NerdWallet: Smart Money App
What is NerdWallet?
NerdWallet is a free finance app that sorts spending into needs, wants, and savings and lets users link accounts to review transactions. It sends alerts about important credit changes, explains what affects a credit score, and suggests ways to find forgotten subscriptions and savings options. It also compares credit cards, bank accounts, and loans using ratings and reviews.
Pricing. NerdWallet: Smart Money App is free to download on the App Store.
Good for
- Building a monthly budget across needs, wants, and savings
- Tracking credit score changes and learning what affects them
- Finding forgotten subscriptions or savings and banking options
Screenshots
Why this app is in A tier
NerdWallet scores 85 out of 100: rating 97, rating count 91, App Store search rank 52, update recency 100. The four parts are averaged with no weights, and A tier follows from that score within this list. The full explanation, as data.
Description
The free NerdWallet app is your money’s smartest friend - with easy budgeting tools, 24/7 credit monitoring, and personalized opportunities to save. BUDGET LIKE A PRO Get an easy-to-follow budget that automatically organizes your spending across needs, wants, and savings - so you always know what your money's up to. STAY ON TOP OF YOUR CREDIT We'll let you know about important changes, explain what's affecting your score, and help you understand what it all means - so you can build healthier credit habits. SEE THE BIGGER PICTURE Bring your accounts together to understand your spending, review your transactions, and know exactly where your cash goes each month. FIND WAYS TO SAVE From forgotten subscriptions to banking and savings options, we’ll help you uncover opportunities to put more money back in your pocket. MAKE SMARTER MONEY MOVES Whether you're looking for a new credit card, bank account, or loan, compare trusted ratings and reviews to find an option that fits your goals. EARN MORE ON YOUR CASH When you open a Cash Account offered by Atomic Brokerage and deposit funds within 14 days, you can earn a boosted 3.90% APY on balances up to $250,000 for the first 6 months.
Compare in Financial Planning
| Measure | |||
|---|---|---|---|
| Tier | A | S | A |
| Score | 85 / 100 | 97 / 100 | 84 / 100 |
| Rating | 4.8 ★ | 4.8 ★ | 4.8 ★ |
| Ratings | 125K | 420K | 143K |
| Latest ratings · 180d | 2.9 ★ · 20 reviews | 2.4 ★ · 20 reviews | 4.5 ★ · 20 reviews |
| Last update | 6d ago | 4d ago | 13d ago |
| Price | Free download | Free | Free download |
Alternatives
See all 18 ›Where else it ranks
- Best Credit Monitoring AppsA tier, #9, score 83
- Best Budgeting AppsA tier, #11, score 84
- Best Money Management AppsA tier, #15, score 85
Questions about NerdWallet
Does the app cost anything to use?
The App Store listing shows a price of free. Whether in-app purchases exist is Not stated on the App Store.
Does it monitor my credit?
It offers 24/7 credit monitoring, alerts you about important changes, and explains what is affecting your score.
Is there a fee for the Cash Account offer?
You will not be charged any fee or added cost for being referred to Atomic Brokerage. It also states that NerdWallet receives shared fees from the cash sweep banks for each referred client, which creates a conflict of inter
Is NerdWallet free?
NerdWallet is free to download.
What is NerdWallet good for?
NerdWallet is built for building a monthly budget across needs, wants, and savings, tracking credit score changes and learning what affects them, finding forgotten subscriptions or savings and banking options. It sits in the financial planning list on AppTierList.
Is NerdWallet worth it?
NerdWallet is A tier, ranked #2 of 7 financial planning apps with a score of 85 out of 100, from a 4.8 App Store rating across 125,378 ratings. It is in the list's top tiers; 1 app ranks above it.
How does NerdWallet compare to Empower ®?
NerdWallet is A tier at 85; Empower ® is S tier at 97. Empower ® ranks higher. NerdWallet is free to download, Empower ® is free, with no in-app purchases.
How often is NerdWallet updated?
NerdWallet was updated 6 days ago, which counts in its favour.
All the facts
- List
- Financial Planning
- Tier
- A (Excellent)
- Score
- 85 / 100
- Rank in list
- #2 of 7
- Ranking certainty
- settled
- Price
- Free download
- App Store rating
- 4.8 out of 5
- Number of ratings
- 125,378
- Recent reviews
- 2.9 from 20 in the last 180 days
- Current version
- (6 days ago)
- App Store data read
- App Store category
- Finance
- Good for
- Building a monthly budget across needs, wants, and savings, Tracking credit score changes and learning what affects them, Finding forgotten subscriptions or savings and banking options
- Requires
- iOS 15.6 or later
- Size
- 97 MB
- Age rating
- 4+
- Languages
- 1
- Maker
- unclaimed
- As data
- JSON · why it ranks here
Ranking refreshed · how it is computed