Fold: Bitcoin Personal Finance
- iPhone
- iPad
What is Fold?
Fold is a finance app for managing bitcoin and US dollars. It lets users buy, sell, and send bitcoin, pay bills with Fold account and routing numbers, and earn bitcoin back on eligible purchases through the Fold Visa Prepaid Debit Card. The listing also mentions round-ups, DCA auto-stacking, direct deposit, and insured custody of USD and bitcoin.
Pricing. Fold: Bitcoin Personal Finance is free, with no in-app purchases on the App Store.
Good for
- Buying bitcoin on a recurring schedule
- Paying rent, mortgage, or credit card bills from a Fold account
- Earning bitcoin back on everyday card purchases
Screenshots
Why this app is in D tier
Fold scores 62 out of 100: rating 76, rating count 74, App Store search rank 0, update recency 100. The four parts are averaged with no weights, and D tier follows from that score within this list. The full explanation, as data.
Description
Fold is the solution for seamlessly managing both bitcoin and dollars.*** Buy, sell, and send bitcoin**; premium members pay no fees. Pay bills with your account and routing numbers.* Get up to 1.5% back on eligible bills. Earn bitcoin on everyday expenses. Earn extra bitcoin back on rotating card linked offers and popular gift cards. Take control of your personal finances with Fold: the currency you prefer and the banking features you need.* BUY, SELL, AND SEND BITCOIN - Buy, sell, and send bitcoin with no fees.** - Automate bitcoin buys with round-ups and DCA (auto-stack). - Get paid in up to 100% bitcoin.* PAY BILLS - Pay all your bills with your Fold account and routing numbers.* - Earn up to 1.5% back on your biggest expenses like mortgage, rent, and credit cards. Conditions apply. EARN BITCOIN ON EVERY SHOP - Get started for free with a Fold Visa Prepaid Debit Card, the original bitcoin rewards prepaid debit card. Terms and conditions apply. - Earn bitcoin back on every eligible purchase. - Earn extra bitcoin back on exclusive categories and merchants.**** ENJOY BANKING FEATURES - Direct deposit into your Fold Card account and get paid up to 3 days early. Delays may app
Compare in Cashback Rewards
| Measure | |||
|---|---|---|---|
| Tier | D | D | D |
| Score | 62 / 100 | 67 / 100 | 62 / 100 |
| Rating | 4.2 ★ | 4.7 ★ | 4.6 ★ |
| Ratings | 2.3K | 2.6K | 5.3K |
| Latest ratings · 180d | — | 2.8 ★ · 13 reviews | — |
| Last update | 1d ago | 14d ago | 188d ago |
| Price | Free | Free | Free |
Alternatives
See all 34 ›Most similar
Top rated in Cashback Rewards
Where else it ranks
- Best Buy Crypto Appslisted, beyond the tiered top, score 73
- Best Bill Payment Appslisted, beyond the tiered top, score 62
Questions about Fold
Is Fold a bank?
The listing says Fold is a financial services platform, not an FDIC insured bank. The Fold Card is issued by Sutton Bank, Member FDIC, and certain USD balances may have pass through coverage up to $250,000 per ownership category, subject.
Are there fees for buying, selling, or sending bitcoin?
The listing says buying, selling, and sending bitcoin has no fees for premium members, and that fees may apply. Fold+ subscribers pay no added ATM withdrawal fees, though standard network fees might apply. Bitcoin involves risks and may.
How is the bitcoin held and insured?
The listing says bitcoin is covered by a BitGo insurance policy for copying and theft of private keys, insider theft or dishonest acts by BitGo staff, and loss of keys. Fortress Trust is named as the provider of the Bitcoin services.
Is Fold free?
Yes. Fold is free on the App Store, with no in-app purchases.
What is Fold good for?
Fold is built for buying bitcoin on a recurring schedule, paying rent, mortgage, or credit card bills from a fold account, earning bitcoin back on everyday card purchases. It sits in the cashback rewards list on AppTierList.
Is Fold worth it?
Fold is D tier, ranked #34 of 35 cashback reward apps with a score of 62 out of 100, from a 4.2 App Store rating across 2,272 ratings. 33 apps rank above it in the same list.
How does Fold compare to BenefitHub?
Fold is D tier at 62; BenefitHub is D tier at 67. BenefitHub ranks higher. Fold is free, with no in-app purchases, BenefitHub is free, with no in-app purchases.
How often is Fold updated?
Fold was updated 1 days ago, which counts in its favour.
All the facts
- Lists
- Cashback Rewards (D tier, #34) · Buy Crypto (#47, beyond the tiered top) · Bill Payment (#63, beyond the tiered top)
- Tier
- D (Weak)
- Score
- 62 / 100
- Rank in list
- #34 of 35
- Ranking certainty
- early: few ratings or search ranks so far
- Price
- Free
- App Store rating
- 4.2 out of 5
- Number of ratings
- 2,272
- Current version
- (1 days ago)
- App Store data read
- App Store category
- Finance
- Good for
- Buying bitcoin on a recurring schedule, Paying rent, mortgage, or credit card bills from a Fold account, Earning bitcoin back on everyday card purchases
- Requires
- iOS 16.4 or later
- Size
- 142 MB
- Age rating
- 4+
- Languages
- 1
- Runs on
- iPhone, iPad
- Developer pages
- Website · Support · Privacy policy
- Maker
- unclaimed
- As data
- JSON · why it ranks here
App Store data read · ranking · how it is computed