AppTierList › All lists › Bill Payment
Best Bill Payment Apps for iPhone (2026)
BILL AP & AR Business Payments is the top-ranked of 40 bill payment apps on iPhone, at S tier with 4.9/5 from 48,758 ratings.
- 1
Free · ★ 4.9 · 48,758 ratings · score 96 - 2
Free · ★ 4.7 · 174,948 ratings · score 95 - 3
Free · ★ 4.7 · 11,160 ratings · score 94 - 4
Free download · ★ 4.6 · 7,839 ratings · score 91 - 5
Free · ★ 4.5 · 29,261 ratings · score 91
What belongs in this list
Pay bills from the phone.
Not here: A bill reminder or tracker alone; A bill splitting app alone; A payment processing tool for merchants alone; A card reader app alone; A gift card store alone
How we pick
For this list we ask the App Store the same searches a person would, in several countries, and keep every app it returns. A model reads each app's listing and rejects the ones that only mention the use case. Every app that stays is scored out of 100 from four parts, each 0 to 100 and averaged with no weights: its App Store rating, how many people rated it, where the App Store itself ranks it for this list's searches, and how recently its current version shipped. An app showing Apple's Editors' Choice badge gets a fifth part of 100, which can only lift its score. Tiers follow fixed score bands: S from 90, A from 80, B from 70, C from 60, D from 50, F below. The list's leader is S if it scores 80 or more. On a list of 20 or more ranked apps, a tier from S to D takes in new apps only up to a quarter of the top 40: an app pushed out of a full tier falls to the next tier with room, and F takes the rest. An app already in a tier keeps its place while the tier is at most 2 apps over a quarter; past that, only the apps over that margin go down, lowest score first. Equal scores share a tier, and no app has a better tier than an app ranked above it. An app keeps its tier until its score passes the band edge by more than 1 point, or a full tier or the order above moves it. Only the top 40 of a list get a tier. Read the full method →
Compare every app
- 1Free · ★ 4.9 · 48,758 ratings · score 96 · best in class
- 2Free · ★ 4.7 · 174,948 ratings · score 95 · best in class
- 3Free · ★ 4.7 · 11,160 ratings · score 94 · best in class
- 4Free download · ★ 4.6 · 7,839 ratings · score 91 · best in class
- 5Free · ★ 4.5 · 29,261 ratings · score 91 · best in class
- 6
Free · ★ 4.4 · 8,002 ratings · score 89 · excellent - 7
Free download · ★ 4.6 · 6,984 ratings · score 88 · excellent - 8
Free · ★ 4.8 · 118,225 ratings · score 88 · excellent - 9
Free · ★ 4.8 · 36,036 ratings · score 87 · excellent - 10
Free · ★ 4.2 · 15,716 ratings · score 87 · excellent - 11
Free · ★ 4.9 · 19,988 ratings · score 82 · excellent - 12
Free · ★ 4.9 · 40,851 ratings · score 82 · excellent - 13
Free · ★ 4.8 · 6,334 ratings · score 80 · good - 14
Free · ★ 4.5 · 4,730 ratings · score 77 · good - 15
Free · ★ 4.8 · 3,517,020 ratings · score 74 · good · provisional - 16
Free · ★ 4.9 · 256,759 ratings · score 73 · good · provisional - 17
Free · ★ 4.7 · 188,291 ratings · score 72 · good · provisional - 18
Free · ★ 4.8 · 93,966 ratings · score 71 · good · provisional - 19
Free download · ★ 4.8 · 50,843 ratings · score 71 · good · provisional - 20
Free download · ★ 4.8 · 57,904 ratings · score 71 · good · provisional - 21
Free download · ★ 4.8 · 41,985 ratings · score 71 · good · provisional - 22
Free · ★ 4.7 · 48,266 ratings · score 70 · good · provisional - 23
Free · ★ 4.7 · 57,498 ratings · score 70 · situational · provisional - 24
Free download · ★ 4.9 · 18,287 ratings · score 70 · situational · provisional - 25
Free · ★ 4.9 · 15,178 ratings · score 70 · situational · provisional - 26
Free · ★ 4.8 · 18,912 ratings · score 69 · situational · provisional - 27
