Affirm: Buy now, pay over time
What is Affirm?
Affirm is a free shopping app for paying for purchases over time. The listing describes payment plans, 0% APR options, AutoPay, and an Affirm Card, a Visa debit card issued by Evolve Bank & Trust or Stride Bank, N.A. Approval and terms are not guaranteed.
Pricing. Affirm: Buy now, pay over time is free, with no in-app purchases on the App Store.
Good for
- Splitting a purchase into scheduled payments at checkout
- Comparing 0% APR and longer plan options before buying
- Using a physical card where Visa is accepted in the U.S.
Screenshots
Why this app is in S tier
Affirm scores 93 out of 100: rating 97, rating count 100, App Store search rank 74, update recency 100. The four parts are averaged with no weights, and S tier follows from that score within this list. The full explanation, as data.
Description
Pay over time with Affirm online, in-store, and in the app. Plus, eligible customers can get the Affirm Card™ to use anywhere Visa is accepted in the U.S., or pay with Affirm on Apple Pay. Why you’ll love the Affirm app: • See your purchasing power front and center • Shop brands with clear, flexible payment options • Discover deals, 0% APR options, and plans over 12 months • Set up AutoPay or easily make early or one-time payments • Request to pay over time with the Affirm Card online or in-store Take your Affirm Card everywhere: • Get a physical card and use it anywhere Visa is accepted in the U.S. • No credit impact to apply, and no card or annual fees • Discover 0% APR options or flexible plans at top brands, in-store and online • Request a payment plan in the app before or after checkout. Minimum purchase may be required for payment plans. See footer for details. Purchasing power is an estimate and may include a down payment at checkout. Approval and terms aren’t guaranteed. The Affirm Card is a Visa® debit card issued by Evolve Bank & Trust (Evolve) or Stride Bank, N.A. (Stride), Members FDIC, pursuant to licenses from Visa U.S.A. Inc. Affirm is not a bank. FDIC insuran
Compare in Buy Now Pay Later
Alternatives
See all 19 ›Questions about Affirm
Does using the app affect my credit?
There is no credit impact to apply for the Affirm Card. Approval and terms are not guaranteed, and purchasing power is an estimate.
What fees does the Affirm Card have?
The Affirm Card has no card or annual fees. Rates are stated as 0 to 36% APR, and loan options vary by eligibility.
Where can I use Affirm?
You can pay with Affirm online, in-store, and in the app, use Affirm on Apple Pay, or use the physical Affirm Card anywhere Visa is accepted in the U.S.
Is Affirm free?
Yes. Affirm is free on the App Store, with no in-app purchases.
What is Affirm good for?
Affirm is built for splitting a purchase into scheduled payments at checkout, comparing 0% APR and longer plan options before buying, using a physical card where visa is accepted in the U.S.. It sits in the buy now pay later list on AppTierList.
Is Affirm worth it?
Affirm is S tier, ranked #4 of 20 buy now pay later apps with a score of 93 out of 100, from a 4.9 App Store rating across 1,867,800 ratings. It is in the list's top tiers; 3 apps rank above it.
How does Affirm compare to Tamara?
Affirm is S tier at 93; Tamara is S tier at 94. Tamara ranks higher. Affirm is free, with no in-app purchases, Tamara is free to download.
How often is Affirm updated?
Affirm was updated 1 days ago, which counts in its favour.
All the facts
- List
- Buy Now Pay Later (S tier, #4)
- Tier
- S (Best in class)
- Score
- 93 / 100
- Rank in list
- #4 of 20
- Ranking certainty
- settled
- Price
- Free
- App Store rating
- 4.9 out of 5
- Number of ratings
- 1,867,800
- Recent reviews
- 4.5 from 20 in the last 180 days
- Current version
- (1 days ago)
- App Store data read
- App Store category
- Shopping
- Good for
- Splitting a purchase into scheduled payments at checkout, Comparing 0% APR and longer plan options before buying, Using a physical card where Visa is accepted in the U.S.
- Requires
- iOS 16.0 or later
- Size
- 128 MB
- Age rating
- 17+
- Languages
- 2
- Runs on
- iPhone
- Developer pages
- Website · Support · Privacy policy
- Maker
- unclaimed
- As data
- JSON · why it ranks here
App Store data read · reviews · ranking · how it is computed