OnePay - Mobile Banking
What is OnePay?
OnePay is a Finance app that the listing describes as a money super app for banking, sending, paying, spending, and borrowing. The listing also mentions building credit and earning cash back and rewards. OnePay is described as a financial technology company, not a bank, with banking services provided by Coastal Community Bank or Lead Bank, Member FDIC.
Pricing. OnePay - Mobile Banking is free, with no in-app purchases on the App Store.
Good for
- Managing a deposit account and sending or paying money from a phone
- Building credit with a OnePay CashRewards Mastercard, subject to approval
- Earning cash back by selecting a monthly category in the app
Screenshots
Why this app is in A tier
OnePay scores 86 out of 100: rating 97, rating count 97, App Store search rank 49, update recency 100. The four parts are averaged with no weights, and A tier follows from that score within this list. The full explanation, as data.
Description
Meet your money super app. Through OnePay, you can bank, send, pay, spend, and borrow - plus build credit and earn cash back and rewards. OnePay is a financial technology company, not a bank. Banking services provided by Coastal Community Bank or Lead Bank, Member FDIC. Cash back earned as OnePay Points, redeemable as a deposit into a OnePay deposit account/other available options pursuant to the OnePay Rewards Terms at onepay.com/rewards-terms. For terms/conditions relating to OnePay products, onepay.com/terms. For individual reward details see OnePay app. For certain reward offers utilizing OnePay Credit Cards &, and 3rd-party cards linked in the OnePay Wallet, purchases must be made using the physical card. ^Fee-Free Overdraft is available to OnePay deposit accounts that have received Direct Deposits totaling $500+ in the current or previous month. You must be 18 or older. When on, Savings Backup will be used before Fee-Free Overdraft. Overdraft balance is due right away. Eligible transactions are at the discretion of OnePay and may exclude certain transactions (e.g., bill pay, global transfers). See onepay.com/overdraft-details Δ3.35% annual percentage yield (APY) applies t
Compare in Credit Building
Alternatives
See all 22 ›Where else it ranks
Questions about OnePay
Is OnePay a bank?
No. The listing says OnePay is a financial technology company, not a bank. Banking services are provided by Coastal Community Bank or Lead Bank, Member FDIC.
What are the age and deposit requirements for Fee-Free Overdraft?
You must be 18 or older and have received Direct Deposits totaling $500+ in the current or previous month to use Fee-Free Overdraft on a OnePay deposit account.
Does the app offer cryptocurrency?
The listing mentions OnePay Crypto, which requires agreeing to zerohash terms and may not be available in all states. The value of any cryptocurrency may go to zero.
Is OnePay free?
Yes. OnePay is free on the App Store, with no in-app purchases.
What is OnePay good for?
OnePay is built for managing a deposit account and sending or paying money from a phone, building credit with a onepay cashrewards mastercard, subject to approval, earning cash back by selecting a monthly category in the app. It sits in the credit building list on AppTierList.
Is OnePay worth it?
OnePay is A tier, ranked #6 of 23 credit building apps with a score of 86 out of 100, from a 4.9 App Store rating across 469,531 ratings. It is in the list's top tiers; 5 apps rank above it.
How does OnePay compare to Brigit?
OnePay is A tier at 86; Brigit is A tier at 86. They score the same. OnePay is free, with no in-app purchases, Brigit is free, with no in-app purchases.
How often is OnePay updated?
OnePay was updated 6 days ago, which counts in its favour.
All the facts
- List
- Credit Building
- Tier
- A (Excellent)
- Score
- 86 / 100
- Rank in list
- #6 of 23
- Ranking certainty
- settled
- Price
- Free
- App Store rating
- 4.9 out of 5
- Number of ratings
- 469,531
- Recent reviews
- 3.9 from 20 in the last 180 days
- Current version
- (6 days ago)
- App Store data read
- App Store category
- Finance
- Good for
- Managing a deposit account and sending or paying money from a phone, Building credit with a OnePay CashRewards Mastercard, subject to approval, Earning cash back by selecting a monthly category in the app
- Requires
- iOS 16.4 or later
- Size
- 180 MB
- Age rating
- 4+
- Languages
- 1
- Developer pages
- Website · Support · Privacy policy
- Maker
- unclaimed
- As data
- JSON · why it ranks here
Ranking refreshed · how it is computed