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WalletHub: Credit & Budgeting app icon#13in Credit Monitoring

WalletHub: Credit & Budgeting

Credit Monitoring · Free + IAP
A Tier
Excellent · #13 of 19
80
4.8★10.3K ratings
Free + IAPprice
4mosince update
  • iPhone
  • iPad

What is WalletHub?

WalletHub is a Finance app that provides credit scores, full credit reports updated daily, and a WalletScore that rates financial health across credit, spending, emergency preparedness and retirement. It also includes a personalized budget, spending tracker, debt payoff roadmap, net-worth tracker and 24/7 credit monitoring for identity theft and fraud. The app is free to download and offers in-app purchases.

Pricing. WalletHub: Credit & Budgeting is free to download, with in-app purchases on the App Store.

Good for

  • Checking credit scores and full credit reports
  • Building a personal budget and tracking spending
  • Planning debt payoff and monitoring net worth

Screenshots

1 / 8

Why this app is in A tier

WalletHub scores 80 out of 100: rating 97, rating count 80, App Store search rank 50, update recency 91. The four parts are averaged with no weights, and A tier follows from that score within this list. The full explanation, as data.

Description

WalletHub is the first app to offer 100% free credit scores, WalletScores, and full credit reports updated daily. Plus, get access to best-in-class budgeting tools and a personalized plan to improve your credit score, pay off your debt, and save money. Download this award-winning app and reach top WalletFitness®. Sign up for a free WalletHub account to get: • Credit scores, updated daily • Clear plan for improving your credit score • Personalized budget • Spending tracker • WalletScore for a full picture of your financial health • Credit card recommendations • Loan recommendations s • Full credit reports, updated daily • 24/7 credit monitoring to warn you of identity theft and fraud • Savings alerts so you can avoid overpaying • Debt payoff roadmap • Net-worth tracker 10,000+ News Mentions: • The Wall Street Journal • The New York Times • The Washington Post • CNBC • Yahoo Finance • MSN Money • USA TODAY • Reuters • Fox News • Many more Frequently Asked Questions: Q: Will Using WalletHub Hurt My Credit? A: Not at all. Checking your credit via WalletHub creates a “soft” inquiry that does not affect your credit score in any way. Q: Why WalletHub? A: People love WalletHub fo

Compare in Credit Monitoring

MeasureWalletHubLendingTreeScoreSense®
TierAAA
Score80 / 10081 / 10080 / 100
Rating4.8 ★4.8 ★4.8 ★
Ratings10.3K37.8K10.2K
Latest ratings · 180d5.0 ★ · 20 reviews——
Last update114d ago3d ago106d ago
PriceFree + IAPFreeFree

Alternatives

See all 18 ›

Where else it ranks

Questions about WalletHub

Will using WalletHub hurt my credit?

No. The listing says checking your credit via WalletHub creates a soft inquiry that does not affect your credit score in any way.

Which budgeting methods can I use?

You can use any major budgeting strategy, from envelope budgeting to zero-based budgeting, and switch between methods without losing your customizations.

What is a WalletScore?

The listing describes WalletScore as a tool that rates financial health based on credit, spending, emergency preparedness (savings and insurance) and retirement readiness.

Is WalletHub free?

WalletHub is free to download, with in-app purchases.

What is WalletHub good for?

WalletHub is built for checking credit scores and full credit reports, building a personal budget and tracking spending, planning debt payoff and monitoring net worth. It sits in the credit monitoring list on AppTierList.

Is WalletHub worth it?

WalletHub is A tier, ranked #13 of 19 credit monitoring apps with a score of 80 out of 100, from a 4.8 App Store rating across 10,347 ratings. It is in the list's top tiers; 12 apps rank above it.

How does WalletHub compare to LendingTree?

WalletHub is A tier at 80; LendingTree is A tier at 81. LendingTree ranks higher. WalletHub is free to download, with in-app purchases, LendingTree is free, with no in-app purchases.

How often is WalletHub updated?

WalletHub was last updated on 2026-07-01, 114 days ago.

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All the facts

Lists
Credit Monitoring (A tier, #13) · Budgeting (C tier, #33) · Money Management (#51, beyond the tiered top)
Tier
A (Excellent)
Score
80 / 100
Rank in list
#13 of 19
Ranking certainty
settled
Price
Free + IAP
App Store rating
4.8 out of 5
Number of ratings
10,347
Recent reviews
5.0 from 20 in the last 180 days
Current version
(114 days ago)
App Store data read
App Store category
Finance
Good for
Checking credit scores and full credit reports, Building a personal budget and tracking spending, Planning debt payoff and monitoring net worth
Requires
iOS 15.0 or later
Size
111 MB
Age rating
17+
Languages
1
Runs on
iPhone, iPad
Developer pages
Website · Support · Privacy policy
Maker
unclaimed
As data
JSON · why it ranks here

App Store data read · reviews · ranking · how it is computed