 of 10 savings goal apps with a score of 84 out of 100, from a 4.8 App Store rating across 85,875 ratings. It is in the list's top tiers; 1 app ranks above it.

How does Qapital compare to Oportun?

Qapital is A tier at 84; Oportun is S tier at 85. Oportun ranks higher. Qapital is free, with no in-app purchases, Oportun is free, with no in-app purchases.

How often is Qapital updated?

Qapital was updated 15 days ago, which counts in its favour.

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All the facts

Lists
Savings Goals (A tier, #2) · Saving Money (A tier, #7)
Tier
A (Excellent)
Score
84 / 100
Rank in list
#2 of 10
Ranking certainty
settled
Price
Free
App Store rating
4.8 out of 5
Number of ratings
85,875
Recent reviews
4.2 from 20 in the last 180 days
Current version
(15 days ago)
App Store data read
App Store category
Finance
Good for
Saving for gifts, birthdays, vacations or an emergency fund, Automating transfers to savings when you get paid or shop, Saving toward shared goals with a partner
Requires
iOS 16.0 or later
Size
608 MB
Age rating
4+
Languages
1
Runs on
iPhone, iPad
Developer pages
Website · Support · Privacy policy
Maker
unclaimed
As data
JSON · why it ranks here

App Store data read · reviews · ranking · how it is computed