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LemFi: Send. Save. Grow. app icon#7in International Money

LemFi: Send. Save. Grow.

S Tier
Best in class · #7 of 40
97
4.8★74.4K ratings
Freeprice
2dsince update

What is LemFi?

LemFi is a finance app for sending money to 30+ countries across Africa, Asia, Europe, and Latin America, and for buying eSIM data for 150+ countries. In the UK, the listing describes an instant access savings account and a revolving credit line, both subject to eligibility.

Pricing. LemFi: Send. Save. Grow. Is free, with no in-app purchases on the App Store.

Good for

  • Sending money to bank, mobile wallet, or mobile money accounts abroad
  • Buying eSIM data before travelling or when going home
  • UK users looking for an instant access savings account or credit line

Screenshots

1 / 6

Why this app is in S tier

LemFi scores 97 out of 100: rating 96, rating count 95, App Store search rank 96, update recency 100. The four parts are averaged with no weights, and S tier follows from that score within this list. The full explanation, as data.

Description

Ambition has no passport. You're building a life here and holding one together back home. LemFi puts both in one app: send money home, buy eSIM data, and in the UK, save and access credit (subject to eligibility). Send. Save. Grow. SEND MONEY ABROAD Send to 30+ countries across Africa, Asia, Europe, and Latin America, with zero transfer fees on supported corridors. Most transfers arrive in minutes, paid into a bank account, a mobile wallet, or a mobile money account, depending on where you're sending. No branch visit, no paperwork, no waiting days for a bank wire to clear. You see the exact rate and fee before you confirm. No hidden fees, nothing taken off on arrival. Then follow every transfer from the moment you send to the moment it lands, so you're not left wondering, and neither is your family. SAVINGS (UK) LemFi Instant Access Savings, Powered by ClearBank. Open an account from £1 and put money aside for emergencies, for goals, for the things that matter. Withdraw any time, with no penalty. Interest is calculated daily and paid monthly. The LemFi Instant Access Savings Account currently pays a boosted 5% AER for the first six months from account opening; it then reve

Compare in International Money Transfer

MeasureLemFiXe Money Transfer & CurrencyTaptap Send
TierSSS
Score97 / 10097 / 10097 / 100
Rating4.8 ★4.8 ★4.7 ★
Ratings74.4K126K98.3K
Latest ratings · 180d2.6 ★ · 20 reviews2.4 ★ · 20 reviews4.2 ★ · 20 reviews
Last update2d ago6d ago6d ago
PriceFreeFreeFree

Alternatives

See all 39 ›
  1. RemitlyFree · ★ 4.9S
  2. XoomFree · ★ 4.8S
  3. WorldRemitFree · ★ 4.8S

Where else it ranks

Questions about LemFi

Is LemFi a bank?

No. The description says LemFi is not a bank. Savings accounts are provided by ClearBank Ltd, and in the UK LemFi is a trading name of RightCard Payment Services Limited, authorised by the FCA to issue electronic money.

Which countries can I send money to?

Transfers go to 30+ countries across Africa, Asia, Europe, and Latin America. Zero transfer fees apply on supported corridors, and you see the exact rate and fee before you confirm.

Is the savings rate fixed?

No. The listing says a boosted 5% AER applies for the first six months from account opening. It then reverts to 3.04% AER (tracker), tracking the Bank of England base rate.

Is LemFi free?

Yes. LemFi is free on the App Store, with no in-app purchases.

What is LemFi good for?

LemFi is built for sending money to bank, mobile wallet, or mobile money accounts abroad, buying eSIM data before travelling or when going home, UK users looking for an instant access savings account or credit line. It sits in the international money transfer list on AppTierList.

Is LemFi worth it?

LemFi is S tier, ranked #7 of 40 international money transfer apps with a score of 97 out of 100, from a 4.8 App Store rating across 74,417 ratings. It is in the list's top tiers; 6 apps rank above it.

How does LemFi compare to Xe Money Transfer & Currency?

LemFi is S tier at 97; Xe Money Transfer & Currency is S tier at 97. They score the same. LemFi is free, with no in-app purchases, Xe Money Transfer & Currency is free, with no in-app purchases.

How often is LemFi updated?

LemFi was updated 2 days ago, which counts in its favour.

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All the facts

List
International Money Transfer
Tier
S (Best in class)
Score
97 / 100
Rank in list
#7 of 40
Ranking certainty
settled
Price
Free
App Store rating
4.8 out of 5
Number of ratings
74,417
Recent reviews
2.6 from 20 in the last 180 days
Current version
(2 days ago)
App Store data read
App Store category
Finance
Good for
Sending money to bank, mobile wallet, or mobile money accounts abroad, Buying eSIM data before travelling or when going home, UK users looking for an instant access savings account or credit line
Requires
iOS 15.0 or later
Size
251 MB
Age rating
4+
Languages
7
Developer pages
Website · Support · Privacy policy
Maker
unclaimed
As data
JSON · why it ranks here

Ranking refreshed · how it is computed