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Affirm: Buy now, pay over time app icon#4in Buy Now Pay Later

Affirm: Buy now, pay over time

S Tier
Best in class · #4 of 20
93
4.9★1.9M ratings
Freeprice
1dsince update

What is Affirm?

Affirm is a free shopping app for paying for purchases over time. The listing describes payment plans, 0% APR options, AutoPay, and an Affirm Card, a Visa debit card issued by Evolve Bank & Trust or Stride Bank, N.A. Approval and terms are not guaranteed.

Pricing. Affirm: Buy now, pay over time is free, with no in-app purchases on the App Store.

Good for

  • Splitting a purchase into scheduled payments at checkout
  • Comparing 0% APR and longer plan options before buying
  • Using a physical card where Visa is accepted in the U.S.

Screenshots

1 / 3

Why this app is in S tier

Affirm scores 93 out of 100: rating 97, rating count 100, App Store search rank 74, update recency 100. The four parts are averaged with no weights, and S tier follows from that score within this list. The full explanation, as data.

Description

Pay over time with Affirm online, in-store, and in the app. Plus, eligible customers can get the Affirm Card™ to use anywhere Visa is accepted in the U.S., or pay with Affirm on Apple Pay. Why you’ll love the Affirm app: • See your purchasing power front and center • Shop brands with clear, flexible payment options • Discover deals, 0% APR options, and plans over 12 months • Set up AutoPay or easily make early or one-time payments • Request to pay over time with the Affirm Card online or in-store Take your Affirm Card everywhere: • Get a physical card and use it anywhere Visa is accepted in the U.S. • No credit impact to apply, and no card or annual fees • Discover 0% APR options or flexible plans at top brands, in-store and online • Request a payment plan in the app before or after checkout. Minimum purchase may be required for payment plans. See footer for details. Purchasing power is an estimate and may include a down payment at checkout. Approval and terms aren’t guaranteed. The Affirm Card is a Visa® debit card issued by Evolve Bank & Trust (Evolve) or Stride Bank, N.A. (Stride), Members FDIC, pursuant to licenses from Visa U.S.A. Inc. Affirm is not a bank. FDIC insuran

Compare in Buy Now Pay Later

MeasureAffirmTamaraAfterpay
TierSSS
Score93 / 10094 / 10090 / 100
Rating4.9 ★4.7 ★4.9 ★
Ratings1.9M58.7K753K
Latest ratings · 180d4.5 ★ · 20 reviews2.3 ★ · 15 reviews1.6 ★ · 20 reviews
Last update1d ago5d ago10d ago
PriceFreeFree downloadFree

Alternatives

See all 19 ›
  1. PayPalFree · ★ 4.8S
  2. TabbyFree download · ★ 4.8S
  3. TamaraFree download · ★ 4.7S

Questions about Affirm

Does using the app affect my credit?

There is no credit impact to apply for the Affirm Card. Approval and terms are not guaranteed, and purchasing power is an estimate.

What fees does the Affirm Card have?

The Affirm Card has no card or annual fees. Rates are stated as 0 to 36% APR, and loan options vary by eligibility.

Where can I use Affirm?

You can pay with Affirm online, in-store, and in the app, use Affirm on Apple Pay, or use the physical Affirm Card anywhere Visa is accepted in the U.S.

Is Affirm free?

Yes. Affirm is free on the App Store, with no in-app purchases.

What is Affirm good for?

Affirm is built for splitting a purchase into scheduled payments at checkout, comparing 0% APR and longer plan options before buying, using a physical card where visa is accepted in the U.S.. It sits in the buy now pay later list on AppTierList.

Is Affirm worth it?

Affirm is S tier, ranked #4 of 20 buy now pay later apps with a score of 93 out of 100, from a 4.9 App Store rating across 1,867,800 ratings. It is in the list's top tiers; 3 apps rank above it.

How does Affirm compare to Tamara?

Affirm is S tier at 93; Tamara is S tier at 94. Tamara ranks higher. Affirm is free, with no in-app purchases, Tamara is free to download.

How often is Affirm updated?

Affirm was updated 1 days ago, which counts in its favour.

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All the facts

List
Buy Now Pay Later (S tier, #4)
Tier
S (Best in class)
Score
93 / 100
Rank in list
#4 of 20
Ranking certainty
settled
Price
Free
App Store rating
4.9 out of 5
Number of ratings
1,867,800
Recent reviews
4.5 from 20 in the last 180 days
Current version
(1 days ago)
App Store data read
App Store category
Shopping
Good for
Splitting a purchase into scheduled payments at checkout, Comparing 0% APR and longer plan options before buying, Using a physical card where Visa is accepted in the U.S.
Requires
iOS 16.0 or later
Size
128 MB
Age rating
17+
Languages
2
Runs on
iPhone
Developer pages
Website · Support · Privacy policy
Maker
unclaimed
As data
JSON · why it ranks here

App Store data read · reviews · ranking · how it is computed