X1 Card
What is X1 Card?
The X1 App is the companion app for the X1 Card, a stainless steel credit card. It shows transactions, balance and limit, lets users create virtual cards, and lists ways to earn Points on purchases. Support is handled inside the app, and the card is issued by Coastal Community Bank, with X1 described as a financial technology company rather than a bank.
Pricing. X1 Card is free to download on the App Store.
Good for
- Checking card balance and limit in one place
- Managing spending with virtual cards
- Earning Points on purchases made with the card
Screenshots
Why this app is in C tier
X1 Card scores 65 out of 100: rating 98, rating count 81, App Store search rank 0, update recency 79. The four parts are averaged with no weights, and C tier follows from that score within this list. The full explanation, as data.
Description
To apply for X1 Card, please visit x1.co. X1 Card The smartest credit card ever made. Designed for a new generation of cardholders, X1 Card embodies a new category of credit card. - 17g of pure stainless steel - Higher credit limits - Points on every single purchase - No annual fee - No foreign transaction fee - No late fee X1 App The technology powering X1's smart features. - View your transactions balance and limit at a glance - Take control of your spending with virtual cards - Earn up to 5X Points on every dollar spent with boosts - Earn up to 10X Points when you shop in the app Cardholder Support Please contact support within the app, and we'll respond as soon as possible. Disclosures X1 is a financial technology company, not a bank. X1 Card is issued by Coastal Community Bank, Member FDIC, pursuant to license from Visa U.S.A. Inc. Individual credit limits will vary by applicant and are subject to credit approval and underwriting. We cannot guarantee any specific credit limit, but most approved applicants receive a limit higher than their current average line.
Compare in Card Wallet
| Measure | |||
|---|---|---|---|
| Tier | C | C | C |
| Score | 65 / 100 | 68 / 100 | 64 / 100 |
| Rating | 4.9 ★ | 4.7 ★ | 4.5 ★ |
| Ratings | 12.1K | 2.6K | 2.3K |
| Last update | 188d ago | 19d ago | 98d ago |
| Price | Free download | Free download | Free download |
Alternatives
See all 16 ›Questions about X1 Card
Does the app cost money?
The listing says free to download and lists no in-app purchases.
Who issues the X1 Card?
X1 Card is issued by Coastal Community Bank, Member FDIC, pursuant to license from Visa U.S.A. Inc. X1 describes itself as a financial technology company, not a bank.
Is a credit limit guaranteed?
No. Individual credit limits vary by applicant and are subject to credit approval and underwriting. It cannot guarantee any specific limit.
Is X1 Card free?
X1 Card is free to download.
What is X1 Card good for?
X1 Card is built for checking card balance and limit in one place, managing spending with virtual cards, earning points on purchases made with the card. It sits in the card wallet list on AppTierList.
Is X1 Card worth it?
X1 Card is C tier, ranked #14 of 17 card wallet apps with a score of 65 out of 100, from a 4.9 App Store rating across 12,119 ratings. 13 apps rank above it in the same list.
How does X1 Card compare to Octopus 八達通?
X1 Card is C tier at 65; Octopus 八達通 is C tier at 68. Octopus 八達通 ranks higher. X1 Card is free to download, Octopus 八達通 is free to download.
How often is X1 Card updated?
X1 Card was last updated on 2026-04-15, 188 days ago.
All the facts
- List
- Card Wallet
- Tier
- C (Situational)
- Score
- 65 / 100
- Rank in list
- #14 of 17
- Ranking certainty
- early: few ratings or search ranks so far
- Price
- Free download
- App Store rating
- 4.9 out of 5
- Number of ratings
- 12,119
- Current version
- (188 days ago)
- App Store data read
- App Store category
- Finance
- Good for
- Checking card balance and limit in one place, Managing spending with virtual cards, Earning Points on purchases made with the card
- Requires
- iOS 15.1 or later
- Size
- 79 MB
- Age rating
- 4+
- Languages
- 1
- Maker
- unclaimed
- As data
- JSON · why it ranks here
Ranking refreshed · how it is computed