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YNAB app icon#3in Money Management

YNAB

Money Management · Free + IAP
S Tier
Best in class · #3 of 40
95
4.8★61.9K ratings
Free + IAPprice
6dsince update

What is YNAB?

YNAB is a finance app for creating spending plans, tracking goals, and planning debt paydown with a Loan Planner that calculates time and interest saved. It can securely link financial accounts to import transactions automatically, and transactions can also be added manually. Users can create and share unlimited plans with up to six people under one subscription.

Pricing. YNAB is free to download, with in-app purchases on the App Store.

Good for

  • Couples or households planning money together
  • Paying down debt with the Loan Planner
  • Importing bank transactions from linked accounts

Screenshots

1 / 8

Why this app is in S tier

YNAB scores 95 out of 100: rating 95, rating count 89, App Store search rank 96, update recency 100. The four parts are averaged with no weights, and S tier follows from that score within this list. The full explanation, as data.

Description

Have you ever worried about money? You are not alone. Download YNAB, get good at money, and never worry about money again. “We started YNAB January 1st with $37 saved and ended the year with $42,000. Plus we paid $14,000 cash for a new roof.” -Kyle, YNAB user since 2020 Start your free 30-day trial and stop feeling like you’re bad at money. “YNAB has removed the stress of money from my life and in doing so has helped make me a better husband. It's like I got to remove a personal flaw I had never been able to fix." -Kyle, again. We didn’t even pay him to say this, but maybe we should. Why YNAB? -92% of YNAB users report feeling less stressed about money since starting. -The average user saves $600 in the first month, and $6,000 in the first year. “A year of YNAB costs less than a massage and is a heck of a lot better for reducing stress.” -Kat, YNAB user since 2016 Benefits and Features STOP ARGUING ABOUT MONEY ...and start planning your life, together -Create and share unlimited plans with up to six people with one subscription -Real time updates between devices make it easy to keep everyone informed -Cheaper than couples counseling STOP DROWNING IN DEBT ...and start s

Compare in Money Management

MeasureYNABEmpower ®Spending Tracker
TierSSS
Score95 / 10095 / 10094 / 100
Rating4.8 ★4.8 ★4.8 ★
Ratings61.9K420K19.5K
Latest ratings · 180d3.5 ★ · 20 reviews2.4 ★ · 20 reviews4.8 ★ · 20 reviews
Last update6d ago5d ago59d ago
PriceFree + IAPFreeFree + IAP

Alternatives

See all 39 ›
  1. Money Manager Expense & BudgetFree download · ★ 4.8S
  2. Empower ®Free · ★ 4.8S
  3. Spending TrackerFree + IAP · ★ 4.8S

Questions about YNAB

Is the app free?

The app is free to download. The listing offers a free 30-day trial, then monthly or annual subscriptions. The App Store also lists in-app purchases.

Can I connect my bank accounts?

You can securely link financial accounts to automatically import transactions. You can also add transactions manually if you prefer.

Can I share my plan with someone else?

You can create and share unlimited plans with up to six people with one subscription. The listing says real time updates between devices keep everyone informed.

Is YNAB free?

YNAB is free to download, with in-app purchases.

What is YNAB good for?

YNAB is built for couples or households planning money together, paying down debt with the loan planner, importing bank transactions from linked accounts. It sits in the money management list on AppTierList.

Is YNAB worth it?

YNAB is S tier, ranked #3 of 40 money management apps with a score of 95 out of 100, from a 4.8 App Store rating across 61,932 ratings. It is in the list's top tiers; 2 apps rank above it.

How does YNAB compare to Empower ®?

YNAB is S tier at 95; Empower ® is S tier at 95. They score the same. YNAB is free to download, with in-app purchases, Empower ® is free, with no in-app purchases.

How often is YNAB updated?

YNAB was updated 6 days ago, which counts in its favour.

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All the facts

List
Money Management
Tier
S (Best in class)
Score
95 / 100
Rank in list
#3 of 40
Ranking certainty
settled
Price
Free + IAP
App Store rating
4.8 out of 5
Number of ratings
61,932
Recent reviews
3.5 from 20 in the last 180 days
Current version
(6 days ago)
App Store data read
App Store category
Finance
Good for
Couples or households planning money together, Paying down debt with the Loan Planner, Importing bank transactions from linked accounts
Requires
iOS 18.0 or later
Size
156 MB
Age rating
4+
Languages
1
Developer pages
Website · Support · Privacy policy
Maker
unclaimed
As data
JSON · why it ranks here

Ranking refreshed · how it is computed