Deferit: Pay bills in 4
What is Deferit?
Deferit is a Finance app listed as free to download. You upload a bill by photo, screenshot or file, the app pays the biller the full amount, and you repay in four smaller payments. The listing also describes a bill negotiation service and reporting of on-time bill payments to three credit bureaus.
Pricing. Deferit: Pay bills in 4 is free, with no in-app purchases on the App Store.
Good for
- Spreading the cost of a service bill over four payments
- Paying internet, phone or TV bills on a repayment schedule
- Users who want on-time bill payments reported to credit bureaus
Screenshots
Why this app is in A tier
Deferit scores 87 out of 100: rating 97, rating count 87, App Store search rank 64, update recency 100. The four parts are averaged with no weights, and A tier follows from that score within this list. The full explanation, as data.
Description
Budget and pay bills in 4 smaller payments. Simply upload your bill and we take care of the rest. Take control of your bills and budget with confidence. Deferit empowers you to pay almost any service bill on your terms4. Simply upload a bill, and we pay the bill for you. You get the flexibility to pay in 4 smaller payments, so your bills feel more manageable. Move payments and stay on top of your bills, all from within one powerful app. Split Payments and Pay Your Bills in 41 - Simply upload your bill. Just take a photo, screenshot, or add a file. - Select the amount you want to pay your biller. - We pay them the full amount upfront. - You pay us back in four smaller payments over time. Save Money on Your Bills2 - You could be paying more than you need to. Save money on bills like internet, phone, and TV. - Our expert team negotiates with your provider on your behalf to try to lower bills like internet, phone and TV. Build Credit History with Every Bill Payment3 - Turn the bills you already pay into a powerful financial tool. Most bill payments go unreported, but we're changing that. - Simply pay your bills through the Deferit app. - We report your on-time payments to the thre
Compare in Bill Payment
| Measure | |||
|---|---|---|---|
| Tier | A | A | A |
| Score | 87 / 100 | 88 / 100 | 85 / 100 |
| Rating | 4.8 ★ | 4.8 ★ | 4.2 ★ |
| Ratings | 36.1K | 118K | 15.7K |
| Latest ratings · 180d | 3.3 ★ · 20 reviews | 4.0 ★ · 20 reviews | 1.3 ★ · 13 reviews |
| Last update | 8d ago | 24d ago | 1d ago |
| Price | Free | Free | Free |
Alternatives
See all 39 ›Questions about Deferit
Does the app pay the bill for me?
Yes. You upload a bill, select the amount, and Deferit pays the biller the full amount upfront.
How do I repay the amount?
You pay Deferit back in four smaller payments over time. Customers start with a balance of $100 to $500, and few qualify for $500.
Does it affect my credit?
The listing says on-time payments are reported to Experian, Equifax and TransUnion. It also says scores may go up or down depending on payment history and other factors.
Is Deferit free?
Yes. Deferit is free on the App Store, with no in-app purchases.
What is Deferit good for?
Deferit is built for spreading the cost of a service bill over four payments, paying internet, phone or TV bills on a repayment schedule, users who want on-time bill payments reported to credit bureaus. It sits in the bill payment list on AppTierList.
Is Deferit worth it?
Deferit is A tier, ranked #10 of 40 bill payment apps with a score of 87 out of 100, from a 4.8 App Store rating across 36,105 ratings. It is in the list's top tiers; 9 apps rank above it.
How does Deferit compare to Papaya?
Deferit is A tier at 87; Papaya is A tier at 88. Papaya ranks higher. Deferit is free, with no in-app purchases, Papaya is free, with no in-app purchases.
How often is Deferit updated?
Deferit was updated 8 days ago, which counts in its favour.
All the facts
- List
- Bill Payment (A tier, #10)
- Tier
- A (Excellent)
- Score
- 87 / 100
- Rank in list
- #10 of 40
- Ranking certainty
- settled
- Price
- Free
- App Store rating
- 4.8 out of 5
- Number of ratings
- 36,105
- Recent reviews
- 3.3 from 20 in the last 180 days
- Current version
- (8 days ago)
- App Store data read
- App Store category
- Finance
- Good for
- Spreading the cost of a service bill over four payments, Paying internet, phone or TV bills on a repayment schedule, Users who want on-time bill payments reported to credit bureaus
- Requires
- iOS 15.0 or later
- Size
- 52 MB
- Age rating
- 4+
- Languages
- 1
- Runs on
- iPhone
- Developer pages
- Website · Support · Privacy policy
- Maker
- unclaimed
- As data
- JSON · why it ranks here
App Store data read · reviews · ranking · how it is computed