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Monica - Pay, Send, Bills app icon#17in Digital Wallet

Monica - Pay, Send, Bills

D Tier
Weak · #17 of 23 · provisional
66
4.6★14.8K ratings
Freeprice
4mosince update

What is Monica?

Monica is a free app in the Finance genre. Its listing describes sending money within the Monica network, paying bills such as electricity and data, a virtual dollar card, and free bank withdrawals. It also lists a 5% airtime discount and over 1000 gift card options.

Pricing. Monica - Pay, Send, Bills is free, with no in-app purchases on the App Store.

Good for

  • Paying electricity and data bills in a few taps
  • Sending money to friends within the Monica network
  • Buying airtime or gift cards with the listed discounts

Screenshots

1 / 5

Why this app is in D tier

Monica scores 66 out of 100: rating 92, rating count 82, App Store search rank 0, update recency 90. The four parts are averaged with no weights, and D tier follows from that score within this list. The full explanation, as data.

Description

Get ready to simplify your spending and personal money management all in one app! Monica is your everyday financial companion, making life easier and way more fun. Why Monica ? Because We've Got It All! - Tag & Scan to Pay - Just a quick scan and you're all set. - Shop with Discounts - Enjoy a 5% discount on airtime and access over 1000+ gift card options. - Pay Bills with Ease - Handle electricity, data, and more with just few taps. - Virtual Dollar Card - Shop globally without a glitch. - Free Bank Withdrawals - Move money to your bank without fees. Yes, really! - Betting Wallet Funding - Top up your betting wallet in seconds. Features You Can’t Resist: - Send Money Instantly - Seamlessly send money within the Monica network. Whether it's paying back a friend or covering your own expenses, do it with ease. - Top-Notch Security - Sleep easy knowing your funds are super secure. - Instant Transactions - Quick and reliable no more waiting. - Anywhere Access - Manage your money on the go, wherever you are. Become Part of the Monica Community! Get in on the fun and freedom Monica offers. Whether you're buying, selling, or managing your finances, do it smarter with us. Download Now

Compare in Digital Wallet

MeasureMonicaGCashPandar App
TierDDD
Score66 / 10066 / 10066 / 100
Rating4.6 ★3.3 ★4.5 ★
Ratings14.8K2.9K4.7K
Latest ratings · 180d2.5 ★ · 20 reviews——
Last update121d ago11d ago88d ago
PriceFreeFree downloadFree

Alternatives

See all 22 ›
  1. Apple WalletFree · ★ 4.8S
  2. FolioFree · ★ 4.7S
  3. Touch ‘n Go eWalletFree · ★ 4.7A

Where else it ranks

Questions about Monica

Does it cost anything to install?

The listing also says free bank withdrawals move money to your bank without fees.

Can I send money to anyone?

The listing says money can be sent within the Monica network. Whether transfers to people outside the network are possible: Not stated on the App Store.

How is my money protected?

The listing says funds are secure but does not describe specific security measures. Details of account protection: Not stated on the App Store.

Is Monica free?

Yes. Monica is free on the App Store, with no in-app purchases.

What is Monica good for?

Monica is built for paying electricity and data bills in a few taps, sending money to friends within the monica network, buying airtime or gift cards with the listed discounts. It sits in the digital wallet list on AppTierList.

Is Monica worth it?

Monica is D tier, ranked #17 of 23 digital wallet apps with a score of 66 out of 100, from a 4.6 App Store rating across 14,803 ratings. 16 apps rank above it in the same list.

How does Monica compare to GCash?

Monica is D tier at 66; GCash is D tier at 66. They score the same. Monica is free, with no in-app purchases, GCash is free to download.

How often is Monica updated?

Monica was last updated on 2026-06-22, 121 days ago.

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All the facts

Lists
Digital Wallet (D tier, #17) · Money Transfer (#42, beyond the tiered top)
Tier
D (Weak)
Score
66 / 100
Rank in list
#17 of 23
Ranking certainty
early: few ratings or search ranks so far
Price
Free
App Store rating
4.6 out of 5
Number of ratings
14,803
Recent reviews
2.5 from 20 in the last 180 days
Current version
(121 days ago)
App Store data read
App Store category
Finance
Good for
Paying electricity and data bills in a few taps, Sending money to friends within the Monica network, Buying airtime or gift cards with the listed discounts
Requires
iOS 15.5 or later
Size
91 MB
Age rating
17+
Languages
1
Runs on
iPhone
Developer pages
Support · Privacy policy
Maker
unclaimed
As data
JSON · why it ranks here

App Store data read · reviews · ranking · how it is computed