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Best Money Management Apps for iPhone (2026)

40 apps ranked S through F · · Ranked by AppTierList, computed, never sold · JSON

Money Manager Expense & Budget is the top-ranked of 40 money management apps on iPhone, at S tier with 4.8/5 from 19,550 ratings.

  1. 1
    Money Manager Expense & BudgetS
    Free download · ★ 4.8 · 19,550 ratings · score 95
  2. 2
    Empower ®S
    Free · ★ 4.8 · 419,702 ratings · score 95
  3. 3
    YNABS
    Free + IAP · ★ 4.8 · 61,919 ratings · score 95
  4. 4
    Spending TrackerS
    Free + IAP · ★ 4.8 · 19,470 ratings · score 94
  5. 5
    Money manager, expense trackerS
    Free download · ★ 4.9 · 7,874 ratings · score 93

What belongs in this list

See where my money goes and manage my spending and budget.

Not here: Investing alone; Saving tips alone; Bill reminders alone; A calculator alone; Time management alone

More lists: Best Budgeting Apps

How we pick

For this list we ask the App Store the same searches a person would, in several countries, and keep every app it returns. A model reads each app's listing and rejects the ones that only mention the use case. Every app that stays is scored out of 100 from four parts, each 0 to 100 and averaged with no weights: its App Store rating, how many people rated it, where the App Store itself ranks it for this list's searches, and how recently its current version shipped. An app showing Apple's Editors' Choice badge gets a fifth part of 100, which can only lift its score. Tiers follow fixed score bands: S from 90, A from 80, B from 70, C from 60, D from 50, F below. The list's leader is S if it scores 80 or more. On a list of 20 or more ranked apps, a tier from S to D takes in new apps only up to a quarter of the top 40: an app pushed out of a full tier falls to the next tier with room, and F takes the rest. An app already in a tier keeps its place while the tier is at most 2 apps over a quarter; past that, only the apps over that margin go down, lowest score first. Equal scores share a tier, and no app has a better tier than an app ranked above it. An app keeps its tier until its score passes the band edge by more than 1 point, or a full tier or the order above moves it. Only the top 40 of a list get a tier. Read the full method →

S
Money Manager Expense & BudgetEmpower ®YNABSpendingMoney manager, expense trackerBuddyBudget appExpense & Budget App
A
GoodbudgetMoney Manager (Remove Ads)WalletMonarchCleo AIMonzo BankNerdWalletAlbertWeple MoneyEveryDollarFleurCopilot
B
Rocket MoneyMoneyCoachPocketAppExpense TrackerMobillsQuickenOneUnited BankWeeklyOriginPocketGuardBudget Bestie
C
ParmisaK PFMHiatusCheckbookBudget AppArmstrong BankAmex Busines…First AnywhereKudosBalance My
D
None at D yet
F
None at F yet

