Split Pay: Split Bills in Two
What is Split Pay?
Split Pay is a finance app that divides a bill such as rent, a mortgage, or a car payment into two smaller payments timed to paychecks. The landlord, lender, or servicer is paid in full on the due date, using virtual account and routing numbers added to the payment portal. The listing states Split Pay is a financial technology company, not a bank, and that banking services are provided by Evolve Bank & Trust, Members FDIC.
Pricing. Split Pay: Split Bills in Two is free, with no in-app purchases on the App Store.
Good for
- Paying rent in two installments timed to paychecks
- Aligning a mortgage payment with an irregular income schedule
- Splitting a car payment across two paydays
Screenshots
Why this app is in A tier
Split Pay scores 82 out of 100: rating 98, rating count 83, App Store search rank 48, update recency 100. The four parts are averaged with no weights, and A tier follows from that score within this list. The full explanation, as data.
Description
Split Pay turns your biggest bills into two smaller payments, timed to your paychecks. Same total, smarter timing. There's no credit check, and it works with any landlord or lender. Less pressure. More room to breathe. Split rent, mortgage, or car payments to fit your paycheck rhythm, not the other way around. Your landlord or lender gets paid in full on day one. Download Split Pay to put rent, mortgage, and car payments on your own schedule. SPLIT PAY APP FEATURES: WHY 200,000+ HOUSEHOLDS CHOOSE SPLIT PAY: One bill, two payments, smarter timing. Works with any landlord, lender, or servicer. No building integration, no virtual cards, no workarounds. No established credit history? You can still apply. Eligibility is based on factors such as income and cash flow, not your credit score. Split Pay's dedicated support team gives you access to real humans when you need them, not just a chatbot. Build credit history with reported rent payments. PAY BILLS IN TWO PAYMENTS Choose a bill to split into two: rent, mortgage, or your car payment. Apply in minutes, no credit check. Once you're approved, you'll receive virtual account and routing numbers to add to your payment portal,
Compare in Bill Payment
| Measure | |||
|---|---|---|---|
| Tier | A | A | A |
| Score | 82 / 100 | 87 / 100 | 82 / 100 |
| Rating | 4.9 ★ | 4.2 ★ | 4.9 ★ |
| Ratings | 20.0K | 15.7K | 40.9K |
| Latest ratings · 180d | 3.7 ★ · 20 reviews | 1.3 ★ · 13 reviews | 2.5 ★ · 20 reviews |
| Last update | 6d ago | 3d ago | 67d ago |
| Price | Free | Free | Free |
Alternatives
See all 39 ›Where else it ranks
Questions about Split Pay
Does it require a credit check?
There is no credit check. It states eligibility is based on factors such as income and cash flow, and that applicants without an established credit history can still apply.
What does it cost?
The app is free to download. The listing states $9.99/month plus a 1.5% transaction fee on the amount split, and says the fee is the same no matter how the bill is split.
Which bills can be split and with which landlords or lenders?
The listing names rent, mortgage, and car payments, and says other bills are coming soon. It states the service works with any landlord, lender, or servicer without building integration.
Is Split Pay free?
Yes. Split Pay is free on the App Store, with no in-app purchases.
What is Split Pay good for?
Split Pay is built for paying rent in two installments timed to paychecks, aligning a mortgage payment with an irregular income schedule, splitting a car payment across two paydays. It sits in the bill payment list on AppTierList.
Is Split Pay worth it?
Split Pay is A tier, ranked #11 of 40 bill payment apps with a score of 82 out of 100, from a 4.9 App Store rating across 19,988 ratings. It is in the list's top tiers; 10 apps rank above it.
How does Split Pay compare to Airtel App?
Split Pay is A tier at 82; Airtel App is A tier at 87. Airtel App ranks higher. Split Pay is free, with no in-app purchases, Airtel App is free, with no in-app purchases.
How often is Split Pay updated?
Split Pay was updated 6 days ago, which counts in its favour.
All the facts
- List
- Bill Payment
- Tier
- A (Excellent)
- Score
- 82 / 100
- Rank in list
- #11 of 40
- Ranking certainty
- settled
- Price
- Free
- App Store rating
- 4.9 out of 5
- Number of ratings
- 19,988
- Recent reviews
- 3.7 from 20 in the last 180 days
- Current version
- (6 days ago)
- App Store data read
- App Store category
- Finance
- Good for
- Paying rent in two installments timed to paychecks, Aligning a mortgage payment with an irregular income schedule, Splitting a car payment across two paydays
- Requires
- iOS 16.6 or later
- Size
- 65 MB
- Age rating
- 4+
- Languages
- 1
- Developer pages
- Website · Support · Privacy policy
- Maker
- unclaimed
- As data
- JSON · why it ranks here
Ranking refreshed · how it is computed