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Debbie - Payoff, Save, Earn app icon#3in Debt Tracking

Debbie - Payoff, Save, Earn

Debt Tracking · Free download
A Tier
Excellent · #3 of 7
81
4.9★17.9K ratings
Free downloadprice
2mosince update

What is Debbie?

Debbie is a free money app that connects to credit cards, loans, and savings accounts to track progress toward goals such as paying down debt and building savings. It includes an onboarding quiz, short personal finance courses, and points or cash rewards for completing challenges and milestones. The app is sponsored by partner financial institutions, primarily community-based credit unions.

Pricing. Debbie - Payoff, Save, Earn is free to download on the App Store.

Good for

  • Paying down credit card balances and other debt
  • Building savings through goal-based challenges
  • Learning basic personal finance through short courses

Screenshots

1 / 7

Why this app is in A tier

Debbie scores 81 out of 100: rating 98, rating count 83, App Store search rank 45, update recency 100. The four parts are averaged with no weights, and A tier follows from that score within this list. The full explanation, as data.

Description

Reach your money goals and earn rewards. Debbie is the first money app that rewards you for paying off credit card balances, building savings, reducing debt, and improving your financial habits. Track your money, stay on budget, and earn rewards as you make progress toward financial freedom. At the core of Debbie is a psychology-based money program designed to help you understand your relationship with money, build better habits, track your financial progress, and earn rewards for reaching important milestones. Whether you’re focused on paying off debt, growing savings, improving your credit score, or managing bills, Debbie helps keep you motivated every step of the way. FEATURES Earn Cash Rewards Get rewarded for completing money challenges, paying down debt, building savings, and reaching financial goals. Track Your Money Progress Connect your accounts to track savings, debt balances, credit card payments, and financial milestones in one place. Stay on Top of Bills Build healthy habits around paying bills on time, managing debt, and staying consistent with your financial goals. Personalized Money Goals Set and complete personalized savings, debt payoff, and budgeting goals

Compare in Debt Tracking

MeasureDebbieFreedom Debt ReliefDitch
TierAAA
Score81 / 10082 / 10081 / 100
Rating4.9 ★4.9 ★4.8 ★
Ratings17.9K22.0K3.9K
Latest ratings · 180d—4.0 ★ · 20 reviews—
Last update49d ago17d ago6d ago
PriceFree downloadFree downloadFree download

Alternatives

See all 6 ›

Where else it ranks

Questions about Debbie

How much does Debbie cost?

Debbie is listed as free to download, and the listing's FAQ states that it is completely free.

How does Debbie make money?

The description says financial institution partners, primarily community-based credit unions, sponsor the platform. The listing's FAQ answer is cut off, so further detail is not stated on the App Store.

Do I need to open a new account to use it?

No. You can begin using Debbie without opening a new account. Opening a free checking or savings account through a sponsor partner is an option.

Is Debbie free?

Debbie is free to download.

What is Debbie good for?

Debbie is built for paying down credit card balances and other debt, building savings through goal-based challenges, learning basic personal finance through short courses. It sits in the debt tracking list on AppTierList.

Is Debbie worth it?

Debbie is A tier, ranked #3 of 7 debt tracking apps with a score of 81 out of 100, from a 4.9 App Store rating across 17,941 ratings. It is in the list's top tiers; 2 apps rank above it.

How does Debbie compare to Freedom Debt Relief?

Debbie is A tier at 81; Freedom Debt Relief is A tier at 82. Freedom Debt Relief ranks higher. Debbie is free to download, Freedom Debt Relief is free to download.

How often is Debbie updated?

Debbie was last updated on 2026-09-03, 49 days ago.

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All the facts

Lists
Debt Tracking (A tier, #3) · Debt Payoff (A tier, #5) · Saving Money (B tier, #12)
Tier
A (Excellent)
Score
81 / 100
Rank in list
#3 of 7
Ranking certainty
settled
Price
Free download
App Store rating
4.9 out of 5
Number of ratings
17,941
Current version
(49 days ago)
App Store data read
App Store category
Finance
Good for
Paying down credit card balances and other debt, Building savings through goal-based challenges, Learning basic personal finance through short courses
Requires
iOS 15.1 or later
Size
89 MB
Age rating
4+
Languages
1
Maker
unclaimed
As data
JSON · why it ranks here

App Store data read · ranking · how it is computed