Compare every app

  1. 1
    Money Manager Expense & BudgetS
    Free download · ★ 4.8 · 19,550 ratings · score 95 · best in class
  2. 2
    Empower ®S
    Free · ★ 4.8 · 419,702 ratings · score 95 · best in class
  3. 3
    YNABS
    Free + IAP · ★ 4.8 · 61,919 ratings · score 95 · best in class
  4. 4
    Spending TrackerS
    Free + IAP · ★ 4.8 · 19,470 ratings · score 94 · best in class
  5. 5
    Money manager, expense trackerS
    Free download · ★ 4.9 · 7,874 ratings · score 93 · best in class
  6. 6
    Buddy: Budget Planner AppS
    Free download · ★ 4.7 · 9,571 ratings · score 93 · best in class
  7. 7
    Budget app - spending trackerS
    Free + IAP · ★ 4.7 · 16,193 ratings · score 92 · best in class
  8. 8
    Expense & Budget App: SpendeeS
    Free + IAP · ★ 4.6 · 6,260 ratings · score 92 · best in class
  9. 9
    Goodbudget Budget PlannerA
    Free + IAP · ★ 4.6 · 13,507 ratings · score 91 · excellent
  10. 10
    Money Manager (Remove Ads)A
    $5.99 · ★ 4.8 · 2,944 ratings · score 89 · excellent
  11. 11
    Wallet - Daily Budget & ProfitA
    Free download · ★ 4.6 · 5,918 ratings · score 89 · excellent
  12. 12
    Monarch: Budget & Track MoneyA
    Free + IAP · ★ 4.9 · 114,520 ratings · score 88 · excellent
  13. 13
    Cleo AI: Cash Advance & BudgetA
    Free download · ★ 4.7 · 265,933 ratings · score 88 · excellent
  14. 14
    Monzo Bank - Mobile BankingA
    Free · ★ 4.7 · 5,687 ratings · score 86 · excellent
  15. 15
    NerdWallet: Smart Money AppA
    Free download · ★ 4.8 · 125,378 ratings · score 85 · excellent
  16. 16
    Albert: Budgeting and BankingA
    Free download · ★ 4.6 · 338,624 ratings · score 85 · excellent
  17. 17
    Weple Money: Expense TrackerA
    Free download · ★ 4.9 · 3,711 ratings · score 84 · excellent
  18. 18
    EveryDollar: Budget ManagementA
    Free + IAP · ★ 4.7 · 84,154 ratings · score 84 · excellent
  19. 19
    Fleur - Budget Planner AppA
    Free + IAP · ★ 4.8 · 13,055 ratings · score 83 · excellent
  20. 20
    Copilot: Track & Budget MoneyA
    Free download · ★ 4.8 · 30,678 ratings · score 83 · excellent
  21. 21
    Rocket Money - Bills & BudgetsB
    Free download · ★ 4.5 · 400,213 ratings · score 82 · good
  22. 22
    MoneyCoach AI Budget PlannerB
    Free download · ★ 4.5 · 2,649 ratings · score 82 · good
  23. 23
    PocketApp: Send & Manage MoneyB
    Free download · ★ 4.7 · 9,254 ratings · score 82 · good
  24. 24
    Expense Tracker - Money NoteB
    Free download · ★ 4.9 · 3,013 ratings · score 82 · good
  25. 25
    Mobills - Budget PlannerB
    Free + IAP · ★ 4.7 · 4,375 ratings · score 81 · good
  26. 26
    Quicken: Budget & Track MoneyB
    Free download · ★ 4.5 · 11,885 ratings · score 81 · good
  27. 27
    OneUnited Bank: WiseOne AIB
    Free · ★ 4.7 · 10,617 ratings · score 80 · good
  28. 28
    Weekly: Budget Planner & BillsB
    Free download · ★ 4.8 · 3,815 ratings · score 80 · good
  29. 29
    Origin: AI Budget and TrackB
    Free download · ★ 4.6 · 3,960 ratings · score 80 · good
  30. 30
    PocketGuard - Budget AppB
    Free download · ★ 4.6 · 7,680 ratings · score 79 · good
  31. 31
    Budget BestieB
    Free download · ★ 4.7 · 3,166 ratings · score 79 · good
  32. 32
    ParmisaK PFMC
    Free download · ★ 4.9 · 2,610 ratings · score 79 · situational
  33. 33
    Hiatus - Subscriptions & BillsC
    Free download · ★ 4.2 · 6,917 ratings · score 75 · situational
  34. 34
    Checkbook - Account TrackerC
    Free download · ★ 4.3 · 14,322 ratings · score 74 · situational
  35. 35
    Budget App & Expense TrackerC
    Free download · ★ 4.8 · 2,678 ratings · score 72 · situational
  36. 36
    Armstrong BankC
    Free download · ★ 4.9 · 10,733 ratings · score 69 · situational · provisional
  37. 37
    Amex Business Blueprint™C
    Free · ★ 4.8 · 8,531 ratings · score 69 · situational · provisional
  38. 38
    First AnywhereC
    Free download · ★ 4.9 · 6,482 ratings · score 69 · situational · provisional
  39. 39
    Kudos: Put Your Wallet to WorkC
    Free + IAP · ★ 4.7 · 9,694 ratings · score 69 · situational · provisional
  40. 40
    Balance My CheckbookC
    Free + IAP · ★ 4.7 · 5,103 ratings · score 68 · situational · provisional

Beyond the top 40

12 more, not ranked yet

  1. Track Spending : Wise Budget
  2. Dollarbird - Budget Calendar
  3. Bill Tracker Pro: Budget Saver
  4. WalletHub: Credit & Budgeting
  5. Cash Book - Balance & Expense
  6. Daily Budget Original
  7. Honeydue: Couples Finance
  8. Checkbook - Budget & Expenses
  9. CBI Bank & Trust
  10. Dollarwise: Budget & Tracking
  11. Wallet Balance
  12. Oops

New in the last 30 days

Questions people ask

What is the best money management app for iPhone?
Money Manager Expense & Budget, S tier, ranked #1 of 40, rated 4.8 by 19,550 people.
Which money management apps are free?
39 of 40 are free to download: Money Manager Expense & Budget (S), Empower ® (S), YNAB (S), Spending Tracker (S) and more. 11 of them sell in-app purchases. 4 report no in-app purchases.
Which money management app has the best App Store rating?
Money manager, expense tracker at 4.9 from 7,874 ratings.
How many money management apps reach S or A tier?
20 of 40. Tiers follow fixed score bands: S from 90, A from 80, B from 70, C from 60, D from 50, F below. The list's leader is S if it scores 80 or more. On a list of 20 or more ranked apps, a tier from S to D takes in new apps only up to a quarter of the top 40: an app pushed out of a full tier falls to the next tier with room, and F takes the rest. An app already in a tier keeps its place while the tier is at most 2 apps over a quarter; past that, only the apps over that margin go down, lowest score first. Equal scores share a tier, and no app has a better tier than an app ranked above it. An app keeps its tier until its score passes the band edge by more than 1 point, or a full tier or the order above moves it. Only the top 40 of a list get a tier.

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