PocketGuard - Budget App
What is PocketGuard?
PocketGuard is a budgeting and money management app in the Finance category. It tracks income and expenses, organizes bills and subscriptions, and shows a safe-to-spend amount after bills, goals and essentials. It also includes a debt payoff plan based on balances and repayment strategy.
Pricing. PocketGuard - Budget App is free to download on the App Store.
Good for
- Tracking income and expenses across linked bank accounts
- Keeping up with bills, due dates and recurring subscriptions
- Following zero-based, envelope or 50/30/20 budgeting methods
Screenshots
Why this app is in A tier
PocketGuard scores 85 out of 100: rating 91, rating count 79, App Store search rank 70, update recency 100. The four parts are averaged with no weights, and A tier follows from that score within this list. The full explanation, as data.
Description
PocketGuard is an award-winning Budget App, Spending Tracker & Money Manager trusted by 1.7M+ users. Plan your budget, track expenses, manage bills, and know what’s safe to spend. RECOGNIZED AMONG THE BEST BUDGET APPS OF 2026 • Forbes Advisor - Best for Managing Recurring Expenses • Kiplinger - Best for Debt Management • NerdWallet - Featured among The Best Budget Apps for 2026 • Experian & Investopedia - Featured among the Best Budgeting Apps of 2026 “PocketGuard is the best budgeting app for tracking spending. PocketGuard makes it easy for users to analyze their spending habits through custom reports and allows them to create a fully customized budget and a personalized debt payoff schedule.” - Forbes Always Know What's in Your Pocket • Track all your income and expenses • Safe-to-spend amount after bills, goals, and essentials • How much you can safely contribute, save, invest Budgeting Features • Custom categories • Budget limits • Overspending prevention • Rollover budgets • Spending Prediction Spending Pace - Predict Your Spending Spending Pace analyzes your spending habits to predict whether you’ll stay on budget before the month ends. Choose your budgeting method • Zer
Compare in Budgeting
| Measure | |||
|---|---|---|---|
| Tier | A | A | A |
| Score | 85 / 100 | 85 / 100 | 85 / 100 |
| Rating | 4.6 ★ | 4.7 ★ | 4.8 ★ |
| Ratings | 7.7K | 4.8K | 125K |
| Latest ratings · 180d | — | — | 2.9 ★ · 20 reviews |
| Last update | 15d ago | 109d ago | 8d ago |
| Price | Free download | Free download | Free download |
Alternatives
See all 31 ›Where else it ranks
Questions about PocketGuard
Does it connect to my bank accounts?
The listing says PocketGuard connects to bank accounts through secure data connectors (Plaid, Finicity, Salt Edge, Apple Wallet), then categorizes transactions and identifies bills and subscriptions automatically.
Which budgeting methods are supported?
The listing names zero-based budgeting, envelope budgeting, the 50/30/20 budget rule and a custom budgeting system. It also describes the app as category budgeting.
How is my data protected?
The listing cites 256-bit SSL encryption, biometric login with Touch ID and Face ID, PIN codes, and industry-standard privacy practices.
Is PocketGuard free?
PocketGuard is free to download.
What is PocketGuard good for?
PocketGuard is built for tracking income and expenses across linked bank accounts, keeping up with bills, due dates and recurring subscriptions, following zero-based, envelope or 50/30/20 budgeting methods. It sits in the budgeting list on AppTierList.
Is PocketGuard worth it?
PocketGuard is A tier, ranked #13 of 32 budgeting apps with a score of 85 out of 100, from a 4.6 App Store rating across 7,679 ratings. It is in the list's top tiers; 12 apps rank above it.
How does PocketGuard compare to Daily Budget Original?
PocketGuard is A tier at 85; Daily Budget Original is A tier at 85. They score the same. PocketGuard is free to download, Daily Budget Original is free to download.
How often is PocketGuard updated?
PocketGuard was updated 15 days ago, which counts in its favour.
All the facts
- List
- Budgeting
- Tier
- A (Excellent)
- Score
- 85 / 100
- Rank in list
- #13 of 32
- Ranking certainty
- settled
- Price
- Free download
- App Store rating
- 4.6 out of 5
- Number of ratings
- 7,679
- Current version
- (15 days ago)
- App Store data read
- App Store category
- Finance
- Good for
- Tracking income and expenses across linked bank accounts, Keeping up with bills, due dates and recurring subscriptions, Following zero-based, envelope or 50/30/20 budgeting methods
- Requires
- iOS 16.0 or later
- Size
- 164 MB
- Age rating
- 4+
- Languages
- 1
- Maker
- unclaimed
- As data
- JSON · why it ranks here
App Store data read · ranking · how it is computed