OneUnited Bank: WiseOne AI
- iPhone
- iPad
What is OneUnited Bank?
OneUnited Bank: WiseOne AI is a Finance app for managing checking, savings and other accounts in one place. It includes a conversational AI assistant built with Google Gemini, budgeting tools, goal tracking, financial education content and credit score monitoring. The listing describes checking and savings features such as balances, early payday, card controls and automated saving.
Pricing. OneUnited Bank: WiseOne AI is free, with no in-app purchases on the App Store.
Good for
- Viewing checking, savings, and investment accounts in one app
- Building a monthly budget and receiving progress notifications
- Tracking a credit score while rebuilding or building credit
Screenshots
Why this app is in B tier
OneUnited Bank scores 80 out of 100: rating 94, rating count 80, App Store search rank 47, update recency 100. The four parts are averaged with no weights, and B tier follows from that score within this list. The full explanation, as data.
Description
Bank, manage money with AI-driven insights, create budgets & monitor credit. *** AWARD-WINNING AND FDIC INSURED! *** Named one of Inc. Magazine's 2024 Best in Business in Finance. *** WHAT’S NEW *** WiseOne, a state of the art AI-driven conversational money management platform built with Google Gemini. Stop guessing and start succeeding with the WiseOne Financial Wellness Assistant, our conversational AI-guide that helps you manage your money, build wealth, and achieve financial freedom. WiseOne is a convenient, all-in-one financial solution providing personalized budgets and alerts, powerful credit-building tools, and more. *WiseOne is a money management tool. Not FDIC insured. See disclosures for details. -------- *** WiseOne: AI-DRIVEN MONEY MANAGEMENT BUILT WITH GOOGLE GEMINI *** Our premium AI-driven money management feature, WiseOne, offers next-generation conversational technology and personalized financial intelligence Built with Google Gemini. CONVERSATIONAL AI BUILT WITH GOOGLE GEMINI Ask questions and get instant, personalized answers on spending, saving, and financial topics. PERSONALIZED AI-DRIVEN INSIGHTS AND ALERTS Receive real-time, a
Compare in Money Management
| Measure | |||
|---|---|---|---|
| Tier | B | B | C |
| Score | 80 / 100 | 81 / 100 | 80 / 100 |
| Rating | 4.7 ★ | 4.9 ★ | 4.8 ★ |
| Ratings | 10.6K | 3.0K | 3.8K |
| Latest ratings · 180d | 4.3 ★ · 15 reviews | — | — |
| Last update | 3d ago | 105d ago | 7d ago |
| Price | Free | Free + IAP | Free download |
Alternatives
See all 39 ›Top rated in Money Management
Where else it ranks
Questions about OneUnited Bank
Is the app free?
The listing says free to download.
Is the app FDIC insured?
The bank is FDIC-insured, and also states that WiseOne is a money management tool and not FDIC insured. See disclosures for details, which are Not stated on the App Store.
Does the app use AI?
Yes. The listing describes a conversational AI assistant and AI-driven insights and budgeting built with Google Gemini.
Is OneUnited Bank free?
Yes. OneUnited Bank is free on the App Store, with no in-app purchases.
What is OneUnited Bank good for?
OneUnited Bank is built for viewing checking, savings, and investment accounts in one app, building a monthly budget and receiving progress notifications, tracking a credit score while rebuilding or building credit. It sits in the money management list on AppTierList.
Is OneUnited Bank worth it?
OneUnited Bank is B tier, ranked #30 of 40 money management apps with a score of 80 out of 100, from a 4.7 App Store rating across 10,634 ratings. Good, and 29 apps rank above it.
How does OneUnited Bank compare to Expense Tracker?
OneUnited Bank is B tier at 80; Expense Tracker is B tier at 81. Expense Tracker ranks higher. OneUnited Bank is free, with no in-app purchases, Expense Tracker is free to download, with in-app purchases.
How often is OneUnited Bank updated?
OneUnited Bank was updated 3 days ago, which counts in its favour.
All the facts
- Lists
- Money Management (B tier, #30) · Banking (#222, beyond the tiered top)
- Tier
- B (Good)
- Score
- 80 / 100
- Rank in list
- #30 of 40
- Ranking certainty
- settled
- Price
- Free
- App Store rating
- 4.7 out of 5
- Number of ratings
- 10,634
- Recent reviews
- 4.3 from 15 in the last 180 days
- Current version
- (3 days ago)
- App Store data read
- App Store category
- Finance
- Good for
- Viewing checking, savings, and investment accounts in one app, Building a monthly budget and receiving progress notifications, Tracking a credit score while rebuilding or building credit
- Requires
- iOS 17.0 or later
- Size
- 214 MB
- Age rating
- 4+
- Languages
- 1
- Runs on
- iPhone, iPad
- Developer pages
- Website · Support · Privacy policy
- Maker
- unclaimed
- As data
- JSON · why it ranks here
App Store data read · reviews · ranking · how it is computed