Free download · ★ 4.7 · 18,840 ratings · score 69 · situational · provisional - 28
Free · ★ 4.8 · 13,672 ratings · score 69 · situational · provisional - 29
Free · ★ 4.7 · 22,873 ratings · score 69 · situational · provisional - 30
Free download · ★ 4.7 · 11,449 ratings · score 69 · situational · provisional - 31
Free · ★ 4.6 · 18,148 ratings · score 69 · situational · provisional - 32
Free · ★ 4.8 · 7,767 ratings · score 69 · situational · provisional - 33
Free · ★ 4.8 · 5,635 ratings · score 69 · weak · provisional - 34
Free download · ★ 4.7 · 9,457 ratings · score 69 · weak · provisional - 35
Free · ★ 4.8 · 3,868 ratings · score 68 · weak · provisional - 36
Free download · ★ 4.7 · 5,561 ratings · score 68 · weak · provisional - 37
Free download · ★ 4.8 · 3,051 ratings · score 68 · weak · provisional - 38
Free download · ★ 4.7 · 2,849 ratings · score 68 · weak · provisional - 39
Free download · ★ 4.4 · 137,737 ratings · score 68 · weak · provisional - 40
Free download · ★ 4.8 · 2,468 ratings · score 68 · weak · provisional
Beyond the top 40
24 more, not ranked yet
- Mobily Pay
- My Blue Ridge
- Xcel Energy
- Wave - Mobile Money
- My Flow .+
- Nosh: Vouchers & Payments
- Hubtel: Bills, Food, Groceries
- My OKC Utilities
- Central Maine Power
- Halan: Your Money App.
- PSE&G
- Eversource Energy
- Delmarva Power
- GlobeOne: Get More from Globe
- Atlantic City Electric
- myfawry
- Idaho Power
- JumiaPay
- NPPD On the Go!
- ACT Fibernet
- DivDat Mobile Payments App
- Santee Cooper’s My Energy Link
- Connecticut Natural Gas
- United Illuminating
New in the last 30 days
- Sahl سهل - Payments Made Easy (S)
- JazzCash- Your Mobile Account (S)
- Vi: Recharges & Payments (S)
- Cardtonic: Gift & Virtual Card (A)
- easypaisa - a digital bank (A)
- Airtel App: Recharge & Bank (A)
- Split Pay: Split Bills in Two (A)
- Minnesota Energy Resources (B)
- Pandar App (B)
- Westlake MyAccount (B)
- PECO - An Exelon Company (C)
- Barri Send Money & Remittances (C)
- Citizens Pay (C)
- Wisconsin Public Service (WPS) (C)
- DTE Energy (C)
- National Grid (C)
- Consumers Energy (C)
- BenefitPay (C)
- Georgia Power (C)
- DANA Dompet Digital Indonesia (C)
- Al Ansari Exchange Send Money (D)
- Alabama Power (D)
- Zapper: QR Pay, Bills, Top Up (D)
- alinmapay | Your Daily Wallet (D)
- MidAmerican Energy (D)
- Click SuperApp-Wallet・Payments (D)
- New Jersey Natural Gas (D)
Questions people ask
- What is the best bill payment app for iPhone?
- BILL AP & AR Business Payments, S tier, ranked #1 of 40, rated 4.9 by 48,758 people.
- Which bill payment apps are free?
- 40 of 40 are free to download: BILL AP & AR Business Payments (S), PhonePe: UPI, Gold, Insurance (S), Sahl سهل - Payments Made Easy (S), JazzCash- Your Mobile Account (S) and more. 26 report no in-app purchases.
- Which bill payment app has the best App Store rating?
- Citizens Pay at 4.9 from 15,178 ratings.
- How many bill payment apps reach S or A tier?
- 12 of 40. Tiers follow fixed score bands: S from 90, A from 80, B from 70, C from 60, D from 50, F below. The list's leader is S if it scores 80 or more. On a list of 20 or more ranked apps, a tier from S to D takes in new apps only up to a quarter of the top 40: an app pushed out of a full tier falls to the next tier with room, and F takes the rest. An app already in a tier keeps its place while the tier is at most 2 apps over a quarter; past that, only the apps over that margin go down, lowest score first. Equal scores share a tier, and no app has a better tier than an app ranked above it. An app keeps its tier until its score passes the band edge by more than 1 point, or a full tier or the order above moves it. Only the top 40 of a list get a tier.