WalletHub: Credit & Budgeting
- iPhone
- iPad
What is WalletHub?
WalletHub is a Finance app that provides credit scores, full credit reports updated daily, and a WalletScore that rates financial health across credit, spending, emergency preparedness and retirement. It also includes a personalized budget, spending tracker, debt payoff roadmap, net-worth tracker and 24/7 credit monitoring for identity theft and fraud. The app is free to download and offers in-app purchases.
Pricing. WalletHub: Credit & Budgeting is free to download, with in-app purchases on the App Store.
Good for
- Checking credit scores and full credit reports
- Building a personal budget and tracking spending
- Planning debt payoff and monitoring net worth
Screenshots
Why this app is in A tier
WalletHub scores 80 out of 100: rating 97, rating count 80, App Store search rank 50, update recency 91. The four parts are averaged with no weights, and A tier follows from that score within this list. The full explanation, as data.
Description
WalletHub is the first app to offer 100% free credit scores, WalletScores, and full credit reports updated daily. Plus, get access to best-in-class budgeting tools and a personalized plan to improve your credit score, pay off your debt, and save money. Download this award-winning app and reach top WalletFitness®. Sign up for a free WalletHub account to get: • Credit scores, updated daily • Clear plan for improving your credit score • Personalized budget • Spending tracker • WalletScore for a full picture of your financial health • Credit card recommendations • Loan recommendations s • Full credit reports, updated daily • 24/7 credit monitoring to warn you of identity theft and fraud • Savings alerts so you can avoid overpaying • Debt payoff roadmap • Net-worth tracker 10,000+ News Mentions: • The Wall Street Journal • The New York Times • The Washington Post • CNBC • Yahoo Finance • MSN Money • USA TODAY • Reuters • Fox News • Many more Frequently Asked Questions: Q: Will Using WalletHub Hurt My Credit? A: Not at all. Checking your credit via WalletHub creates a “soft” inquiry that does not affect your credit score in any way. Q: Why WalletHub? A: People love WalletHub fo
Compare in Credit Monitoring
| Measure | |||
|---|---|---|---|
| Tier | A | A | A |
| Score | 80 / 100 | 81 / 100 | 80 / 100 |
| Rating | 4.8 ★ | 4.8 ★ | 4.8 ★ |
| Ratings | 10.3K | 37.8K | 10.2K |
| Latest ratings · 180d | 5.0 ★ · 20 reviews | — | — |
| Last update | 114d ago | 3d ago | 106d ago |
| Price | Free + IAP | Free | Free |
Alternatives
See all 18 ›Most similar
Top rated in Credit Monitoring
Where else it ranks
- Best Budgeting AppsC tier, #33, score 67
- Best Money Management Appslisted, beyond the tiered top, score 67
Questions about WalletHub
Will using WalletHub hurt my credit?
No. The listing says checking your credit via WalletHub creates a soft inquiry that does not affect your credit score in any way.
Which budgeting methods can I use?
You can use any major budgeting strategy, from envelope budgeting to zero-based budgeting, and switch between methods without losing your customizations.
What is a WalletScore?
The listing describes WalletScore as a tool that rates financial health based on credit, spending, emergency preparedness (savings and insurance) and retirement readiness.
Is WalletHub free?
WalletHub is free to download, with in-app purchases.
What is WalletHub good for?
WalletHub is built for checking credit scores and full credit reports, building a personal budget and tracking spending, planning debt payoff and monitoring net worth. It sits in the credit monitoring list on AppTierList.
Is WalletHub worth it?
WalletHub is A tier, ranked #13 of 19 credit monitoring apps with a score of 80 out of 100, from a 4.8 App Store rating across 10,347 ratings. It is in the list's top tiers; 12 apps rank above it.
How does WalletHub compare to LendingTree?
WalletHub is A tier at 80; LendingTree is A tier at 81. LendingTree ranks higher. WalletHub is free to download, with in-app purchases, LendingTree is free, with no in-app purchases.
How often is WalletHub updated?
WalletHub was last updated on 2026-07-01, 114 days ago.
All the facts
- Lists
- Credit Monitoring (A tier, #13) · Budgeting (C tier, #33) · Money Management (#51, beyond the tiered top)
- Tier
- A (Excellent)
- Score
- 80 / 100
- Rank in list
- #13 of 19
- Ranking certainty
- settled
- Price
- Free + IAP
- App Store rating
- 4.8 out of 5
- Number of ratings
- 10,347
- Recent reviews
- 5.0 from 20 in the last 180 days
- Current version
- (114 days ago)
- App Store data read
- App Store category
- Finance
- Good for
- Checking credit scores and full credit reports, Building a personal budget and tracking spending, Planning debt payoff and monitoring net worth
- Requires
- iOS 15.0 or later
- Size
- 111 MB
- Age rating
- 17+
- Languages
- 1
- Runs on
- iPhone, iPad
- Developer pages
- Website · Support · Privacy policy
- Maker
- unclaimed
- As data
- JSON · why it ranks here
App Store data read · reviews · ranking · how it is computed