AppTierList › Money Management › YNAB › Alternatives
30+ Best YNAB Alternatives for iPhone (2026)
YNAB is S tier, #3 of 40 in money management. Here is everything that competes with it on iPhone, in tier order.
- 1
Free download · ★ 4.8 · 19,571 ratings · score 95Personal and household expense tracker with accounts, budgets, calendar views, multiple currencies and optional PC… - 2
Free · ★ 4.8 · 420,028 ratings · score 95Free finance app that shows all your accounts in one place and offers retirement planning, budgeting, debt, and… - 4
Free + IAP · ★ 4.8 · 19,473 ratings · score 94Tracks spending and income by week, month or year, with optional budgets, categories and charts. - 5
Free download · ★ 4.9 · 7,874 ratings · score 93Tracks expenses and income with budgets, spending charts, reminders, multiple currencies and a passcode lock. - 6
Free download · ★ 4.7 · 9,571 ratings · score 93Budget planner for setting up budgets and tracking expenses alone or with others, with optional bank transaction import. - 7
Free + IAP · ★ 4.7 · 16,200 ratings · score 92Free finance app for budget planning, spending tracking, recurring transactions, subscriptions and shared budgets, with. - 8
Free + IAP · ★ 4.6 · 6,260 ratings · score 92Budgeting and expense tracker that categorizes spending, sets budgets and links bank or e-wallet accounts. - 9
Free + IAP · ★ 4.6 · 13,510 ratings · score 91Envelope-style budgeting app with virtual envelopes, expense tracking, debt tracking and reports, with data synced. - 10
$5.99 + IAP · ★ 4.8 · 2,946 ratings · score 89Personal finance app for recording expenses across accounts and currencies, with budget planning and statistics. - 11
Free download · ★ 4.6 · 5,920 ratings · score 89Personal finance app for tracking expenses, bank-synced transactions, budgets, bills, debt and stock holdings across… - 12
Free + IAP · ★ 4.9 · 114,720 ratings · score 88Finance app that links accounts into one view to track spending, budgets, subscriptions, net worth and goals. - 13
Free · ★ 4.7 · 266,064 ratings · score 88AI money app offering budgeting chat, cash advances up to $250, savings, credit building and debt planning. - 14
Free · ★ 4.7 · 5,687 ratings · score 86A UK mobile bank app for current accounts, spending tracking, savings Pots, bill splitting, investing and credit cards. - 15
Free download · ★ 4.8 · 125,399 ratings · score 85Free budgeting app that tracks spending across linked accounts, monitors credit, and compares credit cards, bank… - 16
Free download · ★ 4.6 · 339,022 ratings · score 85Personal finance app for budgeting, bill tracking, savings, investing, banking features and identity monitoring. - 17
Free download · ★ 4.9 · 3,713 ratings · score 84Expense tracker for recording daily, weekly and monthly spending, with budgets, asset management and card spending. - 18
Free + IAP · ★ 4.7 · 84,160 ratings · score 84Budgeting app for tracking income, bills, spending and savings goals, with a monthly budget planner. - 19
Free + IAP · ★ 4.8 · 13,063 ratings · score 83Budget planner and expense tracker for logging income and expenses, setting budgets, and tracking savings and debt. - 20
Free download · ★ 4.8 · 30,686 ratings · score 83Tracks spending, budgets, investments, and net worth in one personal finance app. - 21
Free download · ★ 4.5 · 400,669 ratings · score 82Personal finance app for cancelling subscriptions, budgeting by category, lowering bills and tracking net worth. - 22
Free download · ★ 4.5 · 2,650 ratings · score 82Budget planner and money tracker with budgets, goals, net worth and sync across iPhone, iPad, Mac and Apple Watch. - 23
Free download · ★ 4.7 · 9,254 ratings · score 82Finance app by Abeg Technologies Ltd on the App Store. - 24
Free download · ★ 4.9 · 3,013 ratings · score 82Free finance app for logging income and expenses by category, with a calendar view, reports, and local data storage. - 25
Free + IAP · ★ 4.7 · 4,376 ratings · score 81Budget planner that tracks income and expenses, manages credit cards, and sends bill payment reminders. - 26
Free download · ★ 4.5 · 11,890 ratings · score 81Personal finance app for budgeting, tracking connected accounts, cash flow projections, and optionally business. - 27
Free · ★ 4.7 · 10,621 ratings · score 80Finance app by OneUnited Bank on the App Store. - 28
Free download · ★ 4.8 · 3,816 ratings · score 80Budget planner and spending tracker that calculates a weekly safe-to-spend amount from bills, income and savings goals. - 29
Free download · ★ 4.6 · 3,964 ratings · score 80Finance app by Blend Financial Inc on the App Store. - 30
Free download · ★ 4.6 · 7,679 ratings · score 79Budget and spending tracker that links to bank accounts to track expenses, manage bills and show safe-to-spend amounts. - 31
Free + IAP · ★ 4.7 · 3,167 ratings · score 79Envelope budgeting app that uses the cash stuffing method to track spending categories and savings goals. - 32
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Free + IAP · ★ 4.2 · 6,917 ratings · score 75Finance app that consolidates spending, tracks subscriptions and bills, sets monthly budgets, and flags rate increases. - 34
Free download · ★ 4.3 · 14,321 ratings · score 74Finance app by Hangzhou Beesoft Information Technology Co., Ltd. on the App Store. - 35
Free + IAP · ★ 4.8 · 2,678 ratings · score 72Spending, Budgeting, Money - 36
Free download · ★ 4.9 · 10,737 ratings · score 69Finance app by Armstrong Bank on the App Store. - 37
- 38
Free download · ★ 4.9 · 6,485 ratings · score 69Finance app by FIRST NATIONAL BANK (AR) on the App Store. - 39
Free + IAP · ★ 4.7 · 9,694 ratings · score 69Your Wallet on Autopilot - 40
Questions people ask
- What is the best alternative to YNAB on iPhone?
- Money Manager Expense & Budget, S tier, #1 in money management.
- Is there a free alternative to YNAB?
- Yes: Money Manager Expense & Budget (S tier, #1) is free to download.
- Does anything rank above YNAB?
- Yes. 2 apps rank above it in money management: Money Manager Expense & Budget (#1), Empower ® (#2).