Flex - Split Your Rent in 2
What is Flex?
Flex is a finance app, listed as free to download, that pays a user's full rent to the landlord or property upfront. The user then repays that amount in two payments, with the second due before the end of the month. The listing also says Flex can split other bills, and that on-time payments can be reported to credit bureaus when that option is turned on.
Pricing. Flex - Split Your Rent in 2 is free, with no in-app purchases on the App Store.
Good for
- Renters paid weekly, biweekly, or with variable income
- Renters who want on-time rent payments reported to credit bureaus
- Splitting car payments and everyday bills into smaller payments
Screenshots
Why this app is in A tier
Flex scores 85 out of 100: rating 96, rating count 97, App Store search rank 45, update recency 100. The four parts are averaged with no weights, and A tier follows from that score within this list. The full explanation, as data.
Description
Join 3.5 million customers using Flex. Split your rent into 2 payments - the first when it's due, the second on a date you choose during the month. When unexpected expenses hit, Flex gives you breathing room, whether you're paid weekly, biweekly, or have variable income. Your landlord or property gets paid upfront. Help build your credit history with on-time payments. Still have money left over on the 1st. HOW IT WORKS 1. Apply for Flex. If approved, set up your address and choose your payment schedule. 2. Your rent gets paid in full to your landlord or property. 3. You split rent payments in 2: half when rent is due, half before the end of the month. BUILD CREDIT FOR PAYING RENT Your on-time payments are reported to all major credit bureaus at no extra cost, so the rent you already pay can help to build credit history. SEE, SPLIT AND PAY YOUR BILLS IN ONE APP Flex is the app to split and pay your bills. Split your rent, car payment and everyday bills into smaller payments on dates that work for you. TRANSPARENT PRICING, BUILT TO GET YOU AHEAD What it costs: up to $5.99/month for the Flex membership, a 0.5% processing fee on the total bill amount, and a split fee of up to 3% o
Compare in Buy Now Pay Later
| Measure | |||
|---|---|---|---|
| Tier | A | A | A |
| Score | 85 / 100 | 87 / 100 | 84 / 100 |
| Rating | 4.8 ★ | 4.8 ★ | 4.7 ★ |
| Ratings | 519K | 123K | 34.4K |
| Latest ratings · 180d | 4.0 ★ · 20 reviews | 3.9 ★ · 20 reviews | 1.9 ★ · 20 reviews |
| Last update | 7d ago | 15d ago | 13d ago |
| Price | Free | Free | Free |
Alternatives
See all 19 ›Questions about Flex
Is Flex a loan?
The listing says no. Flex provides a line of credit through its bank partners, and an application and credit assessment are required for approval.
Does Flex report to credit bureaus?
When turned on, on-time payments are reported to TransUnion, Experian, and Equifax. This is included free with the Flex membership.
What does it cost?
The listing states a membership of up to $5.99/month, a 0.5% processing fee on the total bill, and a split fee of up to 3% of the amount borrowed. Credit card payments add a 2.5% surcharge; debit has no added charge.
Is Flex free?
Yes. Flex is free on the App Store, with no in-app purchases.
What is Flex good for?
Flex is built for renters paid weekly, biweekly, or with variable income, renters who want on-time rent payments reported to credit bureaus, splitting car payments and everyday bills into smaller payments. It sits in the buy now pay later list on AppTierList.
Is Flex worth it?
Flex is A tier, ranked #9 of 20 buy now pay later apps with a score of 85 out of 100, from a 4.8 App Store rating across 518,568 ratings. It is in the list's top tiers; 8 apps rank above it.
How does Flex compare to Four?
Flex is A tier at 85; Four is A tier at 87. Four ranks higher. Flex is free, with no in-app purchases, Four is free, with no in-app purchases.
How often is Flex updated?
Flex was updated 7 days ago, which counts in its favour.
All the facts
- List
- Buy Now Pay Later (A tier, #9)
- Tier
- A (Excellent)
- Score
- 85 / 100
- Rank in list
- #9 of 20
- Ranking certainty
- settled
- Price
- Free
- App Store rating
- 4.8 out of 5
- Number of ratings
- 518,568
- Recent reviews
- 4.0 from 20 in the last 180 days
- Current version
- (7 days ago)
- App Store data read
- App Store category
- Finance
- Good for
- Renters paid weekly, biweekly, or with variable income, Renters who want on-time rent payments reported to credit bureaus, Splitting car payments and everyday bills into smaller payments
- Requires
- iOS 15.1 or later
- Size
- 123 MB
- Age rating
- 4+
- Languages
- 1
- Runs on
- iPhone
- Developer pages
- Website · Support · Privacy policy
- Maker
- unclaimed
- As data
- JSON · why it ranks here
App Store data read · reviews · ranking · how it is computed